The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,385 28,205 SH   SOLE   0 0 28,205
ABBOTT LABS COM 002824100 2,820 38,923 SH   SOLE   0 0 38,923
ABBVIE INC COM 00287Y109 2,427 26,285 SH   SOLE   0 0 26,285
AFLAC INC COM 001055102 2,435 53,364 SH   SOLE   0 0 53,364
AIR PRODS & CHEMS INC COM 009158106 2,332 14,569 SH   SOLE   0 0 14,569
ALPHABET INC CAP STK CL A 02079K305 881 849 SH   SOLE   0 0 849
ALPHABET INC CAP STK CL C 02079K107 349 337 SH   SOLE   0 0 337
AMARIN CORP PLC SPONS ADR NEW 023111206 158 11,590 SH   SOLE   0 0 11,590
AMAZON COM INC COM 023135106 2,156 1,430 SH   SOLE   0 0 1,430
AMERICAN TOWER CORP NEW COM 03027X100 216 1,365 SH   SOLE   0 0 1,365
AMGEN INC COM 031162100 246 1,269 SH   SOLE   0 0 1,269
ANDERSONS INC COM 034164103 260 8,719 SH   SOLE   0 0 8,719
APPLE INC COM 037833100 1,386 8,763 SH   SOLE   0 0 8,763
AT&T INC COM 00206R102 253 8,866 SH   SOLE   0 0 8,866
AUTOMATIC DATA PROCESSING IN COM 053015103 2,251 17,103 SH   SOLE   0 0 17,103
BANCORP NEW JERSEY INC NEW COM 059915108 158 12,127 SH   SOLE   0 0 12,127
BANK AMER CORP COM 060505104 273 10,984 SH   SOLE   0 0 10,984
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 46 215,800 SH Put SOLE   0 0 215,800
BECTON DICKINSON & CO COM 075887109 2,241 9,939 SH   SOLE   0 0 9,939
BROWN FORMAN CORP CL B 115637209 2,170 45,617 SH   SOLE   0 0 45,617
CHEVRON CORP NEW COM 166764100 2,598 23,787 SH   SOLE   0 0 23,787
CHIMERA INVT CORP COM NEW 16934Q208 4,066 227,984 SH   SOLE   0 0 227,984
CINCINNATI BELL INC NEW PFD CV DEP1/20 171871403 8 30,000 SH Call SOLE   0 0 0
CINTAS CORP COM 172908105 2,133 12,491 SH   SOLE   0 0 12,491
CISCO SYS INC COM 17275R102 400 9,253 SH   SOLE   0 0 9,253
CLOROX CO DEL COM 189054109 2,374 15,406 SH   SOLE   0 0 15,406
COMCAST CORP NEW CL A 20030N101 212 6,192 SH   SOLE   0 0 6,192
DEERE & CO COM 244199105 215 1,437 SH   SOLE   0 0 1,437
DISNEY WALT CO COM DISNEY 254687106 222 2,023 SH   SOLE   0 0 2,023
DOMINION ENERGY INC COM 25746U109 1,068 14,977 SH   SOLE   0 0 14,977
DONALDSON INC COM 257651109 518 11,903 SH   SOLE   0 0 11,903
DOVER CORP COM 260003108 1,851 26,125 SH   SOLE   0 0 26,125
EMERSON ELEC CO COM 291011104 2,091 35,153 SH   SOLE   0 0 35,153
EXXON MOBIL CORP COM 30231G102 967 14,191 SH   SOLE   0 0 14,191
FACEBOOK INC CL A 30303M102 497 3,784 SH   SOLE   0 0 3,784
FARMER & MERCHANTS BANCORP I COM 30779N105 3,293 85,576 SH   SOLE   0 0 85,576
FIDELITY DIVID ETF RISI 316092832 618 21,558 SH   SOLE   0 0 21,558
FS KKR CAPITAL CORP COM 302635107 1,442 278,820 SH   SOLE   0 0 278,820
GRAINGER W W INC COM 384802104 2,061 7,320 SH   SOLE   0 0 7,320
HOME DEPOT INC COM 437076102 353 2,051 SH   SOLE   0 0 2,051
HONEYWELL INTL INC COM 438516106 462 3,494 SH   SOLE   0 0 3,494
HORMEL FOODS CORP COM 440452100 2,410 56,700 SH   SOLE   0 0 56,700
HUNTINGTON BANCSHARES INC COM 446150104 133 11,275 SH   SOLE   0 0 11,275
