The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106   4,265,188 33,552 SH   SOLE   0 0 33,552
ISHARES TR MID GRWTH INDX ETF ETF 464288307   3,739,742 65,460 SH   SOLE   0 0 65,460
ISHARES TR SMLL GRWTH IDX ETF ETF 464288604   2,882,736 74,374 SH   SOLE   0 0 74,374
PRUDENTIAL FINL INC Stock 744320102   3,036 32 SH   DFND 1 0 0 32
PRUDENTIAL FINL INC Stock 744320102   73,391 773 SH   SOLE   0 0 773
SIRIUS XM RADIO INC Stock 82968B103   73,571 16,277 SH   SOLE   0 0 16,277
POWERSHARES QQQ TR ETF 46090E103   14,873,345 41,514 SH   SOLE   0 0 41,514
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803   1,024,099 6,247 SH   SOLE   0 0 6,247
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   1,707 30 SH   DFND 1 0 0 30
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649   4,300,154 202,117 SH   SOLE   0 0 202,117
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF ETF 46435G672   5,064,329 115,648 SH   SOLE   0 0 115,648
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF ETF 78464A672   4,666,006 186,336 SH   SOLE   0 0 186,336
ISHARES INTERNATIONAL SMALLCAP EQUITY FACTOR ETF ETF 46434V266   1,311,305 44,331 SH   SOLE   0 0 44,331
JOHNSON & JOHNSON COM Stock 478160104   3,894 25 SH   DFND 1 0 0 25
JOHNSON & JOHNSON COM Stock 478160104   2,897,459 18,603 SH   SOLE   0 0 18,603
WASTE MANAGEMENT INC Stock 94106L109   99,042 17,706 SH   SOLE   0 0 17,706
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,733,577 8,161 SH   SOLE   0 0 8,161
VANGUARD ENERGY ETF 92204A306   378,113 2,983 SH   SOLE   0 0 2,983
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   4,747,279 85,908 SH   SOLE   0 0 85,908
COSTCO WHOLESALE CORP Stock 22160K105   3,215,493 5,692 SH   SOLE   0 0 5,692
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   106,186 99,092 SH   SOLE   0 0 99,092
GOLDMAN SACHS GROUP INC Stock 38141G104   256,591 793 SH   SOLE   0 0 793
LAS VEGAS SANDS CORP Stock 517834107   19,987 13,485 SH   SOLE   0 0 13,485
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   3,279,931 96,270 SH   SOLE   0 0 96,270
PIMCO INCOME STRATEGY FUND II CEF 72201J104   836,856 126,989 SH   SOLE   0 0 126,989
PROCTER AND GAMBLE CO COM Stock 742718109   4,668 32 SH   DFND 1 0 0 32
PROCTER AND GAMBLE CO COM Stock 742718109   726,929 4,984 SH   SOLE   0 0 4,984
COCA COLA CO COM Stock 191216100   2,519 45 SH   DFND 1 0 0 45
COCA COLA CO COM Stock 191216100   1,850,067 33,049 SH   SOLE   0 0 33,049
ENTERPRISE PRODS PARTNERS L P Stock 293792107   254,350 9,293 SH   SOLE   0 0 9,293
TRUIST FINL CORP COM Stock 89832Q109   645,829 22,574 SH   SOLE   0 0 22,574
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   5,066,304 251,930 SH   SOLE   0 0 251,930
UNITED PARCEL SERVICE INC Stock 911312106   1,247 8 SH   DFND 1 0 0 8
UNITED PARCEL SERVICE INC Stock 911312106   399,903 23,047 SH   SOLE   0 0 23,047
VANGUARD REIT INDEX ETF ETF 922908553   3,636,993 52,853 SH   SOLE   0 0 52,853
INTEL CORP COM Stock 458140100   245,525 6,906 SH   SOLE   0 0 6,906
VAIL RESORTS INC COM Stock 91879Q109   1,109 5 SH   DFND 1 0 0 5
MEDTRONIC PLC SHS Stock G5960L103   1,724 22 SH   DFND 1 0 0 22
MEDTRONIC PLC SHS Stock G5960L103   33,993 9,827 SH   SOLE   0 0 9,827
NETFLIX COM INC Stock 64110L106   422,912 1,120 SH   SOLE   0 0 1,120
PROLOGIS INC. COM REIT 74340W103   2,356 21 SH   DFND 1 0 0 21
PROLOGIS INC. COM REIT 74340W103   88,403 788 SH   SOLE   0 0 788
MERCK & CO INC Stock 58933Y105   3,706 36 SH   DFND 1 0 0 36
