The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR PORTFOLIO S&P 500 ETF IV PORTFOLIO S&P500 78464A854 11,730 279,342 SH   SOLE   279,342 0 0
INVESCO QQQ TRUST UNIT SER 1 46090E103 8,697 32,542 SH   SOLE   32,542 0 0
SPDR AGGREGATE BOND ETF IV PORTFOLIO AGRGTE 78464A649 6,971 279,393 SH   SOLE   279,393 0 0
PIMCO ENHNCD SHRT MATRTY ACTV ETF IV ENHAN SHRT MA AC 72201R833 6,619 66,951 SH   SOLE   66,951 0 0
FIRST TRUST TCW OPPORTUNISTIC FI ETF TCW OPPORTUNIS 33740F805 6,401 147,017 SH   SOLE   147,017 0 0
VANGUARD MEGA CAP GROWTH ETF IV MEGA GRWTH IND 921910816 6,280 36,034 SH   SOLE   36,034 0 0
ISHARES CORE S&P US VALUE ETF CORE S&P USVLU 464287663 6,278 100,264 SH   SOLE   100,264 0 0
JPMORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC 46641Q837 5,723 114,085 SH   SOLE   114,085 0 0
SPDR PORTFOLIO DVLPD WRLD EX-US ETF PORTFOLIO DEVLPD 78463X889 5,493 212,918 SH   SOLE   212,918 0 0
FIRST TRUST LRGE CAP CORE APADEX ETF COM SHS 33734K109 5,430 75,181 SH   SOLE   75,181 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 5,139 77,354 SH   SOLE   77,354 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257 4,807 61,757 SH   SOLE   61,757 0 0
iShares Core S&P Mid-Cap ETF GROWTH ETF 464287507 4,617 21,059 SH   SOLE   21,059 0 0
SPDR BLACKSTONE SENIOR LOAN ETF IV BLACKSTONE SENR 78467V608 4,487 109,776 SH   SOLE   109,776 0 0
SPDR S&P DIVIDEND ETF IV Value ETF 78464A763 4,260 38,206 SH   SOLE   38,206 0 0
ISHARES GLOBAL 100 ETF GLOBAL 100 ETF 464287572 4,101 68,908 SH   SOLE   68,908 0 0
FIRST TR EXCHANGE TRADED FD VI FIRST TRUST TCW SECURITIZED TCW SECURITIZED ETF 33740U109 4,063 189,226 SH   SOLE   189,226 0 0
3M CO COM 88579Y101 3,919 35,465 SH   SOLE   35,465 0 0
VANGUARD SMALL CAP ETF IV SMALL CP ETF 922908751 3,876 22,677 SH   SOLE   22,677 0 0
FIDELITY MSCI FINANCIALS INDX ETF MSCI FINLS IDX 316092501 3,826 88,808 SH   SOLE   88,808 0 0
SPDR GOLD SHARES ETF GOLD SHS 78463V107 3,367 21,767 SH   SOLE   21,767 0 0
Vanguard Short-Term Bond ETF BOND ETF 921937827 3,217 42,992 SH   SOLE   42,992 0 0
iShares 0-5 Year TIPS Bond ETF BOND ETF 46429B747 3,161 32,892 SH   SOLE   32,892 0 0
SPDR INDEX SHARES EMERG MARKT ETF IV PORTFOLIO EMG MK 78463X509 3,016 97,164 SH   SOLE   97,164 0 0
ENERGY SELECT SECTOR SPDR ETF IV Industrial ETF 81369Y506 2,813 39,055 SH   SOLE   39,055 0 0
ISHS MSCI INTL QUALITY FACT ETF INTL QLTY FACTOR 46434V456 2,768 99,642 SH   SOLE   99,642 0 0
ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 464287739 2,385 112,139 SH   SOLE   112,139 0 0
XTRCKRS MSCI EMRG MRKT HDGD EQY ETF XTRACK MSCI EMRG 233051101 2,324 112,948 SH   SOLE   112,948 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 2,006 5,617 SH   SOLE   5,617 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,701 10,314 SH   SOLE   10,314 0 0
PACER US CASH COWS 100 ETF GROWTH ETF 69374H881 1,576 38,418 SH   SOLE   38,418 0 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226 1,517 15,747 SH   SOLE   15,747 0 0
ISHARES US AEROSPACE DEFENSE ETF IV US AER DEF ETF 464288760 1,461 16,020 SH   SOLE   16,020 0 0
SELECT SECTOR UTI SELECT SPDR ETF SBI INT-UTILS 81369Y886 1,419 21,661 SH   SOLE   21,661 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,418 63,744 SH   SOLE   63,744 0 0
SPDR PORTFOLIO S&P 400 MID CP ETF IV PORTFOLIO S&P400 78464A847 1,368 35,469 SH   SOLE   35,469 0 0
