The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES:CORE US AGG BD CORE US AGGBD ET 464287226 5,056 49,728 SH   SOLE   49,728 0 0
VANGUARD TOT BD ETF TOTAL BND MRKT 921937835 734 9,751 SH   SOLE   9,751 0 0
ISHARES:S&P GSCI CMDTY UNIT BEN INT 46428R107 51,210 2,216,870 SH   SOLE   2,216,870 0 0
ISHARES:CURR HGD JAPAN HDG MSCI JAPAN 46434V886 17,831 476,763 SH   SOLE   476,763 0 0
ISHARES:CORE MSCI EMMKTS CORE MSCI EMKT 46434G103 8,050 164,081 SH   SOLE   164,081 0 0
ISHARES:5-10 IG CORP BD ISHS 5-10YR INVT 464288638 647 12,671 SH   SOLE   12,671 0 0
ISHARES:1-5 IG CORP BD ISHS 1-5YR INVS 464288646 793 15,687 SH   SOLE   15,687 0 0
ISHARES:CORE TOT USD BD CORE TOTAL USD 46434V613 737 15,740 SH   SOLE   15,740 0 0
ISHARES:CORE S&P 500 CORE S&P500 ETF 464287200 3,640 9,600 SH   SOLE   9,600 0 0
ISHARES:RUSS 1000 ETF RUS 1000 ETF 464287622 124,459 599,054 SH   SOLE   599,054 0 0
ISHARES:RUSS 1000 VL ETF RUS 1000 VAL ETF 464287598 7,910 54,561 SH   SOLE   54,561 0 0
ISHARES:RUSS 1000 GR ETF RUS 1000 GRW ETF 464287614 20,854 95,356 SH   SOLE   95,356 0 0
ISHARES:RUSS 2000 ETF RUSSELL 2000 ETF 464287655 21,629 127,708 SH   SOLE   127,708 0 0
JPMORGAN:US AGGREGATE BD US AGGREGATE ETF 46641Q241 704 14,668 SH   SOLE   14,668 0 0
SCHWAB STR:INTL EQTY ETF INTL EQTY ETF 808524805 15,742 500,526 SH   SOLE   500,526 0 0
SCHWAB STR:US LC VAL ETF US LCAP VA ETF 808524409 2,879 46,118 SH   SOLE   46,118 0 0
SCHWAB STR:US LG CAP ETF US LRG CAP ETF 808524201 20,828 466,367 SH   SOLE   466,367 0 0
SPDR PTF AGGREGATE BOND PORTFOLIO AGRGTE 78464A649 726 27,569 SH   SOLE   27,569 0 0
SIMPLIFY:US EQTY DC US EQT PLS DWNSD 82889N202 4,855 183,405 SH   SOLE   183,405 0 0
SPDR PTF IT CORP BOND PORTFOLIO INTRMD 78464A375 4,095 125,512 SH   SOLE   125,512 0 0
SPDR PTF ST CORP BOND PORTFOLIO SHORT 78464A474 11,879 399,569 SH   SOLE   399,569 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 1,417 3,756 SH   SOLE   3,756 0 0
VANGUARD ST CORP BD ETF SHRT TRM CORP BD 92206C409 3,730 48,915 SH   SOLE   48,915 0 0
VANGUARD RUS 1000 ID ETF VNG RUS1000IDX 92206C730 130,985 762,294 SH   SOLE   762,294 0 0
VANGUARD RUS 1000 GI ETF VNG RUS1000GRW 92206C680 8,257 146,717 SH   SOLE   146,717 0 0
VANGUARD RUS 1000 VI ETF VNG RUS1000VAL 92206C714 31,720 499,131 SH   SOLE   499,131 0 0
VANGUARD 500 IDX ETF S&P 500 ETF SHS 922908363 8,304 23,940 SH   SOLE   23,940 0 0
VANGUARD RUS 3000 ID ETF VNG RUS 3000IDX 92206C599 3,050 18,050 SH   SOLE   18,050 0 0
VANGUARD RUS 2000 ID ETF VNG RUS2000IDX 92206C664 24,720 361,559 SH   SOLE   361,559 0 0
VANGUARD RUS 2000 VI ETF VNG RUS2000VAL 92206C649 4,815 40,408 SH   SOLE   40,408 0 0
APPLE ORD COM 037833100 2,928 21,417 SH   SOLE   21,417 0 0
ABBVIE ORD COM 00287Y109 2,807 18,326 SH   SOLE   18,326 0 0
ABBOTT LABORATORIES ORD COM 002824100 1,039 9,566 SH   SOLE   9,566 0 0
ACCENTURE CL A ORD SHS CLASS A G1151C101 1,450 5,223 SH   SOLE   5,223 0 0
ANALOG DEVICES ORD COM 032654105 1,425 9,755 SH   SOLE   9,755 0 0
ALLSTATE ORD COM 020002101 798 6,294 SH   SOLE   6,294 0 0
AMERIPRISE FINANCE ORD COM 03076C106 1,337 5,627 SH   SOLE   5,627 0 0
BROADCOM ORD COM 11135F101 2,966 6,105 SH   SOLE   6,105 0 0
CROWN CASTLE INTERNATIONAL REIT ORD COM 22822V101 404 2,400 SH   SOLE   2,400 0 0
