The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC Stock 023135106 2,200 711 SH   SOLE   711 0 0
STARBUCKS CORP Stock 855244109 515 4,709 SH   SOLE   4,709 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106 404 6,715 SH   SOLE   6,715 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,868 11,369 SH   SOLE   11,369 0 0
COSTCO WHOLESALE CORP Stock 22160K105 258 732 SH   SOLE   732 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 754 14,127 SH   SOLE   14,127 0 0
TOYOTA MOTOR CORP SP ADR REP2COM ADR 892331307 238 1,524 SH   SOLE   1,524 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 10,539 77,817 SH   SOLE   77,817 0 0
COCA COLA CO COM Stock 191216100 1,022 19,382 SH   SOLE   19,382 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 220 10,000 SH   SOLE   10,000 0 0
TRUIST FINL CORP COM Stock 89832Q109 1,150 19,720 SH   SOLE   19,720 0 0
UNITED PARCEL SERVICE INC Stock 911312106 591 3,475 SH   SOLE   3,475 0 0
INTEL CORP COM Stock 458140100 1,509 23,577 SH   SOLE   23,577 0 0
CHICAGO MERCANTILE HLDGS INC Stock 12572Q105 298 1,461 SH   SOLE   1,461 0 0
MEDTRONIC PLC SHS Stock G5960L103 582 4,930 SH   SOLE   4,930 0 0
CLOROX CO DEL COM Stock 189054109 285 1,477 SH   SOLE   1,477 0 0
COMERICA INC COM Stock 200340107 206 2,869 SH   SOLE   2,869 0 0
NETFLIX COM INC Stock 64110L106 316 606 SH   SOLE   606 0 0
PAYCHEX INC Stock 704326107 336 3,423 SH   SOLE   3,423 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304 316 14,844 SH   SOLE   14,844 0 0
PEOPLES BK BRIDGEPORT CN Stock 712704105 329 18,378 SH   SOLE   18,378 0 0
HESS CORP COM Stock 42809H107 372 5,256 SH   SOLE   5,256 0 0
ISHARES INTERNATIONAL DIVIDEND GROWTH ETF ETF 46435G524 7,509 115,759 SH   SOLE   115,759 0 0
MERCK & CO INC Stock 58933Y105 842 10,922 SH   SOLE   10,922 0 0
SPDR S&P 500 ETF ETF 78462F103 1,040 2,624 SH   SOLE   2,624 0 0
MASTERCARD INC Stock 57636Q104 745 2,093 SH   SOLE   2,093 0 0
EMERSON ELEC CO COM Stock 291011104 334 3,697 SH   SOLE   3,697 0 0
ALLSTATE CORP Stock 020002101 317 2,761 SH   SOLE   2,761 0 0
VERIZON COMMUNICATIONS Stock 92343V104 812 13,970 SH   SOLE   13,970 0 0
CHUBB LIMITED COM Stock H1467J104 214 1,352 SH   SOLE   1,352 0 0
SNAP ON INC COM Stock 833034101 1,119 4,849 SH   SOLE   4,849 0 0
PEPSICO INC COM Stock 713448108 617 4,360 SH   SOLE   4,360 0 0
HONEYWELL INTL INC Stock 438516106 575 2,647 SH   SOLE   2,647 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 1,185 13,046 SH   SOLE   13,046 0 0
US BANCORP DEL COM NEW Stock 902973304 2,436 44,035 SH   SOLE   44,035 0 0
BP PLC SPONSORED ADR ADR 055622104 319 13,094 SH   SOLE   13,094 0 0
HOME DEPOT Stock 437076102 1,217 3,988 SH   SOLE   3,988 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 526 2,789 SH   SOLE   2,789 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 340 2,882 SH   SOLE   2,882 0 0
HENRY JACK & ASSOC INC Stock 426281101 276 1,820 SH   SOLE   1,820 0 0
LINCOLN ELEC HLDGS INC Stock 533900106 211 1,720 SH   SOLE   1,720 0 0
MSC INDL DIRECT INC CL A Stock 553530106 496 5,497 SH   SOLE   5,497 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 1,200 11,056 SH   SOLE   11,056 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 691 2,705 SH   SOLE   2,705 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 395 6,109 SH   SOLE   6,109 0 0
ADOBE SYS INC Stock 00724F101 329 692 SH   SOLE   692 0 0
GOOGLE INC Stock 02079K305 1,046 507 SH   SOLE   507 0 0
EASTMAN CHEMICAL CO Stock 277432100 300 2,726 SH   SOLE   2,726 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102 217 3,620 SH   SOLE   3,620 0 0
CSX CORP Stock 126408103 1,336 13,852 SH   SOLE   13,852 0 0
COMCAST CORP NEW CL A Stock 20030N101 468 8,642 SH   SOLE   8,642 0 0
MICROSOFT Stock 594918104 3,965 16,817 SH   SOLE   16,817 0 0
V F CORP COM Stock 918204108 329 4,118 SH   SOLE   4,118 0 0
