The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P 500 ETF COM 464287200   17,446,752 39,144 SH   SOLE   0 0 39,144
Schwab International Equity ETF COM 808524805   15,856,868 444,793 SH   SOLE   0 0 444,793
Schwab US Large Cap ETF COM 808524201   10,154,380 193,897 SH   SOLE   0 0 193,897
Schwab Intermediate Term US TRS ETF COM 808524854   7,946,195 161,246 SH   SOLE   0 0 161,246
iShares Core S&P Mid Cap ETF COM 464287507   7,060,082 27,000 SH   SOLE   0 0 27,000
SPDR S&P 500 High Dividend ETF COM 78468R788   6,937,938 187,107 SH   SOLE   0 0 187,107
Purecycle Technologies Inc COM 74623V103   5,487,235 514,068 SH   SOLE   0 0 514,068
Ambarella Inc COM G037AX101   4,636,631 55,488 SH   SOLE   0 0 55,488
iShares Core S&P Small Cap ETF COM 464287804   4,618,465 46,347 SH   SOLE   0 0 46,347
Uber Technologies Inc COM 90353T100   4,358,940 101,124 SH   SOLE   0 0 101,124
Alphabet Inc. Class A COM 02079K305   3,885,671 32,480 SH   SOLE   0 0 32,480
Natera, Inc REIT 632307104   3,869,571 79,456 SH   SOLE   0 0 79,456
Vanguard Mortgage Backed Sec ETF COM 92206C771   3,865,801 84,057 SH   SOLE   0 0 84,057
Accenture PLC Class A COM G1151C101   3,779,195 12,248 SH   SOLE   0 0 12,248
iShares National Muni Bond ETF REIT 464288414   3,632,409 34,034 SH   SOLE   0 0 34,034
JPMorgan Chase COM 46625H100   3,378,022 23,253 SH   SOLE   0 0 23,253
Amazon Com Inc COM 023135106   3,341,153 25,682 SH   SOLE   0 0 25,682
Cloudflare Inc Class A COM 18915M107   3,237,116 49,628 SH   SOLE   0 0 49,628
Tapestry Inc COM 876030107   3,220,586 75,242 SH   SOLE   0 0 75,242
United Parcel SRVC Class B COM 911312106   3,138,032 17,535 SH   SOLE   0 0 17,535
UnitedHealth Group COM 91324P102   3,131,010 6,520 SH   SOLE   0 0 6,520
Eaton Corp PLC F COM G29183103   3,117,226 15,517 SH   SOLE   0 0 15,517
SPDR Intrmdt TRM Crprate BND ETF COM 78464A375   3,112,393 96,929 SH   SOLE   0 0 96,929
Intel COM 458140100   3,075,053 92,098 SH   SOLE   0 0 92,098
SPDR Nuveen BLMBRG Barclays Mun BD ETF REIT 78468R721   3,042,112 65,904 SH   SOLE   0 0 65,904
MetLife, Inc. COM 59156R108   3,031,314 53,654 SH   SOLE   0 0 53,654
BlackRock Inc COM 09247X101   3,002,822 4,346 SH   SOLE   0 0 4,346
Marathon Petroleum Corp COM 56585A102   3,002,733 25,758 SH   SOLE   0 0 25,758
Phillips 66 COM 718546104   2,969,704 31,163 SH   SOLE   0 0 31,163
iShares Core MSCI Totl Intl STCK ETF COM 46432F834   2,925,569 46,719 SH   SOLE   0 0 46,719
Westrock Co COM 96145D105   2,916,260 100,444 SH   SOLE   0 0 100,444
Fidelity Natl Finl COM 31620R303   2,882,797 80,069 SH   SOLE   0 0 80,069
Wells Fargo & Co COM 949746101   2,882,692 67,576 SH   SOLE   0 0 67,576
Lyondellbasell Inds F Class A COM N53745100   2,881,191 31,412 SH   SOLE   0 0 31,412
Snowflake Inc Class A COM 833445109   2,730,675 15,519 SH   SOLE   0 0 15,519
Vanguard High Dividend Yield ETF COM 921946406   2,699,269 25,448 SH   SOLE   0 0 25,448
Abbvie Inc COM 00287Y109   2,699,008 20,052 SH   SOLE   0 0 20,052
Twilio Inc Class A COM 90138F102   2,685,986 42,247 SH   SOLE   0 0 42,247
