The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106   3,255,040 38,750 SH   SOLE   0 0 38,750
ISHARES TR MID GRWTH INDX ETF ETF 464288307   3,369,699 62,541 SH   SOLE   0 0 62,541
ISHARES TR SMLL GRWTH IDX ETF ETF 464288604   2,211,541 61,364 SH   SOLE   0 0 61,364
SIRIUS XM RADIO INC Stock 82968B103   108,083 18,507 SH   SOLE   0 0 18,507
POWERSHARES QQQ TR ETF 46090E103   7,264,223 27,280 SH   SOLE   0 0 27,280
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803   843,404 6,778 SH   SOLE   0 0 6,778
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649   1,378,481 54,854 SH   SOLE   0 0 54,854
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF ETF 46435G672   20,829,209 438,049 SH   SOLE   0 0 438,049
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF ETF 78464A672   1,909,928 67,632 SH   SOLE   0 0 67,632
ISHARES MSCI INTL SMALL-CAP MULTIFACTOR ETF ETF 46434V266   1,363,270 45,442 SH   SOLE   0 0 45,442
JOHNSON & JOHNSON COM Stock 478160104   4,416 25 SH   DFND Zacks 0 0 25
JOHNSON & JOHNSON COM Stock 478160104   3,668,815 20,769 SH   SOLE   0 0 20,769
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,529,034 7,997 SH   SOLE   0 0 7,997
VANGUARD ENERGY ETF 92204A306   361,824 2,983 SH   SOLE   0 0 2,983
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   3,888,551 65,277 SH   SOLE   0 0 65,277
COSTCO WHOLESALE CORP Stock 22160K105   2,855,159 6,254 SH   SOLE   0 0 6,254
FIRST TRUST MATERIALS ALPHADEX (ETF) ETF 33734X168   587,895 9,703 SH   SOLE   0 0 9,703
GOLDMAN SACHS GROUP INC Stock 38141G104   220,107 641 SH   SOLE   0 0 641
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   5,215,609 141,230 SH   SOLE   0 0 141,230
PIMCO INCOME STRATEGY FUND II CEF 72201J104   541,957 76,656 SH   SOLE   0 0 76,656
PROCTER AND GAMBLE CO COM Stock 742718109   4,850 32 SH   DFND Zacks 0 0 32
PROCTER AND GAMBLE CO COM Stock 742718109   748,759 4,940 SH   SOLE   0 0 4,940
COCA COLA CO COM Stock 191216100   2,862 45 SH   DFND Zacks 0 0 45
COCA COLA CO COM Stock 191216100   1,983,725 31,186 SH   SOLE   0 0 31,186
ENTERPRISE PRODS PARTNERS L P Stock 293792107   223,844 9,280 SH   SOLE   0 0 9,280
TRUIST FINL CORP COM Stock 89832Q109   1,549 36 SH   DFND Zacks 0 0 36
TRUIST FINL CORP COM Stock 89832Q109   997,762 23,188 SH   SOLE   0 0 23,188
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   6,017,695 298,793 SH   SOLE   0 0 298,793
UNITED PARCEL SERVICE INC Stock 911312106   347,660 2,000 SH   SOLE   0 0 2,000
VANGUARD REIT INDEX ETF ETF 922908553   4,407,305 53,435 SH   SOLE   0 0 53,435
NETFLIX COM INC Stock 64110L106   326,727 1,108 SH   SOLE   0 0 1,108
MERCK & CO INC Stock 58933Y105   5,104 46 SH   DFND Zacks 0 0 46
MERCK & CO INC Stock 58933Y105   589,575 5,314 SH   SOLE   0 0 5,314
SPDR S&P 500 ETF ETF 78462F103   3,011,165 7,874 SH   SOLE   0 0 7,874
FIDELITY VALUE FACTOR ETF ETF 316092782   1,650,802 37,647 SH   SOLE   0 0 37,647
MASTERCARD INC Stock 57636Q104   6,717,474 19,318 SH   SOLE   0 0 19,318
ILLINOIS TOOL WKS INC COM Stock 452308109   323,260 1,467 SH   SOLE   0 0 1,467
ISHARES TIPS BOND ETF ETF 464287176   425,770 4,000 SH   SOLE   0 0 4,000
