The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 282410000 2,136 18,043 SH   SOLE   18,043 0 0
Amazon Com Inc COM 231351060 3,491 1,071 SH   SOLE   1,071 0 0
American Water Works Co COM 304201030 690 4,170 SH   SOLE   4,170 0 0
Apple Inc COM 378331000 6,185 35,422 SH   SOLE   35,422 0 0
Berkshire Hathaway Inc B COM 846707020 1,716 4,862 SH   SOLE   4,862 0 0
Bristol-Myers Squibb Co COM 110122108 1,031 14,121 SH   SOLE   14,121 0 0
Cigna Corp COM 125523100 214 894 SH   SOLE   894 0 0
C V S Health Corporation COM 126650100 1,487 14,688 SH   SOLE   14,688 0 0
Chevron Corporation COM 166764100 509 3,124 SH   SOLE   3,124 0 0
Citigroup Inc COM 172967424 366 6,860 SH   SOLE   6,860 0 0
Danaher Corp Del COM 235851102 2,474 8,434 SH   SOLE   8,434 0 0
Disney Walt Co COM 254687106 1,728 12,601 SH   SOLE   12,601 0 0
Ebay Inc COM 278642103 490 8,550 SH   SOLE   8,550 0 0
Ecolab Inc COM 278865100 771 4,366 SH   SOLE   4,366 0 0
Fidelity Low Duration Bond Factor ETF LOW DURTIN ETF 316188408 289 5,754 SH   SOLE   5,754 0 0
Geron Corp COM 374163103 18 13,450 SH   SOLE   13,450 0 0
Honeywell International COM 438516106 666 3,421 SH   SOLE   3,421 0 0
Intuit Inc COM 461202103 1,454 3,024 SH   SOLE   3,024 0 0
iShares Gold Trust ISHARES NEW 464285204 1,613 43,798 SH   SOLE   43,798 0 0
iShares MSCI Pacific Ex-Japan ETF ETF 464286665 3,255 66,141 SH   SOLE   66,141 0 0
iShares MSCI USA Equal Wt COM 464286681 971 11,445 SH   SOLE   11,445 0 0
iShares Short Term National Amt Free Muni ETF 464288158 2,582 24,684 SH   SOLE   24,684 0 0
iShares Emerging Markets Infrastructure EMGR MKT INF ETF 464288216 702 30,516 SH   SOLE   30,516 0 0
iShares Global Clean Energy ETF 464288224 2,916 135,504 SH   SOLE   135,504 0 0
iShares Global Infrastructure GLB INFRASTR ETF 464288372 1,739 34,185 SH   SOLE   34,185 0 0
Johnson & Johnson COM 478160104 1,635 9,223 SH   SOLE   9,223 0 0
Lowes Companies Inc COM 548661107 242 1,195 SH   SOLE   1,195 0 0
Marsh & Mc Lennan Co Inc COM 571748102 1,140 6,688 SH   SOLE   6,688 0 0
Mccormick & Co Inc N-Vt COM 579780206 1,348 13,509 SH   SOLE   13,509 0 0
Microsoft Corp COM 594918104 2,254 7,311 SH   SOLE   7,311 0 0
Microchip Technology Inc COM 595017104 1,540 20,496 SH   SOLE   20,496 0 0
Nike Inc Class B COM 654106103 1,454 10,807 SH   SOLE   10,807 0 0
Norfolk Southern Corp COM 655844108 305 1,070 SH   SOLE   1,070 0 0
Pepsico Incorporated COM 713448108 2,489 14,871 SH   SOLE   14,871 0 0
Pfizer Incorporated COM 717081103 996 19,247 SH   SOLE   19,247 0 0
Philip Morris Intl Inc COM 718172109 313 3,331 SH   SOLE   3,331 0 0
Procter & Gamble COM 742718109 1,351 8,844 SH   SOLE   8,844 0 0
Charles Schwab & Co. COM 808513105 1,024 12,141 SH   SOLE   12,141 0 0
Schwab U.S. Large Cap ETF ETF 808524201 2,830 52,555 SH   SOLE   52,555 0 0
