The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   377,249 2,072 SH   SOLE   0 0 2,072
ALPHABET INC CAP STK CL C 02079K107   389,612 2,559 SH   SOLE   0 0 2,559
ALPHABET INC CAP STK CL A 02079K305   1,120,079 7,421 SH   SOLE   0 0 7,421
AMAZON COM INC COM 023135106   3,479,263 19,289 SH   SOLE   0 0 19,289
ANALOG DEVICES INC COM 032654105   239,513 1,211 SH   SOLE   0 0 1,211
APPLE INC COM 037833100   1,823,706 10,635 SH   SOLE   0 0 10,635
BANK AMERICA CORP COM 060505104   226,331 5,969 SH   SOLE   0 0 5,969
BANK NEW YORK MELLON CORP COM 064058100   231,922 4,025 SH   SOLE   0 0 4,025
BECTON DICKINSON & CO COM 075887109   257,857 1,042 SH   SOLE   0 0 1,042
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,397,887 5,702 SH   SOLE   0 0 5,702
BIORA THERAPEUTICS INC COM NEW 74319F305   17,998 16,362 SH   SOLE   0 0 16,362
BOEING CO COM 097023105   455,263 2,359 SH   SOLE   0 0 2,359
BOOKING HOLDINGS INC COM 09857L108   751,522 207 SH   SOLE   0 0 207
BROADCOM INC COM 11135F101   321,999 243 SH   SOLE   0 0 243
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   2,129,244 73,932 SH   SOLE   0 0 73,932
CARMAX INC COM 143130102   329,711 3,785 SH   SOLE   0 0 3,785
CHEVRON CORP NEW COM 166764100   410,697 2,604 SH   SOLE   0 0 2,604
COMCAST CORP NEW CL A 20030N101   380,067 8,767 SH   SOLE   0 0 8,767
CONOCOPHILLIPS COM 20825C104   286,515 2,251 SH   SOLE   0 0 2,251
COSTCO WHSL CORP NEW COM 22160K105   2,611,410 3,564 SH   SOLE   0 0 3,564
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,379,396 132,577 SH   SOLE   0 0 132,577
DISNEY WALT CO COM 254687106   312,236 2,552 SH   SOLE   0 0 2,552
ELEVANCE HEALTH INC COM 036752103   443,370 855 SH   SOLE   0 0 855
ELI LILLY & CO COM 532457108   242,662 312 SH   SOLE   0 0 312
EXXON MOBIL CORP COM 30231G102   1,062,607 9,141 SH   SOLE   0 0 9,141
GENERAL DYNAMICS CORP COM 369550108   275,130 974 SH   SOLE   0 0 974
HOME DEPOT INC COM 437076102   202,758 529 SH   SOLE   0 0 529
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   267,187 6,945 SH   SOLE   0 0 6,945
IQVIA HLDGS INC COM 46266C105   268,063 1,060 SH   SOLE   0 0 1,060
ISHARES GOLD TR ISHARES NEW 464285204   10,085,866 240,083 SH   SOLE   0 0 240,083
ISHARES TR TIPS BD ETF 464287176   210,652 1,961 SH   SOLE   0 0 1,961
ISHARES TR RUSSELL 3000 ETF 464287689   263,287 877 SH   SOLE   0 0 877
ISHARES TR S&P 500 GRWT ETF 464287309   282,297 3,343 SH   SOLE   0 0 3,343
ISHARES TR MSCI KLD400 SOC 464288570   330,118 3,275 SH   SOLE   0 0 3,275
ISHARES TR CORE S&P TTL STK 464287150   401,139 3,479 SH   SOLE   0 0 3,479
ISHARES TR CORE S&P US GWT 464287671   586,541 5,004 SH   SOLE   0 0 5,004
ISHARES TR CORE S&P SCP ETF 464287804   615,512 5,569 SH   SOLE   0 0 5,569
ISHARES TR CORE US AGGBD ET 464287226   619,097 6,321 SH   SOLE   0 0 6,321
ISHARES TR ESG EAFE ETF 46436E759   743,868 10,918 SH   SOLE   0 0 10,918
ISHARES TR MSCI GBL SUS DEV 46435G532   752,537 9,561 SH   SOLE   0 0 9,561
ISHARES TR RUS 1000 GRW ETF 464287614   789,033 2,341 SH   SOLE   0 0 2,341
ISHARES TR CORE S&P500 ETF 464287200   1,091,797 2,077 SH   SOLE   0 0 2,077
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,206,615 49,290 SH   SOLE   0 0 49,290
ISHARES TR ESG ADV TTL USD 46436E619   2,078,813 48,536 SH   SOLE   0 0 48,536
ISHARES TR CORE MSCI TOTAL 46432F834   2,779,917 40,965 SH   SOLE   0 0 40,965
ISHARES TR CORE S&P US VLU 464287663   3,490,101 38,590 SH   SOLE   0 0 38,590
ISHARES TR CORE TOTAL USD 46434V613   10,627,889 233,119 SH   SOLE   0 0 233,119
ISHARES TR MSCI USA MIN VOL 46429B697   14,435,501 172,715 SH   SOLE   0 0 172,715
ISHARES TR NATIONAL MUN ETF 464288414   16,523,386 153,563 SH   SOLE   0 0 153,563
