Customer Loan ID	Channel	Rate Lock Date	Application Date	Borrower Employment Indicator	Co Borrower Employment Indicator	Borrower Citizenship Indicator	Co Borrower Citizenship Indicator	Residual Income	Points And Fees	Points And Fees Without Reductions	APR	Qualifying Interest Rate	Average Prime Offer Rate	GSE Eligibility	Originator QM/ATR Status	TPR QM/ATR Status	Non QM Reason	TRID
201795101	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,454.17	4599	4599	0.042	0.04125	3.14	Yes		TQM/Non-HPML		TRID
312058821	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$18,009.08	2615	2615	0.027	0.02625	2.86	Yes		TQM/Non-HPML		TRID
312084450	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$10,575.44	12226	12226	0.027	0.02625	2.83	Yes		TQM/Non-HPML		TRID
312131646	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$3,933.86	1595	1595	0.029	0.02875	2.89	Yes		TQM/Non-HPML		TRID
312145773	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$10,790.58	3992	3992	0.027	0.02625	2.89	Yes		TQM/Non-HPML		TRID
312216411	Correspondent Bulk	XX/XX/XXXX	XX/XX/XXXX	Employed		Permanent Resident Alien		$5,319.79	9269	9269	0.027	0.02625	2.76	Yes		TQM/Non-HPML		TRID
312227448	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		Non-permanent Resident Alien		$9,249.90	1595	1595	0.025	0.02500	2.76	Yes		TQM/Non-HPML		TRID
312295062	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,758.93	2621	2621	0.027	0.02625	2.71	Yes		TQM/Non-HPML		TRID
312402159	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$27,344.64	1595	1595	0.025	0.02500	2.84	Yes		TQM/Non-HPML		TRID
312403881	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$5,107.65	1595	1595	0.025	0.02500	2.84	Yes		TQM/Non-HPML		TRID
312451656	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$14,007.34	1595	1595	0.025	0.02500	2.78	Yes		TQM/Non-HPML		TRID
312585300	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$16,716.09	2495	2495	0.033	0.03250	2.86	Yes		TQM/Non-HPML		TRID
312620355	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$10,736.45	3338	3338	0.029	0.02875	3.02	Yes		TQM/Non-HPML		TRID
201839501	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$5,133.90	4345	4345	0.035	0.03375	3.07	Yes		TQM/Non-HPML		TRID
800734190	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$49,503.59	6633	6633	0.027	0.02625	2.78	Yes		TQM/Non-HPML		TRID
800745518	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$6,363.01	7268	7268	0.029	0.02750	3.02	Yes		TQM/Non-HPML		TRID
800750822	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$8,428.84	13071	13071	0.030	0.02990	2.86	Yes		TQM/Non-HPML		TRID
800751785	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	Permanent Resident Alien	$6,521.48	3930	3930	0.031	0.02990	3.07	Yes		TQM/Non-HPML		TRID
312070239	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$15,193.69	7501	7501	0.027	0.02625	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
312076458	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$6,773.60	2555	2555	0.030	0.02990	2.7	Yes		TQM-ATR Pass/Non-HPML		TRID
312087366	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		Non-permanent Resident Alien		$8,471.05	4696	4696	0.027	0.02625	2.83	Yes		TQM-ATR Pass/Non-HPML		TRID
312126003	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$13,156.42	1595	1595	0.025	0.02500	2.89	Yes		TQM-ATR Pass/Non-HPML		TRID
312126114	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,283.55	11889	11889	0.033	0.03125	2.89	Yes		TQM-ATR Pass/Non-HPML		TRID
312145656	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		Permanent Resident Alien		$10,169.14	1595	1595	0.025	0.02500	2.89	Yes		TQM-ATR Pass/Non-HPML		TRID
312167931	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$10,122.56	1595	1595	0.030	0.02990	2.76	Yes		TQM-ATR Pass/Non-HPML		TRID
312214236	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$20,841.34	1595	1595	0.026	0.02625	3.24	Yes		TQM-ATR Pass/Non-HPML		TRID
312235227	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$6,577.88	2895	2895	0.025	0.02500	2.76	Yes		TQM-ATR Pass/Non-HPML		TRID
312238020	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$26,146.93	5724	5724	0.030	0.02990	2.76	Yes		TQM-ATR Pass/Non-HPML		TRID
312260097	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$5,489.56	2738	2738	0.025	0.02500	2.72	Yes		TQM-ATR Pass/Non-HPML		TRID
312279726	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired	Retired	US	US	$4,911.36	5661	5661	0.029	0.02875	2.72	Yes		TQM-ATR Pass/Non-HPML		TRID
312326436	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,206.53	1595	1595	0.030	0.02990	2.72	Yes		TQM-ATR Pass/Non-HPML		TRID
312357993	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,666.52	1595	1595	0.026	0.02625	2.7	Yes		TQM-ATR Pass/Non-HPML		TRID
312359838	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	Permanent Resident Alien	Permanent Resident Alien	$4,621.87	1595	1595	0.029	0.02875	2.7	Yes		TQM-ATR Pass/Non-HPML		TRID
312366474	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		Permanent Resident Alien		$12,135.73	1595	1595	0.029	0.02875	2.7	Yes		TQM-ATR Pass/Non-HPML		TRID
312369204	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$19,159.28	1595	1595	0.025	0.02500	2.7	Yes		TQM-ATR Pass/Non-HPML		TRID
312370581	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$22,868.84	4119	4119	0.025	0.02500	2.82	Yes		TQM-ATR Pass/Non-HPML		TRID
312372771	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,336.24	1595	1595	0.029	0.02875	2.84	Yes		TQM-ATR Pass/Non-HPML		TRID
312419820	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$15,351.25	4220	4220	0.037	0.03625	2.84	Yes		TQM-ATR Pass/Non-HPML		TRID
312437031	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		Non-permanent Resident Alien		$10,264.35	0	0	0.025	0.02500	2.82	Yes		TQM-ATR Pass/Non-HPML		TRID
312461877	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$6,156.90	1670	1670	0.029	0.02875	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312464403	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$16,424.10	1595	1595	0.030	0.02990	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312470706	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,376.35	14457	14457	0.033	0.03125	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312471078	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired	Retired	US	US	$18,627.58	1595	1595	0.025	0.02500	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312475854	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$14,683.60	1595	1595	0.024	0.02375	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312494028	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$11,025.71	5419	5419	0.031	0.02990	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312501273	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	Permanent Resident Alien	Permanent Resident Alien	$4,785.30	4607	4607	0.026	0.02500	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312536775	