Schwab US Mid-Cap ETF ETF 808524508 319 4,200 SH   SOLE   4,200 0 0
Schwab U.S. Small Cap ETF ETF 808524607 1,783 37,658 SH   SOLE   37,658 0 0
Schwab Short Term Us ETF 808524862 1,984 40,058 SH   SOLE   40,058 0 0
Schwab US Tips ETF ETF 808524870 2,067 34,047 SH   SOLE   34,047 0 0
Schwab Intl Small Cap ETF 808524888 2,873 75,661 SH   SOLE   75,661 0 0
The Southern Company COM 842587107 366 5,043 SH   SOLE   5,043 0 0
Starbucks Corp COM 855244109 1,008 11,076 SH   SOLE   11,076 0 0
Union Pacific Corp COM 907818108 1,422 5,206 SH   SOLE   5,206 0 0
Vanguard Dividend Appr'N COM 921908844 3,068 18,919 SH   SOLE   18,919 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 5,413 112,698 SH   SOLE   112,698 0 0
Vanguard Shrt Inf Prot ETF 922020805 3,522 68,769 SH   SOLE   68,769 0 0
Vanguard All World Ex-U.S. ETF 922042775 220 3,817 SH   SOLE   3,817 0 0
Vanguard Small Cap ETF 922908751 299 1,408 SH   SOLE   1,408 0 0
Vanguard Total Stock Mkt ETF 922908769 626 2,751 SH   SOLE   2,751 0 0
Amerisourcebergen Corp COM 03076K108 962 6,220 SH   SOLE   6,220 0 0
Travelers Companies Inc COM 89417E109 1,123 6,144 SH   SOLE   6,144 0 0
AbbVie Inc COM 00287Y109 354 2,185 SH   SOLE   2,185 0 0
Alphabet Inc Class C COM 02079K107 1,743 624 SH   SOLE   624 0 0
Alphabet Inc Class A COM 02079K305 2,567 923 SH   SOLE   923 0 0
Altria Group Inc COM 02209S103 240 4,597 SH   SOLE   4,597 0 0
American Tower Corporation COM 03027X100 1,222 4,863 SH   SOLE   4,863 0 0
Costco Whsl Corp New COM 22160K105 3,359 5,833 SH   SOLE   5,833 0 0
Dominion Resources Inc Va New COM 25746U109 414 4,869 SH   SOLE   4,869 0 0
Duke Energy Corp COM 26441C204 664 5,948 SH   SOLE   5,948 0 0
Editas Medicine Inc COM 28106W103 761 40,023 SH   SOLE   40,023 0 0
Exxon Mobil Corporation COM 30231G102 238 2,879 SH   SOLE   2,879 0 0
First Trust Global Wind Energy ETF ETF 33736G106 643 32,540 SH   SOLE   32,540 0 0
Flexsh Mngst Emr Mkt COM 33939L308 2,265 40,624 SH   SOLE   40,624 0 0
Global X Variable Rate Preferred ETF ETF 37954Y376 1,636 62,730 SH   SOLE   62,730 0 0
Genomics & Biotechnology ETF - Global X GENOMIC BIOTECH 37954Y434 875 58,225 SH   SOLE   58,225 0 0
Global X Yield Co &Renewable Energy COM 37954Y707 1,663 103,391 SH   SOLE   103,391 0 0
Global X Wind Energy ETF WIND ENERGY ETF 37960A800 422 19,665 SH   SOLE   19,665 0 0
Innovator S&P 500 Power Buffer JAN ETF 45782C508 1,990 61,096 SH   SOLE   61,096 0 0
Innovator S&P 500 Power Buffer OCT ETF 45782C797 2,384 78,861 SH   SOLE   78,861 0 0
Innovator S&P 500 Power Buffer JUL ETF 45782C813 2,491 81,179 SH   SOLE   81,179 0 0
Innovator S&P 500 Power Buffer ETF APR ETF 45782C870 2,553 86,075 SH   SOLE   86,075 0 0
Intellia Therapeutics Inc COM 45826J105 4,912 67,599 SH   SOLE   67,599 0 0
