The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 14,748 310,480 SH   SOLE   0 0 310,480
AMERICAN CENTY ETF TR US EQT ETF 025072885 10,432 167,309 SH   SOLE   0 0 167,309
APPLE INC COM 037833100 1,427 10,326 SH   SOLE   0 0 10,326
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 255 954 SH   SOLE   0 0 954
EAGLE BANCORP INC MD COM 268948106 917 20,449 SH   SOLE   0 0 20,449
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 272 4,706 SH   SOLE   0 0 4,706
ISHARES TR 0-5YR HI YL CP 46434V407 14,595 365,422 SH   SOLE   0 0 365,422
ISHARES TR AGGRES ALLOC ETF 464289859 377 6,802 SH   SOLE   0 0 6,802
ISHARES TR CORE S&P500 ETF 464287200 40,891 114,012 SH   SOLE   0 0 114,012
ISHARES TR FLTG RATE NT ETF 46429B655 332 6,596 SH   SOLE   0 0 6,596
ISHARES TR GRWT ALLOCAT ETF 464289867 312 6,973 SH   SOLE   0 0 6,973
ISHARES TR MSCI EAFE ETF 464287465 973 17,366 SH   SOLE   0 0 17,366
ISHARES TR MSCI EAFE MIN VL 46429B689 786 13,783 SH   SOLE   0 0 13,783
JANUS DETROIT STR TR HENDERSON MTG 47103U852 19,812 439,995 SH   SOLE   0 0 439,995
LOCKHEED MARTIN CORP COM 539830109 240 622 SH   SOLE   0 0 622
MARRIOTT INTL INC NEW CL A 571903202 447 3,191 SH   SOLE   0 0 3,191
VANGUARD INDEX FDS MID CAP ETF 922908629 20,026 106,533 SH   SOLE   0 0 106,533
VANGUARD INDEX FDS TOTAL STK MKT 922908769 788 4,391 SH   SOLE   0 0 4,391
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 767 9,724 SH   SOLE   0 0 9,724
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,836 100,449 SH   SOLE   0 0 100,449
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,361 31,790 SH   SOLE   0 0 31,790
VISA INC COM CL A 92826C839 235 1,325 SH   SOLE   0 0 1,325