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$10,032.10	2927	2927	0.029	0.02875	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312540264	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$10,614.44	3757	3757	0.031	0.02990	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312548778	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$22,189.81	1595	1595	0.025	0.02500	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312550479	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$20,231.49	1595	1595	0.030	0.02990	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312550482	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$18,196.20	1595	1595	0.029	0.02875	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312557343	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,830.83	12498	12498	0.031	0.02990	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312560895	Retail	XX/XX/XXXX	XX/XX/XXXX	Unemployed	Employed	US	US	$7,210.87	1595	1595	0.028	0.02750	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312565506	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$13,854.54	1595	1595	0.029	0.02875	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312567570	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$28,962.56	1595	1595	0.030	0.02990	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
312574956	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$6,107.72	6874	6874	0.031	0.02990	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312578280	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,665.11	1595	1595	0.028	0.02750	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312582192	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired	Retired	US	US	$4,856.38	3062	3062	0.029	0.02875	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312588573	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired	Retired	US	US	$12,093.87	1595	1595	0.029	0.02875	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312589599	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,181.29	4916	4916	0.031	0.02990	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312589644	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$10,878.83	1595	1595	0.028	0.02750	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312596094	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$5,431.75	6254	6254	0.031	0.02990	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312597633	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$7,366.88	6919	6919	0.035	0.03375	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312598542	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$15,708.99	2615	2615	0.029	0.02875	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312605175	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$13,097.36	3116	3116	0.029	0.02875	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312607449	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired	Employed	US	US	$5,249.94	1836	1836	0.030	0.02990	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312608967	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$11,360.07	8160	8160	0.036	0.03500	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
312610776	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired		US		$6,493.78	2590	2590	0.029	0.02875	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312610917	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$24,925.02	2615	2615	0.029	0.02875	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312616257	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$9,151.48	1595	1595	0.032	0.03125	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312620358	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		Non-permanent Resident Alien		$8,418.74	1595	1595	0.028	0.02750	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312630567	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$14,902.79	1595	1595	0.029	0.02875	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312637788	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$5,352.02	1595	1595	0.030	0.02990	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312637881	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,830.11	0	0	0.031	0.03125	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312643359	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$11,136.89	1950	1950	0.029	0.02875	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312644115	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$23,533.91	1595	1595	0.029	0.02875	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
312650961	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,326.38	1033	1033	0.028	0.02750	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312651282	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired	Retired	US	US	$6,125.31	1595	1595	0.029	0.02875	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312655674	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,388.10	1595	1595	0.029	0.02875	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312655872	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$15,787.64	1595	1595	0.030	0.02990	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312656634	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$6,485.95	1595	1595	0.030	0.02990	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312659250	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$5,388.31	55	111	0.028	0.02750	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312663060	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$27,511.72	0	0	0.029	0.02875	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312665067	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,633.73	1595	1595	0.029	0.02875	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312668478	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,068.75	6768	18828	0.027	0.02500	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312669165	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$10,391.22	1595	1595	0.029	0.02875	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312670752	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$6,719.54	2555	2555	0.029	0.02875	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
312677691	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,476.76	2975	2975	0.032	0.03125	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
312685614	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$13,740.71	1595	1595	0.029	0.02875	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
312690678	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$15,242.69	1595	1595	0.031	0.03125	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
312691581	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$16,149.65	1595	1595	0.030	0.02990	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
312709719	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$14,715.90	0	0	0.041	0.04125	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
