The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 236 1,731 SH   SOLE   0 0 1,731
ABBVIE INC COM 00287Y109 225 2,959 SH   SOLE   0 0 2,959
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 285 18,840 SH   SOLE   0 0 18,840
ALPHABET INC CAP STK CL A 02079K305 1,267 1,090 SH   SOLE   0 0 1,090
ALPHABET INC CAP STK CL C 02079K107 1,479 1,272 SH   SOLE   0 0 1,272
AMAZON COM INC COM 023135106 2,618 1,343 SH   SOLE   0 0 1,343
AMERICAN TOWER CORP NEW COM 03027X100 2,862 13,144 SH   SOLE   0 0 13,144
APPLE INC COM 037833100 3,173 12,479 SH   SOLE   0 0 12,479
CANADIAN NATL RY CO COM 136375102 1,774 22,847 SH   SOLE   0 0 22,847
CATERPILLAR INC DEL COM 149123101 1,529 13,176 SH   SOLE   0 0 13,176
CHEVRON CORP NEW COM 166764100 538 7,430 SH   SOLE   0 0 7,430
CLOROX CO DEL COM 189054109 2,061 11,895 SH   SOLE   0 0 11,895
HOME DEPOT INC COM 437076102 2,387 12,784 SH   SOLE   0 0 12,784
HONEYWELL INTL INC COM 438516106 210 1,568 SH   SOLE   0 0 1,568
INTUITIVE SURGICAL INC COM NEW 46120E602 2,496 5,040 SH   SOLE   0 0 5,040
INVESCO EXCHANGE-TRADED FD T S&P GBL WATER 46138E263 264 7,962 SH   SOLE   0 0 7,962
ISHARES GOLD TRUST ISHARES 464285105 4,640 307,892 SH   SOLE   0 0 307,892
ISHARES TR CORE US AGGBD ET 464287226 494 4,278 SH   SOLE   0 0 4,278
JOHNSON & JOHNSON COM 478160104 2,000 15,249 SH   SOLE   0 0 15,249
JPMORGAN CHASE & CO COM 46625H100 591 6,570 SH   SOLE   0 0 6,570
KIMBERLY CLARK CORP COM 494368103 1,745 13,647 SH   SOLE   0 0 13,647
LILLY ELI & CO COM 532457108 2,654 19,136 SH   SOLE   0 0 19,136
LOCKHEED MARTIN CORP COM 539830109 1,955 5,767 SH   SOLE   0 0 5,767
MASTERCARD INC CL A 57636Q104 301 1,246 SH   SOLE   0 0 1,246
MICROSOFT CORP COM 594918104 3,055 19,374 SH   SOLE   0 0 19,374
NIKE INC CL B 654106103 2,563 30,974 SH   SOLE   0 0 30,974
OLD DOMINION FREIGHT LINE IN COM 679580100 473 3,602 SH   SOLE   0 0 3,602
PAYPAL HLDGS INC COM 70450Y103 2,365 24,705 SH   SOLE   0 0 24,705
PROSHARES TR SHORT S&P 500 NE 74347B425 674 24,370 SH   SOLE   0 0 24,370
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 367 14,215 SH   SOLE   0 0 14,215
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,533 28,241 SH   SOLE   0 0 28,241
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,404 72,882 SH   SOLE   0 0 72,882
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 758 16,846 SH   SOLE   0 0 16,846
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 325 4,080 SH   SOLE   0 0 4,080
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 607 14,402 SH   SOLE   0 0 14,402
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,380 26,785 SH   SOLE   0 0 26,785
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,109 38,063 SH   SOLE   0 0 38,063
SPDR GOLD TRUST GOLD SHS 78463V107 2,577 17,403 SH   SOLE   0 0 17,403
STARBUCKS CORP COM 855244109 2,200 33,469 SH   SOLE   0 0 33,469
STRYKER CORP COM 863667101 2,202 13,227 SH   SOLE   0 0 13,227
THERMO FISHER SCIENTIFIC INC COM 883556102 259 915 SH   SOLE   0 0 915
UNILEVER PLC SPON ADR NEW 904767704 2,121 41,948 SH   SOLE   0 0 41,948
UNITEDHEALTH GROUP INC COM 91324P102 2,339 9,381 SH   SOLE   0 0 9,381
US BANCORP DEL COM NEW 902973304 1,615 46,888 SH   SOLE   0 0 46,888
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 4,449 86,599 SH   SOLE   0 0 86,599
VERIZON COMMUNICATIONS INC COM 92343V104 2,134 39,718 SH   SOLE   0 0 39,718
VISA INC COM CL A 92826C839 2,021 12,543 SH   SOLE   0 0 12,543
WASTE MGMT INC DEL COM 94106L109 2,267 24,494 SH   SOLE   0 0 24,494