MERCK & CO INC Stock 58933Y105   677,359 21,892 SH   SOLE   0 0 21,892
SPDR S&P 500 ETF ETF 78462F103   3,986,804 9,326 SH   SOLE   0 0 9,326
MCKESSON CORP Stock 58155Q103   317,971 731 SH   SOLE   0 0 731
FIDELITY VALUE FACTOR ETF ETF 316092782   464,257 9,702 SH   SOLE   0 0 9,702
MASTERCARD INC Stock 57636Q104   7,697,942 19,444 SH   SOLE   0 0 19,444
EMERSON ELEC CO COM Stock 291011104   1,449 15 SH   DFND 1 0 0 15
EMERSON ELEC CO COM Stock 291011104   32,956 341 SH   SOLE   0 0 341
DIAGEO PLC ADR 25243Q205   68,624 14,762 SH   SOLE   0 0 14,762
ISHARES TIPS BOND ETF ETF 464287176   237,557 2,290 SH   SOLE   0 0 2,290
COGNIZANT TECH SOLUTIONS CORP Stock 192446102   34,019 14,330 SH   SOLE   0 0 14,330
ISHARES DOW JONES US HOME CONST (ETF) ETF 464288752   304,652 3,881 SH   SOLE   0 0 3,881
PARSONS CORP DEL COM Stock 70202L102   264,685 4,870 SH   SOLE   0 0 4,870
BANK NEW YORK MELLON CORP COM Stock 064058100   1,450 34 SH   DFND 1 0 0 34
BANK NEW YORK MELLON CORP COM Stock 064058100   12,923 303 SH   SOLE   0 0 303
PACER US CASH COWS 100 ETF ETF 69374H881   17,893,705 362,001 SH   SOLE   0 0 362,001
VERIZON COMMUNICATIONS Stock 92343V104   2,658 82 SH   DFND 1 0 0 82
VERIZON COMMUNICATIONS Stock 92343V104   685,845 21,162 SH   SOLE   0 0 21,162
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   3,168,632 29,836 SH   SOLE   0 0 29,836
PEPSICO INC COM Stock 713448108   2,542 15 SH   DFND 1 0 0 15
PEPSICO INC COM Stock 713448108   293,654 1,733 SH   SOLE   0 0 1,733
TE CONNECTIVITY LTD SHS Stock H84989104   31,715 15,271 SH   SOLE   0 0 15,271
FORD MOTOR COMPANY Stock 345370860   2,211 178 SH   DFND 1 0 0 178
FORD MOTOR COMPANY Stock 345370860   317,596 25,571 SH   SOLE   0 0 25,571
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF ETF 78464A383   5,672,721 295,961 SH   SOLE   0 0 295,961
US BANCORP DEL COM NEW Stock 902973304   1,851 56 SH   DFND 1 0 0 56
US BANCORP DEL COM NEW Stock 902973304   12,195 369 SH   SOLE   0 0 369
FIRST TRUST ENERGY ALPHADEX FUND ETF 33734X127   263,582 15,131 SH   SOLE   0 0 15,131
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   585,176 8,631 SH   SOLE   0 0 8,631
HOME DEPOT Stock 437076102   3,928 13 SH   DFND 1 0 0 13
HOME DEPOT Stock 437076102   3,479,697 11,516 SH   SOLE   0 0 11,516
SUNCOR ENERGY COM NPV ISIN CA8672291066 SEDOL 2861142EXCHANGED FOR ONE SHAR Stock 867224107   23,415 11,499 SH   SOLE   0 0 11,499
VILLAGE FARMS INTL INC COM Stock 92707Y108   20,536 25,750 SH   SOLE   0 0 25,750
PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857   6,934,334 166,291 SH   SOLE   0 0 166,291
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF ETF 46641Q852   6,705,850 147,414 SH   SOLE   0 0 147,414
FIRST TRUST FINANCIALS ALPHADEX FUND ETF 33734X135   909,800 24,050 SH   SOLE   0 0 24,050
PACER DEVELOPED MARKETS INTERNATIONAL CASH COWS 100 ETF ETF 69374H873   7,765,183 259,966 SH   SOLE   0 0 259,966
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209   2,900,790 22,532 SH   SOLE   0 0 22,532
SPDR GOLD ETF ETF 78463V107   1,387,341 8,092 SH   SOLE   0 0 8,092
SOUTHERN CO COM Stock 842587107   2,718 42 SH   DFND 1 0 0 42
SOUTHERN CO COM Stock 842587107   81,565 1,260 SH   SOLE   0 0 1,260
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   2,443,850 26,185 SH   SOLE   0 0 26,185
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   6,161,578 181,436 SH   SOLE   0 0 181,436
