The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 1,441 540 SH   SOLE   0 0 540
AMAZON COM INC COM 023135106 1,190 360 SH   SOLE   0 0 360
ANALOG DEVICES INC COM 032654105 702 4,159 SH   SOLE   0 0 4,159
APPLE INC COM 037833100 1,763 12,459 SH   SOLE   0 0 12,459
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 319 1,161 SH   SOLE   0 0 1,161
BK OF AMERICA CORP COM 060505104 881 20,768 SH   SOLE   0 0 20,768
CARNIVAL CORP UNIT 99/99/9999 143658300 630 25,129 SH   SOLE   0 0 25,129
CARPENTER TECHNOLOGY CORP COM 144285103 384 11,773 SH   SOLE   0 0 11,773
CHEVRON CORP NEW COM 166764100 786 7,685 SH   SOLE   0 0 7,685
CONOCOPHILLIPS COM 20825C104 302 4,449 SH   SOLE   0 0 4,449
CONSTELLATION BRANDS INC CL A 21036P108 619 2,944 SH   SOLE   0 0 2,944
DISNEY WALT CO COM 254687106 1,161 6,888 SH   SOLE   0 0 6,888
EASTMAN CHEM CO COM 277432100 544 5,361 SH   SOLE   0 0 5,361
FACEBOOK INC CL A 30303M102 1,103 3,278 SH   SOLE   0 0 3,278
FIFTH THIRD BANCORP COM 316773100 768 17,995 SH   SOLE   0 0 17,995
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 14,712 220,133 SH   SOLE   0 0 220,133
HONEYWELL INTL INC COM 438516106 1,079 5,069 SH   SOLE   0 0 5,069
ICON PLC SHS G4705A100 1,038 3,956 SH   SOLE   0 0 3,956
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 404 6,649 SH   SOLE   0 0 6,649
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 16,676 791,033 SH   SOLE   0 0 791,033
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 MUNI 46138J569 263 10,377 SH   SOLE   0 0 10,377
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 15,129 702,951 SH   SOLE   0 0 702,951
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 6,170 285,021 SH   SOLE   0 0 285,021
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544 262 10,214 SH   SOLE   0 0 10,214
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 648 29,333 SH   SOLE   0 0 29,333
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 6,004 270,626 SH   SOLE   0 0 270,626
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 658 30,644 SH   SOLE   0 0 30,644
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 654 25,297 SH   SOLE   0 0 25,297
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 4,048 185,561 SH   SOLE   0 0 185,561
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 465 18,051 SH   SOLE   0 0 18,051
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 517 22,536 SH   SOLE   0 0 22,536
ISHARES TR IBONDS 27 ETF 46435UAA9 5,657 209,576 SH   SOLE   0 0 209,576
ISHARES TR IBONDS DEC2021 46435G789 203 7,923 SH   SOLE   0 0 7,923
ISHARES TR IBONDS DEC2022 46435G755 937 35,758 SH   SOLE   0 0 35,758
ISHARES TR IBONDS DEC2023 46435G318 695 26,720 SH   SOLE   0 0 26,720
ISHARES TR IBONDS DEC2026 46435GAA0 1,092 41,195 SH   SOLE   0 0 41,195
ISHARES TR IBONDS DEC23 ETF 46434VAX8 9,212 354,211 SH   SOLE   0 0 354,211
ISHARES TR IBONDS DEC25 ETF 46434VBD1 7,779 289,792 SH   SOLE   0 0 289,792
ISHARES TR IBOXX INV CP ETF 464287242 275 2,064 SH   SOLE   0 0 2,064
ISHARES TR MSCI ACWI EX US 464288240 24,777 447,044 SH   SOLE   0 0 447,044
ISHARES TR RUSSELL 3000 ETF 464287689 52,012 204,092 SH   SOLE   0 0 204,092
JACOBS ENGR GROUP INC COM 469814107 708 5,348 SH   SOLE   0 0 5,348
JPMORGAN CHASE & CO COM 46625H100 1,467 8,962 SH   SOLE   0 0 8,962
LOWES COS INC COM 548661107 1,036 5,116 SH   SOLE   0 0 5,116
MCDONALDS CORP COM 580135101 585 2,436 SH   SOLE   0 0 2,436
MEDTRONIC PLC SHS G5960L103 961 7,652 SH   SOLE   0 0 7,652
MERCK & CO INC COM 58933Y105 704 9,385 SH   SOLE   0 0 9,385
META MATERIALS INC COM 59134N104 140 24,250 SH   SOLE   0 0 24,250
MICROSOFT CORP COM 594918104 1,331 4,729 SH   SOLE   0 0 4,729
MORGAN STANLEY COM NEW 617446448 1,128 11,577 SH   SOLE   0 0 11,577
NICE LTD SPONSORED ADR 653656108 898 3,162 SH   SOLE   0 0 3,162
REPUBLIC SVCS INC COM 760759100 772 6,427 SH   SOLE   0 0 6,427
SALESFORCE COM INC COM 79466L302 1,271 4,682 SH   SOLE   0 0 4,682
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 403 11,146 SH   SOLE   0 0 11,146
SPDR S&P 500 ETF TR TR UNIT 78462F103 53,266 124,133 SH   SOLE   0 0 124,133
SPDR SER TR PORTFOLI S&P1500 78464A805 480 9,191 SH   SOLE   0 0 9,191
SPDR SER TR PORTFOLIO S&P500 78464A854 919 18,138 SH   SOLE   0 0 18,138
SPDR SER TR PORTFOLIO S&P600 78468R853 7,497 176,119 SH   SOLE   0 0 176,119
SPDR SER TR PRTFLO S&P500 GW 78464A409 223 3,553 SH   SOLE   0 0 3,553
TESLA INC COM 88160R101 1,132 1,458 SH   SOLE   0 0 1,458
UNITEDHEALTH GROUP INC COM 91324P102 894 2,297 SH   SOLE   0 0 2,297
VISA INC COM CL A 92826C839 974 4,380 SH   SOLE   0 0 4,380
WALMART INC COM 931142103 1,002 7,231 SH   SOLE   0 0 7,231
WYNN RESORTS LTD COM 983134107 471 5,549 SH   SOLE   0 0 5,549
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 344 1,316 SH   SOLE   0 0 1,316
ZSCALER INC COM 98980G102 608 2,328 SH   SOLE   0 0 2,328