The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aberdeen Asia-Pacific CEF COM 003009107 411 103,097 SH   SOLE   90,586 0 12,511
Alliance World Dollar Govt CEF COM 01879R106 134 12,741 SH   SOLE   10,471 0 2,270
AmericsourceBergen COM 03073E105 373 3,852 SH   SOLE   2,532 0 1,320
Amgen Inc COM 031162100 5,822 22,907 SH   SOLE   20,688 0 2,219
Apple Inc. COM 037833100 3,788 32,708 SH   SOLE   29,502 0 3,206
Bank N S Halifax COM 064149107 3,557 85,680 SH   SOLE   77,509 0 8,171
C.H. Robinson Worldwide COM 12541W209 354 3,469 SH   SOLE   2,146 0 1,323
Caterpillar Inc COM 149123101 116 778 SH   SOLE   778 0 0
CenterPoint Energy COM 15189T107 210 10,833 SH   SOLE   6,564 0 4,269
Chevron Corp COM 166764100 3,079 42,761 SH   SOLE   38,749 0 4,012
Cisco Systems Inc COM 17275R102 4,043 102,646 SH   SOLE   92,062 0 10,584
Clorox Co Com COM 189054109 406 1,930 SH   SOLE   1,227 0 703
Coca Cola Co COM 191216100 4,309 87,285 SH   SOLE   78,857 0 8,428
Comerica Inc COM 200340107 206 5,392 SH   SOLE   3,520 0 1,872
Cullen/Frost Bankers Inc COM 229899109 2,108 32,963 SH   SOLE   28,783 0 4,180
Dominion Resources Inc COM 25746U109 2,080 26,348 SH   SOLE   23,761 0 2,587
Eastman Chemical COM 277432100 349 4,466 SH   SOLE   2,920 0 1,546
Emerson Elec Co COM 291011104 3,210 48,949 SH   SOLE   43,835 0 5,114
Exxon Mobil Corporation Com COM 30231G102 1,977 57,592 SH   SOLE   52,117 0 5,475
Gilead Sciences COM 375558103 3,083 48,797 SH   SOLE   43,871 0 4,926
GlaxoSmithKline Plc SPONSORED ADR 37733W105 2,548 67,685 SH   SOLE   61,023 0 6,662
Henry Jack & Assoc Inc COM 426281101 266 1,635 SH   SOLE   1,060 0 575
Honeywell Intl Inc COM 438516106 3,362 20,425 SH   SOLE   18,523 0 1,902
Intel Corp COM 458140100 3,360 64,887 SH   SOLE   57,666 0 7,221
Investors Bancorp, Inc. COM 46146L101 194 26,682 SH   SOLE   16,773 0 9,909
ISHARES TR 1 3 YR Treas BD 464287457 2,780 32,132 SH   SOLE   27,481 0 4,651
ISHARES TR 1 3 YR CR BD ETF 464288646 3,947 71,887 SH   SOLE   61,923 0 9,964
ISHARES TR 3 7 YR TREAS BD 464288661 1,461 10,933 SH   SOLE   10,013 0 920
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,185 20,993 SH   SOLE   17,929 0 3,064
Johnson & Johnson Co COM 478160104 5,545 37,242 SH   SOLE   33,655 0 3,587
JP Morgan Chase & Co COM 46625H100 4,527 47,019 SH   SOLE   42,330 0 4,689
Medical Properties Trust Inc. COM 58463J304 266 15,104 SH   SOLE   9,622 0 5,482
Medtronic PLC SRS G5960L103 3,441 33,113 SH   SOLE   29,801 0 3,312
Merck & Co COM 58933Y105 3,058 36,867 SH   SOLE   33,002 0 3,865
Microsoft Corp. COM 594918104 3,989 18,966 SH   SOLE   17,032 0 1,934
MSC Industrial Direct COM 553530106 4,059 64,139 SH   SOLE   56,978 0 7,161
Omnicom Group COM 681919106 363 7,328 SH   SOLE   4,729 0 2,599
Paychex Inc COM 704326107 376 4,717 SH   SOLE   3,121 0 1,596
Pepsico Inc COM 713448108 2,526 18,223 SH   SOLE   16,471 0 1,752
Pfizer Inc COM 717081103 6,306 171,817 SH   SOLE   155,937 0 15,880
Principal Financial Group COM 74251V102 271 6,723 SH   SOLE   4,311 0 2,412
Procter & Gamble Co COM 742718109 4,173 30,022 SH   SOLE   26,927 0 3,095
Public Service Enterprise Group COM 744573106 4,386 79,884 SH   SOLE   71,177 0 8,707
Quest Diagnostics COM 74834L100 411 3,591 SH   SOLE   2,337 0 1,254
Raymond James Finl Inc COM 754730109 280 3,852 SH   SOLE   2,496 0 1,356
Raytheon Technologies Ord COM 75513E101 3,309 57,516 SH   SOLE   51,996 0 5,520
Robert Half International COM 770323103 389 7,344 SH   SOLE   4,766 0 2,578
Schwab U.S. Dividend Equity ETF US Dividend EQ 808524797 540 9,770 SH   SOLE   7,628 0 2,142
Skyworks Solutions Inc COM 83088M102 212 1,459 SH   SOLE   939 0 520
Spdr Series Trust BLOMBERG BRC INT 78464A334 493 15,719 SH   SOLE   13,666 0 2,053
Spdr Series Trust PORTFOLIO SHORT 78464A474 4,554 145,185 SH   SOLE   125,396 0 19,789
Spdr Series Trust S&P DIVID ETF 78464A763 249 2,691 SH   SOLE   2,239 0 452
Starbucks Corp COM 855244109 2,364 27,517 SH   SOLE   24,630 0 2,887
Texas Instruments Inc COM 882508104 5,662 39,655 SH   SOLE   36,018 0 3,637
Total SA SPONSORED ADS 89151E109 2,056 59,944 SH   SOLE   54,831 0 5,113
UNILEVER PLC ADR SPON ADR NEW 904767704 4,799 77,803 SH   SOLE   70,381 0 7,422
United Parcel Service Inc (UPS) COM 911312106 6,660 39,967 SH   SOLE   35,962 0 4,005
UnitedHealth Group Inc COM 91324P102 2,528 8,108 SH   SOLE   7,238 0 870
US Bancorp Del Com New COM 902973304 3,954 110,280 SH   SOLE   99,040 0 11,240
Vanguard Whitehall FDS INTL DVD ETF 921946810 212 2,946 SH   SOLE   2,345 0 601
Verizon Communications COM 92343V104 4,466 75,064 SH   SOLE   67,424 0 7,640
VF Corp COM 918204108 2,821 40,151 SH   SOLE   35,445 0 4,706
Western Asset Income CEF COM 95766T100 537 33,351 SH   SOLE   29,439 0 3,912