OPKO HEALTH INC Stock 68375N103   13,750 11,000 SH   SOLE   0 0 11,000
ISHARES DOW JONES US HOME CONST (ETF) ETF 464288752   228,838 3,776 SH   SOLE   0 0 3,776
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF ETF 46435G433   385,268 11,135 SH   SOLE   0 0 11,135
PARSONS CORP DEL COM Stock 70202L102   247,761 5,357 SH   SOLE   0 0 5,357
PACER US CASH COWS 100 ETF ETF 69374H881   10,125,764 218,935 SH   SOLE   0 0 218,935
VERIZON COMMUNICATIONS Stock 92343V104   3,231 82 SH   DFND Zacks 0 0 82
VERIZON COMMUNICATIONS Stock 92343V104   778,434 19,757 SH   SOLE   0 0 19,757
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   2,293,869 22,312 SH   SOLE   0 0 22,312
PEPSICO INC COM Stock 713448108   3,975 22 SH   DFND Zacks 0 0 22
PEPSICO INC COM Stock 713448108   246,719 1,366 SH   SOLE   0 0 1,366
FORD MOTOR COMPANY Stock 345370860   2,070 178 SH   DFND Zacks 0 0 178
FORD MOTOR COMPANY Stock 345370860   316,628 27,225 SH   SOLE   0 0 27,225
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF ETF 78464A383   2,943,779 135,658 SH   SOLE   0 0 135,658
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   1,105,762 17,186 SH   SOLE   0 0 17,186
HOME DEPOT Stock 437076102   4,106 13 SH   DFND Zacks 0 0 13
HOME DEPOT Stock 437076102   3,827,082 12,116 SH   SOLE   0 0 12,116
VILLAGE FARMS INTL INC COM Stock 92707Y108   26,465 19,750 SH   SOLE   0 0 19,750
PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857   898,114 24,982 SH   SOLE   0 0 24,982
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF ETF 46641Q852   2,159,317 46,960 SH   SOLE   0 0 46,960
FIRST TRUST FINANCIALS ALPHADEX FUND ETF 33734X135   1,016,305 24,812 SH   SOLE   0 0 24,812
ISHARES RUSSELL 2000 VALUE ETF 464287630   907,582 6,545 SH   SOLE   0 0 6,545
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209   3,044,475 22,411 SH   SOLE   0 0 22,411
SPDR GOLD ETF ETF 78463V107   1,211,677 7,143 SH   SOLE   0 0 7,143
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   1,912,308 8,926 SH   SOLE   0 0 8,926
SCHWAB ETFS- US BROAD MARKET ETF ETF 808524102   286,824 6,401 SH   SOLE   0 0 6,401
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   3,824,356 118,732 SH   SOLE   0 0 118,732
CONSUMER STAPLES SELECT SECTOR SPDR ETF 81369Y308   338,471 4,540 SH   SOLE   0 0 4,540
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783   238,424 12,552 SH   SOLE   0 0 12,552
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   3,890,907 77,616 SH   SOLE   0 0 77,616
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   2,338,081 42,082 SH   SOLE   0 0 42,082
PIMCO ENHANCED SHORT MATURITY ACTIVE ETF ETF 72201R833   620,421 6,289 SH   SOLE   0 0 6,289
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   9,632,279 101,778 SH   SOLE   0 0 101,778
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   6,458,945 20,910 SH   SOLE   0 0 20,910
ADOBE SYS INC Stock 00724F101   328,453 976 SH   SOLE   0 0 976
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   3,476,732 46,239 SH   SOLE   0 0 46,239
ALPHABET INC CAP STK CL A Stock 02079K305   2,217,838 25,137 SH   SOLE   0 0 25,137
