<?xml version="1.0" encoding="UTF-8" standalone="yes"?><ns1:informationTable xmlns:ns1="http://www.sec.gov/edgar/document/thirteenf/informationtable"><ns1:infoTable>
        <ns1:nameOfIssuer>EATON CORP PLC</ns1:nameOfIssuer><ns1:titleOfClass>SHS</ns1:titleOfClass><ns1:cusip>G29183103</ns1:cusip><ns1:value>981578</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3611</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3611</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>MEDTRONIC PLC</ns1:nameOfIssuer><ns1:titleOfClass>SHS</ns1:titleOfClass><ns1:cusip>G5960L103</ns1:cusip><ns1:value>627043</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>6978</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>6978</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ABBVIE INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>00287Y109</ns1:cusip><ns1:value>1291272</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>6163</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>6163</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ETFS GOLD TR</ns1:nameOfIssuer><ns1:titleOfClass>PHYSCL GOLD SHS</ns1:titleOfClass><ns1:cusip>00326A104</ns1:cusip><ns1:value>8637721</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>289662</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>289662</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ALPHABET INC</ns1:nameOfIssuer><ns1:titleOfClass>CAP STK CL A</ns1:titleOfClass><ns1:cusip>02079K305</ns1:cusip><ns1:value>839386</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>5428</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>5428</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>AMAZON COM INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>023135106</ns1:cusip><ns1:value>322300</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>1694</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>1694</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>AMEDISYS INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>023436108</ns1:cusip><ns1:value>896103</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>9674</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>9674</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>AMGEN INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>031162100</ns1:cusip><ns1:value>1053662</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3382</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3382</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>APPLE INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>037833100</ns1:cusip><ns1:value>5335687</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>24021</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>24021</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>110122108</ns1:cusip><ns1:value>1088367</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>17845</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>17845</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>BROADCOM INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>11135F101</ns1:cusip><ns1:value>910149</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>5436</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>5436</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>CAPITAL GROUP GROWTH ETF</ns1:nameOfIssuer><ns1:titleOfClass>SHS CREATION UNI</ns1:titleOfClass><ns1:cusip>14020G101</ns1:cusip><ns1:value>4225217</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>123364</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>123364</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>CAPITAL GROUP CORE EQUITY ET</ns1:nameOfIssuer><ns1:titleOfClass>SHS CREATION UNI</ns1:titleOfClass><ns1:cusip>14020V108</ns1:cusip><ns1:value>565429</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>16929</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>16929</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>CAPITAL GROUP DIVIDEND VALUE</ns1:nameOfIssuer><ns1:titleOfClass>SHS CREATION UNI</ns1:titleOfClass><ns1:cusip>14020W106</ns1:cusip><ns1:value>1662428</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>46645</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>46645</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>COLGATE PALMOLIVE CO</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>194162103</ns1:cusip><ns1:value>665083</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>7098</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>7098</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>COMCAST CORP NEW</ns1:nameOfIssuer><ns1:titleOfClass>CL A</ns1:titleOfClass><ns1:cusip>20030N101</ns1:cusip><ns1:value>865194</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>23447</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>23447</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>EXXON MOBIL CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>30231G102</ns1:cusip><ns1:value>708823</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>5960</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>5960</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>GENERAL MLS INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>370334104</ns1:cusip><ns1:value>935893</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>15653</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>15653</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>GREENBRIER COS INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>393657101</ns1:cusip><ns1:value>257022</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>5018</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>5018</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>HOME DEPOT INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>437076102</ns1:cusip><ns1:value>1109980</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3029</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3029</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>459200101</ns1:cusip><ns1:value>1225894</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>4930</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>4930</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</ns1:nameOfIssuer><ns1:titleOfClass>S&amp;P500 EQL WGT</ns1:titleOfClass><ns1:cusip>46137V357</ns1:cusip><ns1:value>291026</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>1680</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>1680</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>SELECT DIVID ETF</ns1:titleOfClass><ns1:cusip>464287168</ns1:cusip><ns1:value>206404</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>1537</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>1537</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>TIPS BD ETF</ns1:titleOfClass><ns1:cusip>464287176</ns1:cusip><ns1:value>4894070</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>44055</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>44055</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE S&amp;P500 