The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,989 16 SH   SOLE   0 0 16
BOOKING HLDGS INC COM 09857L108 206 105 SH   SOLE   105 0 0
NORTHROP GRUMMAN CORP COM 666807102 282 752 SH   SOLE   552 0 200
ADOBE INC COM 00724F101 224 810 SH   SOLE   120 0 690
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 298 845 SH   SOLE   845 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 271 1,300 SH   SOLE   0 0 1,300
ALPHABET INC CAP STK CL A 02079K305 1,772 1,451 SH   SOLE   1,326 0 125
INVESCO QQQ TR UNIT SER 1 46090E103 277 1,466 SH   SOLE   1,466 0 0
ISHARES TR RUS 1000 ETF 464287622 253 1,540 SH   SOLE   1,540 0 0
NORFOLK SOUTHERN CORP COM 655844108 311 1,733 SH   SOLE   1,733 0 0
CIGNA CORP NEW COM 125523100 277 1,822 SH   SOLE   1,622 0 200
AMAZON COM INC COM 023135106 3,213 1,851 SH   SOLE   1,711 0 140
ALPHABET INC CAP STK CL C 02079K107 2,282 1,872 SH   SOLE   1,517 0 355
BECTON DICKINSON & CO COM 075887109 504 1,992 SH   SOLE   1,992 0 0
DARDEN RESTAURANTS INC COM 237194105 236 2,000 SH   SOLE   2,000 0 0
MASTERCARD INC CL A 57636Q104 543 2,000 SH   SOLE   2,000 0 0
SMUCKER J M CO COM NEW 832696405 226 2,053 SH   SOLE   2,053 0 0
AIR PRODS & CHEMS INC COM 009158106 474 2,136 SH   SOLE   1,491 0 645
SALESFORCE COM INC COM 79466L302 319 2,147 SH   SOLE   2,147 0 0
CLOROX CO DEL COM 189054109 327 2,150 SH   SOLE   150 0 2,000
BLACKROCK INC COM 09247X101 996 2,236 SH   SOLE   2,101 0 135
LOWES COS INC COM 548661107 255 2,315 SH   SOLE   2,165 0 150
SPDR SERIES TRUST S&P DIVID ETF 78464A763 240 2,335 SH   SOLE   2,335 0 0
MCCORMICK & CO INC COM NON VTG 579780206 391 2,500 SH   SOLE   2,500 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 201 2,545 SH   SOLE   2,545 0 0
COSTCO WHSL CORP NEW COM 22160K105 759 2,633 SH   SOLE   2,478 0 155
ISHARES TR S&P 500 GRWT ETF 464287309 481 2,670 SH   SOLE   0 0 2,670
MCKESSON CORP COM 58155Q103 378 2,766 SH   SOLE   2,766 0 0
BROADCOM INC COM 11135F101 722 2,814 SH   SOLE   2,289 0 525
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 239 2,972 SH   SOLE   2,972 0 0
DANAHER CORPORATION COM 235851102 443 3,067 SH   SOLE   2,102 0 965
ISHARES TR U.S. REAL ES ETF 464287739 290 3,105 SH   SOLE   2,000 0 1,105
AMGEN INC COM 031162100 624 3,225 SH   SOLE   2,125 0 1,100
PAYPAL HLDGS INC COM 70450Y103 335 3,236 SH   SOLE   1,381 0 1,855
SPDR SERIES TRUST DJ REIT ETF 78464A607 345 3,299 SH   SOLE   2,759 0 540
ISHARES TR RUS MD CP GR ETF 464287481 497 3,517 SH   SOLE   700 0 2,817
ORACLE CORP COM 68389X105 203 3,692 SH   SOLE   3,692 0 0
GENERAL DYNAMICS CORP COM 369550108 693 3,795 SH   SOLE   1,495 0 2,300
MEDTRONIC PLC SHS G5960L103 434 3,991 SH   SOLE   3,991 0 0
APTIV PLC SHS G6095L109 350 4,000 SH   SOLE   4,000 0 0
MOODYS CORP COM 615369105 819 4,000 SH   SOLE   0 0 4,000
TORONTO DOMINION BK ONT COM NEW 891160509 233 4,000 SH   SOLE   4,000 0 0
CME GROUP INC COM 12572Q105 849 4,015 SH   SOLE   4,015 0 0
INTEL CORP COM 458140100 209 4,059 SH   SOLE   2,134 0 1,925
DELTA AIR LINES INC DEL COM NEW 247361702 236 4,100 SH   SOLE   4,100 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 703 4,300 SH   SOLE   2,300 0 2,000
CONOCOPHILLIPS COM 20825C104 260 4,556 SH   SOLE   228 0 4,328
