CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash due from banks	$ 21,731	$ 23,138
Federal funds sold and interest-bearing balances in banks	206,715	340,894
Cash and cash equivalents	228,446	364,032
Time deposits in banks		249
Investment securities available-for-sale ("AFS"), at fair value, net of allowance for credit losses of $0 at both September 30, 2025 and December 31, 2024	187,774	193,328
Equity securities, at fair value	13,307	13,120
Federal Home Loan Bank ("FHLB") stock, at par	11,524	11,313
Federal Reserve Bank ("FRB") stock, at par	9,657	9,645
Loans held for sale	421	2,216
Loans, net of allowance for credit losses of $20,800 at September 30, 2025 and $17,900 at December 31, 2024	2,021,537	1,934,996
Premises and equipment, net	13,577	13,386
Core deposit intangible, net	1,945	2,693
Cash surrender value of bank owned life insurance ("BOLI") policies, net	24,162	23,591
Right-of-use assets ("ROU"), net	13,476	13,383
Goodwill	38,838	38,838
Interest receivable and other assets	39,123	43,718
Total assets	2,603,787	2,664,508
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest and interest bearing deposits	2,228,052	2,234,009
Junior subordinated deferrable interest debentures, net	8,706	8,645
Subordinated debt, net		63,736
Salary continuation plan	4,991	4,737
Lease liabilities	14,494	14,383
Interest payable and other liabilities	13,275	14,632
Total liabilities	2,269,518	2,340,142
Commitments and contingencies (Note 17)
Shareholders' equity
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at both September 30, 2025 and December 31, 2024
Common stock, no par value; 100,000,000 shares authorized; 10,916,792 and 11,121,475 shares issued and outstanding at September 30, 2025 and December 31, 2024, respectively	166,633	172,254
Additional paid in capital	287	287
Accumulated other comprehensive loss, net of tax	(7,962)	(13,006)
Retained earnings	175,311	164,831
Total shareholders' equity	334,269	324,366
Total liabilities and shareholders' equity	$ 2,603,787	$ 2,664,508