The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 234 2,696 SH   SOLE   2,696 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 466 31,860 SH   SOLE   31,860 0 0
AIR PRODS & CHEMS INC COM 009158106 267 1,135 SH   SOLE   1,135 0 0
ALPHABET INC CAP STK CL C 02079K107 230 172 SH   SOLE   172 0 0
ALPHABET INC CAP STK CL A 02079K305 317 237 SH   SOLE   237 0 0
ALTRIA GROUP INC COM 02209S103 1,252 25,118 SH   SOLE   25,118 0 0
AMAZON COM INC COM 023135106 1,214 656 SH   SOLE   656 0 0
ANTHEM INC COM 036752103 615 2,037 SH   SOLE   2,037 0 0
APPLE INC COM 037833100 2,790 9,503 SH   SOLE   9,503 0 0
AT&T INC COM 00206R102 1,269 32,473 SH   SOLE   32,473 0 0
BANK AMER CORP COM 060505104 1,043 29,628 SH   SOLE   29,628 0 0
BECTON DICKINSON & CO COM 075887109 349 1,284 SH   SOLE   1,284 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 679 2 SH   SOLE   2 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 2,559 45,744 SH   SOLE   45,744 0 0
BOEING CO COM 097023105 1,183 3,630 SH   SOLE   3,630 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 286 4,459 SH   SOLE   4,459 0 0
CAPITAL ONE FINL CORP COM 14040H105 546 5,314 SH   SOLE   5,314 0 0
CHEVRON CORP NEW COM 166764100 2,757 22,892 SH   SOLE   22,892 0 0
CISCO SYS INC COM 17275R102 984 20,513 SH   SOLE   20,513 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,614 9,583 SH   SOLE   9,583 0 0
DISNEY WALT CO COM DISNEY 254687106 984 6,800 SH   SOLE   6,800 0 0
DOMINION ENERGY INC COM 25746U109 3,796 45,836 SH   SOLE   45,836 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 369 13,091 SH   SOLE   13,091 0 0
EXXON MOBIL CORP COM 30231G102 581 8,332 SH   SOLE   8,332 0 0
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 378 8,763 SH   SOLE   8,763 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 375 1,631 SH   SOLE   1,631 0 0
HOME DEPOT INC COM 437076102 2,017 9,236 SH   SOLE   9,236 0 0
HONEYWELL INTL INC COM 438516106 712 4,023 SH   SOLE   4,023 0 0
INTEL CORP COM 458140100 882 14,741 SH   SOLE   14,741 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,678 7,190 SH   SOLE   7,190 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 808 5,960 SH   SOLE   5,960 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 295 1,333 SH   SOLE   1,333 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 651 4,461 SH   SOLE   4,461 0 0
INVESCO EXCHNG TRADED FD TR S&P INTL LOW 46138E230 1,347 39,466 SH   SOLE   39,466 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 2,824 48,405 SH   SOLE   48,405 0 0
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 183 12,204 SH   SOLE   12,204 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 13,956 65,641 SH   SOLE   65,641 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 1,526 26,022 SH   SOLE   26,022 0 0
ISHARES TR S&P 100 ETF 464287101 774 5,370 SH   SOLE   5,370 0 0
ISHARES TR CORE S&P500 ETF 464287200 464 1,436 SH   SOLE   1,436 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,795 9,271 SH   SOLE   9,271 0 0
ISHARES TR S&P 500 VAL ETF 464287408 2,299 17,670 SH   SOLE   17,670 0 0
ISHARES TR CORE S&P MCP ETF 464287507 682 3,312 SH   SOLE   3,312 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 893 5,388 SH   SOLE   5,388 0 0
ISHARES TR CORE S&P SCP ETF 464287804 551 6,573 SH   SOLE   6,573 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,050 31,283 SH   SOLE   31,283 0 0
ISHARES TR MRGSTR SM CP ETF 464288505 506 2,683 SH   SOLE   2,683 0 0
JOHNSON & JOHNSON COM 478160104 2,449 16,794 SH   SOLE   16,794 0 0
JPMORGAN CHASE & CO COM 46625H100 3,252 23,337 SH   SOLE   23,337 0 0
KIMBERLY CLARK CORP COM 494368103 403 2,932 SH   SOLE   2,932 0 0
LOWES COS INC COM 548661107 216 1,800 SH   SOLE   1,800 0 0
MICROSOFT CORP COM 594918104 1,845 11,699 SH   SOLE   11,699 0 0
NIKE INC CL B 654106103 267 2,633 SH   SOLE   2,633 0 0
NORFOLK SOUTHERN CORP COM 655844108 309 1,590 SH   SOLE   1,590 0 0
NOVARTIS A G SPONSORED ADR 66987V109 210 2,222 SH   SOLE   2,222 0 0
ONEOK INC NEW COM 682680103 315 4,164 SH   SOLE   4,164 0 0
ORACLE CORP COM 68389X105 227 4,275 SH   SOLE   4,275 0 0
PEPSICO INC COM 713448108 1,164 8,519 SH   SOLE   8,519 0 0
PFIZER INC COM 717081103 258 6,584 SH   SOLE   6,584 0 0
PHILIP MORRIS INTL INC COM 718172109 739 8,581 SH   SOLE   8,581 0 0
PROCTER & GAMBLE CO COM 742718109 1,534 12,284 SH   SOLE   12,284 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 472 6,143 SH   SOLE   6,143 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,174 15,285 SH   SOLE   15,285 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,111 11,957 SH   SOLE   11,957 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 353 5,869 SH   SOLE   5,869 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,028 106,138 SH   SOLE   106,138 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,605 168,233 SH   SOLE   168,233 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 232 8,029 SH   SOLE   8,029 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,119 19,320 SH   SOLE   19,320 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 231 6,875 SH   SOLE   6,875 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,975 29,206 SH   SOLE   29,206 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 614 10,225 SH   SOLE   10,225 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 404 13,132 SH   SOLE   13,132 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 599 7,356 SH   SOLE   7,356 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 303 2,120 SH   SOLE   2,120 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 864 2,685 SH   SOLE   2,685 0 0
TITAN MED INC COM NEW 88830X819 12 23,750 SH   SOLE   23,750 0 0
TRUIST FINL CORP COM 89832Q109 553 9,835 SH   SOLE   9,835 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 715 3,922 SH   SOLE   3,922 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 337 2,058 SH   SOLE   2,058 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 381 4,696 SH   SOLE   4,696 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,596 38,377 SH   SOLE   38,377 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 234 956 SH   SOLE   956 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,481 24,150 SH   SOLE   24,150 0 0
W P CAREY INC COM 92936U109 4,371 54,602 SH   SOLE   54,602 0 0
WASTE MGMT INC DEL COM 94106L109 545 4,780 SH   SOLE   4,780 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 4,060 141,579 SH   SOLE   141,579 0 0