The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 5,125 34,424 SH   SOLE   34,424 0 0
ACTIVISION BLIZZARD COM 00507V109 224 2,796 SH   SOLE   2,796 0 0
AMAZON COM INC COM 023135106 486 149 SH   SOLE   149 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 590 9,782 SH   SOLE   9,782 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 944 12,250 SH   SOLE   12,250 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,082 13,546 SH   SOLE   13,546 0 0
APPLE INC COM 037833100 1,073 6,143 SH   SOLE   6,143 0 0
ARK ETF TR INNOVATION ETF 00214Q104 349 5,267 SH   SOLE   5,267 0 0
AT&T INC COM 00206R102 228 9,669 SH   SOLE   9,669 0 0
Avantis US Large Cap Value ETF GROWTH ETF 025072349 389 7,196 SH   SOLE   7,196 0 0
BK OF AMERICA CORP COM 060505104 219 5,324 SH   SOLE   5,324 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 260 738 SH   SOLE   738 0 0
CIM Real Estate Finance Trust Com 12558Q103 101 14,085 SH   SOLE   14,085 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 214 4,604 SH   SOLE   4,604 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 260 10,415 SH   SOLE   10,415 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 853 30,938 SH   SOLE   30,938 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 815 14,537 SH   SOLE   14,537 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 275 10,498 SH   SOLE   10,498 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 546 19,396 SH   SOLE   19,396 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 925 29,348 SH   SOLE   29,348 0 0
ECOLAB INC COM 278865100 1,124 6,364 SH   SOLE   6,364 0 0
ENERGY SELECT SECTOR SPDR ETF IV Energy ETF 81369Y506 1,812 23,701 SH   SOLE   23,701 0 0
FACEBOOK INC CL A 30303M102 378 1,702 SH   SOLE   1,702 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 4,738 87,498 SH   SOLE   87,498 0 0
FIRST TR EXCHANGE TRADED FD VI FIRST TRUST TCW SECURITIZED TCW SECURITIZED ETF 33740U109 4,971 205,944 SH   SOLE   205,944 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 224 4,585 SH   SOLE   4,585 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 7,965 160,642 SH   SOLE   160,642 0 0
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 7,408 83,928 SH   SOLE   83,928 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 1,276 16,896 SH   SOLE   16,896 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 1,160 24,076 SH   SOLE   24,076 0 0
Invesco International BuyBack Achievers ETF GROWTH ETF 46138E644 241 6,300 SH   SOLE   6,300 0 0
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 1,384 78,465 SH   SOLE   78,465 0 0
INVESCO QQQ TRUST UNIT SER 1 46090E103 10,769 29,705 SH   SOLE   29,705 0 0
INVESCO RAFI STRTGC US SML CMP ETF SMALL CAP ETF 46138J734 495 13,154 SH   SOLE   13,154 0 0
ISHARES GLOBAL 100 ETF Large Cap ETF 464287572 5,537 72,807 SH   SOLE   72,807 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 937 8,937 SH   SOLE   8,937 0 0
ISHARES INTERMEDT TERM CORP BOND ETF INTRM TR CRP ETF 464288638 6,236 113,651 SH   SOLE   113,651 0 0
ISHARES TIPS BOND ETF IV BOND ETF 464287176 6,072 48,744 SH   SOLE   48,744 0 0
ISHARES TR BROAD USD HIGH 46435U853 377 9,706 SH   SOLE   9,706 0 0
ISHARES TR MSCI USA SMCP MN 46435G433 545 14,648 SH   SOLE   14,648 0 0
ISHARES TR RUSEL 2500 ETF 46435G268 1,051 16,841 SH   SOLE   16,841 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,265 23,676 SH   SOLE   23,676 0 0
ISHARES TR INTL QLTY FACTOR 46434V456 3,337 90,497 SH   SOLE   90,497 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 793 4,715 SH   SOLE   4,715 0 0
ISHARES TR USA QUALITY FCTR 46432F339 1,271 9,443 SH   SOLE   9,443 0 0
ISHARES TR CONSER ALLOC ETF 464289883 614 16,303 SH   SOLE   16,303 0 0
ISHARES TR U.S. MED DVC ETF 464288810 1,655 27,153 SH   SOLE   27,153 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,958 17,856 SH   SOLE   17,856 0 0
ISHARES TR EAFE SML CP ETF 464288273 215 3,245 SH   SOLE   3,245 0 0
ISHARES TR MSCI ACWI ETF 464288257 6,878 68,930 SH   SOLE   68,930 0 0
ISHARES TR CORE S&P USVLU 464287663 8,505 112,100 SH   SOLE   112,100 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,828 8,905 SH   SOLE   8,905 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,297 4,672 SH   SOLE   4,672 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 391 2,353 SH   SOLE   2,353 0 0
ISHARES TR RUS MID CAP ETF 464287499 889 11,390 SH   SOLE   11,390 0 0
ISHARES TR CORE S&P500 ETF 464287200 579 1,276 SH   SOLE   1,276 0 0
ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 464287739 3,743 128,137 SH   SOLE   128,137 0 0
ISHARES US AEROSPACE DEFENSE ETF US AER DEF ETF 464288760 1,464 13,214 SH   SOLE   13,214 0 0
ISHARES US FINANCIAL SER ETF FINANCIAL SER ETF 464287770 646 3,581 SH   SOLE   3,581 0 0
J P MORGAN EXCHANGE-TRADED F SHORT DURA CORE 46641Q274 860 18,002 SH   SOLE   18,002 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 3,251 64,666 SH   SOLE   64,666 0 0
Lineage Cell Therapeutics, Inc. Com 53566P109 17 10,869 SH   SOLE   10,869 0 0
Manulife Financial Corporation com 56501R635 219 10,250 SH   SOLE   10,250 0 0
