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Loans (Tables)
 6 Months Ended
Jun. 30, 2023
Receivables [Abstract]  
Schedule of Loan Portfolio by Classes
Loans held for investment consist of the following loan classes:
(in thousands)June 30,
2023		December 31,
2022
Real estate loans
Commercial real estate
Non-owner occupied$1,645,224 $1,615,716 
Multi-family residential764,712 820,023 
Land development and construction loans314,010 273,174 
2,723,946 2,708,913 
Single-family residential1,285,857 1,102,845 
Owner occupied1,063,240 1,046,450 
5,073,043 4,858,208 
Commercial loans (1)1,577,209 1,381,234 
Loans to financial institutions and acceptances13,332 13,292 
Consumer loans and overdrafts503,432 604,460 
    Total loans held for investment, gross (2)$7,167,016 $6,857,194 
_________________
(1)At June 30, 2023 and December 31, 2022, includes equipment loans and leases totaling $47.7 million and $45.3 million, respectively.
(2)Excludes accrued interest receivable.
Loans held for sale consist of the following loan classes:
(in thousands)June 30,
2023
December 31, 2022
Loans held for sale at fair value
Land development and construction loans (1)$3,726 $9,424 
Single-family residential (2)46,216 53,014 
Total loans held for sale at fair value (3)(4)(5)$49,942 $65,289 
_______________
(1)In the six months ended June 30, 2023, the Company transferred approximately $13 million in land development and construction loans held for sale to the loans held for investment category.
(2)In the six months ended June 30, 2023, the Company transferred approximately $64 million in single-family residential loans held for sale to the loans held for investment category.
(3)Loans held for sale in connection with Amerant Mortgage’s ongoing business.
(4)Remained current and in accrual status at each of the periods shown.
(5)Excludes accrued interest receivable.
Schedule of Loan Portfolio Delinquencies
The age analyses of the loan portfolio by class as of June 30, 2023 and December 31, 2022, are summarized in the following tables:
June 30, 2023
Total Loans,
Net of
Unearned
Income		Past Due
(in thousands)Current30-59
Days		60-89
Days		Greater than
90 Days		Total Past
Due
Real estate loans
Commercial real estate
Non-owner occupied$1,645,224 $1,643,403 $— $1,821 $— $1,821 
Multi-family residential764,712 740,169 24,543 — — 24,543 
Land development and construction loans314,010 307,513 6,497 — — 6,497 
2,723,946 2,691,085 31,040 1,821 — 32,861 
Single-family residential1,285,857 1,283,089 — 2,210 558 2,768 
Owner occupied1,063,240 1,057,795 665 — 4,780 5,445 
5,073,043 5,031,969 31,705 4,031 5,338 41,074 
Commercial loans1,577,209 1,564,989 1,178 394 10,648 12,220 
Loans to financial institutions and acceptances13,332 13,332 — — — — 
Consumer loans and overdrafts503,432 497,948 2,854 2,552 78 5,484 
$7,167,016 $7,108,238 $35,737 $6,977 $16,064 $58,778 

December 31, 2022
Total Loans,
Net of
Unearned
Income		Past Due
(in thousands)Current30-59
Days		60-89
Days		Greater than
90 Days		Total Past
Due
Real estate loans
Commercial real estate
Non-owner occupied$1,615,716 $1,615,716 $— $— $— $— 
Multi-family residential820,023 818,394 1,387 242 — 1,629 
Land development and construction loans273,174 273,174 — — — — 
2,708,913 2,707,284 1,387 242 — 1,629 
Single-family residential1,102,845 1,098,310 3,140 150 1,245 4,535 
Owner occupied1,046,450 1,039,928 172 6,014 336 6,522 
4,858,208 4,845,522 4,699 6,406 1,581 12,686 
Commercial loans1,381,234 1,373,042 1,523 475 6,194 8,192 
Loans to financial institutions and acceptances13,292 13,292 — — — — 
Consumer loans and overdrafts604,460 601,921 2,439 62 38 2,539 
$6,857,194 $6,833,777 $8,661 $6,943 $7,813 $23,417 
The following tables present the amortized cost basis of loans on nonaccrual status and loans past due over 90 days and still accruing as of June 30, 2023 and December 31, 2022:
As of June 30, 2023
(in thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With Related AllowanceTotal Nonaccrual Loans (1)Loans Past Due Over 90 Days and Still Accruing
Real estate loans
Commercial real estate
Nonowner occupied$— $1,696 $1,696 $— 
Multi-family residential— 24,306 $24,306 — 
— 26,002 26,002 — 
Single-family residential849 832 $1,681 302 
Owner occupied6,688 202 6,890 — 
7,537 27,036 $34,573 302 
Commercial loans407 11,834 $12,241 — 
Consumer loans and overdrafts1 — 1 78 
Total$7,945 $38,870 $46,815 $380 
As of December 31, 2022
(in thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With Related AllowanceTotal Nonaccrual Loans (1)Loans Past Due Over 90 Days and Still Accruing
Real estate loans
Commercial real estate
Nonowner occupied$20,057 $— $20,057 $— 
Multi-family residential— — — — 
20,057 — 20,057 — 
Single-family residential— 1,526 1,526 253 
Owner occupied5,936 334 6,270 — 
25,993 1,860 27,853 253 
Commercial loans482 8,789 9,271 183 
Consumer loans and overdrafts— 4 4 35 
Total$26,475 $10,653 $37,128 $471