CONSUMER STAPLES SELECT SECTOR SPDR ETF 81369Y308   342,035 4,971 SH   SOLE   0 0 4,971
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   1,713,333 34,144 SH   SOLE   0 0 34,144
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF ETF 46138J817   299,510 13,323 SH   SOLE   0 0 13,323
GALLAGHER ARTHUR J & CO COM Stock 363576109   5,470 24 SH   DFND 1 0 0 24
GALLAGHER ARTHUR J & CO COM Stock 363576109   79,776 350 SH   SOLE   0 0 350
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   4,281,820 58,881 SH   SOLE   0 0 58,881
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   7,323,140 77,633 SH   SOLE   0 0 77,633
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   6,832,900 19,506 SH   SOLE   0 0 19,506
ADOBE SYS INC Stock 00724F101   520,098 1,020 SH   SOLE   0 0 1,020
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   4,429,001 58,935 SH   SOLE   0 0 58,935
ALPHABET INC CAP STK CL A Stock 02079K305   2,586,278 19,764 SH   SOLE   0 0 19,764
FISERV INC Stock 337738108   715,921 6,338 SH   SOLE   0 0 6,338
EASTMAN CHEMICAL CO Stock 277432100   1,228 16 SH   DFND 1 0 0 16
EASTMAN CHEMICAL CO Stock 277432100   2,620 34 SH   SOLE   0 0 34
UNILEVER PLC SPON ADR NEW ADR 904767704   135,652 21,848 SH   SOLE   0 0 21,848
CSX CORP Stock 126408103   2,245 73 SH   DFND 1 0 0 73
CSX CORP Stock 126408103   585,542 19,042 SH   SOLE   0 0 19,042
COMCAST CORP NEW CL A Stock 20030N101   2,394 54 SH   DFND 1 0 0 54
COMCAST CORP NEW CL A Stock 20030N101   217,946 4,915 SH   SOLE   0 0 4,915
MICROSOFT Stock 594918104   4,736 15 SH   DFND 1 0 0 15
MICROSOFT Stock 594918104   4,149,881 101,403 SH   SOLE   0 0 101,403
HEALTH CARE PPTY INVS INC REIT 42250P103   918 50 SH   DFND 1 0 0 50
HEALTH CARE PPTY INVS INC REIT 42250P103   23,594 1,285 SH   SOLE   0 0 1,285
CVS HEALTH CORP COM Stock 126650100   165,506 13,273 SH   SOLE   0 0 13,273
ISHARES EUROPE 350 INDEX ETF 464287861   304,722 6,384 SH   SOLE   0 0 6,384
EVERGY INC COM Stock 30034W106   1,318 26 SH   DFND 1 0 0 26
EVERGY INC COM Stock 30034W106   8,366 165 SH   SOLE   0 0 165
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   558,869 29,750 SH   SOLE   0 0 29,750
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888   4,832,171 202,183 SH   SOLE   0 0 202,183
INNOVATOR U.S. EQUITY POWER BUFFER ETF - JULY ETF 45782C813   1,791,290 53,154 SH   SOLE   0 0 53,154
EXPONENT INC Stock 30214U102   430,825 5,033 SH   SOLE   0 0 5,033
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   531,477 1 SH   SOLE   0 0 1
BOEING CO COM Stock 097023105   826,176 4,310 SH   SOLE   0 0 4,310
VANGUARD SMALL CAP ETF ETF 922908751   4,067,197 25,864 SH   SOLE   0 0 25,864
VANGUARD MID CAP ETF 922908629   1,704,636 8,186 SH   SOLE   0 0 8,186
VANGUARD LARGE CAP ETF 922908637   319,027 1,630 SH   SOLE   0 0 1,630
NEXTERA ENERGY INC COM Stock 65339F101   265,051 4,626 SH   SOLE   0 0 4,626
NIKE INC CLASS B Stock 654106103   123,934 18,989 SH   SOLE   0 0 18,989
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   10,147,369 200,336 SH   SOLE   0 0 200,336
TESLA MOTORS INC Stock 88160R101   1,567,128 6,263 SH   SOLE   0 0 6,263
EQUITRANS MIDSTREAM CORP COM Stock 294600101   95,533 10,196 SH   SOLE   0 0 10,196
INVENTRUST PPTYS CORP REIT 46124J201   769,014 32,298 SH   SOLE   0 0 32,298
INNOVATOR U.S. EQUITY POWER BUFFER ETF - SEPTEMBER ETF 45782C656   575,975 17,777 SH   SOLE   0 0 17,777
PIMCO SHORT TERM MUNICIPAL BOND ACTIVE ETF ETF 72201R874   2,126,926 43,451 SH   SOLE   0 0 43,451