FISERV INC Stock 337738108   671,693 6,646 SH   SOLE   0 0 6,646
CSX CORP Stock 126408103   599,401 19,348 SH   SOLE   0 0 19,348
MICROSOFT Stock 594918104   3,597 15 SH   DFND Zacks 0 0 15
MICROSOFT Stock 594918104   2,807,033 11,705 SH   SOLE   0 0 11,705
ISHARES EUROPE 350 INDEX ETF 464287861   287,280 6,343 SH   SOLE   0 0 6,343
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   494,411 26,125 SH   SOLE   0 0 26,125
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888   2,828,137 117,301 SH   SOLE   0 0 117,301
COASTAL FINL CORP WA COM NEW Stock 19046P209   142,802 11,298 SH   SOLE   0 0 11,298
EXPONENT INC Stock 30214U102   498,720 5,033 SH   SOLE   0 0 5,033
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   937,422 2 SH   SOLE   0 0 2
BOEING CO COM Stock 097023105   862,003 4,525 SH   SOLE   0 0 4,525
VANGUARD SMALL CAP ETF ETF 922908751   4,169,228 22,716 SH   SOLE   0 0 22,716
VANGUARD MID CAP ETF 922908629   2,227,650 10,930 SH   SOLE   0 0 10,930
VANGUARD LARGE CAP ETF 922908637   1,059,431 6,082 SH   SOLE   0 0 6,082
NEXTERA ENERGY INC COM Stock 65339F101   362,183 4,332 SH   SOLE   0 0 4,332
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   10,145,021 175,459 SH   SOLE   0 0 175,459
INVENTRUST PPTYS CORP REIT 46124J201   879,753 37,167 SH   SOLE   0 0 37,167
PIMCO SHORT TERM MUNICIPAL BOND ACTIVE ETF ETF 72201R874   1,406,189 28,526 SH   SOLE   0 0 28,526
VANGUARD HEALTH CARE ETF ETF 92204A504   597,887 2,410 SH   SOLE   0 0 2,410
FINANCIAL SELECT SECTOR SPDR ETF 81369Y605   1,272,526 37,208 SH   SOLE   0 0 37,208
NORFOLK SOUTHERN CRP Stock 655844108   1,028,630 4,174 SH   SOLE   0 0 4,174
PUBLIC STORAGE INC REIT 74460D109   237,789 849 SH   SOLE   0 0 849
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   2,741,626 14,311 SH   SOLE   0 0 14,311
VANGUARD INFORMATION TECHNOLOGY ETF 92204A702   7,626,648 23,877 SH   SOLE   0 0 23,877
VANGUARD S&P 500 ETF ETF 922908363   1,530,498 4,356 SH   SOLE   0 0 4,356
ISHARES DJ US HEALTH CARE PROVIDERS ETF 464288828   1,408,516 5,262 SH   SOLE   0 0 5,262
S & P MID CAP 400 DEP RCPTS MID CAP ETF 78467Y107   433,284 979 SH   SOLE   0 0 979
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438   2,870,352 23,814 SH   SOLE   0 0 23,814
AMERICAN CENTURY DIVERSIFIED MUNICIPAL BOND ETF ETF 025072505   1,746,165 35,687 SH   SOLE   0 0 35,687
RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF ETF 46137V373   12,470,818 73,138 SH   SOLE   0 0 73,138
LILLY ELI & CO COM Stock 532457108   1,291,645 3,531 SH   SOLE   0 0 3,531
WESTERN DIGITAL CORP. 1.5 02/01/2024 Convertible 958102AP0   19,050 20,000 SH   SOLE   0 0 20,000
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   2,397,144 43,490 SH   SOLE   0 0 43,490
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF ETF 025072802   289,923 5,238 SH   SOLE   0 0 5,238
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   949,911 18,366 SH   SOLE   0 0 18,366
VANGUARD RUSSELL 2000 VALUE ETF ETF 92206C649   213,636 1,754 SH   SOLE   0 0 1,754
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473   1,596,035 15,151 SH   SOLE   0 0 15,151