ILLINOIS TOOL WKS INC COM 452308109 2,122 16,613 SH   SOLE   0 0 16,613
INVESCO EXCHANGE TRADED FD T S&P500 BUY WRT 46137V399 751 37,860 SH   SOLE   0 0 37,860
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 2,914 65,858 SH   SOLE   0 0 65,858
ISHARES INC CORE MSCI EMKT 46434G103 5,209 111,112 SH   SOLE   0 0 111,112
ISHARES INC MSCI EURZONE ETF 464286608 290 8,260 SH   SOLE   0 0 8,260
ISHARES INC MSCI JPN ETF NEW 46434G822 577 11,380 SH   SOLE   0 0 11,380
ISHARES INC MSCI PAC JP ETF 464286665 380 9,339 SH   SOLE   0 0 9,339
ISHARES TR 1 3 YR TREAS BD 464287457 10,405 124,231 SH   SOLE   0 0 124,231
ISHARES TR 3 7 YR TREAS BD 464288661 480 3,960 SH   SOLE   0 0 3,960
ISHARES TR CORE 1 5 YR USD 46432F859 2,246 46,087 SH   SOLE   0 0 46,087
ISHARES TR CORE DIV GRWTH 46434V621 15,022 452,290 SH   SOLE   0 0 452,290
ISHARES TR CORE HIGH DV ETF 46429B663 1,285 15,184 SH   SOLE   0 0 15,184
ISHARES TR CORE MSCI EAFE 46432F842 14,466 263,037 SH   SOLE   0 0 263,037
ISHARES TR CORE S&P MCP ETF 464287507 1,333 8,049 SH   SOLE   0 0 8,049
ISHARES TR CORE S&P SCP ETF 464287804 4,662 67,670 SH   SOLE   0 0 67,670
ISHARES TR CORE S&P US GWT 464287671 20,139 382,218 SH   SOLE   0 0 382,218
ISHARES TR CORE S&P500 ETF 464287200 5,672 22,407 SH   SOLE   0 0 22,407
ISHARES TR CORE US AGGBD ET 464287226 28,522 267,916 SH   SOLE   0 0 267,916
ISHARES TR FLTG RATE NT ETF 46429B655 556 11,074 SH   SOLE   0 0 11,074
ISHARES TR IBOXX HI YD ETF 464288513 719 8,900 SH   SOLE   0 0 8,900
ISHARES TR INTL SEL DIV ETF 464288448 326 11,403 SH   SOLE   0 0 11,403
ISHARES TR INTRM TR CRP ETF 464288638 500 9,514 SH   SOLE   0 0 9,514
ISHARES TR MIN VOL USA ETF 46429B697 3,426 65,536 SH   SOLE   0 0 65,536
ISHARES TR MRGSTR SM CP GR 464288604 501 3,010 SH   SOLE   0 0 3,010
ISHARES TR MRNING SM CP ETF 464288703 383 3,107 SH   SOLE   0 0 3,107
ISHARES TR MSCI EAFE ETF 464287465 308 5,239 SH   SOLE   0 0 5,239
ISHARES TR NATIONAL MUN ETF 464288414 304 2,781 SH   SOLE   0 0 2,781
ISHARES TR RUS 1000 GRW ETF 464287614 1,093 8,347 SH   SOLE   0 0 8,347
ISHARES TR RUS 1000 VAL ETF 464287598 871 7,846 SH   SOLE   0 0 7,846
ISHARES TR RUS 2000 VAL ETF 464287630 6,777 63,040 SH   SOLE   0 0 63,040
ISHARES TR RUS MID CAP ETF 464287499 357 7,648 SH   SOLE   0 0 7,648
ISHARES TR RUSSELL 2000 ETF 464287655 621 4,635 SH   SOLE   0 0 4,635
ISHARES TR S&P 500 GRWT ETF 464287309 962 6,387 SH   SOLE   0 0 6,387
ISHARES TR S&P 500 VAL ETF 464287408 9,382 92,745 SH   SOLE   0 0 92,745
ISHARES TR S&P MC 400GR ETF 464287606 575 3,007 SH   SOLE   0 0 3,007
ISHARES TR SH TR CRPORT ETF 464288646 602 11,635 SH   SOLE   0 0 11,635
ISHARES TR U.S. FINLS ETF 464287788 1,765 16,593 SH   SOLE   0 0 16,593
ISHARES TR U.S. TECH ETF 464287721 495 3,099 SH   SOLE   0 0 3,099
ISHARES TR U.S. UTILITS ETF 464287697 1,665 12,386 SH   SOLE   0 0 12,386
ISHARES TR US HLTHCARE ETF 464287762 445 2,464 SH   SOLE   0 0 2,464
ISHARES TR USA MOMENTUM FCT 46432F396 3,126 31,229 SH   SOLE   0 0 31,229