VANGUARD HEALTH CARE ETF ETF 92204A504   591,279 2,515 SH   SOLE   0 0 2,515
FINANCIAL SELECT SECTOR SPDR ETF 81369Y605   835,434 25,186 SH   SOLE   0 0 25,186
NORFOLK SOUTHERN CRP Stock 655844108   832,451 4,227 SH   SOLE   0 0 4,227
PUBLIC STORAGE INC REIT 74460D109   282,159 1,071 SH   SOLE   0 0 1,071
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   2,701,819 14,791 SH   SOLE   0 0 14,791
VANGUARD INFORMATION TECHNOLOGY ETF 92204A702   8,777,177 21,155 SH   SOLE   0 0 21,155
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866   326,372 6,518 SH   SOLE   0 0 6,518
DISTILLATE US FUNDAMENTAL STABILITY & VALUE ETF ETF 26922A321   303,262 6,794 SH   SOLE   0 0 6,794
DOW INC COM Stock 260557103   2,475 48 SH   DFND 1 0 0 48
DOW INC COM Stock 260557103   8,764 170 SH   SOLE   0 0 170
INNOVATOR U.S. EQUITY POWER BUFFER ETF - APRIL ETF 45782C870   1,351,952 44,167 SH   SOLE   0 0 44,167
VANGUARD S&P 500 ETF ETF 922908363   2,331,225 5,936 SH   SOLE   0 0 5,936
ISHARES DJ US HEALTH CARE PROVIDERS ETF 464288828   1,018,108 4,137 SH   SOLE   0 0 4,137
FIFTH THIRD BANCORP COM Stock 316773100   1,697 67 SH   DFND 1 0 0 67
FIFTH THIRD BANCORP COM Stock 316773100   174,373 6,884 SH   SOLE   0 0 6,884
S & P MID CAP 400 DEP RCPTS MID CAP ETF 78467Y107   512,533 1,122 SH   SOLE   0 0 1,122
INNOVATOR U.S. EQUITY POWER BUFFER ETF - JUNE ETF 45782C748   1,528,648 48,823 SH   SOLE   0 0 48,823
HUNTINGTON BANCSHARES INC COM Stock 446150104   811 78 SH   DFND 1 0 0 78
HUNTINGTON BANCSHARES INC COM Stock 446150104   9,067 872 SH   SOLE   0 0 872
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438   4,378,377 28,462 SH   SOLE   0 0 28,462
AMERICAN CENTURY DIVERSIFIED MUNICIPAL BOND ETF ETF 025072505   2,692,345 56,149 SH   SOLE   0 0 56,149
ISHARES MSCI EAFE GROWTH INDEX ETF ETF 464288885   48,775 37,061 SH   SOLE   0 0 37,061
INNOVATOR U.S. EQUITY POWER BUFFER ETF - AUGUST ETF 45782C680   650,529 20,951 SH   SOLE   0 0 20,951
RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF ETF 46137V373   10,729,656 357,179 SH   SOLE   0 0 357,179
ELI LILLY & CO COM Stock 532457108   2,126,316 37,194 SH   SOLE   0 0 37,194
AIR PRODS & CHEMS INC COM Stock 009158106   685,976 2,421 SH   SOLE   0 0 2,421
WESTERN DIGITAL CORP. 1.5 02/01/2024 Convertible 958102AP0   19,660 20,000 SH   SOLE   0 0 20,000
AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877   4,071,823 56,603 SH   SOLE   0 0 56,603
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   2,982,857 43,584 SH   SOLE   0 0 43,584
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF ETF 025072802   336,513 5,817 SH   SOLE   0 0 5,817
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604   2,989,308 60,639 SH   SOLE   0 0 60,639
AVANTIS U.S. EQUITY ETF ETF 025072885   1,098,227 14,991 SH   SOLE   0 0 14,991
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   528,927 9,883 SH   SOLE   0 0 9,883
PIMCO CORPORATE OPPORTUNITY FUND CEF 72201B101   283,514 21,692 SH   SOLE   0 0 21,692
ISHARES RUSSELL 2000 ETF ETF 464287655   833,506 4,716 SH   SOLE   0 0 4,716
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   1,551,380 17,577 SH   SOLE   0 0 17,577
MICRON TECHNOLOGY Stock 595112103   634,317 9,324 SH   SOLE   0 0 9,324
AFLAC INC COM Stock 001055102   3,218,936 41,941 SH   SOLE   0 0 41,941
SYSCO CORP COM Stock 871829107   25,882 18,661 SH   SOLE   0 0 18,661
INVESCO S&P MIDCAP MOMENTUM ETF ETF 46137V464   765,643 9,510 SH   SOLE   0 0 9,510
