The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,322 45,366 SH   SOLE   45,366 0 0
ABBOTT LABS COM 002824100 36 450 SH   SOLE   450 0 0
ABBVIE INC COM 00287Y109 1,934 25,385 SH   SOLE   25,385 0 0
ALPHABET INC CAP STK CL C 02079K107 2,216 1,906 SH   SOLE   1,906 0 0
ALPHABET INC CAP STK CL A 02079K305 265 228 SH   SOLE   228 0 0
ALTRIA GROUP INC COM 02209S103 39 1,000 SH   SOLE   1,000 0 0
AMAZON COM INC COM 023135106 1,792 919 SH   SOLE   919 0 0
AMERIPRISE FINL INC COM 03076C106 1,277 12,465 SH   SOLE   12,465 0 0
AMGEN INC COM 031162100 117 575 SH   SOLE   575 0 0
APPLE INC COM 037833100 3,403 13,381 SH   SOLE   13,381 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 55 400 SH   SOLE   400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 73 400 SH   SOLE   400 0 0
BLACKROCK INC COM 09247X101 2,161 4,911 SH   SOLE   4,911 0 0
BOOKING HLDGS INC COM 09857L108 1,216 904 SH   SOLE   904 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 219 3,920 SH   SOLE   3,920 0 0
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 15 3,865 SH   SOLE   3,865 0 0
CIGNA CORP NEW COM 125523100 105 594 SH   SOLE   594 0 0
CANADIAN NATL RY CO COM 136375102 78 1,000 SH   SOLE   1,000 0 0
CHARLES RIV LABS INTL INC COM 159864107 95 750 SH   SOLE   750 0 0
CHEVRON CORP NEW COM 166764100 1,128 15,574 SH   SOLE   15,574 0 0
CISCO SYS INC COM 17275R102 1,570 39,943 SH   SOLE   39,943 0 0
COLUMBIA SPORTSWEAR CO COM 198516106 14 200 SH   SOLE   200 0 0
DISNEY WALT CO COM DISNEY 254687106 1,542 15,965 SH   SOLE   15,965 0 0
DOMINION ENERGY INC COM 25746U109 56 775 SH   SOLE   775 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 85 1,050 SH   SOLE   1,050 0 0
EOG RES INC COM 26875P101 64 1,790 SH   SOLE   1,790 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 6 400 SH   SOLE   400 0 0
ESSENTIAL UTILS INC COM 29670G102 137 3,360 SH   SOLE   3,360 0 0
EXXON MOBIL CORP COM 30231G102 51 1,330 SH   SOLE   1,330 0 0
FACEBOOK INC CL A 30303M102 2,066 12,385 SH   SOLE   12,385 0 0
GENERAL ELECTRIC CO COM 369604103 52 6,500 SH   SOLE   6,500 0 0
GENERAL MLS INC COM 370334104 21 400 SH   SOLE   400 0 0
GILEAD SCIENCES INC COM 375558103 2,052 27,445 SH   SOLE   27,445 0 0
HERITAGE FINL CORP WASH COM 42722X106 16 778 SH   SOLE   778 0 0
HERSHEY CO COM 427866108 20 150 SH   SOLE   150 0 0
HONEYWELL INTL INC COM 438516106 2,296 17,160 SH   SOLE   17,160 0 0
HORIZON BANCORP INC COM 440407104 10 1,012 SH   SOLE   1,012 0 0
INTEL CORP COM 458140100 43 800 SH   SOLE   800 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 94 850 SH   SOLE   850 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 157 825 SH   SOLE   825 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 173 2,055 SH   SOLE   2,055 0 0
INVESCO EXCHANGE-TRADED FD T PFD ETF 46138E511 484 36,785 SH   SOLE   36,785 0 0
INVESCO EXCHANGE-TRADED FD T VAR RATE PFD 46138G870 832 38,760 SH   SOLE   38,760 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 568 27,015 SH   SOLE   27,015 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 902 42,995 SH   SOLE   42,995 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 25 1,200 SH   SOLE   1,200 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 130 6,250 SH   SOLE   6,250 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 364 17,175 SH   SOLE   17,175 0 0
ISHARES GOLD TRUST ISHARES 464285105 5,395 357,970 SH   SOLE   357,970 0 0
ISHARES INC MSCI FRNTR100ETF 464286145 55 2,576 SH   SOLE   2,576 0 0
ISHARES INC EM MKT SM-CP ETF 464286475 77 2,405 SH   SOLE   2,405 0 0
ISHARES INC MSCI ISRAEL ETF 464286632 7 150 SH   SOLE   150 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,422 13,243 SH   SOLE   13,243 0 0
ISHARES TR IBOXX INV CP ETF 464287242 81 655 SH   SOLE   655 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 15 90 SH   SOLE   90 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 184 2,120 SH   SOLE   2,120 0 0
ISHARES TR RUS MID CAP ETF 464287499 6 150 SH   SOLE   150 0 0
ISHARES TR CORE S&P MCP ETF 464287507 145 1,005 SH   SOLE   1,005 0 0
ISHARES TR NASDAQ BIOTECH 464287556 493 4,580 SH   SOLE   4,580 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 181 1,200 SH   SOLE   1,200 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 9 75 SH   SOLE   75 0 0
ISHARES TR U.S. TECH ETF 464287721 2,049 10,023 SH   SOLE   10,023 0 0
ISHARES TR CORE S&P SCP ETF 464287804 128 2,277 SH   SOLE   2,277 0 0
ISHARES TR EAFE SML CP ETF 464288273 70 1,570 SH   SOLE   1,570 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,970 20,377 SH   SOLE   20,377 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,984 25,738 SH   SOLE   25,738 0 0
ISHARES TR SH TR CRPORT ETF 464288646 1,669 31,880 SH   SOLE   31,880 0 0
