The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LILLY ELI & CO COM 532457108 2,903 17,680 SH   SOLE   0 0 17,680
EATON VANCE SHORT DURATION D COM 27828V104 385 33,900 SH   SOLE   0 0 33,900
UNITEDHEALTH GROUP INC COM 91324P102 2,571 8,718 SH   SOLE   0 0 8,718
MICROSOFT CORP COM 594918104 3,462 17,010 SH   SOLE   0 0 17,010
ALPHABET INC CAP STK CL C 02079K107 1,751 1,239 SH   SOLE   0 0 1,239
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 323 18,840 SH   SOLE   0 0 18,840
US BANCORP DEL COM NEW 902973304 1,665 45,225 SH   SOLE   0 0 45,225
VERIZON COMMUNICATIONS INC COM 92343V104 2,148 38,964 SH   SOLE   0 0 38,964
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,559 89,270 SH   SOLE   0 0 89,270
APPLE INC COM 037833100 4,032 11,053 SH   SOLE   0 0 11,053
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 470 8,938 SH   SOLE   0 0 8,938
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,031 35,993 SH   SOLE   0 0 35,993
PAYPAL HLDGS INC COM 70450Y103 3,541 20,325 SH   SOLE   0 0 20,325
LOCKHEED MARTIN CORP COM 539830109 2,033 5,572 SH   SOLE   0 0 5,572
NIKE INC CL B 654106103 2,819 28,756 SH   SOLE   0 0 28,756
CATERPILLAR INC DEL COM 149123101 1,553 12,279 SH   SOLE   0 0 12,279
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 5,139 85,440 SH   SOLE   0 0 85,440
VANGUARD INDEX FDS SMALL CP ETF 922908751 252 1,728 SH   SOLE   0 0 1,728
ISHARES GOLD TRUST ISHARES 464285105 5,219 307,192 SH   SOLE   0 0 307,192
VANGUARD INDEX FDS MID CAP ETF 922908629 222 1,356 SH   SOLE   0 0 1,356
AMAZON COM INC COM 023135106 3,377 1,224 SH   SOLE   0 0 1,224
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 356 3,505 SH   SOLE   0 0 3,505
WASTE MGMT INC DEL COM 94106L109 2,532 23,909 SH   SOLE   0 0 23,909
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 315 10,586 SH   SOLE   0 0 10,586
CHEVRON CORP NEW COM 166764100 759 8,507 SH   SOLE   0 0 8,507
ISHARES TR CORE US AGGBD ET 464287226 506 4,278 SH   SOLE   0 0 4,278
PROSHARES TR SHORT S&P 500 NE 74347B425 478 21,370 SH   SOLE   0 0 21,370
KIMBERLY CLARK CORP COM 494368103 1,758 12,437 SH   SOLE   0 0 12,437
OLD DOMINION FREIGHT LINE IN COM 679580100 408 2,403 SH   SOLE   0 0 2,403
HOME DEPOT INC COM 437076102 3,027 12,083 SH   SOLE   0 0 12,083
ALPHABET INC CAP STK CL A 02079K305 1,378 972 SH   SOLE   0 0 972
CANADIAN NATL RY CO COM 136375102 1,935 21,850 SH   SOLE   0 0 21,850
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,919 29,368 SH   SOLE   0 0 29,368
JOHNSON & JOHNSON COM 478160104 2,096 14,901 SH   SOLE   0 0 14,901
AMERICAN TOWER CORP NEW COM 03027X100 3,172 12,267 SH   SOLE   0 0 12,267
VISA INC COM CL A 92826C839 2,291 11,861 SH   SOLE   0 0 11,861
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,670 29,687 SH   SOLE   0 0 29,687
STARBUCKS CORP COM 855244109 2,314 31,448 SH   SOLE   0 0 31,448
SPDR GOLD TR GOLD SHS 78463V107 2,971 17,753 SH   SOLE   0 0 17,753
STRYKER CORPORATION COM 863667101 2,367 13,135 SH   SOLE   0 0 13,135
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,440 28,367 SH   SOLE   0 0 28,367
NUVEEN MULTI MKT INCOME FD COM 67075J107 139 20,208 SH   SOLE   0 0 20,208
3M CO COM 88579Y101 227 1,455 SH   SOLE   0 0 1,455
INTUITIVE SURGICAL INC COM NEW 46120E602 2,665 4,676 SH   SOLE   0 0 4,676
NVIDIA CORPORATION COM 67066G104 503 1,325 SH   SOLE   0 0 1,325
UNILEVER PLC SPON ADR NEW 904767704 2,253 41,056 SH   SOLE   0 0 41,056
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 243 6,494 SH   SOLE   0 0 6,494
JPMORGAN CHASE & CO COM 46625H100 1,852 19,686 SH   SOLE   0 0 19,686
CLOROX CO DEL COM 189054109 2,475 11,284 SH   SOLE   0 0 11,284