ISHARES FLOATING RATE BOND ETF ETF 46429B655   437,681 8,601 SH   SOLE   0 0 8,601
FIDELITY BLUE CHIP GROWTH ETF ETF 316092352   423,976 14,641 SH   SOLE   0 0 14,641
ISHARES DJ SELECT DIVIDEND ETF 464287168   241,114 2,240 SH   SOLE   0 0 2,240
AMERICAN ELEC PWR CO INC COM Stock 025537101   75 1 SH   DFND 1 0 0 1
AMERICAN ELEC PWR CO INC COM Stock 025537101   760,534 10,111 SH   SOLE   0 0 10,111
ISHARES RUSSELL MIDCAP GROWTH ETF ETF 464287481   736,719 199,209 SH   SOLE   0 0 199,209
MARATHON PETE CORP Stock 56585A102   227,808 1,505 SH   SOLE   0 0 1,505
VANGUARD SMALL CAP VALUE ETF ETF 922908611   355,053 2,226 SH   SOLE   0 0 2,226
VANGUARD MID CAP GROWTH ETF ETF 922908538   316,900 1,627 SH   SOLE   0 0 1,627
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   17,943,291 255,656 SH   SOLE   0 0 255,656
XTRACKERS MSCI EAFE HEDGED EQUITY ETF ETF 233051200   774,713 22,198 SH   SOLE   0 0 22,198
ELECTRONIC ARTS INC COM Stock 285512109   24,659 16,540 SH   SOLE   0 0 16,540
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613   205,239 6,450 SH   SOLE   0 0 6,450
ISHARES TR S&P GLOBAL 100 INDEXFD ETF 464287572   4,994,808 68,198 SH   SOLE   0 0 68,198
VISA INC Stock 92826C839   3,143,962 28,801 SH   SOLE   0 0 28,801
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   2,131,705 46,656 SH   SOLE   0 0 46,656
HOLLEY INC COM Stock 43538H103   105,743 21,191 SH   SOLE   0 0 21,191
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   1,154,781 35,401 SH   SOLE   0 0 35,401
SYLVAMO CORP COMMON STOCK Stock 871332102   44 1 SH   DFND 1 0 0 1
AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349   262,370 4,980 SH   SOLE   0 0 4,980
VANGUARD VALUE ETF ETF 922908744   19,788,682 143,469 SH   SOLE   0 0 143,469
VANGUARD GROWTH ETF ETF 922908736   26,212,708 97,388 SH   SOLE   0 0 97,388
SPDR BARCLAYS CAPITAL SHORT TERM HIGH YIELD BOND ETF ETF 78468R408   5,927,402 266,021 SH   SOLE   0 0 266,021
JPMORGAN INCOME ETF ETF 46641Q159   2,912,773 65,603 SH   SOLE   0 0 65,603
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM CEF 27829C105   331,608 43,404 SH   SOLE   0 0 43,404
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437   236,814 8,751 SH   SOLE   0 0 8,751
META PLATFORMS INC CL A Stock 30303M102   271,690 905 SH   SOLE   0 0 905
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101   552,222 31,957 SH   SOLE   0 0 31,957
VANGUARD MATERIALS ETF ETF 92204A801   3,983,838 23,092 SH   SOLE   0 0 23,092
PALO ALTO NETWORKS INC COM Stock 697435105   1,868,018 7,968 SH   SOLE   0 0 7,968
MONDELEZ INTL INC CL A Stock 609207105   1,319 19 SH   DFND 1 0 0 19
MONDELEZ INTL INC CL A Stock 609207105   147,149 22,105 SH   SOLE   0 0 22,105
WP CAREY INC COM REIT 92936U109   1,190 22 SH   DFND 1 0 0 22
WP CAREY INC COM REIT 92936U109   45,806 847 SH   SOLE   0 0 847
AVAGO TECHNOLOGIES LTD Stock 11135F101   2,492 3 SH   DFND 1 0 0 3
AVAGO TECHNOLOGIES LTD Stock 11135F101   130,403 47,808 SH   SOLE   0 0 47,808
VANGUARD SHORT TERM INFL-PROTECTED ETF 922020805   4,874,954 121,489 SH   SOLE   0 0 121,489
JOHNSON CTLS INC Stock G51502105   1,383 26 SH   DFND 1 0 0 26
JOHNSON CTLS INC Stock G51502105   24,748 465 SH   SOLE   0 0 465
METLIFE INC COM Stock 59156R108   2,894 46 SH   DFND 1 0 0 46
METLIFE INC COM Stock 59156R108   16,994 270 SH   SOLE   0 0 270
ISHARES CORE MSCI EAFE ETF ETF 46432F842   3,020,346 46,936 SH   SOLE   0 0 46,936
ROYAL BANK OF CANADA Stock 780087102   317,588 3,632 SH   SOLE   0 0 3,632
WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109   2,131,519 35,425 SH   SOLE   0 0 35,425
KINDER MORGAN INC Stock 49456B101   1,741 105 SH   DFND 1 0 0 105
KINDER MORGAN INC Stock 49456B101   50,639 3,054 SH   SOLE   0 0 3,054
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810   6,693,894 138,018 SH   SOLE   0 0 138,018
NVIDIA CORP Stock 67066G104   1,799,117 4,136 SH   SOLE   0 0 4,136
CUMMINS INC COM Stock 231021106   1,146,134 5,017 SH   SOLE   0 0 5,017
ABBVIE INC COM Stock 00287Y109   3,279 22 SH   DFND 1 0 0 22
ABBVIE INC COM Stock 00287Y109   1,089,786 7,311 SH   SOLE   0 0 7,311
S&P GLOBAL INC COM Stock 78409V104   2,667,656 7,300 SH   SOLE   0 0 7,300
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103   248,610 5,224 SH   SOLE   0 0 5,224
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   664,825 9,527 SH   SOLE   0 0 9,527
ISHARES CORE 1-5 YEAR USD BOND ETF ETF 46432F859   214,063 4,615 SH   SOLE   0 0 4,615
CELANESE CORP DEL COM Stock 150870103   27,923 17,339 SH   SOLE   0 0 17,339
FIRST TRUST PREFERRED SECURITIES & INCOME ETF ETF 33739E108   204,937 12,833 SH   SOLE   0 0 12,833
INVESCO S&P 500 QUALITY ETF ETF 46137V241   2,230,023 44,565 SH   SOLE   0 0 44,565
BLACKSTONE INC COM Stock 09260D107   228,666 13,923 SH   SOLE   0 0 13,923
ZIMMER HLDGS INC Stock 98956P102   212,657 1,895 SH   SOLE   0 0 1,895
ROCKWELL AUTOMATION INC COM Stock 773903109   288,157 1,008 SH   SOLE   0 0 1,008
STRYKER CORP Stock 863667101   236,319 865 SH   SOLE   0 0 865
QUALCOMM INC Stock 747525103   2,332 21 SH   DFND 1 0 0 21
QUALCOMM INC Stock 747525103   1,193,658 10,748 SH   SOLE   0 0 10,748
GENERAL DYNAMICS CORP COM Stock 369550108   2,431 11 SH   DFND 1 0 0 11
GENERAL DYNAMICS CORP COM Stock 369550108   40,178 182 SH   SOLE   0 0 182
MCDONALDS CORP COM Stock 580135101   3,161 12 SH   DFND 1 0 0 12
MCDONALDS CORP COM Stock 580135101   248,373 943 SH   SOLE   0 0 943
CAMBRIA SHAREHOLDER YIELD ETF ETF 132061201   4,154,996 67,168 SH   SOLE   0 0 67,168
CISCO SYS INC Stock 17275R102   4,193 78 SH   DFND 1 0 0 78
CISCO SYS INC Stock 17275R102   294,372 24,111 SH   SOLE   0 0 24,111
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499   814,820 184,507 SH   SOLE   0 0 184,507
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307   411,670 6,695 SH   SOLE   0 0 6,695
AT&T INC COM Stock 00206R102   1,802 120 SH   DFND 1 0 0 120
AT&T INC COM Stock 00206R102   483,445 32,187 SH   SOLE   0 0 32,187
VANGUARD INTERMEDIATE-TERM BOND ETF 921937819   4,459,600 61,673 SH   SOLE   0 0 61,673
ENERGY SELECT SECTOR SPDR ETF 81369Y506   4,849,116 53,647 SH   SOLE   0 0 53,647
INDEPENDENCE RLTY TR INC COM REIT 45378A106   160,648 11,418 SH   SOLE   0 0 11,418
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   4,650,038 83,081 SH   SOLE   0 0 83,081
GENERAL ELECTRIC CO COM NEW Stock 369604301   862,319 7,800 SH   SOLE   0 0 7,800
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD ETF 81369Y407   1,180,611 7,334 SH   SOLE   0 0 7,334
INDUSTRIAL SELECT SECTOR SPDR ETF 81369Y704   2,427,775 23,947 SH   SOLE   0 0 23,947
SCIENCE APPLICATIONS INTERNA Stock 808625107   286,752 2,717 SH   SOLE   0 0 2,717
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   10,962,101 346,135 SH   SOLE   0 0 346,135
RIVERFRONT STRATEGIC INCOME FUND ETF 00162Q783   2,915,602 131,630 SH   SOLE   0 0 131,630
SPDR BLOOMBERG 1-10 YEAR TIPS ETF ETF 78468R861   3,093,981 171,127 SH   SOLE   0 0 171,127