ETF</ns1:titleOfClass><ns1:cusip>464287200</ns1:cusip><ns1:value>9742222</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>17338</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>17338</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE S&amp;P MCP ETF</ns1:titleOfClass><ns1:cusip>464287507</ns1:cusip><ns1:value>524216</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>8984</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>8984</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>EXPANDED TECH</ns1:titleOfClass><ns1:cusip>464287515</ns1:cusip><ns1:value>219627</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>2468</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>2468</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>RUS 1000 VAL ETF</ns1:titleOfClass><ns1:cusip>464287598</ns1:cusip><ns1:value>748689</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3979</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3979</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE S&amp;P SCP ETF</ns1:titleOfClass><ns1:cusip>464287804</ns1:cusip><ns1:value>228485</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>2185</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>2185</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE 80/20 AGGRE</ns1:titleOfClass><ns1:cusip>464289859</ns1:cusip><ns1:value>619115</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>8093</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>8093</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE 60/40 BALAN</ns1:titleOfClass><ns1:cusip>464289867</ns1:cusip><ns1:value>268852</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>4670</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>4670</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>HDG MSCI EAFE</ns1:titleOfClass><ns1:cusip>46434V803</ns1:cusip><ns1:value>1365847</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>37637</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>37637</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>TRS FLT RT BD</ns1:titleOfClass><ns1:cusip>46434V860</ns1:cusip><ns1:value>5153034</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>101718</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>101718</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES BITCOIN TRUST ETF</ns1:nameOfIssuer><ns1:titleOfClass>SHS BEN INT</ns1:titleOfClass><ns1:cusip>46438F101</ns1:cusip><ns1:value>996117</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>21280</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>21280</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>KROGER CO</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>501044101</ns1:cusip><ns1:value>1233921</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>18229</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>18229</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>LAM RESEARCH CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM NEW</ns1:titleOfClass><ns1:cusip>512807306</ns1:cusip><ns1:value>582327</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>8010</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>8010</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>LENNAR CORP</ns1:nameOfIssuer><ns1:titleOfClass>CL A</ns1:titleOfClass><ns1:cusip>526057104</ns1:cusip><ns1:value>453496</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3951</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3951</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>LOCKHEED MARTIN CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>539830109</ns1:cusip><ns1:value>895654</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>2005</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>2005</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>LOWES COS INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>548661107</ns1:cusip><ns1:value>997291</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>4276</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>4276</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>MCDONALDS CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>580135101</ns1:cusip><ns1:value>1074865</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3441</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3441</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>MERCK &amp; CO INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>58933Y105</ns1:cusip><ns1:value>870133</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>9694</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>9694</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>MICROSOFT CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>594918104</ns1:cusip><ns1:value>681708</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>1816</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>1816</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>NETAPP INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>64110D104</ns1:cusip><ns1:value>377009</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>4292</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>4292</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>NVIDIA CORPORATION</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>67066G104</ns1:cusip><ns1:value>354753</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3273</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3273</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>PROCTER AND GAMBLE CO</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>742718109</ns1:cusip><ns1:value>1097675</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>6441</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>6441</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>PROSHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>S&amp;P 500 DV ARIST</ns1:titleOfClass><ns1:cusip>74348A467</ns1:cusip><ns1:value>2589548</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>25343</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>25343</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>QUALCOMM INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>747525103</ns1:cusip><ns1:value>934713</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>6085</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>6085</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</ns1:nameOfIssuer><ns1:titleOfClass>TR UNIT</ns1:titleOfClass><ns1:cusip>78462F103</ns1:cusip><ns1:value>8786339</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>15707</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>15707</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SPDR GOLD TR</ns1:nameOfIssuer><ns1:titleOfClass>GOLD SHS</ns1:titleOfClass><ns1:cusip>78463V107</ns1:cusip><ns1:value>244055</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>847</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>847</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SPDR SERIES TRUST</ns1:nameOfIssuer><ns1:titleOfClass>PORTFOLIO S&amp;P500</ns1:titleOfClass><ns1:cusip>78464A854</ns1:cusip><ns1:value>234632</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3568</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3568</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</ns1:nameOfIssuer><ns1:titleOfClass>UTSER1 