The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   261,331 1,940 SH   SOLE   0 0 1,940
ALPHABET INC CAP STK CL A 02079K305   943,856 7,885 SH   SOLE   0 0 7,885
ALPHABET INC CAP STK CL C 02079K107   294,787 2,437 SH   SOLE   0 0 2,437
AMAZON COM INC COM 023135106   1,517,980 11,645 SH   SOLE   0 0 11,645
AMERISOURCEBERGEN CORP COM 03073E105   398,023 2,068 SH   SOLE   0 0 2,068
APPLE INC COM 037833100   2,095,235 10,802 SH   SOLE   0 0 10,802
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,977,866 5,800 SH   SOLE   0 0 5,800
BOEING CO COM 097023105   431,400 2,043 SH   SOLE   0 0 2,043
BOOKING HOLDINGS INC COM 09857L108   491,460 182 SH   SOLE   0 0 182
BROADCOM INC COM 11135F101   234,013 270 SH   SOLE   0 0 270
CARMAX INC COM 143130102   226,911 2,711 SH   SOLE   0 0 2,711
CHEVRON CORP NEW COM 166764100   269,675 1,714 SH   SOLE   0 0 1,714
COMCAST CORP NEW CL A 20030N101   269,895 6,496 SH   SOLE   0 0 6,496
COSTCO WHSL CORP NEW COM 22160K105   2,015,290 3,743 SH   SOLE   0 0 3,743
EXXON MOBIL CORP COM 30231G102   891,523 8,313 SH   SOLE   0 0 8,313
IQVIA HLDGS INC COM 46266C105   217,128 966 SH   SOLE   0 0 966
ISHARES GOLD TR ISHARES NEW 464285204   4,723,548 129,803 SH   SOLE   0 0 129,803
ISHARES TR NATIONAL MUN ETF 464288414   9,918,012 92,926 SH   SOLE   0 0 92,926
ISHARES TR MSCI GBL SUS DEV 46435G532   674,320 8,530 SH   SOLE   0 0 8,530
ISHARES TR MSCI USA MIN VOL 46429B697   12,925,251 173,890 SH   SOLE   0 0 173,890
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,106,152 46,263 SH   SOLE   0 0 46,263
ISHARES TR MSCI KLD400 SOC 464288570   298,269 3,544 SH   SOLE   0 0 3,544
ISHARES TR CORE TOTAL USD 46434V613   510,423 11,225 SH   SOLE   0 0 11,225
ISHARES TR CORE MSCI TOTAL 46432F834   2,368,506 37,823 SH   SOLE   0 0 37,823
ISHARES TR CORE S&P US VLU 464287663   3,577,022 45,707 SH   SOLE   0 0 45,707
ISHARES TR CORE S&P SCP ETF 464287804   510,040 5,118 SH   SOLE   0 0 5,118
ISHARES TR ESG ADV TTL USD 46436E619   1,969,452 46,253 SH   SOLE   0 0 46,253
ISHARES TR CORE S&P US GWT 464287671   606,148 6,208 SH   SOLE   0 0 6,208
ISHARES TR RUSSELL 3000 ETF 464287689   241,092 947 SH   SOLE   0 0 947
ISHARES TR ESG EAFE ETF 46436E759   627,617 10,304 SH   SOLE   0 0 10,304
ISHARES TR CORE S&P TTL STK 464287150   359,400 3,673 SH   SOLE   0 0 3,673
ISHARES TR S&P 500 GRWT ETF 464287309   212,572 3,016 SH   SOLE   0 0 3,016
ISHARES TR CORE S&P MCP ETF 464287507   60,535,361 231,510 SH   SOLE   0 0 231,510
ISHARES TR RUS 1000 GRW ETF 464287614   740,493 2,691 SH   SOLE   0 0 2,691
ISHARES TR CORE S&P500 ETF 464287200   1,033,551 2,319 SH   SOLE   0 0 2,319
JOHNSON & JOHNSON COM 478160104   335,506 2,027 SH   SOLE   0 0 2,027
JPMORGAN CHASE & CO COM 46625H100   657,549 4,521 SH   SOLE   0 0 4,521
MASTERCARD INCORPORATED CL A 57636Q104   224,408 571 SH   SOLE   0 0 571
META PLATFORMS INC CL A 30303M102   777,486 2,709 SH   SOLE   0 0 2,709
MICRON TECHNOLOGY INC COM 595112103   1,024,715 16,237 SH   SOLE   0 0 16,237
MICROSOFT CORP COM 594918104   4,839,203 14,210 SH   SOLE   0 0 14,210
NOVARTIS AG SPONSORED ADR 66987V109   250,131 2,479 SH   SOLE   0 0 2,479
NVIDIA CORPORATION COM 67066G104   345,712 817 SH   SOLE   0 0 817
ORACLE CORP COM 68389X105   403,471 3,388 SH   SOLE   0 0 3,388
PACCAR INC COM 693718108   255,629 3,056 SH   SOLE   0 0 3,056
PHILIP MORRIS INTL INC COM 718172109   297,793 3,051 SH   SOLE   0 0 3,051
SCHWAB CHARLES CORP COM 808513105   268,858 4,743 SH   SOLE   0 0 4,743
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   3,504,873 61,770 SH   SOLE   0 0 61,770
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   23,297,983 404,690 SH   SOLE   0 0 404,690
SELECT SECTOR SPDR TR ENERGY 81369Y506   206,167 2,540 SH   SOLE   0 0 2,540
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,111,598 2,508 SH   SOLE   0 0 2,508
STARBUCKS CORP COM 855244109   473,020 4,775 SH   SOLE   0 0 4,775
STRATEGY SHS DAY HAGAN NED 86280R803   285,704 8,046 SH   SOLE   0 0 8,046
TESLA INC COM 88160R101   541,864 2,070 SH   SOLE   0 0 2,070
VANGUARD INDEX FDS GROWTH ETF 922908736   7,747,185 27,379 SH   SOLE   0 0 27,379
VANGUARD INDEX FDS VALUE ETF 922908744   1,540,379 10,840 SH   SOLE   0 0 10,840
VANGUARD INDEX FDS MID CAP ETF 922908629   467,736 2,125 SH   SOLE   0 0 2,125
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,244,791 51,048 SH   SOLE   0 0 51,048
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   806,668 5,420 SH   SOLE   0 0 5,420
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,393,327 3,421 SH   SOLE   0 0 3,421
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,443,018 45,814 SH   SOLE   0 0 45,814
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   27,018,283 496,568 SH   SOLE   0 0 496,568
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   18,945,309 399,521 SH   SOLE   0 0 399,521
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   19,311,284 384,534 SH   SOLE   0 0 384,534
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,177,648 28,782 SH   SOLE   0 0 28,782
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   848,510 5,224 SH   SOLE   0 0 5,224
VANGUARD STAR FDS VG TL INTL STK F 921909768   11,867,395 211,615 SH   SOLE   0 0 211,615
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,304,400 28,246 SH   SOLE   0 0 28,246
VANGUARD WORLD FD ESG US STK ETF 921910733   1,284,261 16,391 SH   SOLE   0 0 16,391
VISA INC COM CL A 92826C839   558,571 2,352 SH   SOLE   0 0 2,352