The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 279 82 SH   SOLE   0 0 82
APPLE INC COM 037833100 1,495 11,140 SH   SOLE   0 0 11,140
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 260 954 SH   SOLE   0 0 954
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 283 4,706 SH   SOLE   0 0 4,706
ISHARES TR 0-5YR HI YL CP 46434V407 8,007 174,749 SH   SOLE   0 0 174,749
ISHARES TR AGGRES ALLOC ETF 464289859 629 9,055 SH   SOLE   0 0 9,055
ISHARES TR CONSER ALLOC ETF 464289883 249 6,315 SH   SOLE   0 0 6,315
ISHARES TR CORE S&P500 ETF 464287200 42,248 100,858 SH   SOLE   0 0 100,858
ISHARES TR GRWT ALLOCAT ETF 464289867 341 6,209 SH   SOLE   0 0 6,209
LOCKHEED MARTIN CORP COM 539830109 207 529 SH   SOLE   0 0 529
MARRIOTT INTL INC NEW CL A 571903202 474 3,191 SH   SOLE   0 0 3,191
VANGUARD INDEX FDS MID CAP ETF 922908629 20,999 90,903 SH   SOLE   0 0 90,903
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 10,163 75,559 SH   SOLE   0 0 75,559
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 20,398 200,315 SH   SOLE   0 0 200,315
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 10,855 202,587 SH   SOLE   0 0 202,587
VISA INC COM CL A 92826C839 300 1,325 SH   SOLE   0 0 1,325