AETERNA ZENTARIS INC COM Stock 007975402 21 18,000 SH   SOLE   18,000 0 0
HARTFORD MUNICIPAL OPPORTUNITIES ETF ETF 41653L503 413 9,926 SH   SOLE   9,926 0 0
BOEING CO COM Stock 097023105 518 2,034 SH   SOLE   2,034 0 0
NEXTERA ENERGY INC COM Stock 65339F101 417 5,516 SH   SOLE   5,516 0 0
NIKE INC CLASS B Stock 654106103 825 6,210 SH   SOLE   6,210 0 0
TESLA MOTORS INC Stock 88160R101 574 860 SH   SOLE   860 0 0
FIFTH THIRD BANCORP Stock 316773100 2,382 63,602 SH   SOLE   63,602 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 439 27,922 SH   SOLE   27,922 0 0
LILLY ELI & CO COM Stock 532457108 263 1,407 SH   SOLE   1,407 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 268 951 SH   SOLE   951 0 0
HUNTINGTON INGALLS INDS INC COM Stock 446413106 265 1,287 SH   SOLE   1,287 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 239 2,478 SH   SOLE   2,478 0 0
CHIPOTLE MEXICAN GRILL INC Stock 169656105 232 163 SH   SOLE   163 0 0
PINNACLE FINL PARTNERS INC COM Stock 72346Q104 202 2,273 SH   SOLE   2,273 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100 246 32,000 SH   SOLE   32,000 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 303 3,074 SH   SOLE   3,074 0 0
VISA INC Stock 92826C839 1,157 5,464 SH   SOLE   5,464 0 0
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD ETF 46429B689 23,002 315,139 SH   SOLE   315,139 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD ETF 46429B697 83,497 1,206,784 SH   SOLE   1,206,784 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 8,845 337,732 SH   SOLE   337,732 0 0
INVESCO S&P INTERNATIONAL DEVELOPED LOW VOLATILITY ETF ETF 46138E230 2,070 68,086 SH   SOLE   68,086 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 75,139 820,294 SH   SOLE   820,294 0 0
FACEBOOK INC CL A Stock 30303M102 1,011 3,433 SH   SOLE   3,433 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 294 476 SH   SOLE   476 0 0
INGREDION INC COM Stock 457187102 275 3,054 SH   SOLE   3,054 0 0
FIRST FINL BANCORP OH COM Stock 320209109 262 10,930 SH   SOLE   10,930 0 0
AVAGO TECHNOLOGIES LTD Stock 11135F101 246 530 SH   SOLE   530 0 0
BARCLAYS PLC ADR ADR 06738E204 146 14,278 SH   SOLE   14,278 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADR 606822104 68 12,649 SH   SOLE   12,649 0 0
NOVARTIS AG ADR ADR 66987V109 272 3,177 SH   SOLE   3,177 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 14,102 195,724 SH   SOLE   195,724 0 0
ACCENTURE LTD BERMUDA CL A Stock G1151C101 370 1,338 SH   SOLE   1,338 0 0
MOHAWK INDS INC Stock 608190104 255 1,325 SH   SOLE   1,325 0 0
OMNICOM GROUP INC COM Stock 681919106 282 3,802 SH   SOLE   3,802 0 0
KROGER CO COM Stock 501044101 209 5,820 SH   SOLE   5,820 0 0
ENBRIDGE INC COM Stock 29250N105 269 7,403 SH   SOLE   7,403 0 0
NVIDIA CORP Stock 67066G104 631 1,181 SH   SOLE   1,181 0 0
INVESTORS BANCORP INC NEW COM Stock 46146L101 307 20,886 SH   SOLE   20,886 0 0
ABBVIE INC COM Stock 00287Y109 515 4,759 SH   SOLE   4,759 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD ADR 874039100 424 3,585 SH   SOLE   3,585 0 0
QUALCOMM INC COM Stock 747525103 281 2,116 SH   SOLE   2,116 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 338 1,863 SH   SOLE   1,863 0 0
CULLEN FROST BANKERS INC COM Stock 229899109 316 2,905 SH   SOLE   2,905 0 0
MCDONALDS CORP COM Stock 580135101 591 2,638 SH   SOLE   2,638 0 0
QUEST DIAGNOSTICS INC Stock 74834L100 369 2,875 SH   SOLE   2,875 0 0
DOVER CORP COM Stock 260003108 420 3,063 SH   SOLE   3,063 0 0
CISCO SYS INC Stock 17275R102 968 18,729 SH   SOLE   18,729 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 556 7,518 SH   SOLE   7,518 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 253 2,017 SH   SOLE   2,017 0 0
AUTODESK INC Stock 052769106 291 1,050 SH   SOLE   1,050 0 0
AT&T INC COM Stock 00206R102 296 9,788 SH   SOLE   9,788 0 0