Pinterest Inc Class A COM 72352L106   2,556,677 93,401 SH   SOLE   0 0 93,401
Pfizer COM 717081103   2,539,288 69,325 SH   SOLE   0 0 69,325
Abbott Laboratories COM 002824100   2,492,466 22,887 SH   SOLE   0 0 22,887
Marvell Technology Inc COM 573874104   2,473,219 41,480 SH   SOLE   0 0 41,480
Meta Platforms Inc Class A COM 30303M102   2,461,713 8,596 SH   SOLE   0 0 8,596
Vanguard FTSE Emerging Markets ETF COM 922042858   2,434,435 59,844 SH   SOLE   0 0 59,844
Merck & Co Inc COM 58933Y105   2,424,590 20,902 SH   SOLE   0 0 20,902
RH COM 74967X103   2,398,428 7,295 SH   SOLE   0 0 7,295
Charles Schwab US REIT ETF COM 808524847   2,337,239 119,674 SH   SOLE   0 0 119,674
Invesco Preferred ETF COM 46138E511   2,323,342 204,340 SH   SOLE   0 0 204,340
XTRCKR MSCI EAFE HG DV YLD Eq ETF COM 233051630   2,318,758 100,684 SH   SOLE   0 0 100,684
Energy Select Sector SPDR ETF COM 81369Y506   2,312,134 28,485 SH   SOLE   0 0 28,485
iShares Broad Usd HG YLD CRP BND ETF COM 46435U853   2,306,811 65,349 SH   SOLE   0 0 65,349
iShares Intermedt Term Corp Bond ETF COM 464288638   2,303,077 45,542 SH   SOLE   0 0 45,542
Nvidia Corp COM 67066G104   2,261,800 5,347 SH   SOLE   0 0 5,347
Genuine Parts Co COM 372460105   2,230,673 13,124 SH   SOLE   0 0 13,124
Duke Energy Corp COM 26441C204   2,187,191 24,394 SH   SOLE   0 0 24,394
Paypal Holdings, Inc COM 70450Y103   2,183,068 32,762 SH   SOLE   0 0 32,762
Dominion Energy Inc COM 25746U109   2,157,049 41,648 SH   SOLE   0 0 41,648
Coca-Cola COM 191216100   2,137,601 35,267 SH   SOLE   0 0 35,267
Kimberly-Clark Corp COM 494368103   2,136,457 15,362 SH   SOLE   0 0 15,362
MP Materials Corp Class A COM 553368101   2,099,531 91,776 SH   SOLE   0 0 91,776
Mondelez Intl Class A COM 609207105   2,008,114 27,409 SH   SOLE   0 0 27,409
American Tower Corp REIT COM 03027X100   1,986,262 10,175 SH   SOLE   0 0 10,175
Vertex Pharmaceutica COM 92532F100   1,964,168 5,588 SH   SOLE   0 0 5,588
Service Now Inc REIT 81762P102   1,963,164 3,503 SH   SOLE   0 0 3,503
Lamar Advertising REIT COM 512816109   1,954,799 19,704 SH   SOLE   0 0 19,704
Cognizant Tech Solu Class A COM 192446102   1,839,256 28,205 SH   SOLE   0 0 28,205
Corning Inc COM 219350105   1,838,752 52,521 SH   SOLE   0 0 52,521
Shopify Inc Class A COM 82509L107   1,771,306 27,459 SH   SOLE   0 0 27,459
Constellation Brand Class A COM 21036P108   1,734,992 7,047 SH   SOLE   0 0 7,047
Vail Resorts Inc COM 91879Q109   1,682,580 6,630 SH   SOLE   0 0 6,630
New Relic Inc COM 64829B100   1,681,661 25,719 SH   SOLE   0 0 25,719
Interpublic GRP Cos COM 460690100   1,623,996 42,144 SH   SOLE   0 0 42,144
Comcast Corporation Class A COM 20030N101   1,621,507 39,032 SH   SOLE   0 0 39,032
Cisco Systems COM 17275R102   1,600,138 30,956 SH   SOLE   0 0 30,956
Guardant Health Inc COM 40131M109   1,578,736 44,032 SH   SOLE   0 0 44,032
Lennox International REIT 526107107   1,557,352 4,765 SH   SOLE   0 0 4,765
Applied Materials COM 038222105   1,474,393 10,203 SH   SOLE   0 0 10,203
Netflix Inc COM 64110L106   1,421,933 3,238 SH   SOLE   0 0 3,238
