The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EXXON MOBIL CORP COM 30231G102   974,046 8,882 SH   SOLE 0 0 0 8,882
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   23,669,418 493,627 SH   SOLE 0 0 0 493,627
ISHARES GOLD TR ISHARES NEW 464285204   413,686 11,070 SH   SOLE 0 0 0 11,070
ISHARES INC CORE MSCI EMKT 46434G103   9,180,927 188,172 SH   SOLE 0 0 0 188,172
ISHARES TR 3 7 YR TREAS BD 464288661   1,639,961 13,939 SH   SOLE 0 0 0 13,939
ISHARES TR TRS FLT RT BD 46434V860   2,650,074 52,383 SH   SOLE 0 0 0 52,383
ISHARES TR CORE INTL AGGR 46435G672   1,211,538 24,751 SH   SOLE 0 0 0 24,751
ISHARES TR CORE S&P TTL STK 464287150   11,827,725 130,621 SH   SOLE 0 0 0 130,621
ISHARES TR MRGSTR MD CP ETF 464288208   375,331 6,189 SH   SOLE 0 0 0 6,189
ISHARES TR CORE MSCI TOTAL 46432F834   3,954,950 63,841 SH   SOLE 0 0 0 63,841
ISHARES TR ESG AWR US AGRGT 46435U549   3,758,710 78,209 SH   SOLE 0 0 0 78,209
ISHARES TR U.S. TECH ETF 464287721   307,779 3,316 SH   SOLE 0 0 0 3,316
ISHARES TR CORE S&P SCP ETF 464287804   13,041,188 134,862 SH   SOLE 0 0 0 134,862
ISHARES TR TIPS BD ETF 464287176   15,187,444 137,755 SH   SOLE 0 0 0 137,755
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,173,599 21,905 SH   SOLE 0 0 0 21,905
ISHARES TR CORE MSCI INTL 46435G326   21,634,744 357,776 SH   SOLE 0 0 0 357,776
ISHARES TR CORE US AGGBD ET 464287226   23,658,298 237,438 SH   SOLE 0 0 0 237,438
ISHARES TR CORE MSCI EAFE 46432F842   227,495 3,403 SH   SOLE 0 0 0 3,403
ISHARES TR CORE S&P MCP ETF 464287507   17,411,820 69,603 SH   SOLE 0 0 0 69,603
ISHARES TR CORE 1 5 YR USD 46432F859   14,264,311 302,498 SH   SOLE 0 0 0 302,498
ISHARES TR SHORT TREAS BD 464288679   33,378,124 302,064 SH   SOLE 0 0 0 302,064
ISHARES TR CORE S&P500 ETF 464287200   224,004,406 544,917 SH   SOLE 0 0 0 544,917
ISHARES TR 20 YR TR BD ETF 464287432   285,336 2,682 SH   SOLE 0 0 0 2,682
ISHARES TR 0-5YR INVT GR CP 46434V100   2,040,988 42,100 SH   SOLE 0 0 0 42,100
LILLY ELI & CO COM 532457108   409,946 1,194 SH   SOLE 0 0 0 1,194
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   47,827 49,000 PRN   SOLE 0 0 0 49,000
UNION PAC CORP COM 907818108   243,847 1,212 SH   SOLE 0 0 0 1,212
VANGUARD INDEX FDS TOTAL STK MKT 922908769   936,556 4,589 SH   SOLE 0 0 0 4,589
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   205,153 4,542 SH   SOLE 0 0 0 4,542