The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,264 46,554 SH   SOLE 0 0 0 46,554
ABBOTT LABS COM 002824100 2,913 24,849 SH   SOLE 0 0 0 24,849
ABBVIE INC COM 00287Y109 1,978 18,130 SH   SOLE 0 0 0 18,130
ADOBE SYSTEMS INCORPORATED COM 00724F101 754 1,305 SH   SOLE 0 0 0 1,305
AIRBNB INC COM CL A 009066101 611 3,529 SH   SOLE 0 0 0 3,529
ALPHABET INC CAP STK CL C 02079K107 1,859 681 SH   SOLE 0 0 0 681
ALPHABET INC CAP STK CL A 02079K305 2,155 789 SH   SOLE 0 0 0 789
AMAZON COM INC COM 023135106 4,377 1,333 SH   SOLE 0 0 0 1,333
AMERICAN EXPRESS CO COM 025816109 296 1,704 SH   SOLE 0 0 0 1,704
AMERICAN TOWER CORP NEW COM 03027X100 977 3,665 SH   SOLE 0 0 0 3,665
ANALOG DEVICES INC COM 032654105 1,320 7,885 SH   SOLE 0 0 0 7,885
ANTHEM INC COM 036752103 551 1,466 SH   SOLE 0 0 0 1,466
APPLE INC COM 037833100 8,397 58,868 SH   SOLE 0 0 0 58,868
AUTOMATIC DATA PROCESSING IN COM 053015103 625 3,096 SH   SOLE 0 0 0 3,096
AVANTOR INC COM 05352A100 252 6,070 SH   SOLE 0 0 0 6,070
BP PLC SPONSORED ADR 055622104 232 8,391 SH   SOLE 0 0 0 8,391
BALL CORP COM 058498106 207 2,306 SH   SOLE 0 0 0 2,306
BK OF AMERICA CORP COM 060505104 1,020 23,684 SH   SOLE 0 0 0 23,684
BANK NEW YORK MELLON CORP COM 064058100 236 4,457 SH   SOLE 0 0 0 4,457
BAXTER INTL INC COM 071813109 269 3,314 SH   SOLE 0 0 0 3,314
BECTON DICKINSON & CO COM 075887109 506 2,067 SH   SOLE 0 0 0 2,067
BERKSHIRE HATHAWAY INC DEL CL A 084670108 415 1 SH   SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,996 10,868 SH   SOLE 0 0 0 10,868
BLACKROCK INC COM 09247X101 1,691 2,009 SH   SOLE 0 0 0 2,009
BLACKSTONE GROUP INC COM 09260D107 500 4,322 SH   SOLE 0 0 0 4,322
BRISTOL-MYERS SQUIBB CO COM 110122108 593 9,966 SH   SOLE 0 0 0 9,966
CBRE GROUP INC CL A 12504L109 287 2,857 SH   SOLE 0 0 0 2,857
CVS HEALTH CORP COM 126650100 1,013 12,051 SH   SOLE 0 0 0 12,051
CALUMET SPECIALTY PRODS PART UT LTD PARTNER 131476103 2,143 266,830 SH   SOLE 0 0 0 266,830
CATERPILLAR INC COM 149123101 1,779 9,154 SH   SOLE 0 0 0 9,154
CHEVRON CORP NEW COM 166764100 204 1,954 SH   SOLE 0 0 0 1,954
CISCO SYS INC COM 17275R102 850 15,424 SH   SOLE 0 0 0 15,424
CITIZENS FINL GROUP INC COM 174610105 577 11,961 SH   SOLE 0 0 0 11,961
CLEAN HARBORS INC COM 184496107 5,776 53,775 SH   SOLE 0 0 0 53,775
COCA COLA CO COM 191216100 1,176 22,181 SH   SOLE 0 0 0 22,181
COLGATE PALMOLIVE CO COM 194162103 402 5,324 SH   SOLE 0 0 0 5,324
COMCAST CORP NEW CL A 20030N101 790 13,801 SH   SOLE 0 0 0 13,801
CORTEVA INC COM 22052L104 201 4,618 SH   SOLE 0 0 0 4,618
COSTCO WHSL CORP NEW COM 22160K105 1,120 2,498 SH   SOLE 0 0 0 2,498
CROWN CASTLE INTL CORP NEW COM 22822V101 236 1,366 SH   SOLE 0 0 0 1,366
