The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 305 1,729 SH   SOLE   0 0 1,729
ABBVIE INC COM 00287Y109 250 2,829 SH   SOLE   0 0 2,829
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 275 18,840 SH   SOLE   0 0 18,840
ALPHABET INC CAP STK CL A 02079K305 1,500 1,120 SH   SOLE   0 0 1,120
ALPHABET INC CAP STK CL C 02079K107 1,717 1,284 SH   SOLE   0 0 1,284
AMAZON COM INC COM 023135106 2,474 1,339 SH   SOLE   0 0 1,339
AMERICAN TOWER CORP NEW COM 03027X100 3,026 13,168 SH   SOLE   0 0 13,168
APPLE INC COM 037833100 4,281 14,578 SH   SOLE   0 0 14,578
BLACKROCK CR ALLCTN INC TR COM 092508100 317 22,644 SH   SOLE   0 0 22,644
CANADIAN NATL RY CO COM 136375102 2,067 22,847 SH   SOLE   0 0 22,847
CATERPILLAR INC DEL COM 149123101 1,946 13,178 SH   SOLE   0 0 13,178
CHEVRON CORP NEW COM 166764100 779 6,460 SH   SOLE   0 0 6,460
CLOROX CO DEL COM 189054109 1,796 11,698 SH   SOLE   0 0 11,698
EATON VANCE SH TM DR DIVR IN COM 27828V104 301 22,300 SH   SOLE   0 0 22,300
EMERSON ELEC CO COM 291011104 1,666 21,845 SH   SOLE   0 0 21,845
EXXON MOBIL CORP COM 30231G102 208 2,987 SH   SOLE   0 0 2,987
HOME DEPOT INC COM 437076102 2,722 12,464 SH   SOLE   0 0 12,464
HONEYWELL INTL INC COM 438516106 306 1,727 SH   SOLE   0 0 1,727
INTUITIVE SURGICAL INC COM NEW 46120E602 2,979 5,040 SH   SOLE   0 0 5,040
INVESCO EXCHNG TRADED FD TR MSCI GBL TIMBR 46138E545 303 10,495 SH   SOLE   0 0 10,495
INVESCO EXCHNG TRADED FD TR S&P GBL WATER 46138E263 317 7,700 SH   SOLE   0 0 7,700
ISHARES GOLD TRUST ISHARES 464285105 4,466 307,992 SH   SOLE   0 0 307,992
ISHARES TR CORE US AGGBD ET 464287226 480 4,276 SH   SOLE   0 0 4,276
JOHNSON & JOHNSON COM 478160104 2,218 15,208 SH   SOLE   0 0 15,208
JPMORGAN CHASE & CO COM 46625H100 485 3,476 SH   SOLE   0 0 3,476
KIMBERLY CLARK CORP COM 494368103 1,868 13,577 SH   SOLE   0 0 13,577
LILLY ELI & CO COM 532457108 2,530 19,251 SH   SOLE   0 0 19,251
LOCKHEED MARTIN CORP COM 539830109 2,245 5,765 SH   SOLE   0 0 5,765
MASTERCARD INC CL A 57636Q104 441 1,479 SH   SOLE   0 0 1,479
MICROSOFT CORP COM 594918104 2,998 19,014 SH   SOLE   0 0 19,014
NIKE INC CL B 654106103 3,162 31,207 SH   SOLE   0 0 31,207
NUVEEN MULTI MKT INCOME FD COM 67075J107 149 20,200 SH   SOLE   0 0 20,200
OLD DOMINION FREIGHT LINE IN COM 679580100 551 2,901 SH   SOLE   0 0 2,901
ONEOK INC NEW COM 682680103 608 8,038 SH   SOLE   0 0 8,038
PAYPAL HLDGS INC COM 70450Y103 2,698 24,945 SH   SOLE   0 0 24,945
PEPSICO INC COM 713448108 241 1,761 SH   SOLE   0 0 1,761
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 1,827 30,459 SH   SOLE   0 0 30,459
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 382 11,370 SH   SOLE   0 0 11,370
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,459 27,298 SH   SOLE   0 0 27,298
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,852 76,125 SH   SOLE   0 0 76,125
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 715 12,339 SH   SOLE   0 0 12,339
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 377 4,062 SH   SOLE   0 0 4,062
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 877 14,587 SH   SOLE   0 0 14,587
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,842 24,356 SH   SOLE   0 0 24,356
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,458 38,032 SH   SOLE   0 0 38,032
SPDR GOLD TRUST GOLD SHS 78463V107 2,453 17,168 SH   SOLE   0 0 17,168
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,921 106,623 SH   SOLE   0 0 106,623
STARBUCKS CORP COM 855244109 2,924 33,254 SH   SOLE   0 0 33,254
STRYKER CORP COM 863667101 2,767 13,179 SH   SOLE   0 0 13,179
THERMO FISHER SCIENTIFIC INC COM 883556102 341 1,049 SH   SOLE   0 0 1,049
TRUIST FINL CORP COM 89832Q109 2,600 46,167 SH   SOLE   0 0 46,167
UNILEVER PLC SPON ADR NEW 904767704 2,198 38,448 SH   SOLE   0 0 38,448
UNITEDHEALTH GROUP INC COM 91324P102 912 3,101 SH   SOLE   0 0 3,101
US BANCORP DEL COM NEW 902973304 2,578 43,473 SH   SOLE   0 0 43,473
VANECK VECTORS ETF TRUST AGRIBUSINESS ETF 92189F700 5,977 86,968 SH   SOLE   0 0 86,968
VANGUARD INDEX FDS MID CAP ETF 922908629 242 1,356 SH   SOLE   0 0 1,356
VANGUARD INDEX FDS SMALL CP ETF 922908751 286 1,728 SH   SOLE   0 0 1,728
VERIZON COMMUNICATIONS INC COM 92343V104 2,412 39,287 SH   SOLE   0 0 39,287
VISA INC COM CL A 92826C839 2,351 12,511 SH   SOLE   0 0 12,511
WASTE MGMT INC DEL COM 94106L109 2,978 26,131 SH   SOLE   0 0 26,131
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106 308 25,352 SH   SOLE   0 0 25,352