The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aberdeen Asia-Pacific CEF COM 003009107 360 106,610 SH   SOLE   94,099 0 12,511
Alliance World Dollar Govt CEF COM 01879R106 123 13,241 SH   SOLE   10,971 0 2,270
AmericsourceBergen COM 03073E105 276 3,124 SH   SOLE   2,076 0 1,048
Amgen Inc COM 031162100 4,922 24,279 SH   SOLE   21,933 0 2,346
Apple Inc. COM 037833100 2,963 11,654 SH   SOLE   10,560 0 1,094
AT&T COM 00206R102 1,865 63,994 SH   SOLE   57,270 0 6,724
Bank N S Halifax COM 064149107 3,578 88,116 SH   SOLE   79,945 0 8,171
C.H. Robinson Worldwide COM 12541W209 228 3,451 SH   SOLE   2,198 0 1,253
CenterPoint Energy COM 15189T107 182 11,755 SH   SOLE   7,596 0 4,159
Chevron Corp COM 166764100 4,126 56,949 SH   SOLE   51,545 0 5,405
Cisco Systems Inc COM 17275R102 4,210 107,105 SH   SOLE   96,246 0 10,859
Clorox Co Com COM 189054109 413 2,386 SH   SOLE   1,568 0 818
Coca Cola Co COM 191216100 3,920 88,588 SH   SOLE   80,055 0 8,533
Dominion Resources Inc COM 25746U109 2,043 28,300 SH   SOLE   25,584 0 2,716
Eastman Chemical COM 277432100 222 4,759 SH   SOLE   3,313 0 1,446
Emerson Elec Co COM 291011104 2,389 50,142 SH   SOLE   45,006 0 5,136
Exxon Mobil Corporation Com COM 30231G102 2,294 60,427 SH   SOLE   54,952 0 5,475
General Mills Inc Com COM 370334104 2,358 44,686 SH   SOLE   40,082 0 4,604
Gilead Sciences COM 375558103 4,485 59,996 SH   SOLE   53,602 0 6,394
GlaxoSmithKline Plc SPONSORED ADR 37733W105 2,661 70,224 SH   SOLE   63,562 0 6,663
Investors Bancorp, Inc. COM 46146L101 175 21,853 SH   SOLE   14,515 0 7,338
Iron Mountain COM 46284V101 256 10,749 SH   SOLE   7,181 0 3,568
ISHARES TR 3 7 YR TREAS BD 464288661 1,356 10,172 SH   SOLE   9,252 0 920
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,902 19,035 SH   SOLE   15,971 0 3,064
ISHARES TR 1 3 YR CR BD ETF 464288646 3,590 68,564 SH   SOLE   58,600 0 9,964
Johnson & Johnson Co COM 478160104 5,317 40,544 SH   SOLE   36,518 0 4,026
JP Morgan Chase & Co COM 46625H100 3,925 43,592 SH   SOLE   39,464 0 4,128
Kellogg Co COM 487836108 2,649 44,150 SH   SOLE   39,646 0 4,504
Lloyds Banking Group SPONSORED ADR 539439109 1,938 1,283,253 SH   SOLE   1,164,231 0 119,022
Medical Properties Trust Inc. COM 58463J304 215 12,413 SH   SOLE   8,050 0 4,363
Merck & Co COM 58933Y105 2,891 37,581 SH   SOLE   33,741 0 3,840
Microsoft Corp. COM 594918104 4,284 27,165 SH   SOLE   24,456 0 2,709
MSC Industrial Direct COM 553530106 3,104 56,470 SH   SOLE   50,112 0 6,358
Omnicom Group COM 681919106 257 4,685 SH   SOLE   3,125 0 1,560
Paychex Inc COM 704326107 241 3,826 SH   SOLE   2,517 0 1,309
Pepsico Inc COM 713448108 2,334 19,432 SH   SOLE   17,680 0 1,752
Pfizer Inc COM 717081103 5,815 178,169 SH   SOLE   161,308 0 16,861
Principal Financial Group COM 74251V102 202 6,436 SH   SOLE   4,224 0 2,212
Procter & Gamble Co COM 742718109 3,465 31,501 SH   SOLE   28,392 0 3,110
Public Service Enterprise Group COM 744573106 3,664 81,583 SH   SOLE   73,044 0 8,540
Quest Diagnostics COM 74834L100 234 2,915 SH   SOLE   1,936 0 979
Raytheon COM 755111507 1,471 11,217 SH   SOLE   10,187 0 1,030
Robert Half International COM 770323103 220 5,832 SH   SOLE   3,842 0 1,990
Schwab U.S. Dividend Equity ETF US Dividend EQ 808524797 531 11,805 SH   SOLE   9,635 0 2,170
Spdr Series Trust S&P DIVID ETF 78464A763 225 2,815 SH   SOLE   2,363 0 452
Spdr Series Trust BLOMBERG BRC INT 78464A334 439 14,815 SH   SOLE   12,762 0 2,053
Spdr Series Trust PORTFOLIO SHORT 78464A474 4,144 136,989 SH   SOLE   117,200 0 19,789
Starbucks Corp COM 855244109 3,399 51,701 SH   SOLE   46,571 0 5,130
Texas Instruments Inc COM 882508104 4,124 41,273 SH   SOLE   37,136 0 4,138
Total SA SPONSORED ADS 89151E109 2,285 61,367 SH   SOLE   56,254 0 5,113
ISHARES TR 1 3 YR Treas BD 464287457 2,468 28,481 SH   SOLE   23,830 0 4,651
UNILEVER PLC ADR SPON ADR NEW 904767704 4,007 79,231 SH   SOLE   71,775 0 7,456
United Parcel Service Inc (UPS) COM 911312106 4,755 50,894 SH   SOLE   45,733 0 5,161
US Bancorp Del Com New COM 902973304 2,994 86,901 SH   SOLE   78,721 0 8,180
Ventas, Inc COM 92276F100 1,944 72,539 SH   SOLE   64,669 0 7,871
Verizon Communications COM 92343V104 4,248 79,069 SH   SOLE   71,309 0 7,760
VF Corp COM 918204108 2,114 39,089 SH   SOLE   34,917 0 4,172
Western Asset Income CEF COM 95766T100 472 35,407 SH   SOLE   31,495 0 3,912