The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109 2,340 47,965 SH   SOLE   0 0 47,965
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406 25,978 567,576 SH   SOLE   0 0 567,576
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,329 16,637 SH   SOLE   0 0 16,637
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 1,500 29,044 SH   SOLE   0 0 29,044
APPLE INC COM 037833100 1,084 6,211 SH   SOLE   0 0 6,211
DBX ETF TR XTRCK JP MRG ESG 233051747 5,021 251,820 SH   SOLE   0 0 251,820
ETF MANAGERS TR ETFMG TRAVEL TEC 26924G771 451 18,998 SH   SOLE   0 0 18,998
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 272 3,581 SH   SOLE   0 0 3,581
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 688 10,806 SH   SOLE   0 0 10,806
INVESCO QQQ TR UNIT SER 1 46090E103 13,205 36,423 SH   SOLE   0 0 36,423
ISHARES TR RUS TP200 GR ETF 464289438 1,685 10,608 SH   SOLE   0 0 10,608
ISHARES TR ESG AWARE MSCI 46435U663 2,892 76,028 SH   SOLE   0 0 76,028
ISHARES TR CORE INTL AGGR 46435G672 12,812 245,768 SH   SOLE   0 0 245,768
ISHARES TR MRGSTR MD CP GRW 464288307 1,638 25,475 SH   SOLE   0 0 25,475
ISHARES TR IBOXX HI YD ETF 464288513 6,425 78,079 SH   SOLE   0 0 78,079
ISHARES TR CONV BD ETF 46435G102 6,777 81,341 SH   SOLE   0 0 81,341
ISHARES TR US TREAS BD ETF 46429B267 11,373 456,552 SH   SOLE   0 0 456,552
ISHARES TR ESG AWRE 1 5 YR 46435G243 5,536 224,767 SH   SOLE   0 0 224,767
ISHARES TR ESG AWR US AGRGT 46435U549 5,028 97,374 SH   SOLE   0 0 97,374
ISHARES TR GBL GREEN ETF 46435U440 4,853 95,920 SH   SOLE   0 0 95,920
ISHARES TR MSCI USA MIN VOL 46429B697 369 4,754 SH   SOLE   0 0 4,754
ISHARES TR TIPS BD ETF 464287176 6,609 53,054 SH   SOLE   0 0 53,054
ISHARES TR FALN ANGLS USD 46435G474 426 15,362 SH   SOLE   0 0 15,362
ISHARES TR MSCI USA ESG SLC 464288802 7,786 80,397 SH   SOLE   0 0 80,397
ISHARES TR CORE S&P500 ETF 464287200 31,920 70,355 SH   SOLE   0 0 70,355
ISHARES TR CORE MSCI EURO 46434V738 1,879 35,187 SH   SOLE   0 0 35,187
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 7,044 140,115 SH   SOLE   0 0 140,115
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 4,201 69,183 SH   SOLE   0 0 69,183
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 10,502 276,139 SH   SOLE   0 0 276,139
PIMCO ETF TR ENHANCD SHORT 72201R643 3,940 39,746 SH   SOLE   0 0 39,746
PNC FINL SVCS GROUP INC COM 693475105 280 1,519 SH   SOLE   0 0 1,519
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 29,724 376,776 SH   SOLE   0 0 376,776
SPDR GOLD TR GOLD SHS 78463V107 4,868 26,947 SH   SOLE   0 0 26,947
SPDR S&P 500 ETF TR TR UNIT 78462F103 415 918 SH   SOLE   0 0 918
SPDR SER TR PORTFOLIO INTRMD 78464A375 9,929 290,761 SH   SOLE   0 0 290,761
SPDR SER TR PORTFOLIO AGRGTE 78464A649 6,440 231,736 SH   SOLE   0 0 231,736
SPDR SER TR PRTFLO S&P500 HI 78468R788 316 7,194 SH   SOLE   0 0 7,194
SPDR SER TR PORTFOLIO S&P500 78464A854 985 18,533 SH   SOLE   0 0 18,533
SPDR SER TR PORTFOLI S&P1500 78464A805 1,064 19,144 SH   SOLE   0 0 19,144
SPDR SER TR PORTFOLIO S&P600 78468R853 324 7,706 SH   SOLE   0 0 7,706
TRUIST FINL CORP COM 89832Q109 278 4,909 SH   SOLE   0 0 4,909
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 542 26,401 SH   SOLE   0 0 26,401
VANGUARD INDEX FDS SML CP GRW ETF 922908595 8,475 34,154 SH   SOLE   0 0 34,154
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 206 2,030 SH   SOLE   0 0 2,030
VANGUARD WORLD FD ESG US STK ETF 921910733 234 2,883 SH   SOLE   0 0 2,883
VANGUARD WORLD FD ESG INTL STK ETF 921910725 5,983 104,605 SH   SOLE   0 0 104,605
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 210 4,895 SH   SOLE   0 0 4,895
WISDOMTREE TR MORTGAGE PLUS BD 97717Y725 531 11,092 SH   SOLE   0 0 11,092
WISDOMTREE TR EM EX ST-OWNED 97717X578 14,862 455,040 SH   SOLE   0 0 455,040