The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 292 146 SH   SOLE 0 0 146
EXXON MOBIL CORP COM 30231G102 592 6,966 SH   SOLE 0 0 6,966
ISHARES INC CORE MSCI EMKT 46434G103 4,735 91,448 SH   SOLE 0 0 91,448
ISHARES TR 20 YR TR BD ETF 464287432 4,993 42,573 SH   SOLE 0 0 42,573
ISHARES TR CORE MSCI EAFE 46432F842 14,043 219,146 SH   SOLE 0 0 219,146
ISHARES TR CORE MSCI EURO 46434V738 559 11,653 SH   SOLE 0 0 11,653
ISHARES TR CORE MSCI PAC 46434V696 525 8,911 SH   SOLE 0 0 8,911
ISHARES TR CORE S&P MCP ETF 464287507 2,242 11,137 SH   SOLE 0 0 11,137
ISHARES TR CORE S&P SCP ETF 464287804 2,221 25,456 SH   SOLE 0 0 25,456
ISHARES TR INTRM TR CRP ETF 464288638 14,524 273,531 SH   SOLE 0 0 273,531
ISHARES TR JPMORGAN USD EMG 464288281 5,229 48,503 SH   SOLE 0 0 48,503
ISHARES TR MIN VOL USA ETF 46429B697 4,171 73,118 SH   SOLE 0 0 73,118
ISHARES TR MSCI EMG MKT ETF 464287234 236 5,500 SH   SOLE 0 0 5,500
ISHARES TR RUS MD CP GR ETF 464287481 335 2,473 SH   SOLE 0 0 2,473
ISHARES TR RUS MID CAP ETF 464287499 416 1,886 SH   SOLE 0 0 1,886
ISHARES TR RUSSELL 2000 ETF 464287655 586 3,475 SH   SOLE 0 0 3,475
ISHARES TR S&P 500 GRWT ETF 464287309 10,460 59,042 SH   SOLE 0 0 59,042
ISHARES TR S&P 500 VAL ETF 464287408 11,334 97,841 SH   SOLE 0 0 97,841
ISHARES TR SH TR CRPORT ETF 464288646 399 7,702 SH   SOLE 0 0 7,702
ISHARES TR TIPS BD ETF 464287176 390 3,522 SH   SOLE 0 0 3,522
ISHARES TR USA MOMENTUM FCT 46432F396 3,261 27,400 SH   SOLE 0 0 27,400
ISHARES US ETF TR SHT MAT BD ETF 46431W507 3,814 76,006 SH   SOLE 0 0 76,006
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 734 28,531 SH   SOLE 0 0 28,531
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 462 9,196 SH   SOLE 0 0 9,196
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 421 5,133 SH   SOLE 0 0 5,133
SCHWAB STRATEGIC TR US TIPS ETF 808524870 9,273 171,843 SH   SOLE 0 0 171,843
SPDR S&P 500 ETF TR TR UNIT 78462F103 289 993 SH   SOLE 0 0 993
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 4,244 52,735 SH   SOLE 0 0 52,735
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 3,051 39,098 SH   SOLE 0 0 39,098
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 737 9,359 SH   SOLE 0 0 9,359
VANGUARD INDEX FDS GROWTH ETF 922908736 5,595 34,746 SH   SOLE 0 0 34,746
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,268 8,901 SH   SOLE 0 0 8,901
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,168 10,332 SH   SOLE 0 0 10,332
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,087 13,467 SH   SOLE 0 0 13,467
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,089 7,813 SH   SOLE 0 0 7,813
VANGUARD INDEX FDS SMALL CP ETF 922908751 248 1,527 SH   SOLE 0 0 1,527
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,372 7,324 SH   SOLE 0 0 7,324
VANGUARD INDEX FDS TOTAL STK MKT 922908769 467 3,121 SH   SOLE 0 0 3,121
VANGUARD INDEX FDS VALUE ETF 922908744 5,022 45,376 SH   SOLE 0 0 45,376
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,256 30,646 SH   SOLE 0 0 30,646
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,995 35,483 SH   SOLE 0 0 35,483
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 2,269 31,906 SH   SOLE 0 0 31,906
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 442 7,873 SH   SOLE 0 0 7,873
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 361 5,001 SH   SOLE 0 0 5,001
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 7,640 149,810 SH   SOLE 0 0 149,810
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 586 13,548 SH   SOLE 0 0 13,548