CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash due from banks	$ 25,666	$ 17,901
Federal funds sold and interest-bearing balances in banks	275,618	289,638
Cash and cash equivalents	301,284	307,539
Time deposits in banks	498	1,245
Investment securities available-for-sale ("AFS"), at fair value, net of allowance for credit losses of $0 at both September 30, 2024 and December 31, 2023	193,762	163,152
Equity securities, at fair value	14,329	12,585
Federal Home Loan Bank ("FHLB") stock, at par	11,313	11,313
Federal Reserve Bank ("FRB") stock, at par	9,640	9,626
Loans held for sale	2,252
Loans, net of allowance for credit losses of $18,310 at September 30, 2024 and $22,000 at December 31, 2023	1,893,795	1,905,829
Premises and equipment, net	13,777	13,734
Core deposit intangible, net	2,999	3,915
Cash surrender value of bank owned life insurance ("BOLI") policies, net	23,409	22,867
Right-of-use assets ("ROU"), net	12,709	13,939
Goodwill	38,838	38,838
Interest receivable and other assets	43,735	47,378
Total assets	2,562,340	2,551,960
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest and interest bearing deposits	2,136,441	2,132,750
Junior subordinated deferrable interest debentures, net	8,625	8,565
Subordinated debt, net	63,694	63,881
Salary continuation plan	4,697	4,552
Lease liabilities	13,660	14,752
Interest payable and other liabilities	13,542	14,591
Total liabilities	2,240,659	2,239,091
Commitments and contingencies (Note 17)
Shareholders' equity
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at both September 30, 2024 and December 31, 2023
Common stock, no par value; 100,000,000 shares authorized; 11,130,372 and 11,551,271 shares issued and outstanding at September 30, 2024 and December 31, 2023, respectively	172,183	180,913
Additional paid in capital	287	287
Accumulated other comprehensive loss, net of tax	(11,168)	(14,592)
Retained earnings	160,379	146,261
Total shareholders' equity	321,681	312,869
Total liabilities and shareholders' equity	$ 2,562,340	$ 2,551,960