The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ZIONS BANCORPORATION N A COM 989701107 375 8,259 SH   SOLE   0 0 8,259
ISHARES TR TIPS BD ETF 464287176 6,104 53,984 SH   SOLE   0 0 53,984
ALPHABET INC CAP STK CL C 02079K107 235 200 SH   SOLE   0 0 200
EXXON MOBIL CORP COM 30231G102 1,005 12,437 SH   SOLE   0 0 12,437
UNION PACIFIC CORP COM 907818108 385 2,301 SH   SOLE   0 0 2,301
LILLY ELI & CO COM 532457108 302 2,324 SH   SOLE   0 0 2,324
GILEAD SCIENCES INC COM 375558103 2,474 38,053 SH   SOLE   0 0 38,053
ZAGG INC COM 98884U108 228 25,119 SH   SOLE   0 0 25,119
ISHARES TR GLOBAL REIT ETF 46434V647 3,401 127,291 SH   SOLE   0 0 127,291
MEDTRONIC PLC SHS G5960L103 2,243 24,631 SH   SOLE   0 0 24,631
ISHARES TR CORE S&P500 ETF 464287200 39,354 138,299 SH   SOLE   0 0 138,299
ISHARES TR CORE MSCI TOTAL 46432F834 23,357 402,220 SH   SOLE   0 0 402,220
FIDELITY MSCI RL EST ETF 316092857 6,301 242,635 SH   SOLE   0 0 242,635
ISHARES TR CORE HIGH DV ETF 46429B663 14,943 160,180 SH   SOLE   0 0 160,180
ISHARES TR CORE S&P TTL STK 464287150 34,368 533,664 SH   SOLE   0 0 533,664
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 4,510 36,666 SH   SOLE   0 0 36,666
ISHARES TR CORE INTL AGGR 46435G672 10,549 197,248 SH   SOLE   0 0 197,248
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 296 1,142 SH   SOLE   0 0 1,142
CHEVRON CORP NEW COM 166764100 1,423 11,552 SH   SOLE   0 0 11,552
ISHARES TR CORE US AGGBD ET 464287226 33,911 310,911 SH   SOLE   0 0 310,911
ISHARES TR CORE TOTAL USD 46434V613 12,610 249,207 SH   SOLE   0 0 249,207
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 275 2,380 SH   SOLE   0 0 2,380
AMGEN INC COM 031162100 1,857 9,777 SH   SOLE   0 0 9,777
ISHARES TR CORE S&P SCP ETF 464287804 16,606 215,245 SH   SOLE   0 0 215,245
ISHARES TR CORE 1 5 YR USD 46432F859 30,719 616,098 SH   SOLE   0 0 616,098
INVESCO QQQ TR UNIT SER 1 46090E103 364 2,026 SH   SOLE   0 0 2,026
ISHARES TR INTL DEV RE ETF 464288489 4,850 159,549 SH   SOLE   0 0 159,549
BECTON DICKINSON & CO COM 075887109 216 866 SH   SOLE   0 0 866
FORD MTR CO DEL COM 345370860 149 16,940 SH   SOLE   0 0 16,940
ISHARES INC CORE MSCI EMKT 46434G103 14,864 287,440 SH   SOLE   0 0 287,440
BOSTON SCIENTIFIC CORP COM 101137107 3,450 89,902 SH   SOLE   0 0 89,902
WELLS FARGO CO NEW COM 949746101 679 14,062 SH   SOLE   0 0 14,062
ISHARES TR CORE S&P MCP ETF 464287507 25,946 136,992 SH   SOLE   0 0 136,992
APPLE INC COM 037833100 612 3,220 SH   SOLE   0 0 3,220
INTERNATIONAL BUSINESS MACHS COM 459200101 390 2,761 SH   SOLE   0 0 2,761
ISHARES TR CORE MSCI EAFE 46432F842 1,360 22,384 SH   SOLE   0 0 22,384