ISHARES TR CORE S&P MCP ETF 464287507   71,412,500 1,175,708 SH   SOLE   0 0 1,175,708
JOHNSON & JOHNSON COM 478160104   251,945 1,593 SH   SOLE   0 0 1,593
JPMORGAN CHASE & CO COM 46625H100   999,429 4,990 SH   SOLE   0 0 4,990
MARATHON PETE CORP COM 56585A102   280,210 1,391 SH   SOLE   0 0 1,391
MASTERCARD INCORPORATED CL A 57636Q104   294,977 613 SH   SOLE   0 0 613
MCDONALDS CORP COM 580135101   289,880 1,028 SH   SOLE   0 0 1,028
MCKESSON CORP COM 58155Q103   206,403 384 SH   SOLE   0 0 384
MEDTRONIC PLC SHS G5960L103   201,229 2,309 SH   SOLE   0 0 2,309
META PLATFORMS INC CL A 30303M102   1,091,401 2,248 SH   SOLE   0 0 2,248
MICROSOFT CORP COM 594918104   5,294,734 12,585 SH   SOLE   0 0 12,585
NOVARTIS AG SPONSORED ADR 66987V109   346,076 3,578 SH   SOLE   0 0 3,578
NVIDIA CORPORATION COM 67066G104   511,645 566 SH   SOLE   0 0 566
ORACLE CORP COM 68389X105   476,775 3,796 SH   SOLE   0 0 3,796
PACCAR INC COM 693718108   254,950 2,058 SH   SOLE   0 0 2,058
PHILIP MORRIS INTL INC COM 718172109   344,374 3,759 SH   SOLE   0 0 3,759
QUALCOMM INC COM 747525103   208,325 1,231 SH   SOLE   0 0 1,231
SCHWAB CHARLES CORP COM 808513105   483,439 6,683 SH   SOLE   0 0 6,683
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   4,010,439 60,526 SH   SOLE   0 0 60,526
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   29,813,381 442,401 SH   SOLE   0 0 442,401
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,845,805 51,327 SH   SOLE   0 0 51,327
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,524 400 SH Put SOLE   0 0 400
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,164,099 2,226 SH   SOLE   0 0 2,226
STARBUCKS CORP COM 855244109   564,018 6,172 SH   SOLE   0 0 6,172
STRATEGY SHS DAY HAGAN NED 86280R803   292,213 7,600 SH   SOLE   0 0 7,600
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   207,191 1,523 SH   SOLE   0 0 1,523
UNION PAC CORP COM 907818108   209,487 852 SH   SOLE   0 0 852
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   20,807,134 286,481 SH   SOLE   0 0 286,481
VANGUARD INDEX FDS MID CAP ETF 922908629   596,078 2,386 SH   SOLE   0 0 2,386
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   842,399 4,806 SH   SOLE   0 0 4,806
VANGUARD INDEX FDS VALUE ETF 922908744   1,723,152 10,581 SH   SOLE   0 0 10,581
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,739,040 3,618 SH   SOLE   0 0 3,618
VANGUARD INDEX FDS GROWTH ETF 922908736   12,409,307 36,053 SH   SOLE   0 0 36,053
VANGUARD INDEX FDS TOTAL STK MKT 922908769   22,404,358 86,204 SH   SOLE   0 0 86,204
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,434,315 40,130 SH   SOLE   0 0 40,130
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   28,538,137 486,584 SH   SOLE   0 0 486,584
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   21,754,651 454,263 SH   SOLE   0 0 454,263
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   17,266,285 341,231 SH   SOLE   0 0 341,231
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   18,266,287 236,273 SH   SOLE   0 0 236,273
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,015,021 5,558 SH   SOLE   0 0 5,558
VANGUARD STAR FDS VG TL INTL STK F 921909768   14,393,448 238,697 SH   SOLE   0 0 238,697
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,244,028 24,796 SH   SOLE   0 0 24,796
VANGUARD WELLINGTON FD US MINIMUM 921935409   224,482 2,006 SH   SOLE   0 0 2,006
VANGUARD WORLD FD ESG US STK ETF 921910733   1,574,813 16,899 SH   SOLE   0 0 16,899
VISA INC COM CL A 92826C839   794,055 2,845 SH   SOLE   0 0 2,845
WELLS FARGO CO NEW COM 949746101   300,440 5,184 SH   SOLE   0 0 5,184