The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core Conservative Allocation ETF CONSER ALLOC ETF 464289883 3,707 106,943 SH   SOLE   106,943 0 0
iShares Core Growth Allocation ETF GRWT ALLOCAT ETF 464289867 723 15,986 SH   SOLE   15,986 0 0
iShares Core US Aggregate Bond ETF CORE US AGGBD ET 464287226 6,638 61,310 SH   SOLE   61,310 0 0
iShares iBoxx $ High Yield Corp Bd ETF IBOXX HI YD ETF 464288513 1,422 16,357 SH   SOLE   16,357 0 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 48,558 311,707 SH   SOLE   311,707 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 1,457 11,509 SH   SOLE   11,509 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 21 103 SH   SOLE   103 0 0
iShares Russell 2000 Value ETF RUS 2000 VAL ETF 464287630 18 141 SH   SOLE   141 0 0
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 26,863 152,335 SH   SOLE   152,335 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176 134 1,187 SH   SOLE   1,187 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 24,180 238,276 SH   SOLE   238,276 0 0
Invesco Fundamental Hi Yld Corp Bd ETF FNDMNTL HY CRP 46138E719 4,059 215,586 SH   SOLE   215,586 0 0
Invesco International Corporate Bond ETF INTL CORP BD 46138E636 536 20,489 SH   SOLE   20,489 0 0
Schwab International Equity ET INTL EQTY ETF 808524805 8,459 263,342 SH   SOLE   263,342 0 0
Schwab US Large-Cap ET US LRG CAP ETF 808524201 23,237 334,538 SH   SOLE   334,538 0 0
Schwab US Large-Cap Value ET US LCAP VA ETF 808524409 18,286 326,062 SH   SOLE   326,062 0 0
SPDR Nuveen Blmbg Barclays Muni Bd ETF NUVEEN BRC MUNIC 78468R721 2,339 47,700 SH   SOLE   47,700 0 0
SPDR Portfolio Aggregate Bond ETF PORTFOLIO AGRGTE 78464A649 2,837 100,118 SH   SOLE   100,118 0 0
SPDR Portfolio S&P 500 Growth ETF PRTFLO S&P500 GW 78464A409 22,525 591,993 SH   SOLE   591,993 0 0
VanEck Vectors AMT-Free Interm Muni ETF AMT FREE INT ETF 92189H201 8,756 180,235 SH   SOLE   180,235 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 18,220 208,248 SH   SOLE   208,248 0 0
Vanguard Real Estate ETF REIT ETF 922908553 4,734 53,764 SH   SOLE   53,764 0 0
Vanguard Russell 1000 Growth ETF VNG RUS1000GRW 92206C680 3,464 21,632 SH   SOLE   21,632 0 0
Vanguard Short-Term Infl-Prot Secs ETF STRM INFPROIDX 922020805 7,854 161,176 SH   SOLE   161,176 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 4,062 50,408 SH   SOLE   50,408 0 0
Vanguard Total International Bond ETF INTL BD IDX ETF 92203J407 29,162 524,399 SH   SOLE   524,399 0 0
WisdomTree US LargeCap Dividend ETF US LARGECAP DIVD 97717W307 18,545 192,391 SH   SOLE   192,391 0 0