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Loans (Tables)
 3 Months Ended
Mar. 31, 2023
Receivables [Abstract]  
Schedule of Loan Portfolio by Classes
Loans held for investment consist of the following loan classes:
(in thousands)March 31,
2023		December 31,
2022
Real estate loans
Commercial real estate
Non-owner occupied$1,630,451 $1,615,716 
Multi-family residential796,125 820,023 
Land development and construction loans303,268 273,174 
2,729,844 2,708,913 
Single-family residential1,189,045 1,102,845 
Owner occupied1,069,491 1,046,450 
4,988,380 4,858,208 
Commercial loans (1)1,497,649 1,381,234 
Loans to financial institutions and acceptances13,312 13,292 
Consumer loans and overdrafts550,405 604,460 
    Total loans held for investment, gross (2)$7,049,746 $6,857,194 
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(1)At March 31, 2023 and December 31, 2022, includes equipment financing totaling $46.7 million and $45.3 million, respectively.
(2)Excludes accrued interest receivable.
Loans held for sale consist of the following loan classes:
(in thousands)March 31,
2023
December 31, 2022
Loans held for sale at fair value
Land development and construction loans15,527 9,424 
Single-family residential 49,762 53,014 
Total loans held for sale at fair value (1)(2)(3)65,289 62,438 
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(1)Loans held for sale in connection with Amerant Mortgage’s ongoing business.
(2)Remained current and in accrual status at each of the periods shown.
(3)Excludes accrued interest receivable.
Schedule of Loan Portfolio Delinquencies
The age analyses of the loan portfolio by class as of March 31, 2023 and December 31, 2022, are summarized in the following tables:
March 31, 2023
Total Loans,
Net of
Unearned
Income		Past Due
(in thousands)Current30-59
Days		60-89
Days		Greater than
90 Days		Total Past
Due
Real estate loans
Commercial real estate
Non-owner occupied$1,630,451 $1,630,451 $— $— $— $— 
Multi-family residential796,125 795,885 240 — — 240 
Land development and construction loans303,268 303,268 — — — — 
2,729,844 2,729,604 240 — — 240 
Single-family residential1,189,045 1,182,147 6,205 — 693 6,898 
Owner occupied1,069,491 1,064,377 4,841 — 273 5,114 
4,988,380 4,976,128 11,286 — 966 12,252 
Commercial loans1,497,649 1,486,516 380 196 10,557 11,133 
Loans to financial institutions and acceptances13,312 13,312 — — — — 
Consumer loans and overdrafts550,405 550,176 168 8 53 229 
$7,049,746 $7,026,132 $11,834 $204 $11,576 $23,614 

December 31, 2022
Total Loans,
Net of
Unearned
Income		Past Due
(in thousands)Current30-59
Days		60-89
Days		Greater than
90 Days		Total Past
Due
Real estate loans
Commercial real estate
Non-owner occupied$1,615,716 $1,615,716 $— $— $— $— 
Multi-family residential820,023 818,394 1,387 242 — 1,629 
Land development and construction loans273,174 273,174 — — — — 
2,708,913 2,707,284 1,387 242 — 1,629 
Single-family residential1,102,845 1,098,310 3,140 150 1,245 4,535 
Owner occupied1,046,450 1,039,928 172 6,014 336 6,522 
4,858,208 4,845,522 4,699 6,406 1,581 12,686 
Commercial loans1,381,234 1,373,042 1,523 475 6,194 8,192 
Loans to financial institutions and acceptances13,292 13,292 — — — — 
Consumer loans and overdrafts604,460 601,921 2,439 62 38 2,539 
$6,857,194 $6,833,777 $8,661 $6,943 $7,813 $23,417 
The following tables present the amortized cost basis of loans on nonaccrual status and loans past due over 90 days and still accruing as of March 31, 2023 and December 31, 2022:
As of March 31, 2023
(in thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With Related AllowanceTotal Nonaccrual Loans (1)Loans Past Due Over 90 Days and Still Accruing
Real estate loans
Commercial real estate
Nonowner occupied$— $— $— $— 
Multi-family residential— — $— — 
Single-family residential— 1,367 $1,367 — 
Owner occupied6,847 271 7,118 — 
6,847 1,638 $8,485 — 
Commercial loans471 13,172 $13,643 — 
Consumer loans and overdrafts1 — 1 53 
Total$7,319 $14,810 $22,129 $53 
As of December 31, 2022
(in thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With Related AllowanceTotal Nonaccrual Loans (1)Loans Past Due Over 90 Days and Still Accruing
Real estate loans
Commercial real estate
Nonowner occupied$20,057 $— $20,057 $— 
Multi-family residential— — — — 
Single-family residential— 1,526 1,526 253 
Owner occupied5,936 334 6,270 — 
25,993 1,860 27,853 253 
Commercial loans482 8,789 9,271 183 
Consumer loans and overdrafts— 4 4 35 
Total$26,475 $10,653 $37,128 $471