CUMMINS INC COM 231021106 679 2,979 SH   SOLE 0 0 0 2,979
DANAHER CORPORATION COM 235851102 1,737 5,745 SH   SOLE 0 0 0 5,745
DEXCOM INC COM 252131107 351 638 SH   SOLE 0 0 0 638
DIGITAL RLTY TR INC COM 253868103 493 3,398 SH   SOLE 0 0 0 3,398
DISNEY WALT CO COM 254687106 2,321 13,187 SH   SOLE 0 0 0 13,187
DOLBY LABORATORIES INC COM CL A 25659T107 204 2,295 SH   SOLE 0 0 0 2,295
DOLLAR GEN CORP NEW COM 256677105 1,324 6,327 SH   SOLE 0 0 0 6,327
DOW INC COM 260557103 287 4,907 SH   SOLE 0 0 0 4,907
EQUINIX INC COM 29444U700 211 267 SH   SOLE 0 0 0 267
EXXON MOBIL CORP COM 30231G102 565 9,280 SH   SOLE 0 0 0 9,280
FACEBOOK INC CL A 30303M102 757 2,206 SH   SOLE 0 0 0 2,206
FEDEX CORP COM 31428X106 237 1,063 SH   SOLE 0 0 0 1,063
FIRST MERCHANTS CORP COM 320817109 1,439 33,675 SH   SOLE 0 0 0 33,675
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 224 2,606 SH   SOLE 0 0 0 2,606
FORTINET INC COM 34959E109 596 2,000 SH   SOLE 0 0 0 2,000
GENERAL ELECTRIC CO COM 369604103 877 8,285 SH   SOLE 0 0 0 8,285
GOLDMAN SACHS GROUP INC COM 38141G104 1,744 4,589 SH   SOLE 0 0 0 4,589
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 2,043 20,414 SH   SOLE 0 0 0 20,414
HERITAGE CRYSTAL CLEAN INC COM 42726M106 2,938 99,429 SH   SOLE 0 0 0 99,429
HILL-ROM HLDGS INC COM 431475102 286 1,905 SH   SOLE 0 0 0 1,905
HOME DEPOT INC COM 437076102 1,935 5,866 SH   SOLE 0 0 0 5,866
HONEYWELL INTL INC COM 438516106 1,335 6,191 SH   SOLE 0 0 0 6,191
ILLINOIS TOOL WKS INC COM 452308109 856 4,138 SH   SOLE 0 0 0 4,138
INTEL CORP COM 458140100 751 13,941 SH   SOLE 0 0 0 13,941
INTERCONTINENTAL EXCHANGE IN COM 45866F104 756 6,554 SH   SOLE 0 0 0 6,554
INTERNATIONAL BUSINESS MACHS COM 459200101 358 2,495 SH   SOLE 0 0 0 2,495
INTUITIVE SURGICAL INC COM NEW 46120E602 516 511 SH   SOLE 0 0 0 511
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 240 4,355 SH   SOLE 0 0 0 4,355
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 258 5,248 SH   SOLE 0 0 0 5,248
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,879 25,550 SH   SOLE 0 0 0 25,550
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,123 6,991 SH   SOLE 0 0 0 6,991
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 711 11,638 SH   SOLE 0 0 0 11,638
ISHARES TR MORNINGSTAR GRWT 464287119 722 10,892 SH   SOLE 0 0 0 10,892
ISHARES TR MORNINGSTR US EQ 464287127 261 4,245 SH   SOLE 0 0 0 4,245
ISHARES TR CORE S&P TTL STK 464287150 3,558 35,708 SH   SOLE 0 0 0 35,708
ISHARES TR CORE S&P500 ETF 464287200 2 100 SH   SOLE 0 0 0 100
ISHARES TR CORE S&P500 ETF 464287200 17,194 39,439 SH   SOLE 0 0 0 39,439
ISHARES TR CORE US AGGBD ET 464287226 1,332 11,579 SH   SOLE 0 0 0 11,579
