The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR COM 464288414 36,885 319,628 SH   SOLE   319,628 0 0
SCHWAB STRATEGIC TR COM 808524847 233 6,613 SH   SOLE   6,613 0 0
SCHWAB STRATEGIC TR COM 808524706 387 15,897 SH   SOLE   15,897 0 0
FLEXSHARES TR COM 33939L837 2,676 133,054 SH   SOLE   133,054 0 0
ISHARES INC COM 46434G863 508 15,839 SH   SOLE   15,839 0 0
SPDR S&P 500 ETF TR COM 78462F103 78,252 253,767 SH   SOLE   253,767 0 0
ISHARES TR COM 464288646 316 5,778 SH   SOLE   5,778 0 0
FLEXSHARES TR COM 33939L795 15,287 319,808 SH   SOLE   319,808 0 0
PEPSICO INC COM 713448108 420 3,179 SH   SOLE   3,179 0 0
ISHARES TR COM 46434V456 1,263 42,944 SH   SOLE   42,944 0 0
APPLE INC COM 037833100 4,671 12,806 SH   SOLE   12,806 0 0
ISHARES TR COM 46434V696 228 4,329 SH   SOLE   4,329 0 0
VANGUARD INDEX FDS COM 922908736 706 3,495 SH   SOLE   3,495 0 0
CRH MED CORP COM 12626F105 46 22,000 SH   SOLE   22,000 0 0
BOEING CO COM 097023105 258 1,408 SH   SOLE   1,408 0 0
VANGUARD BD INDEX FDS COM 921937827 209 2,518 SH   SOLE   2,518 0 0
SCHWAB STRATEGIC TR COM 808524839 1,331 23,668 SH   SOLE   23,668 0 0
INTEL CORP COM 458140100 341 5,708 SH   SOLE   5,708 0 0
FLEXSHARES TR COM 33939L860 5,147 121,834 SH   SOLE   121,834 0 0
ISHARES TR COM 464287804 15,208 222,695 SH   SOLE   222,695 0 0
DBX ETF TR COM 233051143 1,956 71,773 SH   SOLE   71,773 0 0
EXXON MOBIL CORP COM 30231G102 310 6,935 SH   SOLE   6,935 0 0
SCHWAB STRATEGIC TR COM 808524102 2,658 36,183 SH   SOLE   36,183 0 0
GCI LIBERTY INC COM 36164V305 259 3,644 SH   SOLE   3,644 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 346 1,938 SH   SOLE   1,938 0 0
VANGUARD INDEX FDS COM 922908744 739 7,420 SH   SOLE   7,420 0 0
ISHARES INC COM 46434G103 19,929 418,677 SH   SOLE   418,677 0 0
ISHARES TR COM 46435G516 1,094 18,060 SH   SOLE   18,060 0 0
ISHARES U S ETF TR COM 46431W598 333 8,650 SH   SOLE   8,650 0 0
SPDR SER TR COM 78468R721 216 4,174 SH   SOLE   4,174 0 0
VANGUARD INDEX FDS COM 922908595 262 1,312 SH   SOLE   1,312 0 0
VANGUARD INDEX FDS COM 922908553 283 3,599 SH   SOLE   3,599 0 0
SCHWAB STRATEGIC TR COM 808524805 777 26,122 SH   SOLE   26,122 0 0
VANGUARD BD INDEX FDS COM 921937835 54,519 617,144 SH   SOLE   617,144 0 0
INVESCO MUN OPPORTUNITY TR COM 46132C107 5,142 433,517 SH   SOLE   433,517 0 0
VANGUARD INDEX FDS COM 922908769 626 3,999 SH   SOLE   3,999 0 0
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107 321 990 SH   SOLE   990 0 0
VANGUARD MALVERN FDS COM 922020805 17,823 355,251 SH   SOLE   355,251 0 0
VANGUARD INDEX FDS COM 922908363 548 1,934 SH   SOLE   1,934 0 0
MICROSOFT CORP COM 594918104 717 3,523 SH   SOLE   3,523 0 0
ISHARES TR COM 46432F842 39,831 696,834 SH   SOLE   696,834 0 0
ISHARES TR COM 464287507 30,515 171,608 SH   SOLE   171,608 0 0
NUVEEN MUNICIPAL CREDIT INC COM 67070X101 742 50,252 SH   SOLE   50,252 0 0
MCDONALDS CORP COM 580135101 296 1,604 SH   SOLE   1,604 0 0
INVESCO ACTIVLY MANGD ETC FD COM 46090F100 8,170 631,412 SH   SOLE   631,412 0 0
PHILLIPS 66 COM 718546104 505 7,020 SH   SOLE   7,020 0 0
SCHWAB STRATEGIC TR COM 808524862 225 4,359 SH   SOLE   4,359 0 0
VANGUARD INTL EQUITY INDEX F COM 922042858 273 6,892 SH   SOLE   6,892 0 0
SPDR SER TR COM 78468R739 24,461 490,495 SH   SOLE   490,495 0 0
ISHARES TR COM 464287465 1,428 23,458 SH   SOLE   23,458 0 0
ISHARES TR COM 464287200 595 1,920 SH   SOLE   1,920 0 0
ISHARES TR COM 464288679 15,414 139,193 SH   SOLE   139,193 0 0
CONOCOPHILLIPS COM 20825C104 473 11,249 SH   SOLE   11,249 0 0
ISHARES TR COM 46432F339 4,985 51,971 SH   SOLE   51,971 0 0
J P MORGAN EXCHANGE-TRADED F COM 46641Q738 10,593 148,508 SH   SOLE   148,508 0 0
VANGUARD CHARLOTTE FDS COM 92203J407 12,029 208,363 SH   SOLE   208,363 0 0