The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 1,883 598 SH   SOLE   598 0 0
CERNER CORP Stock 156782104 219 3,031 SH   SOLE   3,031 0 0
STARBUCKS CORP Stock 855244109 350 4,068 SH   SOLE   4,068 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106 270 4,916 SH   SOLE   4,916 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,378 9,259 SH   SOLE   9,259 0 0
COSTCO WHOLESALE CORP Stock 22160K105 234 660 SH   SOLE   660 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 626 14,198 SH   SOLE   14,198 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 12,961 93,252 SH   SOLE   93,252 0 0
COCA COLA CO COM Stock 191216100 842 17,054 SH   SOLE   17,054 0 0
TRUIST FINL CORP COM Stock 89832Q109 1,590 41,784 SH   SOLE   41,784 0 0
UNITED PARCEL SERVICE INC Stock 911312106 553 3,318 SH   SOLE   3,318 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 330 2,243 SH   SOLE   2,243 0 0
INTEL CORP COM Stock 458140100 1,000 19,319 SH   SOLE   19,319 0 0
CHICAGO MERCANTILE HLDGS INC Stock 12572Q105 247 1,476 SH   SOLE   1,476 0 0
MEDTRONIC PLC SHS Stock G5960L103 513 4,939 SH   SOLE   4,939 0 0
CLOROX CO DEL COM Stock 189054109 288 1,368 SH   SOLE   1,368 0 0
NETFLIX COM INC Stock 64110L106 290 580 SH   SOLE   580 0 0
PAYCHEX INC Stock 704326107 208 2,606 SH   SOLE   2,606 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304 199 11,267 SH   SOLE   11,267 0 0
PEOPLES BK BRIDGEPORT CN Stock 712704105 189 18,320 SH   SOLE   18,320 0 0
HESS CORP COM Stock 42809H107 214 5,220 SH   SOLE   5,220 0 0
ISHARES MSCI EAFE ESG SELECT ETF ETF 46435G516 383 6,037 SH   SOLE   6,037 0 0
ISHARES INTERNATIONAL DIVIDEND GROWTH ETF ETF 46435G524 5,596 102,456 SH   SOLE   102,456 0 0
MERCK & CO INC Stock 58933Y105 711 8,566 SH   SOLE   8,566 0 0
SPDR S&P 500 ETF ETF 78462F103 755 2,253 SH   SOLE   2,253 0 0
MASTERCARD INC Stock 57636Q104 555 1,641 SH   SOLE   1,641 0 0
EMERSON ELEC CO COM Stock 291011104 248 3,783 SH   SOLE   3,783 0 0
ALLSTATE CORP Stock 020002101 263 2,795 SH   SOLE   2,795 0 0
PROASSURANCE CORP COM Stock 74267C106 156 10,000 SH   SOLE   10,000 0 0
VERIZON COMMUNICATIONS Stock 92343V104 705 11,858 SH   SOLE   11,858 0 0
SNAP ON INC COM Stock 833034101 693 4,710 SH   SOLE   4,710 0 0
PEPSICO INC COM Stock 713448108 712 5,138 SH   SOLE   5,138 0 0
HONEYWELL INTL INC Stock 438516106 325 1,973 SH   SOLE   1,973 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 965 12,667 SH   SOLE   12,667 0 0
US BANCORP DEL COM NEW Stock 902973304 2,018 56,302 SH   SOLE   56,302 0 0
BP PLC SPONSORED ADR ADR 055622104 224 12,843 SH   SOLE   12,843 0 0
HOME DEPOT Stock 437076102 1,029 3,704 SH   SOLE   3,704 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 394 2,827 SH   SOLE   2,827 0 0
ISHARES ESG AWARE USD CORPORATE BOND ETF ETF 46435G193 368 13,278 SH   SOLE   13,278 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 276 4,974 SH   SOLE   4,974 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 220 2,274 SH   SOLE   2,274 0 0
MSC INDL DIRECT INC CL A Stock 553530106 264 4,176 SH   SOLE   4,176 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 781 11,123 SH   SOLE   11,123 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 742 3,484 SH   SOLE   3,484 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 348 6,446 SH   SOLE   6,446 0 0
