The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 233 1,455 SH   SOLE   0 0 1,455
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 342 18,840 SH   SOLE   0 0 18,840
ALPHABET INC CAP STK CL C 02079K107 1,871 1,273 SH   SOLE   0 0 1,273
ALPHABET INC CAP STK CL A 02079K305 1,279 873 SH   SOLE   0 0 873
AMAZON COM INC COM 023135106 3,300 1,048 SH   SOLE   0 0 1,048
AMERICAN TOWER CORP NEW COM 03027X100 2,794 11,559 SH   SOLE   0 0 11,559
APPLE INC COM 037833100 3,599 31,075 SH   SOLE   0 0 31,075
CANADIAN NATL RY CO COM 136375102 2,234 20,987 SH   SOLE   0 0 20,987
CATERPILLAR INC DEL COM 149123101 1,841 12,346 SH   SOLE   0 0 12,346
CHEVRON CORP NEW COM 166764100 1,053 14,623 SH   SOLE   0 0 14,623
CLOROX CO DEL COM 189054109 2,220 10,565 SH   SOLE   0 0 10,565
COSTCO WHSL CORP NEW COM 22160K105 344 969 SH   SOLE   0 0 969
EATON VANCE SHORT DURATION D COM 27828V104 388 33,900 SH   SOLE   0 0 33,900
HOME DEPOT INC COM 437076102 3,328 11,985 SH   SOLE   0 0 11,985
INTUITIVE SURGICAL INC COM NEW 46120E602 3,275 4,615 SH   SOLE   0 0 4,615
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 269 6,494 SH   SOLE   0 0 6,494
ISHARES GOLD TRUST ISHARES 464285105 5,526 307,192 SH   SOLE   0 0 307,192
JOHNSON & JOHNSON COM 478160104 2,461 16,527 SH   SOLE   0 0 16,527
JPMORGAN CHASE & CO COM 46625H100 1,886 19,594 SH   SOLE   0 0 19,594
KIMBERLY CLARK CORP COM 494368103 1,859 12,590 SH   SOLE   0 0 12,590
LILLY ELI & CO COM 532457108 2,651 17,906 SH   SOLE   0 0 17,906
LOCKHEED MARTIN CORP COM 539830109 2,197 5,733 SH   SOLE   0 0 5,733
MERCK & CO. INC COM 58933Y105 1,743 21,018 SH   SOLE   0 0 21,018
MICROSOFT CORP COM 594918104 3,095 14,714 SH   SOLE   0 0 14,714
NIKE INC CL B 654106103 3,378 26,908 SH   SOLE   0 0 26,908
NUVEEN MULTI-MKT INCOME FD COM 67075J107 141 20,232 SH   SOLE   0 0 20,232
NVIDIA CORPORATION COM 67066G104 720 1,330 SH   SOLE   0 0 1,330
OLD DOMINION FREIGHT LINE IN COM 679580100 335 1,851 SH   SOLE   0 0 1,851
PAYPAL HLDGS INC COM 70450Y103 3,364 17,073 SH   SOLE   0 0 17,073
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,825 85,695 SH   SOLE   0 0 85,695
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 823 14,840 SH   SOLE   0 0 14,840
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,980 28,975 SH   SOLE   0 0 28,975
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 290 9,237 SH   SOLE   0 0 9,237
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,710 30,486 SH   SOLE   0 0 30,486
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 365 3,165 SH   SOLE   0 0 3,165
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,179 36,690 SH   SOLE   0 0 36,690
SPDR GOLD TR GOLD SHS 78463V107 3,222 18,192 SH   SOLE   0 0 18,192
STARBUCKS CORP COM 855244109 2,735 31,828 SH   SOLE   0 0 31,828
STRYKER CORPORATION COM 863667101 2,758 13,235 SH   SOLE   0 0 13,235
UNILEVER PLC SPON ADR NEW 904767704 2,631 42,661 SH   SOLE   0 0 42,661
UNITEDHEALTH GROUP INC COM 91324P102 2,751 8,824 SH   SOLE   0 0 8,824
US BANCORP DEL COM NEW 902973304 1,684 46,983 SH   SOLE   0 0 46,983
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 5,731 84,915 SH   SOLE   0 0 84,915
VANGUARD INDEX FDS SMALL CP ETF 922908751 255 1,658 SH   SOLE   0 0 1,658
VANGUARD INDEX FDS MID CAP ETF 922908629 373 2,116 SH   SOLE   0 0 2,116
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,645 27,275 SH   SOLE   0 0 27,275
VERIZON COMMUNICATIONS INC COM 92343V104 2,366 39,778 SH   SOLE   0 0 39,778
VISA INC COM CL A 92826C839 2,429 12,146 SH   SOLE   0 0 12,146
WASTE MGMT INC DEL COM 94106L109 2,718 24,020 SH   SOLE   0 0 24,020
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106 357 29,300 SH   SOLE   0 0 29,300