JOHNSON & JOHNSON COM 478160104 328 2,539 SH   SOLE   0 0 2,539
JPMORGAN CHASE & CO COM 46625H100 364 3,734 SH   SOLE   0 0 3,734
LILLY ELI & CO COM 532457108 349 3,011 SH   SOLE   0 0 3,011
LOWES COS INC COM 548661107 2,135 23,115 SH   SOLE   0 0 23,115
MASTERCARD INCORPORATED CL A 57636Q104 408 2,154 SH   SOLE   0 0 2,154
MCDONALDS CORP COM 580135101 2,892 16,298 SH   SOLE   0 0 16,298
MEDTRONIC PLC SHS G5960L103 383 4,213 SH   SOLE   0 0 4,213
MICROSOFT CORP COM 594918104 1,083 10,665 SH   SOLE   0 0 10,665
MONDELEZ INTL INC CL A 609207105 225 5,549 SH   SOLE   0 0 5,549
NETFLIX INC COM 64110L106 308 1,151 SH   SOLE   0 0 1,151
NEWMARKET CORP COM 651587107 817 1,982 SH   SOLE   0 0 1,982
NEXTERA ENERGY INC COM 65339F101 235 1,364 SH   SOLE   0 0 1,364
NIKE INC CL B 654106103 259 3,495 SH   SOLE   0 0 3,495
NOVARTIS A G SPONSORED ADR 66987V109 388 4,524 SH   SOLE   0 0 4,524
NOVAVAX INC COM 670002104 23 12,335 SH   SOLE   0 0 12,335
NUCOR CORP COM 670346105 1,952 37,495 SH   SOLE   0 0 37,495
NVIDIA CORP COM 67066G104 227 1,702 SH   SOLE   0 0 1,702
PACER FDS TR TRENDP US LAR CP 69374H105 3,063 106,352 SH   SOLE   0 0 106,352
PACER FDS TR WEALTHSHIELD 69374H840 20,875 865,279 SH   SOLE   0 0 865,279
PENTAIR PLC SHS G7S00T104 1,877 49,820 SH   SOLE   0 0 49,820
PFIZER INC COM 717081103 439 10,077 SH   SOLE   0 0 10,077
PHILIP MORRIS INTL INC COM 718172109 205 3,051 SH   SOLE   0 0 3,051
PIMCO INCOME STRATEGY FUND COM 72201H108 4,727 435,035 SH   SOLE   0 0 435,035
PIMCO INCOME STRATEGY FUND I COM 72201J104 128 13,185 SH   SOLE   0 0 13,185
PPG INDS INC COM 693506107 2,194 21,521 SH   SOLE   0 0 21,521
PRICE T ROWE GROUP INC COM 74144T108 2,012 21,927 SH   SOLE   0 0 21,927
PROCTER AND GAMBLE CO COM 742718109 2,688 29,342 SH   SOLE   0 0 29,342
PROSHARES TR ULTRAPRO QQQ 74347X831 1,828 49,215 SH   SOLE   0 0 49,215
PROSHARES TR ULTRPRO DOW30 74347X823 600 8,400 SH   SOLE   0 0 8,400
PROSHARES TR ULTRPRO S&P500 74347X864 1,481 42,807 SH   SOLE   0 0 42,807
PUBLIC SVC ENTERPRISE GROUP COM 744573106 282 5,422 SH   SOLE   0 0 5,422
REGIONS FINL CORP NEW COM 7591EP100 213 15,984 SH   SOLE   0 0 15,984
S&P GLOBAL INC COM 78409V104 2,096 12,211 SH   SOLE   0 0 12,211
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 528 8,673 SH   SOLE   0 0 8,673
SELECT SECTOR SPDR TR ENERGY 81369Y506 228 3,924 SH   SOLE   0 0 3,924
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,836 59,242 SH   SOLE   0 0 59,242
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,781 35,207 SH   SOLE   0 0 35,207
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,885 35,914 SH   SOLE   0 0 35,914
SHERWIN WILLIAMS CO COM 824348106 2,304 5,802 SH   SOLE   0 0 5,802
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 242 1,037 SH   SOLE   0 0 1,037
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,932 19,759 SH   SOLE   0 0 19,759