312709821	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Retired	US	US	$8,429.95	7550	7550	0.040	0.03875	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
312712149	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$11,164.41	699	699	0.030	0.02990	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
312715503	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$14,905.03	1787	1787	0.033	0.03250	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312715656	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		Non-permanent Resident Alien		$8,207.57	1595	1595	0.030	0.02990	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312718875	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,334.75	1595	1595	0.030	0.02990	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312726069	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$15,294.19	1595	1595	0.030	0.02990	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312728463	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$14,206.26	1595	1595	0.033	0.03250	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312728985	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$19,806.16	2665	2665	0.034	0.03375	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312733377	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$16,377.92	8793	8793	0.034	0.03250	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312733455	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,986.00	1595	1595	0.033	0.03250	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312739836	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$57,031.69	1595	1595	0.030	0.02990	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312745527	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,844.86	13177	13177	0.030	0.02875	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
312751527	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,817.00	1763	1763	0.030	0.02990	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
312757203	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$12,541.76	1891	1891	0.030	0.02990	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
312776940	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$11,899.63	1595	1595	0.034	0.03375	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
312780624	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$18,284.05	1595	1595	0.029	0.02875	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
312806100	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$13,223.28	1595	1595	0.029	0.02875	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
312810669	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$19,061.83	1595	1595	0.033	0.03250	3.24	Yes		TQM-ATR Pass/Non-HPML		TRID
312813579	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$12,104.86	5011	5011	0.032	0.03125	3.24	Yes		TQM-ATR Pass/Non-HPML		TRID
312824061	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$6,253.01	12235	12235	0.030	0.02875	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
312844278	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$3,481.69	1595	1595	0.029	0.02875	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
312856044	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,916.89	1595	1595	0.029	0.02875	3.09	Yes		TQM-ATR Pass/Non-HPML		TRID
312858750	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$11,407.41	1595	1595	0.031	0.03125	3.09	Yes		TQM-ATR Pass/Non-HPML		TRID
312860025	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$4,649.28	0	0	0.028	0.02750	3.09	Yes		TQM-ATR Pass/Non-HPML		TRID
312875478	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,521.68	2945	2945	0.039	0.03875	3.09	Yes		TQM-ATR Pass/Non-HPML		TRID
312901416	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$6,327.78	3061	3061	0.029	0.02875	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
201542180	Broker	XX/XX/XXXX	XX/XX/XXXX			US		$13,795.92	14998	14998	0.032	0.03125	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
201567956	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$18,848.55	1040	1040	0.030	0.02990	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
201586868	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$11,706.07	0	0	0.033	0.03250	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
201597959	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,224.47	0	0	0.030	0.02990	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
201638090	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	Permanent Resident Alien	Permanent Resident Alien	$7,436.43	9666	10331	0.030	0.02990	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
201685643	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$13,407.39	3614	3614	0.025	0.02500	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
201753689	Broker	XX/XX/XXXX	XX/XX/XXXX	Retired		US		$8,471.99	0	0	0.034	0.03375	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
201784265	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired	Retired	US	US	$8,423.31	4407	4407	0.039	0.03875	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
201796682	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,128.22	1040	1040	0.029	0.02875	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
201802400	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Retired	US	US	$8,253.05	1465	1465	0.030	0.03000	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
201803309	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$16,856.56	0	0	0.029	0.02875	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
201808679	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$27,687.93	1175	1175	0.030	0.02990	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
201814451	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired		US		$7,277.18	1465	1465	0.035	0.03500	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
201822581	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$16,913.46	1395	1395	0.030	0.02990	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
201823988	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$7,547.13	5306	5306	0.041	0.03990	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
201833366	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$7,801.29	2972	2972	0.034	0.03375	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
201836300	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$8,889.68	11142	11142	0.031	0.02990	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
201837149	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$17,342.75	1540	1540	0.033	0.03250	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
201839864	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		Non-permanent Resident Alien		$8,192.00	3625	3625	0.031	0.02990	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
201840863	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$22,216.96	2505	2505	0.030	0.02990	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