Match Group, Inc COM 57667L107   1,309,255 31,282 SH   SOLE   0 0 31,282
Vanguard Intermediate-Term Government Bond ETF COM 92206C706   1,305,889 22,262 SH   SOLE   0 0 22,262
Charles Schwab US MC ETF COM 808524508   1,288,555 18,141 SH   SOLE   0 0 18,141
Vanguard Internatnl HGH DIV YLD ETF REIT 921946794   1,218,117 19,274 SH   SOLE   0 0 19,274
Intuitive Surgical COM 46120E602   1,167,789 3,419 SH   SOLE   0 0 3,419
Green Thumb Industries Inc. (USD) COM 39342L108   1,119,940 33,461 SH   SOLE   0 0 33,461
SPDR Wells Fargo Preferred Stock ETF COM 78464A292   1,075,427 4,758 SH   SOLE   0 0 4,758
Workday Inc Class A COM 98138H101   1,071,629 6,412 SH   SOLE   0 0 6,412
Atlassian Corp Class A REIT 049468101   1,055,314 7,354 SH   SOLE   0 0 7,354
Visteon Corp COM 92839U206   913,596 10,782 SH   SOLE   0 0 10,782
Etsy Inc COM 29786A106   828,667 11,411 SH   SOLE   0 0 11,411
Schwab US Dividend Equity ETF COM 808524797   780,298 11,764 SH   SOLE   0 0 11,764
Block Inc Class A COM 852234103   777,466 2,283 SH   SOLE   0 0 2,283
Microsoft REIT 594918104   755,865 17,786 SH   SOLE   0 0 17,786
Ciena Corp COM 171779309   714,141 16,635 SH   SOLE   0 0 16,635
Global X MLP ETF COM 37954Y343   693,993 3,578 SH   SOLE   0 0 3,578
Apple COM 037833100   665,071 7,872 SH   SOLE   0 0 7,872
Vanguard REIT ETF COM 922908553   647,206 14,776 SH   SOLE   0 0 14,776
Schwab US Small Cap ETF COM 808524607   572,432 23,241 SH   SOLE   0 0 23,241
Schwab Emerging Markets Equity ETF COM 808524706   538,967 3,540 SH   SOLE   0 0 3,540
Vaneck Vectors Semiconductor ETF COM 92189F676   530,491 5,688 SH   SOLE   0 0 5,688
iShares MBS ETF COM 464288588   487,688 3,015 SH   SOLE   0 0 3,015
Arista Networks Inc COM 040413106   400,500 1,593 SH   SOLE   0 0 1,593
Illinois Tool Works COM 452308109   385,786 5,139 SH   SOLE   0 0 5,139
iShares iBoxx High Yield Bond ETF COM 464288513   360,644 11,660 SH   SOLE   0 0 11,660
iShares U.S. Preferred Stock ETF COM 464288687   322,174 12,236 SH   SOLE   0 0 12,236
iShares International Sel DIV ETF REIT 464288448   309,472 2,886 SH   SOLE   0 0 2,886
ExxonMobil COM 30231G102   285,758 838 SH   SOLE   0 0 838
Berkshire Hathaway Class B COM 084670702   261,050 2,414 SH   SOLE   0 0 2,414
iShares iBoxx Invt Grade Bond ETF COM 464287242   245,539 3,172 SH   SOLE   0 0 3,172
Schwab Government Money Inv COM 808515613   239,770 1,395 SH   SOLE   0 0 1,395
iShares Esg MSCI USA Leaders ETF IV COM 46435U218   227,572 6,407 SH   SOLE   0 0 6,407
Invesco FTSE Rafi US 1500 Small-Mid ETF COM 46137V597   219,685 5,549 SH   SOLE   0 0 5,549
iShares Esg Aware MSCI USA ETF COM 46435U663   218,397 920 SH   SOLE   0 0 920
iShares International TRSRY BND ETF COM 464288117   209,046 3,368 SH   SOLE   0 0 3,368
Visa Inc Class A COM 92826C839   204,911 4,962 SH   SOLE   0 0 4,962
Eaton Vance Emerging Mar Kets DBT Opps I COM 27827V402   10,680 15,780 SH   SOLE   0 0 15,780
VMware Inc Class A COM 928563402   10,346 222,965 SH   SOLE   0 0 222,965
Toast Inc Class A COM 888787108   10,292 116,875 SH   SOLE   0 0 116,875