ISHARES TR MSCI INDIA ETF 46429B598 20 850 SH   SOLE   850 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 2,800 57,450 SH   SOLE   57,450 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,528 15,300 SH   SOLE   15,300 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 104 2,101 SH   SOLE   2,101 0 0
ISHARES TR CORE MSCI EURO 46434V738 69 1,850 SH   SOLE   1,850 0 0
JBG SMITH PPTYS COM 46590V100 28 885 SH   SOLE   885 0 0
JPMORGAN CHASE & CO COM 46625H100 1,907 21,180 SH   SOLE   21,180 0 0
JOHNSON & JOHNSON COM 478160104 471 3,591 SH   SOLE   3,591 0 0
KEYCORP COM 493267108 189 18,200 SH   SOLE   18,200 0 0
KROGER CO COM 501044101 60 2,000 SH   SOLE   2,000 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,477 11,687 SH   SOLE   11,687 0 0
LAM RESEARCH CORP COM 512807108 2,256 9,402 SH   SOLE   9,402 0 0
MARATHON OIL CORP COM 565849106 57 17,350 SH   SOLE   17,350 0 0
MARRIOTT VACTINS WORLDWID CO COM 57164Y107 17 300 SH   SOLE   300 0 0
MARRIOTT INTL INC NEW CL A 571903202 33 442 SH   SOLE   442 0 0
MASTERCARD INC CL A 57636Q104 2,564 10,615 SH   SOLE   10,615 0 0
MERCK & CO. INC COM 58933Y105 1,895 24,635 SH   SOLE   24,635 0 0
MICROSOFT CORP COM 594918104 3,768 23,895 SH   SOLE   23,895 0 0
NIKE INC CL B 654106103 1,659 20,045 SH   SOLE   20,045 0 0
NUVEEN VIRGINIA QLTY MUNCPL COM 67064R102 32 2,452 SH   SOLE   2,452 0 0
ORACLE CORP COM 68389X105 1,743 36,060 SH   SOLE   36,060 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,001 10,455 SH   SOLE   10,455 0 0
PAYPAL HLDGS INC COM 70450Y103 79 825 SH   SOLE   825 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100 5 200 SH   SOLE   200 0 0
PEPSICO INC COM 713448108 757 6,300 SH   SOLE   6,300 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 6 1,170 SH   SOLE   1,170 0 0
PFIZER INC COM 717081103 31 954 SH   SOLE   954 0 0
POPE RES DEL LTD PARTNERSHIP DEPOSITRY RCPT 732857107 80 950 SH   SOLE   950 0 0
PROCTER & GAMBLE CO COM 742718109 132 1,200 SH   SOLE   1,200 0 0
PROSHARES TR RUSS 2000 DIVD 74347B698 5 100 SH   SOLE   100 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 667 19,130 SH   SOLE   19,130 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 179 3,750 SH   SOLE   3,750 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 18 600 SH   SOLE   600 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,420 29,600 SH   SOLE   29,600 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 32 120 SH   SOLE   120 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 1,488 29,750 SH   SOLE   29,750 0 0
SAUL CTRS INC COM 804395101 11 325 SH   SOLE   325 0 0
SCHLUMBERGER LTD COM 806857108 22 1,600 SH   SOLE   1,600 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 10 110 SH   SOLE   110 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 195 2,422 SH   SOLE   2,422 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 10 220 SH   SOLE   220 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 11 200 SH   SOLE   200 0 0
SIMON PPTY GROUP INC NEW COM 828806109 3 50 SH   SOLE   50 0 0
STARBUCKS CORP COM 855244109 15 224 SH   SOLE   224 0 0
STRYKER CORP COM 863667101 854 5,130 SH   SOLE   5,130 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 35 725 SH   SOLE   725 0 0
TARGET CORP COM 87612E106 2,209 23,764 SH   SOLE   23,764 0 0
3M CO COM 88579Y101 55 400 SH   SOLE   400 0 0
TRAVELERS COMPANIES INC COM 89417E109 832 8,375 SH   SOLE   8,375 0 0
US BANCORP DEL COM NEW 902973304 27 778 SH   SOLE   778 0 0
UNITED TECHNOLOGIES CORP COM 913017109 230 2,435 SH   SOLE   2,435 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 130 1,460 SH   SOLE   1,460 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8 100 SH   SOLE   100 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10 123 SH   SOLE   123 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12 300 SH   SOLE   300 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,488 74,150 SH   SOLE   74,150 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 29 422 SH   SOLE   422 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10 75 SH   SOLE   75 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,665 30,980 SH   SOLE   30,980 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 196 4,281 SH   SOLE   4,281 0 0
WHIRLPOOL CORP COM 963320106 1,341 15,625 SH   SOLE   15,625 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 12 120 SH   SOLE   120 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 4 25 SH   SOLE   25 0 0
CHUBB LIMITED COM H1467J104 1,272 11,387 SH   SOLE   11,387 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 516 10,405 SH   SOLE   10,405 0 0
MYLAN NV SHS EURO N59465109 1,395 93,550 SH   SOLE   93,550 0 0