SPDR PORTFOLIO S&P 600 SML CP ETF IV PORTFOLIO S&P600 78468R853 1,342 39,413 SH   SOLE   39,413 0 0
ISHARES RUSSELL 1000 GROWTH ETF IV RUS 1000 GRW ETF 464287614 1,310 6,224 SH   SOLE   6,224 0 0
ISHARES US MEDICAL DEVICES ETF IV U.S. MED DVC ETF 464288810 1,255 26,605 SH   SOLE   26,605 0 0
VANGUARD INDUSTRIALS ETF IV INDUSTRIAL ETF 92204A603 1,205 7,649 SH   SOLE   7,649 0 0
iShares Bloomberg Roll Select Broad Commodity ETF COM ETF 46431W598 1,156 21,019 SH   SOLE   21,019 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,156 25,997 SH   SOLE   25,997 0 0
SPDR LONG TERM TREASURY ETF IV PORTFOLIO LN TSR 78464A664 1,121 37,829 SH   SOLE   37,829 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 1,099 17,648 SH   SOLE   17,648 0 0
VANGUARD SMALL CAP GROWTH ETF IV SML CP GRW ETF 922908595 1,099 5,630 SH   SOLE   5,630 0 0
INVESCO S & P MIDCAP VALUE WITH MOMENTUM ETF S&P MDCP VLU MNT 46137V456 1,092 28,248 SH   SOLE   28,248 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,071 16,186 SH   SOLE   16,186 0 0
VANGUARD MID CAP ETF IV Growth ETF 922908629 1,064 5,659 SH   SOLE   5,659 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF IV TECHNOLOGY 81369Y803 1,044 8,790 SH   SOLE   8,790 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 976 60,340 SH   SOLE   60,340 0 0
ECOLAB INC COM 278865100 956 6,620 SH   SOLE   6,620 0 0
ISHARES TR USA QUALITY FCTR 46432F339 956 9,197 SH   SOLE   9,197 0 0
SPDR Bloomberg 1-10 Year TIPS ETF BOND ETF 922020805 943 51,768 SH   SOLE   51,768 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 868 34,495 SH   SOLE   34,495 0 0
ISHARES TR RUSEL 2500 ETF 46435G268 860 17,285 SH   SOLE   17,285 0 0
VANGUARD MEGA CAP ETF IV MEGA CAP INDEX 921910873 849 6,805 SH   SOLE   6,805 0 0
SPDR S&P INTERNATIONAL SMALL ETF IV S&P INTL SMLCP 78463X871 849 32,580 SH   SOLE   32,580 0 0
Abrdn Bloomberg All Commodity Strategy K-1 Free ETF COM ETF 003261104 833 32,268 SH   SOLE   32,268 0 0
Avantis US Large Cap Value ETF GROWTH ETF 025072349 816 18,368 SH   SOLE   18,368 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 810 12,996 SH   SOLE   12,996 0 0
ISHS MSCI GLOBAL MIN VOL FCT ETF IV MSCI GBL MIN VOL 464286525 768 8,670 SH   SOLE   8,670 0 0
SPDR Portfolio Intermediate Term Treasury ETF BOND ETF 78464A284 754 26,792 SH   SOLE   26,792 0 0
VANGUARD EXTENDED MARKET ETF IV EXTEND MKT ETF 922908652 750 5,898 SH   SOLE   5,898 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 727 15,635 SH   SOLE   15,635 0 0
SPDR BLMBRG BRCLY EMG MKT LCL ETF IV BLOMBRG BRC EMRG 78464A391 718 37,828 SH   SOLE   37,828 0 0
ISHARES TR RUS MID CAP ETF 464287499 705 11,339 SH   SOLE   11,339 0 0
APPLE INC COM 037833100 689 4,986 SH   SOLE   4,986 0 0
MEDTRONIC PLC F SHS G5960L103 634 7,848 SH   SOLE   7,848 0 0
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 588 10,532 SH   SOLE   10,532 0 0
ISHARES US FINANCIAL SER ETF FINANCIAL SER ETF 464287770 579 4,101 SH   SOLE   4,101 0 0
SPDR DOW JONE GLOBAL REAL EST ETF IV DJ GLB RL ES ETF 78463X749 577 14,903 SH   SOLE   14,903 0 0
SELECT SECTOR HEALTH CARE SPD ETF IV Health Care 81369Y209 554 4,575 SH   SOLE   4,575 0 0
ISHARES TRT IS 5-10 INV GR CR BD ETF INTRM TR CRP ETF 464288638 554 11,465 SH   SOLE   11,465 0 0