S&amp;PDCRP</ns1:titleOfClass><ns1:cusip>78467Y107</ns1:cusip><ns1:value>443322</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>831</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>831</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SPDR SERIES TRUST</ns1:nameOfIssuer><ns1:titleOfClass>BLOOMBERG 1-3 MO</ns1:titleOfClass><ns1:cusip>78468R663</ns1:cusip><ns1:value>10439149</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>113803</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>113803</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer><ns1:titleOfClass>US LCAP GR ETF</ns1:titleOfClass><ns1:cusip>808524300</ns1:cusip><ns1:value>2968067</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>118533</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>118533</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer><ns1:titleOfClass>US DIVIDEND EQ</ns1:titleOfClass><ns1:cusip>808524797</ns1:cusip><ns1:value>5682496</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>203237</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>203237</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SELECT SECTOR SPDR TR</ns1:nameOfIssuer><ns1:titleOfClass>SBI HEALTHCARE</ns1:titleOfClass><ns1:cusip>81369Y209</ns1:cusip><ns1:value>835761</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>5724</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>5724</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SELECT SECTOR SPDR TR</ns1:nameOfIssuer><ns1:titleOfClass>SBI CONS STPLS</ns1:titleOfClass><ns1:cusip>81369Y308</ns1:cusip><ns1:value>418232</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>5121</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>5121</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SELECT SECTOR SPDR TR</ns1:nameOfIssuer><ns1:titleOfClass>SBI CONS DISCR</ns1:titleOfClass><ns1:cusip>81369Y407</ns1:cusip><ns1:value>401831</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>2035</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>2035</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SELECT SECTOR SPDR TR</ns1:nameOfIssuer><ns1:titleOfClass>FINANCIAL</ns1:titleOfClass><ns1:cusip>81369Y605</ns1:cusip><ns1:value>845674</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>16978</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>16978</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SELECT SECTOR SPDR TR</ns1:nameOfIssuer><ns1:titleOfClass>TECHNOLOGY</ns1:titleOfClass><ns1:cusip>81369Y803</ns1:cusip><ns1:value>909338</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>4404</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>4404</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>SELECT SECTOR SPDR TR</ns1:nameOfIssuer><ns1:titleOfClass>COMMUNICATION</ns1:titleOfClass><ns1:cusip>81369Y852</ns1:cusip><ns1:value>400846</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>4156</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>4156</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>STARBUCKS CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>855244109</ns1:cusip><ns1:value>957358</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>9760</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>9760</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>TESLA INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>88160R101</ns1:cusip><ns1:value>298552</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>1152</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>1152</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>TWIST BIOSCIENCE CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>90184D100</ns1:cusip><ns1:value>218953</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>5577</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>5577</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD STAR FDS</ns1:nameOfIssuer><ns1:titleOfClass>VG TL INTL STK F</ns1:titleOfClass><ns1:cusip>921909768</ns1:cusip><ns1:value>5042458</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>81199</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>81199</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD BD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>TOTAL BND MRKT</ns1:titleOfClass><ns1:cusip>921937835</ns1:cusip><ns1:value>249510</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3397</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3397</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD MALVERN FDS</ns1:nameOfIssuer><ns1:titleOfClass>STRM INFPROIDX</ns1:titleOfClass><ns1:cusip>922020805</ns1:cusip><ns1:value>204690</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>4102</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>4102</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD WORLD FD</ns1:nameOfIssuer><ns1:titleOfClass>HEALTH CAR ETF</ns1:titleOfClass><ns1:cusip>92204A504</ns1:cusip><ns1:value>224226</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>847</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>847</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</ns1:nameOfIssuer><ns1:titleOfClass>SHORT TERM TREAS</ns1:titleOfClass><ns1:cusip>92206C102</ns1:cusip><ns1:value>3791491</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>64602</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>64602</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>S&amp;P 500 ETF SHS</ns1:titleOfClass><ns1:cusip>922908363</ns1:cusip><ns1:value>202994</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>395</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>395</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>MID CAP ETF</ns1:titleOfClass><ns1:cusip>922908629</ns1:cusip><ns1:value>209741</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>811</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>811</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>VALUE ETF</ns1:titleOfClass><ns1:cusip>922908744</ns1:cusip><ns1:value>2395558</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>13868</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>13868</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>TOTAL STK MKT</ns1:titleOfClass><ns1:cusip>922908769</ns1:cusip><ns1:value>18080899</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>65787</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>65787</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VISA INC</ns1:nameOfIssuer><ns1:titleOfClass>COM CL A</ns1:titleOfClass><ns1:cusip>92826C839</ns1:cusip><ns1:value>1371350</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3913</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3913</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>WISDOMTREE TR</ns1:nameOfIssuer><ns1:titleOfClass>FLOATNG RAT TREA</ns1:titleOfClass><ns1:cusip>97717Y527</ns1:cusip><ns1:value>6415615</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>127471</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>127471</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable></ns1:informationTable>
