The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 451 2,742 SH   SOLE NONE 2,742 0 0
ABBOTT LABS COM 002824100 243 2,905 SH   SOLE NONE 2,905 0 0
ABBVIE INC COM 00287Y109 372 4,913 SH   SOLE NONE 4,913 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 244 1,271 SH   SOLE NONE 1,271 0 0
ALPHABET INC CAP STK CL A 02079K305 437 358 SH   SOLE NONE 358 0 0
APPLE INC COM 037833100 1,061 4,737 SH   SOLE NONE 4,737 0 0
AT&T INC COM 00206R102 571 15,088 SH   SOLE NONE 15,088 0 0
BLACKROCK CAPITAL INVESTMENT NOTE 5.000% 6/1 092533AC2 25 25,000 PRN   SOLE NONE 25,000 0 0
BLOOM ENERGY CORP COM CL A 093712107 104 32,042 SH   SOLE NONE 32,042 0 0
BOOKING HLDGS INC COM 09857L108 281 143 SH   SOLE NONE 143 0 0
CHEVRON CORP NEW COM 166764100 389 3,282 SH   SOLE NONE 3,282 0 0
CIGNA CORP NEW COM 125523100 340 2,241 SH   SOLE NONE 2,241 0 0
CISCO SYS INC COM 17275R102 267 5,408 SH   SOLE NONE 5,408 0 0
COCA COLA CO COM 191216100 388 7,134 SH   SOLE NONE 7,134 0 0
COSTCO WHSL CORP NEW COM 22160K105 577 2,001 SH   SOLE NONE 2,001 0 0
EMERSON ELEC CO COM 291011104 258 3,853 SH   SOLE NONE 3,853 0 0
EXXON MOBIL CORP COM 30231G102 504 7,137 SH   SOLE NONE 7,137 0 0
GENWORTH FINL INC COM CL A 37247D106 56 12,722 SH   SOLE NONE 12,722 0 0
HOME DEPOT INC COM 437076102 216 930 SH   SOLE NONE 930 0 0
HONEYWELL INTL INC COM 438516106 230 1,359 SH   SOLE NONE 1,359 0 0
INTEL CORP COM 458140100 355 6,880 SH   SOLE NONE 6,880 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 400 2,753 SH   SOLE NONE 2,753 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 3,631 170,478 SH   SOLE NONE 170,478 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 3,381 160,408 SH   SOLE NONE 160,408 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 3,111 146,337 SH   SOLE NONE 146,337 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 228 10,590 SH   SOLE NONE 10,590 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 723 6,689 SH   SOLE NONE 6,689 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 509 4,319 SH   SOLE NONE 4,319 0 0
INVESCO EXCHANGE TRADED FD T ZACKS MID CAP 46137Y401 308 4,226 SH   SOLE NONE 4,226 0 0
INVESCO EXCHNG TRADED FD TR CALIF AMT MUN 46138E206 296 10,815 SH   SOLE NONE 10,815 0 0
INVIVO THERAPEUTICS HLDGS CO COM 46186M407 6 11,250 SH   SOLE NONE 11,250 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 673 11,780 SH   SOLE NONE 11,780 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 16,301 102,116 SH   SOLE NONE 102,116 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 15,830 123,420 SH   SOLE NONE 123,420 0 0
ISHARES TR MSCI EAFE ETF 464287465 12,277 188,262 SH   SOLE NONE 188,262 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 8,753 57,838 SH   SOLE NONE 57,838 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,814 93,310 SH   SOLE NONE 93,310 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,449 8,205 SH   SOLE NONE 8,205 0 0
ISHARES TR IBONDS SEP2020 46434V571 1,714 67,128 SH   SOLE NONE 67,128 0 0
ISHARES TR IBONDS DEC2021 46435G789 1,649 63,968 SH   SOLE NONE 63,968 0 0
ISHARES TR IBONDS DEC2023 46435G318 1,128 43,789 SH   SOLE NONE 43,789 0 0
ISHARES TR IBONDS DEC2022 46435G755 1,120 42,844 SH   SOLE NONE 42,844 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,008 10,067 SH   SOLE NONE 10,067 0 0
ISHARES TR CORE US AGGBD ET 464287226 784 6,930 SH   SOLE NONE 6,930 0 0
ISHARES TR CORE S&P SCP ETF 464287804 772 9,915 SH   SOLE NONE 9,915 0 0
ISHARES TR CORE S&P MCP ETF 464287507 752 3,891 SH   SOLE NONE 3,891 0 0
ISHARES TR IBONDS DEC 46435U697 651 24,749 SH   SOLE NONE 24,749 0 0
ISHARES TR USA QUALITY FCTR 46432F339 639 6,917 SH   SOLE NONE 6,917 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 636 5,325 SH   SOLE NONE 5,325 0 0
ISHARES TR S&P 100 ETF 464287101 381 2,900 SH   SOLE NONE 2,900 0 0
ISHARES TR NATIONAL MUN ETF 464288414 325 2,849 SH   SOLE NONE 2,849 0 0
ISHARES TR EAFE VALUE ETF 464288877 321 6,776 SH   SOLE NONE 6,776 0 0
JOHNSON & JOHNSON COM 478160104 607 4,694 SH   SOLE NONE 4,694 0 0
JPMORGAN CHASE & CO COM 46625H100 841 7,148 SH   SOLE NONE 7,148 0 0
LAZARD LTD SHS A G54050102 1,707 48,762 SH   SOLE NONE 48,762 0 0
LOCKHEED MARTIN CORP COM 539830109 428 1,096 SH   SOLE NONE 1,096 0 0