Invesco S&P 500 Equal Weight ETF ETF 46137V357 955 6,057 SH   SOLE   6,057 0 0
Invesco Global Clean Water ETF ETF 46138E651 1,410 38,598 SH   SOLE   38,598 0 0
iShares Short Maturity COM 46431W838 1,977 39,735 SH   SOLE   39,735 0 0
iShares Core MSCI Total World COM 46432F834 3,796 57,014 SH   SOLE   57,014 0 0
iShares Core MSCI Emerging Markets ETF 46434G103 2,084 37,508 SH   SOLE   37,508 0 0
iShares Treasury Floatng ETF 46434V860 5,939 117,980 SH   SOLE   117,980 0 0
iShares Ultra Short Term COM 46434V878 201 4,000 SH   SOLE   4,000 0 0
JPMorgan Chase & Co COM 46625H100 1,456 10,680 SH   SOLE   10,680 0 0
JPMorgan Ultra-Short Municipal Inc ETF ULTRA SHT MUNCPL 46641Q654 3,432 67,770 SH   SOLE   67,770 0 0
JPMorgan Ultra Short ETF 46641Q837 9,548 189,927 SH   SOLE   189,927 0 0
Mastercard Inc Class A COM SER A 57636Q104 2,382 6,666 SH   SOLE   6,666 0 0
Merck & Co Inc New COM 58933Y105 220 2,679 SH   SOLE   2,679 0 0
Nextera Energy Inc COM 65339F101 908 10,718 SH   SOLE   10,718 0 0
Nextera Energy Partners Lp COM 65341B106 1,622 19,455 SH   SOLE   19,455 0 0
Novartis A G Spon ADR SPONSORED ADR 66987V109 890 10,137 SH   SOLE   10,137 0 0
Nvidia Corp COM 67066G104 342 1,255 SH   SOLE   1,255 0 0
PGIM Ultra Short Bond ETF ULTRA SHORT 69344A107 2,687 54,606 SH   SOLE   54,606 0 0
Paypal Holdings Inco COM 70450Y103 1,141 9,868 SH   SOLE   9,868 0 0
PIMCO Exch Traded Fund COM 72201R833 4,358 43,511 SH   SOLE   43,511 0 0
SPDR S&P 500 ETF COM 78462F103 309 684 SH   SOLE   684 0 0
SPDR Blmbg Barclays Intl Corp Bd ETF BLOOMBERG INTL 78464A151 335 10,500 SH   SOLE   10,500 0 0
SPDR Blmbrg Barcly Sh Tm BLOMBERG BRC INT 78464A334 2,599 89,269 SH   SOLE   89,269 0 0
SPDR S&P Dividend ETF COM 78464A763 245 1,914 SH   SOLE   1,914 0 0
SPDR Blackstone Gso BLACKSTONE SENR 78467V608 4,031 89,667 SH   SOLE   89,667 0 0
SPDR SSgA Ultra Short Term Bond ETF ULT SHT TRM BD 78467V707 2,434 60,802 SH   SOLE   60,802 0 0
SPDR Bloomberg Barclays 1-3 Month T Bills SPDR BLOOMBERG 78468R663 2,928 32,020 SH   SOLE   32,020 0 0
SPDR Nuveen Blmbrg COM 78468R739 342 7,225 SH   SOLE   7,225 0 0
SPDR Dbln Sht Drtn Rtrn COM 78470P200 4,768 99,976 SH   SOLE   99,976 0 0
Salesforce Com COM 79466L302 1,770 8,336 SH   SOLE   8,336 0 0
Tesla Motors Inc COM 88160R101 407 378 SH   SOLE   378 0 0
Unitedhealth Group Inc COM 91324P102 3,318 6,506 SH   SOLE   6,506 0 0
Vanguard Short Term SHORT TERM TREAS 92206C102 4,091 69,041 SH   SOLE   69,041 0 0
Vanguard Mortgage Backed COM 92206C771 619 12,350 SH   SOLE   12,350 0 0
Visa Inc Cl A COM 92826C839 862 3,885 SH   SOLE   3,885 0 0
WisdomTree Emerging Markets Lcl Dbt ETF EM LCL DEBT FD 97717X867 1,352 48,327 SH   SOLE   48,327 0 0
Xenon Pharmaceuticals COM 98420N105 458 14,994 SH   SOLE   14,994 0 0
Microport Scientfi Ord COM G60837104 81 35,495 SH   SOLE   35,495 0 0