ISHARES TR S&P 500 GRWT ETF 464287309 876 11,726 SH   SOLE 0 0 0 11,726
ISHARES TR S&P 500 VAL ETF 464287408 949 6,439 SH   SOLE 0 0 0 6,439
ISHARES TR MSCI EAFE ETF 464287465 1,493 19,088 SH   SOLE 0 0 0 19,088
ISHARES TR RUS MDCP VAL ETF 464287473 29,362 255,386 SH   SOLE 0 0 0 255,386
ISHARES TR RUS MD CP GR ETF 464287481 5,056 44,717 SH   SOLE 0 0 0 44,717
ISHARES TR RUS MID CAP ETF 464287499 609 7,692 SH   SOLE 0 0 0 7,692
ISHARES TR CORE S&P MCP ETF 464287507 12,345 46,178 SH   SOLE 0 0 0 46,178
ISHARES TR S&P MC 400GR ETF 464287606 3,955 49,411 SH   SOLE 0 0 0 49,411
ISHARES TR RUS 2000 VAL ETF 464287630 6,249 38,299 SH   SOLE 0 0 0 38,299
ISHARES TR RUSSELL 2000 ETF 464287655 487 2,192 SH   SOLE 0 0 0 2,192
ISHARES TR CORE S&P US VLU 464287663 23,486 326,742 SH   SOLE 0 0 0 326,742
ISHARES TR CORE S&P US GWT 464287671 19,856 191,921 SH   SOLE 0 0 0 191,921
ISHARES TR S&P MC 400VL ETF 464287705 9,215 87,639 SH   SOLE 0 0 0 87,639
ISHARES TR CORE S&P SCP ETF 464287804 23,072 207,220 SH   SOLE 0 0 0 207,220
ISHARES TR SP SMCP600VL ETF 464287879 424 4,133 SH   SOLE 0 0 0 4,133
ISHARES TR MORNINGSTAR VALU 464288109 209 3,243 SH   SOLE 0 0 0 3,243
ISHARES TR SHRT NAT MUN ETF 464288158 11,766 109,403 SH   SOLE 0 0 0 109,403
ISHARES TR MRGSTR MD CP ETF 464288208 245 3,632 SH   SOLE 0 0 0 3,632
ISHARES TR MSCI ACWI EX US 464288240 287 5,153 SH   SOLE 0 0 0 5,153
ISHARES TR MRGSTR MD CP GRW 464288307 687 9,876 SH   SOLE 0 0 0 9,876
ISHARES TR MRGSTR MD CP VAL 464288406 208 3,235 SH   SOLE 0 0 0 3,235
ISHARES TR NATIONAL MUN ETF 464288414 3,125 26,928 SH   SOLE 0 0 0 26,928
ISHARES TR MRGSTR SM CP GR 464288604 604 12,093 SH   SOLE 0 0 0 12,093
ISHARES TR ISHS 1-5YR INVS 464288646 241 4,411 SH   SOLE 0 0 0 4,411
ISHARES TR 3 7 YR TREAS BD 464288661 1,784 13,676 SH   SOLE 0 0 0 13,676
ISHARES TR PFD AND INCM SEC 464288687 1,185 30,673 SH   SOLE 0 0 0 30,673
ISHARES TR US TREAS BD ETF 46429B267 549 20,667 SH   SOLE 0 0 0 20,667
ISHARES TR MSCI USA MIN VOL 46429B697 4,768 64,509 SH   SOLE 0 0 0 64,509
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 6,312 125,958 SH   SOLE 0 0 0 125,958
ISHARES TR MSCI USA QLT FCT 46432F339 6,433 48,341 SH   SOLE 0 0 0 48,341
ISHARES TR MSCI USA VALUE 46432F388 1,155 11,371 SH   SOLE 0 0 0 11,371
ISHARES TR CORE MSCI TOTAL 46432F834 11,836 166,383 SH   SOLE 0 0 0 166,383
ISHARES TR CORE MSCI EAFE 46432F842 1,306 17,558 SH   SOLE 0 0 0 17,558
ISHARES TR CORE 1 5 YR USD 46432F859 10,223 200,207 SH   SOLE 0 0 0 200,207
ISHARES INC CORE MSCI EMKT 46434G103 574 9,291 SH   SOLE 0 0 0 9,291
ISHARES TR MSCI USA MULTIFT 46434V282 2,276 53,599 SH   SOLE 0 0 0 53,599
ISHARES TR CORE TOTAL USD 46434V613 5,173 97,039 SH   SOLE 0 0 0 97,039