MCDONALDS CORP COM 580135101 475 2,214 SH   SOLE NONE 2,214 0 0
MERCK & CO INC COM 58933Y105 332 3,941 SH   SOLE NONE 3,941 0 0
MICROSOFT CORP COM 594918104 636 4,575 SH   SOLE NONE 4,575 0 0
NEXTERA ENERGY INC COM 65339F101 200 859 SH   SOLE NONE 859 0 0
PEPSICO INC COM 713448108 534 3,896 SH   SOLE NONE 3,896 0 0
PFIZER INC COM 717081103 317 8,809 SH   SOLE NONE 8,809 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 208 2,046 SH   SOLE NONE 2,046 0 0
PROCTER & GAMBLE CO COM 742718109 451 3,624 SH   SOLE NONE 3,624 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 612 8,551 SH   SOLE NONE 8,551 0 0
QUALCOMM INC COM 747525103 489 6,408 SH   SOLE NONE 6,408 0 0
QUICKLOGIC CORP COM 74837P108 5 15,633 SH   SOLE NONE 15,633 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 230 3,242 SH   SOLE NONE 3,242 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 221 4,043 SH   SOLE NONE 4,043 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 346 4,294 SH   SOLE NONE 4,294 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 333 3,697 SH   SOLE NONE 3,697 0 0
SOUTHWEST AIRLS CO COM 844741108 337 6,234 SH   SOLE NONE 6,234 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 696 2,585 SH   SOLE NONE 2,585 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 401 11,706 SH   SOLE NONE 11,706 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 269 9,161 SH   SOLE NONE 9,161 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,193 7,390 SH   SOLE NONE 7,390 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 653 1,853 SH   SOLE NONE 1,853 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 3,268 110,263 SH   SOLE NONE 110,263 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 3,226 78,621 SH   SOLE NONE 78,621 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 2,153 23,505 SH   SOLE NONE 23,505 0 0
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 1,104 21,773 SH   SOLE NONE 21,773 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 982 32,703 SH   SOLE NONE 32,703 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 448 12,201 SH   SOLE NONE 12,201 0 0
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 340 6,478 SH   SOLE NONE 6,478 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 314 9,834 SH   SOLE NONE 9,834 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 306 5,962 SH   SOLE NONE 5,962 0 0
SPDR SERIES TRUST RUSSELL MOMENTUM 78468R762 268 3,641 SH   SOLE NONE 3,641 0 0
SPDR SERIES TRUST RUSSELL LOW VOL 78468R754 254 3,110 SH   SOLE NONE 3,110 0 0
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 239 4,872 SH   SOLE NONE 4,872 0 0
SPDR SERIES TRUST RUSSELL YIELD 78468R770 227 3,216 SH   SOLE NONE 3,216 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 209 6,955 SH   SOLE NONE 6,955 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 206 6,079 SH   SOLE NONE 6,079 0 0
TARGET CORP COM 87612E106 240 2,248 SH   SOLE NONE 2,248 0 0
TEXAS INSTRS INC COM 882508104 724 5,605 SH   SOLE NONE 5,605 0 0
UNION PACIFIC CORP COM 907818108 228 1,410 SH   SOLE NONE 1,410 0 0
UNITEDHEALTH GROUP INC COM 91324P102 377 1,734 SH   SOLE NONE 1,734 0 0
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 205 4,073 SH   SOLE NONE 4,073 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,210 54,556 SH   SOLE NONE 54,556 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 844 5,039 SH   SOLE NONE 5,039 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 715 6,403 SH   SOLE NONE 6,403 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 507 12,597 SH   SOLE NONE 12,597 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 449 9,003 SH   SOLE NONE 9,003 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 933 17,400 SH   SOLE NONE 17,400 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,268 79,554 SH   SOLE NONE 79,554 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 446 7,395 SH   SOLE NONE 7,395 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 364 6,585 SH   SOLE NONE 6,585 0 0
WALMART INC COM 931142103 416 3,508 SH   SOLE NONE 3,508 0 0
WINTRUST FINL CORP COM 97650W108 226 3,493 SH   SOLE NONE 3,493 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 586 15,385 SH   SOLE NONE 15,385 0 0