FIDELITY MSCI MATERIALS INDEX ETF ETF 316092881   2,091,031 47,319 SH   SOLE   0 0 47,319
GAMING & LEISURE PPTYS INC COM REIT 36467J108   911 20 SH   DFND 1 0 0 20
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   327,999 2,668 SH   SOLE   0 0 2,668
ISHARES S&P 500 VALUE ETF ETF 464287408   822,626 5,347 SH   SOLE   0 0 5,347
ISHARES S&P 500 GROWTH ETF ETF 464287309   1,992,094 29,116 SH   SOLE   0 0 29,116
ISHARES S&P 500 INDEX ETF 464287200   15,033,072 212,876 SH   SOLE   0 0 212,876
LAMAR ADVERTISING CO A CLASS A REIT 512816109   1,502 18 SH   DFND 1 0 0 18
ONEOK INC NEW COM Stock 682680103   228,067 3,596 SH   SOLE   0 0 3,596
FLEX LTD ORD Stock Y2573F102   23,128 14,165 SH   SOLE   0 0 14,165
UNION PAC CORP COM Stock 907818108   362,290 17,865 SH   SOLE   0 0 17,865
ISHARES S&P U.S. PREFERRED STOCK ETF ETF 464288687   250,590 8,311 SH   SOLE   0 0 8,311
NORTHROP GRUMMAN CORP COM Stock 666807102   269,310 612 SH   SOLE   0 0 612
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   93,419 16,848 SH   SOLE   0 0 16,848
VANGUARD MID-CAP VALUE ETF ETF 922908512   448,659 3,426 SH   SOLE   0 0 3,426
LOCKHEED MARTIN CORP Stock 539830109   1,636 4 SH   DFND 1 0 0 4
LOCKHEED MARTIN CORP Stock 539830109   1,945,938 4,758 SH   SOLE   0 0 4,758
JPMORGAN CHASE & CO COM Stock 46625H100   5,511 38 SH   DFND 1 0 0 38
JPMORGAN CHASE & CO COM Stock 46625H100   3,470,817 54,987 SH   SOLE   0 0 54,987
INTERNATIONAL PAPER CO COM Stock 460146103   35 1 SH   DFND 1 0 0 1
INTERNATIONAL PAPER CO COM Stock 460146103   1,025,796 28,920 SH   SOLE   0 0 28,920
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   379,297 11,299 SH   SOLE   0 0 11,299
CHEVRON CORP NEW COM Stock 166764100   5,227 31 SH   DFND 1 0 0 31
CHEVRON CORP NEW COM Stock 166764100   2,701,408 16,021 SH   SOLE   0 0 16,021
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414   798,016 7,782 SH   SOLE   0 0 7,782
CONOCOPHILLIPS COM Stock 20825C104   4,672 39 SH   DFND 1 0 0 39
CONOCOPHILLIPS COM Stock 20825C104   168,521 1,407 SH   SOLE   0 0 1,407
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   4,314,509 98,685 SH   SOLE   0 0 98,685
DANAHER CORP Stock 235851102   1,737 7 SH   DFND 1 0 0 7
DANAHER CORP Stock 235851102   186,995 754 SH   SOLE   0 0 754
BANK AMERICA CORP COM Stock 060505104   1,588 58 SH   DFND 1 0 0 58
BANK AMERICA CORP COM Stock 060505104   250,317 9,142 SH   SOLE   0 0 9,142
REAVES UTIL INCOME FD COM SH BEN INT CEF 756158101   546,162 22,157 SH   SOLE   0 0 22,157
SPDR SER TR S&P DIVID ETF ETF 78464A763   779,157 6,775 SH   SOLE   0 0 6,775
WALMART INC COM Stock 931142103   4,478 28 SH   DFND 1 0 0 28
WALMART INC COM Stock 931142103   1,105,754 6,914 SH   SOLE   0 0 6,914
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF ETF 33738R506   765,032 16,649 SH   SOLE   0 0 16,649
INTL BUSINESS MACHINES Stock 459200101   1,684 12 SH   DFND 1 0 0 12
INTL BUSINESS MACHINES Stock 459200101   648,290 4,621 SH   SOLE   0 0 4,621
ORACLE CORPORATION Stock 68389X105   294,439 2,780 SH   SOLE   0 0 2,780
RTX CORPORATION COM Stock 75513E101   1,295 18 SH   DFND 1 0 0 18
RTX CORPORATION COM Stock 75513E101   235,258 3,269 SH   SOLE   0 0 3,269
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   1,041,458 26,561 SH   SOLE   0 0 26,561
TARGET CORP COM Stock 87612E106   61,579 13,628 SH   SOLE   0 0 13,628
VANGUARD HIGH DIVIDEND YIELD ETF 921946406   10,843,586 112,725 SH   SOLE   0 0 112,725