DOW INC COM 260557103 215 4,597 SH   SOLE   4,512 0 85
DUPONT DE NEMOURS INC COM 26614N102 322 4,598 SH   SOLE   4,513 0 85
PACKAGING CORP AMER COM 695156109 488 4,600 SH   SOLE   3,100 0 1,500
LOCKHEED MARTIN CORP COM 539830109 1,813 4,649 SH   SOLE   4,229 0 420
YUM BRANDS INC COM 988498101 528 4,651 SH   SOLE   3,261 0 1,390
VANGUARD INDEX FDS GROWTH ETF 922908736 798 4,800 SH   SOLE   4,800 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 931 4,840 SH   SOLE   3,860 0 980
VANGUARD INDEX FDS TOTAL STK MKT 922908769 733 4,854 SH   SOLE   4,854 0 0
COLGATE PALMOLIVE CO COM 194162103 358 4,875 SH   SOLE   675 0 4,200
RAYTHEON CO COM NEW 755111507 995 5,070 SH   SOLE   3,870 0 1,200
PHILLIPS 66 COM 718546104 521 5,089 SH   SOLE   1,875 0 3,214
CELGENE CORP COM 151020104 544 5,475 SH   SOLE   5,225 0 250
INTERNATIONAL BUSINESS MACHS COM 459200101 807 5,550 SH   SOLE   3,550 0 2,000
BOSTON SCIENTIFIC CORP COM 101137107 237 5,815 SH   SOLE   5,015 0 800
MCDONALDS CORP COM 580135101 1,256 5,850 SH   SOLE   5,550 0 300
BLACKSTONE GROUP INC COM CL A 09260D107 308 6,316 SH   SOLE   6,316 0 0
GENERAL MTRS CO COM 37045V100 240 6,400 SH   SOLE   2,400 0 4,000
UNION PACIFIC CORP COM 907818108 1,060 6,543 SH   SOLE   3,543 0 3,000
BOEING CO COM 097023105 2,560 6,729 SH   SOLE   5,529 0 1,200
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,058 6,933 SH   SOLE   6,246 0 687
TRAVELERS COMPANIES INC COM 89417E109 1,035 6,961 SH   SOLE   5,926 0 1,035
GENERAL MLS INC COM 370334104 415 7,525 SH   SOLE   7,525 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 451 7,660 SH   SOLE   7,460 0 200
PFIZER INC COM 717081103 277 7,710 SH   SOLE   5,710 0 2,000
VERIZON COMMUNICATIONS INC COM 92343V104 478 7,921 SH   SOLE   6,921 0 1,000
AFLAC INC COM 001055102 432 8,250 SH   SOLE   250 0 8,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,728 8,305 SH   SOLE   6,805 0 1,500
WALMART INC COM 931142103 1,067 8,990 SH   SOLE   8,990 0 0
TJX COS INC NEW COM 872540109 524 9,408 SH   SOLE   9,408 0 0
3M CO COM 88579Y101 1,569 9,541 SH   SOLE   9,541 0 0
NIKE INC CL B 654106103 926 9,862 SH   SOLE   5,652 0 4,210
DEERE & CO COM 244199105 1,697 10,061 SH   SOLE   7,061 0 3,000
LILLY ELI & CO COM 532457108 1,142 10,215 SH   SOLE   5,915 0 4,300
KIMBERLY CLARK CORP COM 494368103 1,492 10,500 SH   SOLE   1,000 0 9,500
PROCTER & GAMBLE CO COM 742718109 1,309 10,524 SH   SOLE   8,499 0 2,025
EMERSON ELEC CO COM 291011104 705 10,541 SH   SOLE   10,541 0 0
ISHARES TR MSCI EAFE ETF 464287465 703 10,788 SH   SOLE   8,913 0 1,875
CDK GLOBAL INC COM 12508E101 526 10,934 SH   SOLE   0 0 10,934
STRYKER CORP COM 863667101 2,392 11,058 SH   SOLE   8,058 0 3,000
NOVO-NORDISK A S ADR 670100205 595 11,500 SH   SOLE   8,000 0 3,500
CVS HEALTH CORP COM 126650100 734 11,641 SH   SOLE   3,641 0 8,000
FACEBOOK INC CL A 30303M102 2,094 11,760 SH   SOLE   9,150 0 2,610
UNITED TECHNOLOGIES CORP COM 913017109 1,619 11,857 SH   SOLE   7,882 0 3,975
US BANCORP DEL COM NEW 902973304 674 12,185 SH   SOLE   6,485 0 5,700
HOME DEPOT INC COM 437076102 2,851 12,287 SH   SOLE   10,742 0 1,545
PEPSICO INC COM 713448108 1,845 13,456 SH   SOLE   9,206 0 4,250