MICROSOFT CORP COM 594918104 553 2,376 SH   SOLE   2,376 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 531 11,711 SH   SOLE   11,711 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 513 11,236 SH   SOLE   11,236 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 512 27,092 SH   SOLE   27,092 0 0
SPDR PORTFOLIO HIGH YIELD BND ETF IV PORTFLI HIGH YLD 78468R606 498 22,823 SH   SOLE   22,823 0 0
ISHARES MSCI USA MOMNTUM FCT ETF USA MOMENTUM FCT 46432F396 491 3,745 SH   SOLE   3,745 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 481 22,322 SH   SOLE   22,322 0 0
SPDR S&P KENSHO CLEAN POWER ETF IV S&P KENSHO CLEAN 78468R655 472 5,557 SH   SOLE   5,557 0 0
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102 469 11,180 SH   SOLE   11,180 0 0
SCHWAB SHORT TERM US TREASURY ETF SHT TM US TRES 808524862 455 9,421 SH   SOLE   9,421 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 438 6,146 SH   SOLE   6,146 0 0
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF MSCI USA SMCP MN 46435G433 436 13,667 SH   SOLE   13,667 0 0
INVESCO RAFI STRTGC US SML CMP ETF SMALL CAP ETF 46138J734 426 14,125 SH   SOLE   14,125 0 0
PACER US SMALL CAP CASH COWS 100 ETF SMALL CAP ETF 69374H857 423 13,019 SH   SOLE   13,019 0 0
PROCTER & GAMBLE CO COM 742718109 402 3,188 SH   SOLE   3,188 0 0
WISDOMTREE INTRST RT HDG AGRGT ETF INTRST RATE HDGE 97717W380 396 8,682 SH   SOLE   8,682 0 0
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839 378 8,349 SH   SOLE   8,349 0 0
VANECK HIGH YIELD MUNI ETF HIGH YLD MUN ETF 92189H409 357 7,158 SH   SOLE   7,158 0 0
ISHARES CORE CONSERVATIVE ALL ETF IV CONSER ALLOC ETF 464289883 357 10,954 SH   SOLE   10,954 0 0
ISHARES TR CORE S&P500 ETF 464287200 338 941 SH   SOLE   941 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 326 6,491 SH   SOLE   6,491 0 0
ISHARES BROAD USD HG YLD CRP BND ETF BROAD USD HIGH 46435U853 326 9,706 SH   SOLE   9,706 0 0
AMAZON.COM INC COM 023135106 326 2,883 SH   SOLE   2,883 0 0
ISHARES RUSSELL 1000 VALUE ETF IV RUS 1000 VAL ETF 464287598 320 2,352 SH   SOLE   2,352 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 302 7,375 SH   SOLE   7,375 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 289 8,154 SH   SOLE   8,154 0 0
Invesco Total Return Bond ETF TOTAL RETURN 46090A804 275 6,020 SH   SOLE   6,020 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 270 13,446 SH   SOLE   13,446 0 0
WALT DISNEY CO COM 254687106 267 2,827 SH   SOLE   2,827 0 0
ACTIVISION BLIZZARD COM 00507V109 264 3,547 SH   SOLE   3,547 0 0
XCEL ENERGY INC MINN COM 98389B100 252 3,934 SH   SOLE   3,934 0 0
GLOBAL X FDS US PFD ETF 37954Y657 240 11,700 SH   SOLE   11,700 0 0
VERIZON COMMUNICATN COM 92343V104 226 5,949 SH   SOLE   5,949 0 0
SPDR SSGA U S SECTOR ROTATION ETF SPDR SSGA US SCT 78470P408 220 6,113 SH   SOLE   6,113 0 0
Pacer Industrial Real Estate ETF BNCHMRK INDSTR 69374H766 215 6,081 SH   SOLE   6,081 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 211 790 SH   SOLE   790 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 210 4,426 SH   SOLE   4,426 0 0
POLYMET MNG CORP COM 731916409 118 40,810 SH   SOLE   40,810 0 0
PAYSAFE LIMITED ORD G6964L107 28 20,000 SH   SOLE   20,000 0 0
CION INVT CORP COM COM 17259U204 108 12,703 SH   SOLE   12,703 0 0
Lineage Cell Therapeutics, Inc. COM 53566P109 12 10,869 SH   SOLE   10,869 0 0