ADOBE SYS INC Stock 00724F101 348 710 SH   SOLE   710 0 0
GOOGLE INC Stock 02079K305 730 498 SH   SOLE   498 0 0
CSX CORP Stock 126408103 1,055 13,582 SH   SOLE   13,582 0 0
COMCAST CORP NEW CL A Stock 20030N101 435 9,393 SH   SOLE   9,393 0 0
MICROSOFT Stock 594918104 3,292 15,651 SH   SOLE   15,651 0 0
V F CORP COM Stock 918204108 241 3,425 SH   SOLE   3,425 0 0
HARTFORD MUNICIPAL OPPORTUNITIES ETF ETF 41653L503 6,626 161,101 SH   SOLE   161,101 0 0
BOEING CO COM Stock 097023105 246 1,490 SH   SOLE   1,490 0 0
NEXTERA ENERGY INC COM Stock 65339F101 366 1,320 SH   SOLE   1,320 0 0
NIKE INC CLASS B Stock 654106103 703 5,599 SH   SOLE   5,599 0 0
HARTFORD TOTAL RETURN BOND ETF ETF 41653L305 8,577 207,378 SH   SOLE   207,378 0 0
FIFTH THIRD BANCORP Stock 316773100 1,340 62,871 SH   SOLE   62,871 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 251 27,423 SH   SOLE   27,423 0 0
LILLY ELI & CO COM Stock 532457108 214 1,444 SH   SOLE   1,444 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 278 933 SH   SOLE   933 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 407 4,596 SH   SOLE   4,596 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 578 6,287 SH   SOLE   6,287 0 0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533 16,315 295,674 SH   SOLE   295,674 0 0
VISA INC Stock 92826C839 946 4,733 SH   SOLE   4,733 0 0
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD ETF 46429B689 30,515 447,892 SH   SOLE   447,892 0 0
INVESCO S&P EMERGING MARKETS LOW VOLATILITY ETF ETF 46138E297 239 11,859 SH   SOLE   11,859 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD ETF 46429B697 104,599 1,641,282 SH   SOLE   1,641,282 0 0
INVESCO S&P INTERNATIONAL DEVELOPED LOW VOLATILITY ETF ETF 46138E230 2,962 104,084 SH   SOLE   104,084 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 34,412 455,844 SH   SOLE   455,844 0 0
FACEBOOK INC CL A Stock 30303M102 776 2,963 SH   SOLE   2,963 0 0
INGREDION INC COM Stock 457187102 280 3,699 SH   SOLE   3,699 0 0
FIRST FINL BANCORP OH COM Stock 320209109 131 10,876 SH   SOLE   10,876 0 0
AVAGO TECHNOLOGIES LTD Stock 11135F101 216 594 SH   SOLE   594 0 0
BARCLAYS PLC ADR ADR 06738E204 73 14,546 SH   SOLE   14,546 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADR 606822104 64 16,041 SH   SOLE   16,041 0 0
NOVARTIS AG ADR ADR 66987V109 241 2,768 SH   SOLE   2,768 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 10,815 179,419 SH   SOLE   179,419 0 0
ACCENTURE LTD BERMUDA CL A Stock G1151C101 231 1,020 SH   SOLE   1,020 0 0
KROGER CO COM Stock 501044101 213 6,292 SH   SOLE   6,292 0 0
ENBRIDGE INC COM Stock 29250N105 400 13,692 SH   SOLE   13,692 0 0
NVIDIA CORP Stock 67066G104 551 1,018 SH   SOLE   1,018 0 0
INVESTORS BANCORP INC NEW COM Stock 46146L101 134 18,448 SH   SOLE   18,448 0 0
ABBVIE INC COM Stock 00287Y109 367 4,186 SH   SOLE   4,186 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 5,172 97,948 SH   SOLE   97,948 0 0
MACYS INC COM Stock 55616P104 143 25,021 SH   SOLE   25,021 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD ADR 874039100 264 3,258 SH   SOLE   3,258 0 0
QUALCOMM INC COM Stock 747525103 212 1,800 SH   SOLE   1,800 0 0
MCDONALDS CORP COM Stock 580135101 524 2,386 SH   SOLE   2,386 0 0
QUEST DIAGNOSTICS INC Stock 74834L100 266 2,320 SH   SOLE   2,320 0 0