MEDTRONIC PLC F SHS G5960L103 837 7,548 SH   SOLE   7,548 0 0
MICROSOFT CORP Com 594918104 1,545 5,011 SH   SOLE   5,011 0 0
PACER US CASH COWS 100 ETF GROWTH ETF 69374H881 1,619 32,531 SH   SOLE   32,531 0 0
PACER US SMALL CAP CASH COWS 100 ETF SMALL CAP ETF 69374H857 469 11,684 SH   SOLE   11,684 0 0
PAYSAFE LIMITED ORD G6964L107 34 10,000 SH   SOLE   10,000 0 0
PFIZER INC COM 717081103 214 4,126 SH   SOLE   4,126 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 6,324 63,141 SH   SOLE   63,141 0 0
POLYMET MNG CORP COM 731916409 137 32,810 SH   SOLE   32,810 0 0
PROCTER AND GAMBLE CO COM 742718109 518 3,391 SH   SOLE   3,391 0 0
SCHWAB SHORT TERM US TREASURY ETF SHT TM US TRES 808524862 473 9,542 SH   SOLE   9,542 0 0
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839 424 8,388 SH   SOLE   8,388 0 0
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102 666 12,472 SH   SOLE   12,472 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 4,999 63,369 SH   SOLE   63,369 0 0
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 807 10,792 SH   SOLE   10,792 0 0
SELCET SECTOR SPDR TR FINANCIAL ETF 81369Y605 1,211 31,615 SH   SOLE   31,615 0 0
SELECT SECTOR HEALTH CARE SPD ETF IV Healthcare ETF 81369Y209 284 2,075 SH   SOLE   2,075 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,362 8,571 SH   SOLE   8,571 0 0
SELECT SECTOR UTI SELECT SPDR ETF Utilities ETF 81369Y886 1,398 18,784 SH   SOLE   18,784 0 0
SOUTHERN CO COM 842587107 204 2,820 SH   SOLE   2,820 0 0
SPDR Bloomberg 1-10 Year TIPS ETF BOND ETF 922020805 1,082 52,323 SH   SOLE   52,323 0 0
SPDR GOLD MINI SHARES TRUST SPDR GLD MINIS 98149E204 226 5,887 SH   SOLE   5,887 0 0
SPDR GOLD TR GOLD SHS 78463V107 3,060 16,939 SH   SOLE   16,939 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,872 200,460 SH   SOLE   200,460 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,094 31,114 SH   SOLE   31,114 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 782 14,488 SH   SOLE   14,488 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,469 89,785 SH   SOLE   89,785 0 0
SPDR Portfolio Intermediate Term Treasury ETF BOND ETF 78464A284 806 26,603 SH   SOLE   26,603 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 2,167 4,798 SH   SOLE   4,798 0 0
SPDR S&P DIVIDEND ETF IV GROWTH ETF 78464A763 4,815 37,583 SH   SOLE   37,583 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 1,622 38,552 SH   SOLE   38,552 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 345 7,854 SH   SOLE   7,854 0 0
SPDR SER TR S&P KENSHO CLEAN 78468R655 498 5,553 SH   SOLE   5,553 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606 551 21,969 SH   SOLE   21,969 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 14,328 269,687 SH   SOLE   269,687 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,642 34,820 SH   SOLE   34,820 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 1,356 35,867 SH   SOLE   35,867 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 7,745 278,694 SH   SOLE   278,694 0 0
SPDR SER TR BLOMBRG BRC EMRG 78464A391 821 36,122 SH   SOLE   36,122 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,198 26,648 SH   SOLE   26,648 0 0
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 273 6,041 SH   SOLE   6,041 0 0
TARGET CORP COM COM 87612E106 261 1,229 SH   SOLE   1,229 0 0
TRANSOCEAN LTD REG SHS H8817H100 46 10,000 SH   SOLE   10,000 0 0
US GLOBAL JETS ETF GROWTH ETF 01748X102 1,601 73,597 SH   SOLE   73,597 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 2,070 88,988 SH   SOLE   88,988 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 449 7,826 SH   SOLE   7,826 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 594 7,469 SH   SOLE   7,469 0 0
VANGUARD EXTENDED MARKET ETF IV SMALL CAP ETF 922908652 6,507 39,278 SH   SOLE   39,278 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 205 712 SH   SOLE   712 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,221 4,922 SH   SOLE   4,922 0 0
VANGUARD INTERMEDIATE TERM BO ETF IV BOND ETF 921937819 240 2,936 SH   SOLE   2,936 0 0
VANGUARD MID CAP ETF IV mide cap ETF 922908629 1,157 4,863 SH   SOLE   4,863 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 419 5,646 SH   SOLE   5,646 0 0
VANGUARD SMALL CAP ETF IV SMALL CAP ETF 922908751 4,804 22,607 SH   SOLE   22,607 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 991 6,234 SH   SOLE   6,234 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 8,016 34,053 SH   SOLE   34,053 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 1,227 6,309 SH   SOLE   6,309 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 202 1,029 SH   SOLE   1,029 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 628 12,336 SH   SOLE   12,336 0 0
WALT DISNEY COMPANY COM 254687106 340 2,482 SH   SOLE   2,482 0 0
WISDOMTREE INTRST RT HDG AGRGT ETF INTRST RATE HDGE 97717W380 403 8,669 SH   SOLE   8,669 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 250 7,647 SH   SOLE   7,647 0 0
XCEL ENERGY INC COM 98389B100 306 4,244 SH   SOLE   4,244 0 0
XTRCKRS MSCI EMRG MRKT HDGD EQY ETF XTRACK MSCI EMRG 233051101 2,776 113,531 SH   SOLE   113,531 0 0