CDW ORD COM 12514G108 759 4,818 SH   SOLE   4,818 0 0
COSTCO WHOLESALE ORD COM 22160K105 558 1,165 SH   SOLE   1,165 0 0
CVS HEALTH ORD COM 126650100 754 8,137 SH   SOLE   8,137 0 0
CHEVRON ORD COM 166764100 2,294 15,843 SH   SOLE   15,843 0 0
EASTMAN CHEMICAL ORD COM 277432100 1,103 12,283 SH   SOLE   12,283 0 0
EATON ORD SHS G29183103 847 6,725 SH   SOLE   6,725 0 0
FASTENAL ORD COM 311900104 778 15,585 SH   SOLE   15,585 0 0
GENERAL DYNAMICS ORD COM 369550108 797 3,603 SH   SOLE   3,603 0 0
ALPHABET CL A ORD CAP STK CL A 02079K305 1,737 797 SH   SOLE   797 0 0
HOME DEPOT ORD COM 437076102 1,977 7,209 SH   SOLE   7,209 0 0
ILLINOIS TOOL ORD COM 452308109 434 2,381 SH   SOLE   2,381 0 0
JPMORGAN CHASE ORD COM 46625H100 1,620 14,382 SH   SOLE   14,382 0 0
COCA-COLA ORD COM 191216100 1,030 16,375 SH   SOLE   16,375 0 0
ELI LILLY ORD COM 532457108 2,429 7,493 SH   SOLE   7,493 0 0
LOCKHEED MARTIN ORD COM 539830109 826 1,920 SH   SOLE   1,920 0 0
LIFE STORAGE ORD COM 53223X107 933 8,354 SH   SOLE   8,354 0 0
MCDONALD'S ORD COM 580135101 1,446 5,856 SH   SOLE   5,856 0 0
MONDELEZ INTERNATIONAL CL A ORD CL A 609207105 274 4,405 SH   SOLE   4,405 0 0
MEDTRONIC ORD SHS G5960L103 203 2,265 SH   SOLE   2,265 0 0
MARSH & MCLENNAN ORD COM 571748102 1,225 7,892 SH   SOLE   7,892 0 0
MORGAN STANLEY ORD COM NEW 617446448 797 10,480 SH   SOLE   10,480 0 0
MICROSOFT ORD COM 594918104 4,509 17,555 SH   SOLE   17,555 0 0
MOTOROLA SOLUTIONS ORD COM NEW 620076307 770 3,674 SH   SOLE   3,674 0 0
NEXTERA ENERGY ORD COM 65339F101 969 12,505 SH   SOLE   12,505 0 0
NORTHROP GRUMMAN ORD COM 666807102 1,391 2,907 SH   SOLE   2,907 0 0
REALTY INCOME REIT ORD COM 756109104 352 5,160 SH   SOLE   5,160 0 0
PAYCHEX ORD COM 704326107 2,392 21,003 SH   SOLE   21,003 0 0
PEPSICO ORD COM 713448108 1,817 10,903 SH   SOLE   10,903 0 0
PFIZER ORD COM 717081103 1,542 29,419 SH   SOLE   29,419 0 0
PROCTER & GAMBLE ORD COM 742718109 681 4,737 SH   SOLE   4,737 0 0
PARKER HANNIFIN ORD COM 701094104 405 1,648 SH   SOLE   1,648 0 0
PROLOGIS REIT COM 74340W103 1,317 11,197 SH   SOLE   11,197 0 0
PNC FINANCIAL SERVICES GROUP ORD COM 693475105 1,240 7,859 SH   SOLE   7,859 0 0
PIONEER NATURAL RESOURCE ORD COM 723787107 305 1,369 SH   SOLE   1,369 0 0
QUALCOMM ORD COM 747525103 408 3,192 SH   SOLE   3,192 0 0
STARBUCKS ORD COM 855244109 398 5,204 SH   SOLE   5,204 0 0
SOUTHERN ORD COM 842587107 1,561 21,887 SH   SOLE   21,887 0 0
SIMON PROP GRP REIT ORD COM 828806109 604 6,358 SH   SOLE   6,358 0 0
SYSCO ORD COM 871829107 771 9,100 SH   SOLE   9,100 0 0
TRUIST FINANCIAL ORD COM 89832Q109 476 10,044 SH   SOLE   10,044 0 0
TARGET ORD COM 87612E106 1,390 9,840 SH   SOLE   9,840 0 0
UNITEDHEALTH GRP ORD COM 91324P102 2,529 4,923 SH   SOLE   4,923 0 0
UNION PACIFIC ORD COM 907818108 1,149 5,386 SH   SOLE   5,386 0 0
UNITED PARCEL SERVICE CL B ORD CL B 911312106 443 2,427 SH   SOLE   2,427 0 0
US BANCORP ORD COM NEW 902973304 682 14,820 SH   SOLE   14,820 0 0
VALERO ENERGY ORD COM 91913Y100 1,173 11,037 SH   SOLE   11,037 0 0
WEC ENERGY GROUP ORD COM 92939U106 795 7,896 SH   SOLE   7,896 0 0
WASTE MANAGEMENT ORD COM 94106L109 432 2,827 SH   SOLE   2,827 0 0
ZOETIS CL A ORD CL A 98978V103 386 2,245 SH   SOLE   2,245 0 0