201841004	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$8,809.70	1325	1325	0.037	0.03625	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
201842216	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$7,979.81	1540	1540	0.031	0.03125	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
201843428	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$25,839.93	1040	1040	0.030	0.02990	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
201847664	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$397,194.11	4632	4632	0.036	0.03500	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
201850826	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$11,568.38	1465	1465	0.036	0.03625	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
201854075	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$8,000.84	1100	1100	0.036	0.03625	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
201861845	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$30,962.08	5136	5136	0.035	0.03375	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
201862562	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,444.30	1540	1540	0.034	0.03375	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
201863579	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,910.48	0	0	0.034	0.03375	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
201865334	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,148.20	1150	1150	0.035	0.03500	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
201867872	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$10,271.29	2577	2577	0.035	0.03375	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
201870779	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$8,405.85	0	0	0.033	0.03250	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
201871730	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,335.05	1565	1565	0.035	0.03500	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
201878336	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$15,290.16	6820	12174	0.047	0.04625	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
201878954	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$18,351.39	1090	1090	0.031	0.03125	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
201879683	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$7,336.60	1715	1715	0.039	0.03875	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
201882173	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$15,300.49	1565	1565	0.033	0.03250	3.09	Yes		TQM-ATR Pass/Non-HPML		TRID
201883202	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	Permanent Resident Alien	Permanent Resident Alien	$8,102.93	1465	1465	0.032	0.03125	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
201883886	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$9,784.98	1465	1465	0.035	0.03500	3.09	Yes		TQM-ATR Pass/Non-HPML		TRID
201885554	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$16,113.35	1565	1565	0.042	0.04125	3.24	Yes		TQM-ATR Pass/Non-HPML		TRID
201887072	Retail	XX/XX/XXXX	XX/XX/XXXX	Retired	Retired	US	US	$8,054.35	7074	7074	0.047	0.04625	3.24	Yes		TQM-ATR Pass/Non-HPML		TRID
201890603	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$8,542.22	1465	1465	0.035	0.03500	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
201898193	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$9,373.16	1565	1565	0.035	0.03500	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
800655929	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$8,257.50	16193	19766	0.038	0.03625	2.85	Yes		TQM-ATR Pass/Non-HPML		TRID
800691146	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$8,483.55	14698	14698	0.035	0.03500	2.76	Yes		TQM-ATR Pass/Non-HPML		TRID
800727731	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$15,405.81	3500	3500	0.026	0.02500	2.82	Yes		TQM-ATR Pass/Non-HPML		TRID
800729903	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$6,439.75	16088	16088	0.037	0.03625	3.24	Yes		TQM-ATR Pass/Non-HPML		TRID
800749301	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$13,557.23	10895	10895	0.032	0.03125	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
800751341	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$13,189.91	15487	15487	0.032	0.03125	2.78	Yes		TQM-ATR Pass/Non-HPML		TRID
800752076	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	Permanent Resident Alien	$16,662.63	5689	5689	0.035	0.03375	3.23	Yes		TQM-ATR Pass/Non-HPML		TRID
800752544	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$12,419.91	10595	10595	0.033	0.03250	3.14	Yes		TQM-ATR Pass/Non-HPML		TRID
800753648	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	Foreign National	Foreign National	$17,591.60	9633	9633	0.030	0.02875	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
800753903	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$13,687.83	9108	9108	0.031	0.03125	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
800754869	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$9,124.03	10826	10826	0.031	0.02990	3.24	Yes		TQM-ATR Pass/Non-HPML		TRID
800755670	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$33,410.71	8195	8195	0.033	0.03250	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
800755937	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$8,934.02	16315	16315	0.037	0.03500	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
800756690	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$12,701.52	1245	1245	0.033	0.03250	2.86	Yes		TQM-ATR Pass/Non-HPML		TRID
800761967	Correspondent Bulk	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$9,985.46	1590	1590	0.030	0.02990	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
800762816	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$14,981.07	12890	12890	0.032	0.03125	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
800763629	Correspondent Flow with delegated underwriting	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$13,404.42	2076	2076	0.034	0.03375	3.02	Yes		TQM-ATR Pass/Non-HPML		TRID
800763791	Retail	XX/XX/XXXX	XX/XX/XXXX	Employed	Unemployed	US	US	$15,876.85	1245	1245	0.032	0.03125	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
800765516	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed		US		$20,548.24	11995	11995	0.037	0.03625	3.07	Yes		TQM-ATR Pass/Non-HPML		TRID
800767931	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$18,178.61	2345	2345	0.030	0.02990	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
800768633	Broker	XX/XX/XXXX	XX/XX/XXXX	Retired		US		$16,401.79	10511	10511	0.031	0.02990	3.1	Yes		TQM-ATR Pass/Non-HPML		TRID
800776376	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$5,385.74	16703	20861	0.037	0.03625	3.19	Yes		TQM-ATR Pass/Non-HPML		TRID
800783999	Broker	XX/XX/XXXX	XX/XX/XXXX	Employed	Employed	US	US	$12,549.00	7315	7315	0.035	0.03500	3.09	Yes		TQM-ATR Pass/Non-HPML		TRID