CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash due from banks	$ 23,138,000	$ 17,901,000
Federal funds sold and interest-bearing balances in banks	340,894,000	289,638,000
Cash and cash equivalents	364,032,000	307,539,000
Time deposits in banks	249,000	1,245,000
Investment securities available-for-sale ("AFS"), at fair value, net of allowance for credit losses of $0 at both December 31, 2024 and December 31, 2023	193,328,000	163,152,000
Equity securities, at fair value	13,120,000	12,585,000
Federal Home Loan Bank ("FHLB") stock, at par	11,313,000	11,313,000
Federal Reserve Bank ("FRB") stock, at par	9,645,000	9,626,000
Loans held for sale	2,216,000
Loans, net of allowance for credit losses of $17,900 at December 31, 2024 and $22,000 at December 31, 2023	1,934,996,000	1,905,829,000
Premises and equipment, net	13,386,000	13,734,000
Core deposit intangible, net	2,693,000	3,915,000
Cash surrender value of bank owned life insurance ("BOLI") policies, net	23,591,000	22,867,000
Right-of-use assets ("ROU"), net	13,383,000	13,939,000
Goodwill	38,838,000	38,838,000
Interest receivable and other assets	43,718,000	47,378,000
Total assets	2,664,508,000	2,551,960,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest and interest bearing deposits	2,234,009,000	2,132,750,000
Junior subordinated deferrable interest debentures, net	8,645,000	8,565,000
Subordinated debt, net	63,736,000	63,881,000
Salary continuation plan	4,737,000	4,552,000
Lease liabilities	14,383,000	14,752,000
Interest payable and other liabilities	14,632,000	14,591,000
Total liabilities	2,340,142,000	2,239,091,000
Commitments and contingencies (Note 16)
Shareholders' equity
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at both December 31, 2024 and December 31, 2023
Common stock, no par value; 100,000,000 shares authorized; 11,121,475 and 11,551,271 shares issued and outstanding at December 31, 2024 and December 31, 2023, respectively	172,254,000	180,913,000
Additional paid in capital	287,000	287,000
Accumulated other comprehensive loss, net of tax	(13,006,000)	(14,592,000)
Retained earnings	164,831,000	146,261,000
Total shareholders' equity	324,366,000	312,869,000
Total liabilities and shareholders' equity	$ 2,664,508,000	$ 2,551,960,000