ISHARES TR CORE DIV GRWTH 46434V621 4,875 96,027 SH   SOLE 0 0 0 96,027
ISHARES TR MSCI USA SMCP MN 46435G433 280 7,476 SH   SOLE 0 0 0 7,476
JPMORGAN CHASE & CO COM 46625H100 2,310 13,824 SH   SOLE 0 0 0 13,824
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 271 5,350 SH   SOLE 0 0 0 5,350
JOHNSON & JOHNSON COM 478160104 2,351 14,650 SH   SOLE 0 0 0 14,650
LABORATORY CORP AMER HLDGS COM NEW 50540R409 282 1,009 SH   SOLE 0 0 0 1,009
LILLY ELI & CO COM 532457108 15,196 66,188 SH   SOLE 0 0 0 66,188
LOWES COS INC COM 548661107 797 3,911 SH   SOLE 0 0 0 3,911
MARRIOTT INTL INC NEW CL A 571903202 1,089 6,981 SH   SOLE 0 0 0 6,981
MASIMO CORP COM 574795100 238 880 SH   SOLE 0 0 0 880
MASTERCARD INCORPORATED CL A 57636Q104 1,136 3,155 SH   SOLE 0 0 0 3,155
MCDONALDS CORP COM 580135101 1,732 7,130 SH   SOLE 0 0 0 7,130
MERCHANTS BANCORP IND COM 58844R108 1,029 25,330 SH   SOLE 0 0 0 25,330
MERCK & CO INC COM 58933Y105 768 9,440 SH   SOLE 0 0 0 9,440
MICROSOFT CORP COM 594918104 8,292 28,682 SH   SOLE 0 0 0 28,682
MICROCHIP TECHNOLOGY INC. COM 595017104 917 6,004 SH   SOLE 0 0 0 6,004
MONDELEZ INTL INC CL A 609207105 283 4,856 SH   SOLE 0 0 0 4,856
MORGAN STANLEY COM NEW 617446448 1,257 12,688 SH   SOLE 0 0 0 12,688
NEXTERA ENERGY INC COM 65339F101 375 4,729 SH   SOLE 0 0 0 4,729
NIKE INC CL B 654106103 1,714 11,652 SH   SOLE 0 0 0 11,652
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 277 16,188 SH   SOLE 0 0 0 16,188
NVIDIA CORPORATION COM 67066G104 1,602 7,722 SH   SOLE 0 0 0 7,722
ORACLE CORP COM 68389X105 377 4,200 SH   SOLE 0 0 0 4,200
PNC FINL SVCS GROUP INC COM 693475105 210 1,061 SH   SOLE 0 0 0 1,061
PPG INDS INC COM 693506107 908 6,304 SH   SOLE 0 0 0 6,304
PAYPAL HLDGS INC COM 70450Y103 612 2,314 SH   SOLE 0 0 0 2,314
PENUMBRA INC COM 70975L107 1,276 4,850 SH   SOLE 0 0 0 4,850
PEPSICO INC COM 713448108 1,764 11,684 SH   SOLE 0 0 0 11,684
PFIZER INC COM 717081103 1,371 31,925 SH   SOLE 0 0 0 31,925
PROCTER AND GAMBLE CO COM 742718109 1,361 9,751 SH   SOLE 0 0 0 9,751
PROSHARES TR SHORT S&P 500 NE 74347B425 372 24,724 SH   SOLE 0 0 0 24,724
QUALCOMM INC COM 747525103 1,662 12,911 SH   SOLE 0 0 0 12,911
REPUBLIC SVCS INC COM 760759100 474 3,926 SH   SOLE 0 0 0 3,926
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,598 12,891 SH   SOLE 0 0 0 12,891
SPDR GOLD TR GOLD SHS 78463V107 554 3,366 SH   SOLE 0 0 0 3,366
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 226 7,767 SH   SOLE 0 0 0 7,767
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 275 7,578 SH   SOLE 0 0 0 7,578
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,120 12,635 SH   SOLE 0 0 0 12,635
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,930 70,854 SH   SOLE 0 0 0 70,854
