Loans (Tables)

12 Months Ended

Dec. 31, 2021

Receivables [Abstract]

Schedule of loan portfolio by classes and countries

Loans held for investment consist of the following loan classes:

(in thousands)	December 31, 2021		December 31, 2020
Real estate loans
Commercial real estate
Nonowner occupied	$	1,540,590	$	1,749,839
Multi-family residential	514,679		737,696
Land development and construction loans	327,246		349,800
	2,382,515		2,837,335
Single-family residential	661,339		639,569
Owner occupied	962,538		947,127
	4,006,392		4,424,031
Commercial loans	965,673		1,154,550
Loans to financial institutions and acceptances	13,710		16,636
Consumer loans and overdrafts	423,665		247,120
Total loans held for investment, gross	$	5,409,440	$	5,842,337

Loans held for sale consist of the following loan classes:

(in thousands)	December 31, 2021		December 31, 2020
Real estate loans
Commercial real estate
Non-owner occupied	$	110,271	$	—
Multi-family residential	31,606		—
	141,877		—
Single-family residential (1)	14,905		—
Owner occupied	1,318		—
Total loans held for sale (2)(3)	$	158,100	$	—

__________________

(1)Mortgage loans held for sale carried at fair value..

(2)Remained current and in accrual status as of December 31, 2021.

(3)Includes $143.2 million in loans carried at the lower of cost or fair value and $14.9 million in mortgage loans carried at fair value.

Schedule of loan portfolio delinquencies

The age analysis of the loan portfolio by class, including nonaccrual loans, as of December 31, 2021 and 2020 are summarized in the following tables:

	December 31, 2021
	Total Loans, Net of Unearned Income				Past Due								Total Loans in Nonaccrual Status		Total Loans 90 Days or More Past Due and Accruing
(in thousands)			Current		30-59 Days		60-89 Days		Greater than 90 Days		Total Past Due
Real estate loans
Commercial real estate
Nonowner occupied	$	1,540,590	$	1,540,590	$	—	$	—	$	—	$	—	$	7,285	$	—
Multi-family residential	514,679		514,679		—		—		—		—		—		—
Land development and construction loans	327,246		327,246		—		—		—		—		—		—
	2,382,515		2,382,515		—		—		—		—		7,285		—
Single-family residential	661,339		657,882		990		412		2,055		3,457		5,126		—
Owner occupied	962,538		961,132		—		—		1,406		1,406		8,665		—
	4,006,392		4,001,529		990		412		3,461		4,863		21,076		—
Commercial loans	965,673		939,685		277		1,042		24,669		25,988		28,440		—
Loans to financial institutions and acceptances	13,710		13,710		—		—		—		—		—		—
Consumer loans and overdrafts	423,665		423,624		22		7		12		41		257		8
	$	5,409,440	$	5,378,548	$	1,289	$	1,461	$	28,142	$	30,892	$	49,773	$	8

	December 31, 2020
	Total Loans, Net of Unearned Income				Past Due								Total Loans in Nonaccrual Status		Total Loans 90 Days or More Past Due and Accruing
(in thousands)			Current		30-59 Days		60-89 Days		Greater than 90 Days		Total Past Due
Real estate loans
Commercial real estate
Nonowner occupied	$	1,749,839	$	1,741,862	$	1,487	$	—	$	6,490	$	7,977	$	8,219	$	—
Multi-family residential	737,696		737,696		—		—		—		—		11,340		—
Land development and construction loans	349,800		349,800		—		—		—		—		—		—
	2,837,335		2,829,358		1,487		—		6,490		7,977		19,559		—
Single-family residential	639,569		631,801		3,143		671		3,954		7,768		10,667		—
Owner occupied	947,127		941,566		439		—		5,122		5,561		12,815		220
	4,424,031		4,402,725		5,069		671		15,566		21,306		43,041		220
Commercial loans	1,154,550		1,113,469		3,675		1,715		35,691		41,081		44,205		—
Loans to financial institutions and acceptances	16,636		16,636		—		—		—		—		—		—
Consumer loans and overdrafts	247,120		246,997		85		6		32		123		233		1
	$	5,842,337	$	5,779,827	$	8,829	$	2,392	$	51,289	$	62,510	$	87,479	$	221