PFIZER INC COM Stock 717081103   2,687 81 SH   DFND 1 0 0 81
PFIZER INC COM Stock 717081103   2,119,713 63,905 SH   SOLE   0 0 63,905
GILEAD SCIENCES INC Stock 375558103   1,799 24 SH   DFND 1 0 0 24
GILEAD SCIENCES INC Stock 375558103   868,440 11,588 SH   SOLE   0 0 11,588
CATERPILLAR INC COM Stock 149123101   3,822 14 SH   DFND 1 0 0 14
CATERPILLAR INC COM Stock 149123101   225,818 827 SH   SOLE   0 0 827
ALPHABET INC CAP STK CL C Stock 02079K107   2,366,311 65,968 SH   SOLE   0 0 65,968
AMGEN INC Stock 031162100   340,779 7,904 SH   SOLE   0 0 7,904
APPLIED MATLS INC COM Stock 038222105   1,800 13 SH   DFND 1 0 0 13
APPLIED MATLS INC COM Stock 038222105   133,592 965 SH   SOLE   0 0 965
HUMANA INC COM Stock 444859102   211,709 435 SH   SOLE   0 0 435
ISHARES CORE S&P US VALUE ETF ETF 464287663   6,804,486 91,188 SH   SOLE   0 0 91,188
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   4,757,710 30,620 SH   SOLE   0 0 30,620
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303   826 20 SH   DFND 1 0 0 20
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   1,595,678 32,216 SH   SOLE   0 0 32,216
EATON CORP PLC SHS Stock G29183103   198,698 20,947 SH   SOLE   0 0 20,947
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878   703,657 13,967 SH   SOLE   0 0 13,967
FIRST TRUST ENHANCED SHORT MATURITY ETF ETF 33739Q408   415,940 7,000 SH   SOLE   0 0 7,000
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879   1,789,069 20,052 SH   SOLE   0 0 20,052
CITIZENS FINL GROUP INC COM Stock 174610105   670 25 SH   DFND 1 0 0 25
CITIZENS FINL GROUP INC COM Stock 174610105   5,038 188 SH   SOLE   0 0 188
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   4,213,768 203,859 SH   SOLE   0 0 203,859
NATIONAL RETAIL PPTYS REIT 637417106   839,413 23,753 SH   SOLE   0 0 23,753
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   675,673 11,398 SH   SOLE   0 0 11,398
BK OF AMERICA CORP 7.25CNV PFD L Convertible Preferred 060505682   707,366 636 SH   SOLE   0 0 636
LAM RESEARCH CORP COM Stock 512807108   67,611 21,930 SH   SOLE   0 0 21,930
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   2,379,608 79,846 SH   SOLE   0 0 79,846
PHILIP MORRIS INTL INC Stock 718172109   2,870 31 SH   DFND 1 0 0 31
PHILIP MORRIS INTL INC Stock 718172109   342,802 3,703 SH   SOLE   0 0 3,703
PARKER-HANNIFIN CORP COM Stock 701094104   1,558 4 SH   DFND 1 0 0 4
PARKER-HANNIFIN CORP COM Stock 701094104   22,592 58 SH   SOLE   0 0 58
VANGUARD MEGA CAP 300 ETF ETF 921910873   1,469,483 9,676 SH   SOLE   0 0 9,676
PNC FINL SVCS GROUP INC COM Stock 693475105   1,105 9 SH   DFND 1 0 0 9
PNC FINL SVCS GROUP INC COM Stock 693475105   1,964 16 SH   SOLE   0 0 16
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   212,089 3,654 SH   SOLE   0 0 3,654
REALTY INCOME CORP REIT 756109104   311,320 6,234 SH   SOLE   0 0 6,234
ALTRIA GROUP INC COM Stock 02209S103   1,040,631 24,747 SH   SOLE   0 0 24,747
CITIGROUP INC Stock 172967424   740 18 SH   DFND 1 0 0 18
CITIGROUP INC Stock 172967424   341,227 16,607 SH   SOLE   0 0 16,607
EXXON MOBIL CORP COM Stock 30231G102   5,761 49 SH   DFND 1 0 0 49
EXXON MOBIL CORP COM Stock 30231G102   1,019,523 8,671 SH   SOLE   0 0 8,671
UNITEDHEALTH GROUP Stock 91324P102   2,150,793 43,600 SH   SOLE   0 0 43,600
VANGUARD MEGA CAP VALUE ETF ETF 921910840   213,193 2,102 SH   SOLE   0 0 2,102
LOWES COS INC COM Stock 548661107   367,587 1,769 SH   SOLE   0 0 1,769