RPAR RISK PARITY ETF ETF 886364603   284,685 15,281 SH   SOLE   0 0 15,281
PIMCO CORPORATE OPPORTUNITY FUND CEF 72201B101   544,974 45,377 SH   SOLE   0 0 45,377
ISHARES RUSSELL 2000 ETF ETF 464287655   1,696,943 9,732 SH   SOLE   0 0 9,732
SPDR S&P HEALTH CARE EQUIPMENT ETF ETF 78464A581   1,089,662 12,122 SH   SOLE   0 0 12,122
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   1,798,149 17,459 SH   SOLE   0 0 17,459
MICRON TECHNOLOGY Stock 595112103   569,357 11,392 SH   SOLE   0 0 11,392
INVESCO S&P MIDCAP MOMENTUM ETF ETF 46137V464   774,871 10,290 SH   SOLE   0 0 10,290
ISHARES FLOATING RATE BOND ETF ETF 46429B655   262,310 5,212 SH   SOLE   0 0 5,212
AMERICAN ELEC PWR CO INC COM Stock 025537101   95 1 SH   DFND Zacks 0 0 1
AMERICAN ELEC PWR CO INC COM Stock 025537101   995,095 10,480 SH   SOLE   0 0 10,480
ISHARES RUSSELL MIDCAP GROWTH ETF ETF 464287481   692,116 8,279 SH   SOLE   0 0 8,279
MARATHON PETE CORP Stock 56585A102   218,833 1,880 SH   SOLE   0 0 1,880
VANGUARD SMALL CAP VALUE ETF ETF 922908611   434,588 2,737 SH   SOLE   0 0 2,737
MAGELLAN MIDSTREAM PARTNERS LP Stock 559080106   238,971 4,759 SH   SOLE   0 0 4,759
VANGUARD MID CAP GROWTH ETF ETF 922908538   398,334 2,216 SH   SOLE   0 0 2,216
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   16,928,807 224,104 SH   SOLE   0 0 224,104
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533   3,085,706 58,166 SH   SOLE   0 0 58,166
ISHARES TR S&P GLOBAL 100 INDEXFD ETF 464287572   3,362,742 52,502 SH   SOLE   0 0 52,502
VISA INC Stock 92826C839   2,714,976 13,068 SH   SOLE   0 0 13,068
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   2,176,618 49,525 SH   SOLE   0 0 49,525
HOLLEY INC COM Stock 43538H103   24,168 11,400 SH   SOLE   0 0 11,400
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   1,047,766 34,466 SH   SOLE   0 0 34,466
VANGUARD VALUE ETF ETF 922908744   18,921,141 134,795 SH   SOLE   0 0 134,795
VANGUARD GROWTH ETF ETF 922908736   18,845,670 88,432 SH   SOLE   0 0 88,432
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM CEF 27829C105   784,695 101,121 SH   SOLE   0 0 101,121
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437   249,147 9,221 SH   SOLE   0 0 9,221
FIRST TRUST CAPITAL STRENGTH ETF ETF 33733E104   376,161 5,019 SH   SOLE   0 0 5,019
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101   533,320 28,859 SH   SOLE   0 0 28,859
VANGUARD MATERIALS ETF ETF 92204A801   4,548,275 26,723 SH   SOLE   0 0 26,723
PALO ALTO NETWORKS INC COM Stock 697435105   1,304,978 9,352 SH   SOLE   0 0 9,352
IZEA WORLDWIDE INC COM Stock 46604H105   36,063 66,414 SH   SOLE   0 0 66,414
VANGUARD SHORT TERM INFL-PROTECTED ETF 922020805   5,325,547 114,013 SH   SOLE   0 0 114,013
ISHARES CORE MSCI EAFE ETF ETF 46432F842   3,261,434 52,911 SH   SOLE   0 0 52,911
ROYAL BANK OF CANADA Stock 780087102   338,785 3,603 SH   SOLE   0 0 3,603
WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109   2,375,245 39,163 SH   SOLE   0 0 39,163
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810   6,103,779 116,108 SH   SOLE   0 0 116,108
NVIDIA CORP Stock 67066G104   476,697 3,262 SH   SOLE   0 0 3,262