Boeing COM 097023105   10,136 119,019 SH   SOLE   0 0 119,019
Columbia Floating Rate I NST COM 19766F613   10,121 229,648 SH   SOLE   0 0 229,648
Mainstay Mackay Short Du R Hi YLD I REIT 56064B738   10,062 94,335 SH   SOLE   0 0 94,335
Cincinnati OH 3 31 Go Utx COM 172217YY1   10,050 158,795 SH   SOLE   0 0 158,795
PA ST TPK Commn 3.25 27 TPK Tran COM 7092233F6   9,946 356,620 SH   SOLE   0 0 356,620
Raytheon Technologies Co COM 75513E101   9,894 353,247 SH   SOLE   0 0 353,247
Guggenheim Macro Opportu Nities Instl COM 40168W582   9,836 439,253 SH   SOLE   0 0 439,253
Mastercard Inc Class A COM 57636Q104   9,833 241,420 SH   SOLE   0 0 241,420
Columbia Strategic Incom E Inst COM 19765L694   9,792 48,284 SH   SOLE   0 0 48,284
BNY Mellon Core Plus Fun D I COM 05580W841   9,675 191,751 SH   SOLE   0 0 191,751
Principal Spectrum Pref& CPTL SCS Incinst REIT 74253Q416   9,562 342,242 SH   SOLE   0 0 342,242
Cyberark Softwre LTD F COM M2682V108   9,380 176,800 SH   SOLE   0 0 176,800
Fedex Corporation COM 31428X106   9,219 139,237 SH   SOLE   0 0 139,237
Lockheed Martin Corp COM 539830109   9,208 98,903 SH   SOLE   0 0 98,903
Principal Real Estate Se Curities Inst ADR 74253Q580   9,170 307,619 SH   SOLE   0 0 307,619
Columbia Mortgage Opport Unities Inst COM 19764F755   9,072 81,929 SH   SOLE   0 0 81,929
A G C O Corp COM 001084102   9,068 273,165 SH   SOLE   0 0 273,165
Skyworks Solutions COM 83088M102   8,987 68,330 SH   SOLE   0 0 68,330
Whirlpool Corp COM 963320106   8,779 211,276 SH   SOLE   0 0 211,276
Polaris Industries COM 731068102   8,102 116,630 SH   SOLE   0 0 116,630
Nike Inc Class B ADR 654106103   7,639 393,792 SH   SOLE   0 0 393,792
3M COM 88579Y101   7,607 208,385 SH   SOLE   0 0 208,385
Anthem Inc COM 036752103   6,664 185,345 SH   SOLE   0 0 185,345
CVS Health Corp COM 126650100   6,498 138,000 SH   SOLE   0 0 138,000
S B A Communications Class A COM 78410G104   6,229 46,130 SH   SOLE   0 0 46,130
Target Corporation COM 87612E106   5,672 92,565 SH   SOLE   0 0 92,565
Select Sector Health Care SPDR ETF COM 81369Y209   5,176 772,125 SH   SOLE   0 0 772,125
F5 Networks Inc REIT 315616102   5,119 189,083 SH   SOLE   0 0 189,083
GE Healthcare Technologi COM 36266G107   4,306 287,516 SH   SOLE   0 0 287,516
Highlands REIT Inc Real Estate Invst Trust COM 43110A104   4,261 73,600 SH   SOLE   0 0 73,600
Warner Brothers Discover COM 934423104   3,235 66,743 SH   SOLE   0 0 66,743
Extendicare Inc F COM 30224T863   2,708 52,912 SH   SOLE   0 0 52,912
Sirius XM HLDGS Inc COM 82968B103   2,310 85,765 SH   SOLE   0 0 85,765
Lilly Eli & Co COM 532457108   1,876 453,920 SH   SOLE   0 0 453,920
Datadog Inc CL A COM 23804L103   1,869 151,473 SH   SOLE   0 0 151,473
Celanese Corp COM 150870103   1,505 132,405 SH   SOLE   0 0 132,405
Pioneer Natural Res COM 723787107   1,243 217,039 SH   SOLE   0 0 217,039
Nuveen Santa Barbara DIV Growth A REIT 67065W662   874 379,790 SH   SOLE   0 0 379,790
Amplify Energy Corp New COM 03212B103   383 12,020 SH   SOLE   0 0 12,020