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 2,877 61,540 SH   SOLE   0 0 61,540
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 221 6,585 SH   SOLE   0 0 6,585
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 497 8,865 SH   SOLE   0 0 8,865
SPDR SERIES TRUST S&P BK ETF 78464A797 486 12,983 SH   SOLE   0 0 12,983
SPDR SERIES TRUST S&P DIVID ETF 78464A763 386 4,303 SH   SOLE   0 0 4,303
SQUARE INC CL A 852234103 430 7,613 SH   SOLE   0 0 7,613
STANLEY BLACK & DECKER INC COM 854502101 2,004 16,715 SH   SOLE   0 0 16,715
STARBUCKS CORP COM 855244109 259 4,055 SH   SOLE   0 0 4,055
SYSCO CORP COM 871829107 2,132 33,762 SH   SOLE   0 0 33,762
TARGET CORP COM 87612E106 1,974 29,939 SH   SOLE   0 0 29,939
UNION PAC CORP COM 907818108 208 1,495 SH   SOLE   0 0 1,495
UNITED STATES OIL FUND LP UNITS 91232N108 284 29,388 SH   SOLE   0 0 29,388
UNITEDHEALTH GROUP INC COM 91324P102 245 991 SH   SOLE   0 0 991
V F CORP COM 918204108 1,877 26,775 SH   SOLE   0 0 26,775
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 639 10,466 SH   SOLE   0 0 10,466
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 733 9,014 SH   SOLE   0 0 9,014
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 289 3,641 SH   SOLE   0 0 3,641
VANGUARD GROUP DIV APP ETF 921908844 619 6,322 SH   SOLE   0 0 6,322
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 467 4,666 SH   SOLE   0 0 4,666
VANGUARD INDEX FDS GROWTH ETF 922908736 1,278 9,530 SH   SOLE   0 0 9,530
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 212 2,229 SH   SOLE   0 0 2,229
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,848 77,586 SH   SOLE   0 0 77,586
VANGUARD INDEX FDS SMALL CP ETF 922908751 750 5,670 SH   SOLE   0 0 5,670
VANGUARD INDEX FDS SML CP GRW ETF 922908595 7,802 51,793 SH   SOLE   0 0 51,793
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,524 11,944 SH   SOLE   0 0 11,944
VANGUARD INDEX FDS VALUE ETF 922908744 8,309 84,770 SH   SOLE   0 0 84,770
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 500 11,001 SH   SOLE   0 0 11,001
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 310 8,204 SH   SOLE   0 0 8,204
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,313 26,982 SH   SOLE   0 0 26,982
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 306 5,828 SH   SOLE   0 0 5,828
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 920 15,282 SH   SOLE   0 0 15,282
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 712 19,138 SH   SOLE   0 0 19,138
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 272 3,513 SH   SOLE   0 0 3,513
VERIZON COMMUNICATIONS INC COM 92343V104 511 9,127 SH   SOLE   0 0 9,127
WALMART INC COM 931142103 2,862 30,651 SH   SOLE   0 0 30,651
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 231 4,081 SH   SOLE   0 0 4,081
XCEL ENERGY INC COM 98389B100 654 13,262 SH   SOLE   0 0 13,262
XG TECHNOLOGY INC COM PAR 98372A705 104 335,104 SH   SOLE   0 0 335,104