CUMMINS INC COM Stock 231021106   1,393,018 5,749 SH   SOLE   0 0 5,749
ABBVIE INC COM Stock 00287Y109   3,555 22 SH   DFND Zacks 0 0 22
ABBVIE INC COM Stock 00287Y109   1,033,120 6,393 SH   SOLE   0 0 6,393
S&P GLOBAL INC COM Stock 78409V104   2,702,754 8,069 SH   SOLE   0 0 8,069
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,676,627 23,338 SH   SOLE   0 0 23,338
INVESCO S&P 500 QUALITY ETF ETF 46137V241   3,796,296 86,279 SH   SOLE   0 0 86,279
ZIMMER HLDGS INC Stock 98956P102   238,425 1,870 SH   SOLE   0 0 1,870
ROCKWELL AUTOMATION INC COM Stock 773903109   259,631 1,008 SH   SOLE   0 0 1,008
STRYKER CORP Stock 863667101   254,952 1,043 SH   SOLE   0 0 1,043
QUALCOMM INC Stock 747525103   1,276,517 11,611 SH   SOLE   0 0 11,611
MCDONALDS CORP COM Stock 580135101   3,162 12 SH   DFND Zacks 0 0 12
MCDONALDS CORP COM Stock 580135101   427,118 1,621 SH   SOLE   0 0 1,621
CAMBRIA SHAREHOLDER YIELD ETF ETF 132061201   243,028 4,098 SH   SOLE   0 0 4,098
CISCO SYS INC Stock 17275R102   3,716 78 SH   DFND Zacks 0 0 78
CISCO SYS INC Stock 17275R102   230,253 4,833 SH   SOLE   0 0 4,833
COHEN & STEERS INFRASTRUCTURE FUND CEF 19248A109   279,816 11,664 SH   SOLE   0 0 11,664
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499   847,854 12,570 SH   SOLE   0 0 12,570
ADVANCED MICRO DEVICES INC COM Stock 007903107   309,450 4,778 SH   SOLE   0 0 4,778
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307   497,669 8,033 SH   SOLE   0 0 8,033
AT&T INC COM Stock 00206R102   2,209 120 SH   DFND Zacks 0 0 120
AT&T INC COM Stock 00206R102   481,586 26,159 SH   SOLE   0 0 26,159
VANGUARD INTERMEDIATE-TERM BOND ETF 921937819   1,444,367 19,434 SH   SOLE   0 0 19,434
ENERGY SELECT SECTOR SPDR ETF 81369Y506   6,776,302 77,470 SH   SOLE   0 0 77,470
INDEPENDENCE RLTY TR INC COM REIT 45378A106   209,626 12,433 SH   SOLE   0 0 12,433
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   3,529,872 66,053 SH   SOLE   0 0 66,053
GENERAL ELECTRIC CO COM NEW Stock 369604301   700,996 8,366 SH   SOLE   0 0 8,366
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513   4,971,569 67,521 SH   SOLE   0 0 67,521
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD ETF 81369Y407   953,416 7,382 SH   SOLE   0 0 7,382
INDUSTRIAL SELECT SECTOR SPDR ETF 81369Y704   2,299,246 23,412 SH   SOLE   0 0 23,412
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   1,820,241 62,616 SH   SOLE   0 0 62,616
RIVERFRONT STRATEGIC INCOME FUND ETF 00162Q783   324,460 14,338 SH   SOLE   0 0 14,338
SPDR BLOOMBERG 1-10 YEAR TIPS ETF ETF 78468R861   2,366,756 128,279 SH   SOLE   0 0 128,279
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402   230,342 9,662 SH   SOLE   0 0 9,662
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   466,822 7,296 SH   SOLE   0 0 7,296
FIDELITY MSCI MATERIALS INDEX ETF ETF 316092881   678,614 15,547 SH   SOLE   0 0 15,547
ISHARES S&P 500 VALUE ETF ETF 464287408   792,010 5,460 SH   SOLE   0 0 5,460
ISHARES S&P 500 GROWTH ETF ETF 464287309   2,540,467 43,427 SH   SOLE   0 0 43,427
ISHARES S&P 500 INDEX ETF 464287200   14,018,816 36,487 SH   SOLE   0 0 36,487
