The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   301,349 2,022 SH   SOLE   0 0 2,022
ALPHABET INC CAP STK CL A 02079K305   1,054,624 8,059 SH   SOLE   0 0 8,059
ALPHABET INC CAP STK CL C 02079K107   335,276 2,543 SH   SOLE   0 0 2,543
AMAZON COM INC COM 023135106   1,423,429 11,198 SH   SOLE   0 0 11,198
APPLE INC COM 037833100   1,849,069 10,800 SH   SOLE   0 0 10,800
BECTON DICKINSON & CO COM 075887109   201,735 780 SH   SOLE   0 0 780
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,090,308 5,967 SH   SOLE   0 0 5,967
BOEING CO COM 097023105   500,860 2,613 SH   SOLE   0 0 2,613
BOOKING HOLDINGS INC COM 09857L108   585,951 190 SH   SOLE   0 0 190
BROADCOM INC COM 11135F101   214,104 258 SH   SOLE   0 0 258
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   2,103,850 91,791 SH   SOLE   0 0 91,791
CARMAX INC COM 143130102   211,129 2,985 SH   SOLE   0 0 2,985
CHEVRON CORP NEW COM 166764100   418,828 2,484 SH   SOLE   0 0 2,484
COMCAST CORP NEW CL A 20030N101   325,316 7,337 SH   SOLE   0 0 7,337
CONOCOPHILLIPS COM 20825C104   252,266 2,106 SH   SOLE   0 0 2,106
COSTCO WHSL CORP NEW COM 22160K105   2,108,704 3,732 SH   SOLE   0 0 3,732
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,962,760 127,103 SH   SOLE   0 0 127,103
ELEVANCE HEALTH INC COM 036752103   333,213 765 SH   SOLE   0 0 765
EXXON MOBIL CORP COM 30231G102   980,920 8,343 SH   SOLE   0 0 8,343
GENERAL DYNAMICS CORP COM 369550108   213,087 964 SH   SOLE   0 0 964
IQVIA HLDGS INC COM 46266C105   207,375 1,054 SH   SOLE   0 0 1,054
ISHARES GOLD TR ISHARES NEW 464285204   2,759,013 78,851 SH   SOLE   0 0 78,851
ISHARES TR CORE MSCI TOTAL 46432F834   2,483,644 41,401 SH   SOLE   0 0 41,401
ISHARES TR CORE S&P MCP ETF 464287507   57,615,301 231,062 SH   SOLE   0 0 231,062
ISHARES TR CORE S&P SCP ETF 464287804   474,604 5,031 SH   SOLE   0 0 5,031
ISHARES TR CORE S&P TTL STK 464287150   315,381 3,348 SH   SOLE   0 0 3,348
ISHARES TR CORE S&P US GWT 464287671   553,813 5,840 SH   SOLE   0 0 5,840
ISHARES TR CORE S&P US VLU 464287663   3,116,152 41,760 SH   SOLE   0 0 41,760
ISHARES TR CORE S&P500 ETF 464287200   935,679 2,179 SH   SOLE   0 0 2,179
ISHARES TR CORE TOTAL USD 46434V613   1,832,242 41,913 SH   SOLE   0 0 41,913
ISHARES TR CORE US AGGBD ET 464287226   541,077 5,754 SH   SOLE   0 0 5,754
ISHARES TR ESG ADV TTL USD 46436E619   1,915,808 46,899 SH   SOLE   0 0 46,899
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,083,492 45,582 SH   SOLE   0 0 45,582
ISHARES TR ESG EAFE ETF 46436E759   611,491 10,711 SH   SOLE   0 0 10,711
ISHARES TR MSCI GBL SUS DEV 46435G532   665,038 8,924 SH   SOLE   0 0 8,924
ISHARES TR MSCI KLD400 SOC 464288570   288,489 3,544 SH   SOLE   0 0 3,544
ISHARES TR MSCI USA MIN VOL 46429B697   12,337,287 170,452 SH   SOLE   0 0 170,452
ISHARES TR NATIONAL MUN ETF 464288414   13,989,496 136,430 SH   SOLE   0 0 136,430
ISHARES TR RUS 1000 GRW ETF 464287614   701,666 2,638 SH   SOLE   0 0 2,638
ISHARES TR RUSSELL 3000 ETF 464287689   232,167 947 SH   SOLE   0 0 947
ISHARES TR S&P 500 GRWT ETF 464287309   228,937 3,346 SH   SOLE   0 0 3,346
JOHNSON & JOHNSON COM 478160104   310,563 1,994 SH   SOLE   0 0 1,994
