SEGMENT INFORMATION (Tables)

9 Months Ended

Sep. 30, 2025

SEGMENT INFORMATION

Schedule of company's one operating segment

The following table presents the Company’s one operating segment for the periods indicated:

	Three months ended September 30,				Nine months ended September 30,
	2025		2024		2025		2024
Interest and dividend income	$	34,950	$	33,426	$	101,049	$	97,576
Reconciliation of revenue:
Other revenues		2,248		2,745		5,201		6,290
Total consolidated revenue		37,198		36,171		106,250		103,866
Less:
Interest expense		11,541		10,561		31,600		30,009
Segment net interest income and noninterest income		25,657		25,610		74,650		73,857
Less:
Provision for credit losses		2,973		1,245		3,818		1,668
Salaries and employee benefits		10,168		9,569		29,831		29,247
Occupancy and equipment		2,143		2,209		6,462		6,496
Data processing		2,038		1,973		5,804		5,376
Other segment items		1,597		2,323		5,592		7,038
Provision for income taxes		1,731		2,274		6,070		6,538
Segment net income/consolidated net income	$	5,007	$	6,017	$	17,073	$	17,494
		September 30,		December 31,
		2025		2024
Reconciliation of assets:
Total assets for reportable segment	$	2,603,787	$	2,664,508
Other assets		—		—
Total consolidated assets	$	2,603,787	$	2,664,508