UNION PAC CORP COM Stock 907818108   451,404 2,180 SH   SOLE   0 0 2,180
ISHARES S&P U.S. PREFERRED STOCK ETF ETF 464288687   274,753 8,999 SH   SOLE   0 0 8,999
VANGUARD MID-CAP VALUE ETF ETF 922908512   764,216 5,651 SH   SOLE   0 0 5,651
LOCKHEED MARTIN CORP Stock 539830109   1,946 4 SH   DFND Zacks 0 0 4
LOCKHEED MARTIN CORP Stock 539830109   1,990,867 4,092 SH   SOLE   0 0 4,092
JPMORGAN CHASE & CO COM Stock 46625H100   5,096 38 SH   DFND Zacks 0 0 38
JPMORGAN CHASE & CO COM Stock 46625H100   2,702,082 20,150 SH   SOLE   0 0 20,150
INTERNATIONAL PAPER CO COM Stock 460146103   35 1 SH   DFND Zacks 0 0 1
INTERNATIONAL PAPER CO COM Stock 460146103   1,117,180 32,260 SH   SOLE   0 0 32,260
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   205,702 6,241 SH   SOLE   0 0 6,241
CHEVRON CORP NEW COM Stock 166764100   5,564 31 SH   DFND Zacks 0 0 31
CHEVRON CORP NEW COM Stock 166764100   2,844,947 15,850 SH   SOLE   0 0 15,850
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   2,858,345 68,104 SH   SOLE   0 0 68,104
BANK AMERICA CORP COM Stock 060505104   1,921 58 SH   DFND Zacks 0 0 58
BANK AMERICA CORP COM Stock 060505104   305,211 9,215 SH   SOLE   0 0 9,215
REAVES UTIL INCOME FD COM SH BEN INT CEF 756158101   543,984 19,242 SH   SOLE   0 0 19,242
SPDR SER TR S&P DIVID ETF ETF 78464A763   748,384 5,982 SH   SOLE   0 0 5,982
WALMART INC COM Stock 931142103   3,970 28 SH   DFND Zacks 0 0 28
WALMART INC COM Stock 931142103   901,771 6,360 SH   SOLE   0 0 6,360
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF ETF 33738R506   328,207 7,473 SH   SOLE   0 0 7,473
INTL BUSINESS MACHINES Stock 459200101   1,691 12 SH   DFND Zacks 0 0 12
INTL BUSINESS MACHINES Stock 459200101   890,207 6,318 SH   SOLE   0 0 6,318
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101   1,817 18 SH   DFND Zacks 0 0 18
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101   273,536 2,710 SH   SOLE   0 0 2,710
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   2,254,304 57,832 SH   SOLE   0 0 57,832
VANGUARD HIGH DIVIDEND YIELD ETF 921946406   10,796,782 99,776 SH   SOLE   0 0 99,776
PFIZER INC COM Stock 717081103   4,150 81 SH   DFND Zacks 0 0 81
PFIZER INC COM Stock 717081103   3,311,326 64,624 SH   SOLE   0 0 64,624
ISHARES IBOXX CORPORATE BOND ETF ETF 464287242   242,726 2,302 SH   SOLE   0 0 2,302
GILEAD SCIENCES INC Stock 375558103   2,060 24 SH   DFND Zacks 0 0 24
GILEAD SCIENCES INC Stock 375558103   1,057,171 12,314 SH   SOLE   0 0 12,314
CATERPILLAR INC COM Stock 149123101   3,354 14 SH   DFND Zacks 0 0 14
CATERPILLAR INC COM Stock 149123101   246,801 1,030 SH   SOLE   0 0 1,030
ALPHABET INC CAP STK CL C Stock 02079K107   1,680,280 18,937 SH   SOLE   0 0 18,937
AMGEN INC Stock 031162100   590,112 2,247 SH   SOLE   0 0 2,247
HUMANA INC COM Stock 444859102   225,283 440 SH   SOLE   0 0 440
ISHARES CORE S&P US VALUE ETF ETF 464287663   7,702,509 109,054 SH   SOLE   0 0 109,054
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   4,818,501 31,732 SH   SOLE   0 0 31,732
SOUTHSTATE CORPORATION COM Stock 840441109   218,466 2,861 SH   SOLE   0 0 2,861
