The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aberdeen Asia-Pacific CEF COM 003009107 453 106,610 SH   SOLE   94,099 0 12,511
Alliance World Dollar Govt CEF COM 01879R106 161 13,241 SH   SOLE   10,971 0 2,270
American Express COM 025816109 2,461 19,771 SH   SOLE   17,544 0 2,227
Amgen Inc COM 031162100 5,882 24,398 SH   SOLE   21,957 0 2,441
Apple Inc. COM 037833100 4,691 15,975 SH   SOLE   14,333 0 1,642
AT&T COM 00206R102 2,475 63,332 SH   SOLE   56,651 0 6,681
Bank N S Halifax COM 064149107 4,048 71,665 SH   SOLE   64,817 0 6,848
CenterPoint Energy COM 15189T107 284 10,406 SH   SOLE   6,658 0 3,748
Chevron Corp COM 166764100 5,403 44,834 SH   SOLE   40,668 0 4,166
Cisco Systems Inc COM 17275R102 5,089 106,100 SH   SOLE   94,981 0 11,119
Clorox Co Com COM 189054109 366 2,383 SH   SOLE   1,565 0 818
Coca Cola Co COM 191216100 4,905 88,614 SH   SOLE   79,674 0 8,940
Cracker Barrel COM 22410J106 213 1,383 SH   SOLE   972 0 411
Cullen/Frost Bankers Inc COM 229899109 287 2,932 SH   SOLE   1,969 0 963
Dominion Resources Inc COM 25746U109 2,332 28,160 SH   SOLE   25,354 0 2,806
Eastman Chemical COM 277432100 3,341 42,157 SH   SOLE   37,341 0 4,816
Exxon Mobil Corporation Com COM 30231G102 4,114 58,959 SH   SOLE   53,504 0 5,455
General Mills Inc Com COM 370334104 3,564 66,539 SH   SOLE   59,864 0 6,675
Gilead Sciences COM 375558103 3,928 60,446 SH   SOLE   53,725 0 6,721
GlaxoSmithKline Plc SPONSORED ADR 37733W105 3,358 71,459 SH   SOLE   64,453 0 7,006
Hope Bancorp, Inc COM 43940T109 163 10,952 SH   SOLE   7,276 0 3,676
Ingredion COM 457187102 244 2,630 SH   SOLE   1,758 0 872
Investors Bancorp, Inc. COM 46146L101 264 22,192 SH   SOLE   14,854 0 7,338
Iron Mountain COM 46284V101 311 9,773 SH   SOLE   6,460 0 3,313
ISHARES TR 3 7 YR TREAS BD 464288661 1,207 9,596 SH   SOLE   8,676 0 920
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,853 18,397 SH   SOLE   15,333 0 3,064
ISHARES TR 1 3 YR CR BD ETF 464288646 3,540 66,005 SH   SOLE   56,041 0 9,964
ISHARES TR 1 3 YR Treas BD 464287457 2,306 27,253 SH   SOLE   22,602 0 4,651
Johnson & Johnson Co COM 478160104 5,944 40,751 SH   SOLE   36,443 0 4,308
JP Morgan Chase & Co COM 46625H100 6,061 43,477 SH   SOLE   39,074 0 4,403
Kellogg Co COM 487836108 3,144 45,456 SH   SOLE   40,564 0 4,892
Lloyds Banking Group SPONSORED ADR 539439109 4,166 1,258,660 SH   SOLE   1,132,074 0 126,586
Medical Properties Trust Inc. COM 58463J304 267 12,670 SH   SOLE   8,307 0 4,363
Merck & Co COM 58933Y105 2,565 28,204 SH   SOLE   25,131 0 3,073
Microsoft Corp. COM 594918104 4,349 27,579 SH   SOLE   24,670 0 2,909
MSC Industrial Direct COM 553530106 4,330 55,182 SH   SOLE   49,351 0 5,831
Omnicom Group COM 681919106 3,377 41,676 SH   SOLE   37,201 0 4,475
Paychex Inc COM 704326107 201 2,362 SH   SOLE   1,544 0 818
Pepsico Inc COM 713448108 2,696 19,729 SH   SOLE   17,841 0 1,888
Pfizer Inc COM 717081103 7,163 182,829 SH   SOLE   164,558 0 18,271
Principal Financial Group COM 74251V102 2,451 44,562 SH   SOLE   38,725 0 5,837
Procter & Gamble Co COM 742718109 4,012 32,120 SH   SOLE   28,767 0 3,353
Public Service Enterprise Group COM 744573106 2,125 35,980 SH   SOLE   31,777 0 4,203
Qualcomm Inc COM 747525103 2,547 28,869 SH   SOLE   25,635 0 3,234
Quest Diagnostics COM 74834L100 317 2,969 SH   SOLE   1,990 0 979
Raytheon COM 755111507 2,341 10,654 SH   SOLE   9,567 0 1,087
Royal Dutch Shell PLC SPON ADR B 780259107 5,166 86,144 SH   SOLE   78,589 0 7,555
Schwab U.S. Dividend Equity ETF US Dividend EQ 808524797 684 11,811 SH   SOLE   9,641 0 2,170
Spdr Series Trust S&P DIVID ETF 78464A763 303 2,815 SH   SOLE   2,363 0 452
Spdr Series Trust BLOMBERG BRC INT 78464A334 429 13,912 SH   SOLE   11,859 0 2,053
Spdr Series Trust PORTFOLIO SHORT 78464A474 4,061 131,688 SH   SOLE   111,899 0 19,789
Starbucks Corp COM 855244109 4,465 50,787 SH   SOLE   45,722 0 5,065
T. Rowe Price Group COM 74144T108 3,586 29,430 SH   SOLE   26,195 0 3,235
Texas Instruments Inc COM 882508104 4,021 31,347 SH   SOLE   27,815 0 3,532
United Parcel Service Inc (UPS) COM 911312106 4,833 41,289 SH   SOLE   37,076 0 4,213
Unum Group COM 91529Y106 219 7,521 SH   SOLE   5,054 0 2,467
US Bancorp Del Com New COM 902973304 4,017 67,754 SH   SOLE   61,490 0 6,264
Vanguard Intl Dividend Appreciation ETF COM 921946810 230 3,188 SH   SOLE   2,587 0 601
Ventas, Inc COM 92276F100 3,351 58,032 SH   SOLE   51,810 0 6,222
Verizon Communications COM 92343V104 4,704 76,620 SH   SOLE   68,510 0 8,110
Western Asset Income CEF COM 95766T100 556 35,842 SH   SOLE   31,930 0 3,912
Williams Sonoma COM 969904101 3,275 44,601 SH   SOLE   39,185 0 5,416