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,674 13,476 SH   SOLE   13,476 0 0
HONEYWELL INTL INC COM 438516106 2,283 13,492 SH   SOLE   12,257 0 1,235
BP PLC SPONSORED ADR 055622104 566 14,900 SH   SOLE   13,800 0 1,100
ORAMED PHARM INC COM NEW 68403P203 48 15,061 SH   SOLE   15,061 0 0
DISNEY WALT CO COM DISNEY 254687106 2,117 16,244 SH   SOLE   15,929 0 315
ABBOTT LABS COM 002824100 1,362 16,282 SH   SOLE   15,532 0 750
ISHARES TR CORE S&P MCP ETF 464287507 3,327 17,216 SH   SOLE   17,216 0 0
PHILIP MORRIS INTL INC COM 718172109 1,319 17,370 SH   SOLE   17,370 0 0
GENERAL ELECTRIC CO COM 369604103 158 17,641 SH   SOLE   17,641 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 716 17,782 SH   SOLE   17,782 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 941 18,565 SH   SOLE   18,565 0 0
BB&T CORP COM 054937107 996 18,658 SH   SOLE   15,158 0 3,500
ALTRIA GROUP INC COM 02209S103 766 18,720 SH   SOLE   18,720 0 0
MERCK & CO INC COM 58933Y105 1,598 18,980 SH   SOLE   18,980 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,632 20,132 SH   SOLE   20,132 0 0
ABBVIE INC COM 00287Y109 1,564 20,649 SH   SOLE   17,599 0 3,050
MONDELEZ INTL INC CL A 609207105 1,168 21,114 SH   SOLE   13,064 0 8,050
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 3,505 24,124 SH   SOLE   24,124 0 0
VISA INC COM CL A 92826C839 4,400 25,580 SH   SOLE   18,955 0 6,625
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,041 26,259 SH   SOLE   23,136 0 3,123
AT&T INC COM 00206R102 994 26,262 SH   SOLE   26,262 0 0
APPLE INC COM 037833100 6,287 28,071 SH   SOLE   16,441 0 11,630
CISCO SYS INC COM 17275R102 1,433 28,994 SH   SOLE   23,994 0 5,000
WELLS FARGO CO NEW COM 949746101 1,556 30,853 SH   SOLE   21,253 0 9,600
VANGUARD INDEX FDS MID CAP ETF 922908629 5,347 31,772 SH   SOLE   27,563 0 4,209
ISHARES TR RUSSELL 2000 ETF 464287655 5,069 32,936 SH   SOLE   26,904 0 6,032
TARGET CORP COM 87612E106 3,572 33,410 SH   SOLE   3,160 0 30,250
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,298 35,368 SH   SOLE   31,262 0 4,106
COCA COLA CO COM 191216100 1,959 35,992 SH   SOLE   35,992 0 0
GLOBALSTAR INC COM 378973408 15 36,900 SH   SOLE   36,900 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 7,090 43,924 SH   SOLE   6,724 0 37,200
ISHARES TR CORE S&P SCP ETF 464287804 3,478 44,680 SH   SOLE   43,260 0 1,420
ISHARES TR CORE S&P500 ETF 464287200 13,400 44,893 SH   SOLE   40,546 0 4,347
JPMORGAN CHASE & CO COM 46625H100 5,562 47,256 SH   SOLE   43,796 0 3,460
MICROSOFT CORP COM 594918104 7,987 57,450 SH   SOLE   54,445 0 3,005
JOHNSON & JOHNSON COM 478160104 7,536 58,244 SH   SOLE   26,474 0 31,770
ISHARES TR RUS MID CAP ETF 464287499 5,194 92,852 SH   SOLE   88,540 0 4,312
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,012 97,661 SH   SOLE   97,193 0 468
ISHARES TR CORE MSCI EAFE 46432F842 10,397 170,262 SH   SOLE   155,347 0 14,915
ISHARES INC CORE MSCI EMKT 46434G103 9,032 183,725 SH   SOLE   165,527 0 18,198
THE CHARLES SCHWAB CORPORATI COM 808513105 8,073 193,000 SH   SOLE   193,000 0 0
CHEVRON CORP NEW COM 166764100 25,325 213,536 SH   SOLE   112,386 0 101,150
EXXON MOBIL CORP COM 30231G102 49,039 694,512 SH   SOLE   581,367 0 113,145