DOVER CORP COM Stock 260003108 327 3,022 SH   SOLE   3,022 0 0
CISCO SYS INC Stock 17275R102 612 15,531 SH   SOLE   15,531 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 534 9,315 SH   SOLE   9,315 0 0
COTY INC COM CL A Stock 222070203 82 30,467 SH   SOLE   30,467 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 352 3,246 SH   SOLE   3,246 0 0
AT&T INC COM Stock 00206R102 244 8,575 SH   SOLE   8,575 0 0
GENERAL ELECTRIC CO COM Stock 369604103 173 27,751 SH   SOLE   27,751 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307 360 2,293 SH   SOLE   2,293 0 0
ISHARES S&P 500 INDEX ETF 464287200 1,894 5,636 SH   SOLE   5,636 0 0
UBS AG NEW F Stock H42097107 127 11,425 SH   SOLE   11,425 0 0
UNION PAC CORP COM Stock 907818108 532 2,702 SH   SOLE   2,702 0 0
CINTAS CORP Stock 172908105 886 2,662 SH   SOLE   2,662 0 0
SALESFORCE COM Stock 79466L302 228 907 SH   SOLE   907 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 261 591 SH   SOLE   591 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 3,234 33,597 SH   SOLE   33,597 0 0
CHEVRON CORP NEW COM Stock 166764100 264 3,661 SH   SOLE   3,661 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 225 1,939 SH   SOLE   1,939 0 0
DANAHER CORP Stock 235851102 207 960 SH   SOLE   960 0 0
BK OF AMERICA CORP COM Stock 060505104 317 13,147 SH   SOLE   13,147 0 0
WALMART INC COM Stock 931142103 702 5,016 SH   SOLE   5,016 0 0
INTL BUSINESS MACHINES Stock 459200101 338 2,778 SH   SOLE   2,778 0 0
ORACLE CORPORATION Stock 68389X105 324 5,431 SH   SOLE   5,431 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 343 5,966 SH   SOLE   5,966 0 0
TEXAS INSTRS INC COM Stock 882508104 530 3,714 SH   SOLE   3,714 0 0
PFIZER INC COM Stock 717081103 892 24,308 SH   SOLE   24,308 0 0
GILEAD SCIENCES INC Stock 375558103 354 5,600 SH   SOLE   5,600 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 705 480 SH   SOLE   480 0 0
AMGEN INC Stock 031162100 648 2,548 SH   SOLE   2,548 0 0
AGNICO EAGLE MINES LTD COM Stock 008474108 230 2,884 SH   SOLE   2,884 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 438 5,471 SH   SOLE   5,471 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 16,976 426,647 SH   SOLE   426,647 0 0
PHILIP MORRIS INTL INC Stock 718172109 203 2,708 SH   SOLE   2,708 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 1,916 17,434 SH   SOLE   17,434 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 237 3,939 SH   SOLE   3,939 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 800 4,090 SH   SOLE   4,090 0 0
BARRICK GOLD CORP F Stock 067901108 249 8,861 SH   SOLE   8,861 0 0
DOMINION RESOURCES INC Stock 25746U109 312 3,950 SH   SOLE   3,950 0 0
EXXON MOBIL CORP COM Stock 30231G102 465 13,548 SH   SOLE   13,548 0 0
UNITEDHEALTH GROUP Stock 91324P102 903 2,897 SH   SOLE   2,897 0 0
LOWES COS INC COM Stock 548661107 233 1,404 SH   SOLE   1,404 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 308 1,565 SH   SOLE   1,565 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 1,192 6,434 SH   SOLE   6,434 0 0
ISHARES MSCI EAFE ETF ETF 464287465 839 13,174 SH   SOLE   13,174 0 0
APPLE INC Stock 037833100 6,100 52,670 SH   SOLE   52,670 0 0
ABBOTT LABS COM Stock 002824100 485 4,453 SH   SOLE   4,453 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 378 3,047 SH   SOLE   3,047 0 0