The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR COM 808524847 250 7,071 SH   SOLE   7,071 0 0
SCHWAB STRATEGIC TR COM 808524706 442 16,524 SH   SOLE   16,524 0 0
ISHARES TR COM 464288414 39,237 338,451 SH   SOLE   338,451 0 0
FLEXSHARES TR COM 33939L837 2,278 110,147 SH   SOLE   110,147 0 0
ISHARES INC COM 46434G863 579 16,249 SH   SOLE   16,249 0 0
SPDR S&P 500 ETF TR COM 78462F103 89,210 266,386 SH   SOLE   266,386 0 0
FLEXSHARES TR COM 33939L795 18,511 371,258 SH   SOLE   371,258 0 0
PEPSICO INC COM 713448108 438 3,161 SH   SOLE   3,161 0 0
ISHARES TR COM 464288646 317 5,778 SH   SOLE   5,778 0 0
ISHARES TR COM 46434V456 1,248 39,823 SH   SOLE   39,823 0 0
APPLE INC COM 037833100 6,021 51,990 SH   SOLE   51,990 0 0
ISHARES TR COM 46434V696 246 4,366 SH   SOLE   4,366 0 0
CRH MED CORP COM 12626F105 48 22,000 SH   SOLE   22,000 0 0
BOEING CO COM 097023105 226 1,368 SH   SOLE   1,368 0 0
VANGUARD INDEX FDS COM 922908736 792 3,480 SH   SOLE   3,480 0 0
SCHWAB STRATEGIC TR COM 808524839 1,474 26,277 SH   SOLE   26,277 0 0
FLEXSHARES TR COM 33939L860 5,728 128,292 SH   SOLE   128,292 0 0
DBX ETF TR COM 233051143 2,285 77,179 SH   SOLE   77,179 0 0
ISHARES TR COM 464287804 16,464 234,430 SH   SOLE   234,430 0 0
EXXON MOBIL CORP COM 30231G102 239 6,970 SH   SOLE   6,970 0 0
SCHWAB STRATEGIC TR COM 808524102 2,961 37,178 SH   SOLE   37,178 0 0
GCI LIBERTY INC COM 36164V305 299 3,647 SH   SOLE   3,647 0 0
ISHARES INC COM 46434G103 22,087 418,319 SH   SOLE   418,319 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 455 2,138 SH   SOLE   2,138 0 0
VANGUARD INDEX FDS COM 922908744 782 7,482 SH   SOLE   7,482 0 0
ISHARES TR COM 46435G516 1,382 21,767 SH   SOLE   21,767 0 0
ISHARES U S ETF TR COM 46431W598 444 10,625 SH   SOLE   10,625 0 0
VANGUARD INDEX FDS COM 922908595 282 1,311 SH   SOLE   1,311 0 0
VANGUARD INDEX FDS COM 922908553 279 3,528 SH   SOLE   3,528 0 0
SPDR SER TR COM 78468R721 217 4,174 SH   SOLE   4,174 0 0
SCHWAB STRATEGIC TR COM 808524805 871 27,737 SH   SOLE   27,737 0 0
VANGUARD BD INDEX FDS COM 921937835 58,851 667,099 SH   SOLE   667,099 0 0
INVESCO MUN OPPORTUNITY TR COM 46132C107 4,283 350,517 SH   SOLE   350,517 0 0
VANGUARD INDEX FDS COM 922908769 647 3,796 SH   SOLE   3,796 0 0
PACER FDS TR COM 69374H766 2,813 83,641 SH   SOLE   83,641 0 0
VANGUARD MALVERN FDS COM 922020805 19,563 383,436 SH   SOLE   383,436 0 0
ISHARES TR COM 46432F842 47,984 796,014 SH   SOLE   796,014 0 0
ISHARES TR COM 464287507 33,741 182,076 SH   SOLE   182,076 0 0
NUVEEN MUNICIPAL CREDIT INC COM 67070X101 738 50,252 SH   SOLE   50,252 0 0
MICROSOFT CORP COM 594918104 669 3,180 SH   SOLE   3,180 0 0
MCDONALDS CORP COM 580135101 352 1,604 SH   SOLE   1,604 0 0
INVESCO ACTIVLY MANGD ETC FD COM 46090F100 11,808 863,756 SH   SOLE   863,756 0 0
PHILLIPS 66 COM 718546104 475 9,161 SH   SOLE   9,161 0 0
SCHWAB STRATEGIC TR COM 808524862 224 4,359 SH   SOLE   4,359 0 0
SPDR SER TR COM 78468R739 27,946 560,375 SH   SOLE   560,375 0 0
ISHARES TR COM 464287465 785 12,334 SH   SOLE   12,334 0 0
VANGUARD INTL EQUITY INDEX F COM 922042858 246 5,679 SH   SOLE   5,679 0 0
CONOCOPHILLIPS COM 20825C104 501 15,264 SH   SOLE   15,264 0 0
J P MORGAN EXCHANGE-TRADED F COM 46641Q738 11,321 157,341 SH   SOLE   157,341 0 0
VANGUARD CHARLOTTE FDS COM 92203J407 12,991 223,264 SH   SOLE   223,264 0 0
ISHARES TR COM 464288679 1,142 10,315 SH   SOLE   10,315 0 0
ISHARES TR COM 46432F339 298 2,868 SH   SOLE   2,868 0 0
JOHNSON & JOHNSON COM 478160104 268 1,801 SH   SOLE   1,801 0 0