The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US REIT ETF 808524847 934 20,443 SH   SOLE   20,443 0 0
ISHARES TR NATIONAL MUN ETF 464288414 48,709 419,293 SH   SOLE   419,293 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 656 21,509 SH   SOLE   21,509 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 124,174 289,356 SH   SOLE   289,356 0 0
PEPSICO INC COM 713448108 380 2,524 SH   SOLE   2,524 0 0
FLEXSHARES TR STOXX GLOBR INF 33939L795 30,301 543,232 SH   SOLE   543,232 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 2,481 33,760 SH   SOLE   33,760 0 0
APPLE INC COM 037833100 1,142 8,068 SH   SOLE   8,068 0 0
ISHARES TR CORE MSCI PAC 46434V696 283 4,222 SH   SOLE   4,222 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 921 3,174 SH   SOLE   3,174 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,394 151,263 SH   SOLE   151,263 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 1,127 14,379 SH   SOLE   14,379 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,059 37,955 SH   SOLE   37,955 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860 3,038 54,596 SH   SOLE   54,596 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 644 15,552 SH   SOLE   15,552 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 2,604 47,235 SH   SOLE   47,235 0 0
ISHARES TR CORE S&P SCP ETF 464287804 21,789 199,553 SH   SOLE   199,553 0 0
DBX ETF TR XTRACKERS S&P 233051143 3,942 103,839 SH   SOLE   103,839 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,477 43,106 SH   SOLE   43,106 0 0
EXXON MOBIL CORP COM 30231G102 287 4,885 SH   SOLE   4,885 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 943 6,963 SH   SOLE   6,963 0 0
ISHARES INC CORE MSCI EMKT 46434G103 19,773 320,158 SH   SOLE   320,158 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 216 4,181 SH   SOLE   4,181 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 274 978 SH   SOLE   978 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 312 3,066 SH   SOLE   3,066 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,333 34,445 SH   SOLE   34,445 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 53,076 621,131 SH   SOLE   621,131 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 15,322 482,441 SH   SOLE   482,441 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 821 3,696 SH   SOLE   3,696 0 0
INVESCO MUN OPPORTUNITY TR COM 46132C107 555 40,550 SH   SOLE   40,550 0 0
PACER FDS TR BNCHMRK INDSTR 69374H766 587 13,382 SH   SOLE   13,382 0 0
NORTHRIM BANCORP INC COM 666762109 382 8,993 SH   SOLE   8,993 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 2,304 75,632 SH   SOLE   75,632 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9,631 183,160 SH   SOLE   183,160 0 0
TESLA INC COM 88160R101 271 350 SH   SOLE   350 0 0
ISHARES TR CORE MSCI EAFE 46432F842 36,862 496,458 SH   SOLE   496,458 0 0
MICROSOFT CORP COM 594918104 439 1,556 SH   SOLE   1,556 0 0
ISHARES TR CORE S&P MCP ETF 464287507 51,287 194,958 SH   SOLE   194,958 0 0
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 14,037 666,864 SH   SOLE   666,864 0 0
MCDONALDS CORP COM 580135101 290 1,202 SH   SOLE   1,202 0 0
PHILLIPS 66 COM 718546104 277 3,953 SH   SOLE   3,953 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 202 4,048 SH   SOLE   4,048 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 15,984 323,572 SH   SOLE   323,572 0 0
CONOCOPHILLIPS COM 20825C104 537 7,919 SH   SOLE   7,919 0 0
J P MORGAN EXCHANGE-TRADED F BETBULD MSCI 46641Q738 15,965 166,014 SH   SOLE   166,014 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 16,883 296,408 SH   SOLE   296,408 0 0
ISHARES TR CORE MSCI EURO 46434V738 212 3,787 SH   SOLE   3,787 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 211 1,244 SH   SOLE   1,244 0 0