SPDR SER TR PORTFOLIO AGRGTE 78464A649 458 15,303 SH   SOLE 0 0 0 15,303
SPDR SER TR S&P 400 MDCP GRW 78464A821 821 10,729 SH   SOLE 0 0 0 10,729
SPDR SER TR S&P 400 MDCP VAL 78464A839 3,665 54,209 SH   SOLE 0 0 0 54,209
SPDR SER TR PORTFOLIO S&P500 78464A854 1,052 20,595 SH   SOLE 0 0 0 20,595
SPDR SER TR NUVEEN BLMBRG SR 78468R739 782 15,836 SH   SOLE 0 0 0 15,836
SALESFORCE COM INC COM 79466L302 667 2,423 SH   SOLE 0 0 0 2,423
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,011 9,618 SH   SOLE 0 0 0 9,618
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,313 12,478 SH   SOLE 0 0 0 12,478
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,092 7,293 SH   SOLE 0 0 0 7,293
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 442 5,678 SH   SOLE 0 0 0 5,678
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 605 5,942 SH   SOLE 0 0 0 5,942
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 269 8,296 SH   SOLE 0 0 0 8,296
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,668 22,172 SH   SOLE 0 0 0 22,172
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 659 8,204 SH   SOLE 0 0 0 8,204
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 328 2,573 SH   SOLE 0 0 0 2,573
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 370 2,045 SH   SOLE 0 0 0 2,045
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,070 57,014 SH   SOLE 0 0 0 57,014
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 211 5,529 SH   SOLE 0 0 0 5,529
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,414 14,253 SH   SOLE 0 0 0 14,253
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 564 3,721 SH   SOLE 0 0 0 3,721
SERVICENOW INC COM 81762P102 664 1,049 SH   SOLE 0 0 0 1,049
SKYLINE CHAMPION CORPORATION COM 830830105 1,216 20,000 SH   SOLE 0 0 0 20,000
SOUTHWEST AIRLS CO COM 844741108 317 5,829 SH   SOLE 0 0 0 5,829
STARBUCKS CORP COM 855244109 1,490 13,192 SH   SOLE 0 0 0 13,192
STRYKER CORPORATION COM 863667101 525 1,959 SH   SOLE 0 0 0 1,959
TJX COS INC NEW COM 872540109 1,259 18,907 SH   SOLE 0 0 0 18,907
T ROWE PRICE ETF INC PRICE DIV GRWT 87283Q404 1,039 32,317 SH   SOLE 0 0 0 32,317
TARGET CORP COM 87612E106 231 1,010 SH   SOLE 0 0 0 1,010
TESLA INC COM 88160R101 905 1,167 SH   SOLE 0 0 0 1,167
TESLA INC COM 88160R101 7 100 SH   SOLE 0 0 0 100
TEXAS INSTRS INC COM 882508104 1,918 9,896 SH   SOLE 0 0 0 9,896
THERMO FISHER SCIENTIFIC INC COM 883556102 347 606 SH   SOLE 0 0 0 606
TRAVELERS COMPANIES INC COM 89417E109 439 2,883 SH   SOLE 0 0 0 2,883
UNION PAC CORP COM 907818108 1,994 9,884 SH   SOLE 0 0 0 9,884
UNITED PARCEL SERVICE INC CL B 911312106 351 1,932 SH   SOLE 0 0 0 1,932