ISHARES MSCI EAFE SMALL CAP ETF ETF 464288273   1,026,685 18,178 SH   SOLE   0 0 18,178
GLOBAL X NASDAQ 100 COVERED CALL ETF ETF 37954Y483   461,930 29,034 SH   SOLE   0 0 29,034
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   1,947,283 38,946 SH   SOLE   0 0 38,946
FIRST TRUST ENHANCED SHORT MATURITY ETF ETF 33739Q408   416,080 7,000 SH   SOLE   0 0 7,000
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879   1,805,344 19,772 SH   SOLE   0 0 19,772
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866   330,624 15,759 SH   SOLE   0 0 15,759
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   4,396,768 214,633 SH   SOLE   0 0 214,633
NATIONAL RETAIL PPTYS REIT 637417106   1,067,743 23,334 SH   SOLE   0 0 23,334
VANGUARD SHORT TERM BOND ETF 921937827   203,285 2,700 SH   SOLE   0 0 2,700
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   535,227 10,563 SH   SOLE   0 0 10,563
ARK GENOMIC REVOLUTION ETF ETF 00214Q302   209,445 7,419 SH   SOLE   0 0 7,419
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   2,233,855 57,440 SH   SOLE   0 0 57,440
PHILIP MORRIS INTL INC Stock 718172109   3,138 31 SH   DFND Zacks 0 0 31
PHILIP MORRIS INTL INC Stock 718172109   417,502 4,125 SH   SOLE   0 0 4,125
VANGUARD MEGA CAP 300 ETF ETF 921910873   1,920,538 14,506 SH   SOLE   0 0 14,506
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   2,662 37 SH   DFND Zacks 0 0 37
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   200,691 2,789 SH   SOLE   0 0 2,789
REALTY INCOME CORP REIT 756109104   449,493 7,086 SH   SOLE   0 0 7,086
ALTRIA GROUP INC COM Stock 02209S103   1,127,601 24,669 SH   SOLE   0 0 24,669
CITIGROUP INC Stock 172967424   814 18 SH   DFND Zacks 0 0 18
CITIGROUP INC Stock 172967424   530,404 11,727 SH   SOLE   0 0 11,727
EXXON MOBIL CORP COM Stock 30231G102   5,405 49 SH   DFND Zacks 0 0 49
EXXON MOBIL CORP COM Stock 30231G102   1,318,713 11,956 SH   SOLE   0 0 11,956
UNITEDHEALTH GROUP Stock 91324P102   2,485,938 4,689 SH   SOLE   0 0 4,689
LOWES COS INC COM Stock 548661107   234,182 1,175 SH   SOLE   0 0 1,175
FIRST TRUST VALUE LINE DIVIDEND FUND ETF 33734H106   1,208,035 30,269 SH   SOLE   0 0 30,269
UTILITIES SELECT SECTOR SPDR ETF 81369Y886   1,394,664 19,782 SH   SOLE   0 0 19,782
SPDR S&P WORLD EX-US ETF 78463X889   3,788,266 127,594 SH   SOLE   0 0 127,594
ISHARES CORE S&P MID CAP ETF ETF 464287507   7,427,233 30,705 SH   SOLE   0 0 30,705
APPLE INC Stock 037833100   11,926,395 91,791 SH   SOLE   0 0 91,791
ISHARES CONVERTIBLE BOND ETF ETF 46435G102   10,321,685 148,578 SH   SOLE   0 0 148,578
ABBOTT LABS COM Stock 002824100   1,537 14 SH   DFND Zacks 0 0 14
ABBOTT LABS COM Stock 002824100   661,751 6,027 SH   SOLE   0 0 6,027
DISNEY WALT CO COM Stock 254687106   953,376 10,973 SH   SOLE   0 0 10,973
FIDELITY COMWLTH TR ETF 315912808   233,884 5,709 SH   SOLE   0 0 5,709
ISHARES TR RUSSELL 1000 INDEX ETF ETF 464287622   1,244,474 5,911 SH   SOLE   0 0 5,911
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   1,832,738 12,085 SH   SOLE   0 0 12,085
BK OF AMERICA CORP 7.25CNV PFD L Convertible Preferred 060505682   702,960 606 SH   SOLE   0 0 606