JPMORGAN CHASE & CO COM 46625H100   670,849 4,626 SH   SOLE   0 0 4,626
MARATHON PETE CORP COM 56585A102   216,214 1,429 SH   SOLE   0 0 1,429
MASTERCARD INCORPORATED CL A 57636Q104   257,301 650 SH   SOLE   0 0 650
MCDONALDS CORP COM 580135101   285,338 1,083 SH   SOLE   0 0 1,083
META PLATFORMS INC CL A 30303M102   767,396 2,556 SH   SOLE   0 0 2,556
MICRON TECHNOLOGY INC COM 595112103   1,111,404 16,337 SH   SOLE   0 0 16,337
MICROSOFT CORP COM 594918104   4,559,235 14,439 SH   SOLE   0 0 14,439
NOVARTIS AG SPONSORED ADR 66987V109   286,303 2,811 SH   SOLE   0 0 2,811
NVIDIA CORPORATION COM 67066G104   259,361 596 SH   SOLE   0 0 596
ORACLE CORP COM 68389X105   374,421 3,535 SH   SOLE   0 0 3,535
PACCAR INC COM 693718108   259,390 3,051 SH   SOLE   0 0 3,051
PHILIP MORRIS INTL INC COM 718172109   284,482 3,073 SH   SOLE   0 0 3,073
SCHWAB CHARLES CORP COM 808513105   299,257 5,451 SH   SOLE   0 0 5,451
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   3,386,107 61,461 SH   SOLE   0 0 61,461
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   23,698,649 423,417 SH   SOLE   0 0 423,417
SELECT SECTOR SPDR TR ENERGY 81369Y506   215,445 2,384 SH   SOLE   0 0 2,384
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,062,572 2,486 SH   SOLE   0 0 2,486
STARBUCKS CORP COM 855244109   433,181 4,746 SH   SOLE   0 0 4,746
STRATEGY SHS DAY HAGAN NED 86280R803   268,959 7,883 SH   SOLE   0 0 7,883
TESLA INC COM 88160R101   85 100 SH Call SOLE   0 0 100
TESLA INC COM 88160R101   523,961 2,094 SH   SOLE   0 0 2,094
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   17,430,525 249,793 SH   SOLE   0 0 249,793
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   693,280 4,837 SH   SOLE   0 0 4,837
VANGUARD INDEX FDS GROWTH ETF 922908736   10,270,279 37,715 SH   SOLE   0 0 37,715
VANGUARD INDEX FDS MID CAP ETF 922908629   441,591 2,121 SH   SOLE   0 0 2,121
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,356,402 3,454 SH   SOLE   0 0 3,454
VANGUARD INDEX FDS TOTAL STK MKT 922908769   15,620,416 73,539 SH   SOLE   0 0 73,539
VANGUARD INDEX FDS VALUE ETF 922908744   1,485,383 10,769 SH   SOLE   0 0 10,769
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   25,044,315 482,829 SH   SOLE   0 0 482,829
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,029,129 43,240 SH   SOLE   0 0 43,240
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   19,350,975 409,285 SH   SOLE   0 0 409,285
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   16,811,152 349,504 SH   SOLE   0 0 349,504
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   16,341,784 217,456 SH   SOLE   0 0 217,456
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   858,165 5,523 SH   SOLE   0 0 5,523
VANGUARD STAR FDS VG TL INTL STK F 921909768   11,805,126 220,574 SH   SOLE   0 0 220,574
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,113,974 25,480 SH   SOLE   0 0 25,480
VANGUARD WELLINGTON FD US MINIMUM 921935409   212,309 2,208 SH   SOLE   0 0 2,208
VANGUARD WORLD FD ESG US STK ETF 921910733   1,266,785 16,841 SH   SOLE   0 0 16,841
VISA INC COM CL A 92826C839   590,676 2,568 SH   SOLE   0 0 2,568