UNITEDHEALTH GROUP INC COM 91324P102 2,166 5,520 SH   SOLE 0 0 0 5,520
VANECK VECTORS ETF TR OIL SVCS ETF 92189H607 1,451 7,095 SH   SOLE 0 0 0 7,095
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,310 8,443 SH   SOLE 0 0 0 8,443
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,596 88,204 SH   SOLE 0 0 0 88,204
VANGUARD BD INDEX FDS INTERMED TERM 921937819 382 4,262 SH   SOLE 0 0 0 4,262
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 17,793 217,043 SH   SOLE 0 0 0 217,043
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 230 4,540 SH   SOLE 0 0 0 4,540
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 313 2,990 SH   SOLE 0 0 0 2,990
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 888 14,528 SH   SOLE 0 0 0 14,528
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,135 22,683 SH   SOLE 0 0 0 22,683
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 227 3,698 SH   SOLE 0 0 0 3,698
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 893 16,325 SH   SOLE 0 0 0 16,325
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,826 12,091 SH   SOLE 0 0 0 12,091
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,105 7,807 SH   SOLE 0 0 0 7,807
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,266 5,295 SH   SOLE 0 0 0 5,295
VANGUARD INDEX FDS SM CP VAL ETF 922908611 311 1,801 SH   SOLE 0 0 0 1,801
VANGUARD INDEX FDS MID CAP ETF 922908629 1,443 6,017 SH   SOLE 0 0 0 6,017
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 228 1,236 SH   SOLE 0 0 0 1,236
VANGUARD INDEX FDS GROWTH ETF 922908736 1,132 3,861 SH   SOLE 0 0 0 3,861
VANGUARD INDEX FDS SMALL CP ETF 922908751 660 2,974 SH   SOLE 0 0 0 2,974
VERIZON COMMUNICATIONS INC COM 92343V104 1,655 30,477 SH   SOLE 0 0 0 30,477
VISA INC COM CL A 92826C839 1,244 5,397 SH   SOLE 0 0 0 5,397
WALMART INC COM 931142103 757 5,524 SH   SOLE 0 0 0 5,524
WISDOMTREE TR US TOTAL DIVIDND 97717W109 202 1,700 SH   SOLE 0 0 0 1,700
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 237 8,450 SH   SOLE 0 0 0 8,450
WISDOMTREE TR INTL LRGCAP DV 97717W794 236 4,943 SH   SOLE 0 0 0 4,943
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,217 20,465 SH   SOLE 0 0 0 20,465
WORLD GOLD TR SPDR GLD MINIS 98149E204 2,162 123,634 SH   SOLE 0 0 0 123,634
YUM BRANDS INC COM 988498101 294 2,381 SH   SOLE 0 0 0 2,381
DEUTSCHE BANK A G NAMEN AKT D18190898 515 40,877 SH   SOLE 0 0 0 40,877
AON PLC SHS CL A G0403H108 258 888 SH   SOLE 0 0 0 888
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,362 7,269 SH   SOLE 0 0 0 7,269
ICON PLC SHS G4705A100 224 854 SH   SOLE 0 0 0 854
LINDE PLC SHS G5494J103 289 970 SH   SOLE 0 0 0 970
MEDTRONIC PLC SHS G5960L103 1,539 12,093 SH   SOLE 0 0 0 12,093