GENERAL ELECTRIC CO COM Stock 369604103 409 31,163 SH   SOLE   31,163 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307 439 2,335 SH   SOLE   2,335 0 0
SKYWORKS SOLUTIONS INC COM Stock 83088M102 245 1,337 SH   SOLE   1,337 0 0
ISHARES S&P 500 INDEX ETF 464287200 2,542 6,391 SH   SOLE   6,391 0 0
WELLS FARGO CO NEW COM Stock 949746101 219 5,612 SH   SOLE   5,612 0 0
UNION PAC CORP COM Stock 907818108 658 2,984 SH   SOLE   2,984 0 0
CINTAS CORP Stock 172908105 890 2,607 SH   SOLE   2,607 0 0
SALESFORCE COM Stock 79466L302 208 984 SH   SOLE   984 0 0
MICROCHIP TECHNOLOGY INC Stock 595017104 214 1,376 SH   SOLE   1,376 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 314 687 SH   SOLE   687 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 4,903 32,207 SH   SOLE   32,207 0 0
CHEVRON CORP NEW COM Stock 166764100 718 6,848 SH   SOLE   6,848 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 237 2,045 SH   SOLE   2,045 0 0
DANAHER CORP Stock 235851102 251 1,114 SH   SOLE   1,114 0 0
BK OF AMERICA CORP COM Stock 060505104 557 14,387 SH   SOLE   14,387 0 0
WALMART INC COM Stock 931142103 674 4,963 SH   SOLE   4,963 0 0
INTL BUSINESS MACHINES Stock 459200101 308 2,315 SH   SOLE   2,315 0 0
ORACLE CORPORATION Stock 68389X105 480 6,836 SH   SOLE   6,836 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 601 7,779 SH   SOLE   7,779 0 0
TEXAS INSTRS INC COM Stock 882508104 886 4,688 SH   SOLE   4,688 0 0
TARGET CORP COM Stock 87612E106 288 1,456 SH   SOLE   1,456 0 0
PFIZER INC COM Stock 717081103 979 27,026 SH   SOLE   27,026 0 0
MORGAN STANLEY Stock 617446448 287 3,702 SH   SOLE   3,702 0 0
3M CO COM Stock 88579Y101 276 1,434 SH   SOLE   1,434 0 0
GILEAD SCIENCES INC Stock 375558103 438 6,784 SH   SOLE   6,784 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 1,148 555 SH   SOLE   555 0 0
AMGEN INC Stock 031162100 766 3,077 SH   SOLE   3,077 0 0
APPLIED MATLS INC COM Stock 038222105 405 3,031 SH   SOLE   3,031 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 497 5,471 SH   SOLE   5,471 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 324 2,200 SH   SOLE   2,200 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 212 2,950 SH   SOLE   2,950 0 0
ISHARES AGGREGATE BOND ETF ETF 464287226 393 3,453 SH   SOLE   3,453 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 41,121 851,902 SH   SOLE   851,902 0 0
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209 208 2,179 SH   SOLE   2,179 0 0
CRANE CO COM Stock 224399105 338 3,601 SH   SOLE   3,601 0 0
LAM RESEARCH CORP Stock 512807108 242 407 SH   SOLE   407 0 0
PHILIP MORRIS INTL INC Stock 718172109 289 3,257 SH   SOLE   3,257 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 3,092 17,626 SH   SOLE   17,626 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 295 4,666 SH   SOLE   4,666 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 932 3,929 SH   SOLE   3,929 0 0
ALTRIA GROUP INC COM Stock 02209S103 205 3,998 SH   SOLE   3,998 0 0
DOMINION RESOURCES INC Stock 25746U109 398 5,240 SH   SOLE   5,240 0 0
CITIGROUP INC Stock 172967424 243 3,334 SH   SOLE   3,334 0 0
EXXON MOBIL CORP COM Stock 30231G102 981 17,575 SH   SOLE   17,575 0 0
UNITEDHEALTH GROUP Stock 91324P102 1,180 3,170 SH   SOLE   3,170 0 0
LOWES COS INC COM Stock 548661107 336 1,764 SH   SOLE   1,764 0 0
DEERE & CO COM Stock 244199105 334 892 SH   SOLE   892 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 429 1,765 SH   SOLE   1,765 0 0
BLACKROCK INC Stock 09247X101 217 288 SH   SOLE   288 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 1,725 6,629 SH   SOLE   6,629 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,086 14,309 SH   SOLE   14,309 0 0
APPLE INC Stock 037833100 6,589 53,939 SH   SOLE   53,939 0 0
ABBOTT LABS COM Stock 002824100 572 4,770 SH   SOLE   4,770 0 0
DISNEY WALT CO COM Stock 254687106 709 3,845 SH   SOLE   3,845 0 0