The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 493 198 SH   SOLE NONE 0 0 198
APPLE INC COM COM 037833100 2,393 15,149 SH Put SOLE NONE 0 0 15,149
BANK OF MONTREAL TRK ZT 080138NYSE FANG CLBL MICROSECTORS IDX 063679872 228 18,460 SH   SOLE NONE 0 0 18,460
BERKSHIRE HATHAWAY INC COM CL B CL B NEW 084670702 661 2,080 SH   SOLE NONE 0 0 2,080
COMSTOCK MINING INC COM COM NEW 205750300 12 11,000 SH   SOLE NONE 0 0 11,000
COSTCO WHOLESALE CO COM NEW 205750300 5,065 9,500 SH   SOLE NONE 0 0 9,500
INVESCO EXCHANGE TRADED FUND T OPTIMUM YIELD ETF OPTIMUM YIELD 46090F100 2,896 152,747 SH   SOLE NONE 0 0 152,747
INVSC ACTVLY MNG OPTM YDDVRS ETF OPTIMUM YIELD 46090F100 327 17,512 SH   SOLE NONE 0 0 17,512
ISHARES CALIFORNIA MUNI BOND ETF CALIF MUN BD ETF 464288356 417 7,408 SH   SOLE NONE 0 0 7,408
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 1,521 14,281 SH   SOLE NONE 0 0 14,281
ISHARES TRUST CORE US AGGBD ET ETF CORE US AGGBD ET 464287226 1,229 11,998 SH   SOLE NONE 0 0 11,998
ISHARES TRUST JPMORGAN USD EMG ETF JPMORGAN USD EMG 464288281 4,556 50,561 SH   SOLE NONE 0 0 50,561
ISHARES TRUST NATIONAL MUN ETF NATIONAL MUN ETF 464288414 6,950 65,341 SH   SOLE NONE 0 0 65,341
META PLATFORMS INC COM CL A CL A 30303M102 305 1,442 SH   SOLE NONE 0 0 1,442
MICROSOFT CORP COM COM 594918104 233 821 SH   SOLE NONE 0 0 821
ONEOK INC COM COM 682680103 322 5,054 SH   SOLE NONE 0 0 5,054
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 353 10,253 SH   SOLE NONE 0 0 10,253
SCHWAB US AGGREGATE BONDETF US AGGREGATE B 808524839 433 8,957 SH   SOLE NONE 0 0 8,957
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102 446 9,073 SH   SOLE NONE 0 0 9,073
SCHWAB US TIPS ETF US TIPS ETF 808524870 504 8,689 SH   SOLE NONE 0 0 8,689
SOUTHWEST AIRLINES CO COM COM 844741108 237 5,100 SH   SOLE NONE 0 0 5,100
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF BLOOMBERG 1-3 MO 78468R663 239 2,620 SH   SOLE NONE 0 0 2,620
SPDR GOLD TRUST GOLD SHS ETF GOLD SHS 78463V107 2,887 16,617 SH   SOLE NONE 0 0 16,617
SPDR INDEX SHARES FUNDS PORTFOLIO DEVLPD ETF PORTFOLIO DEVLPD 78463X889 14,729 463,324 SH   SOLE NONE 0 0 463,324
SPDR INDEX SHARES FUNDS PORTFOLIO EMG MK ETF PORTFOLIO EMG MK 78463X509 4,096 112,943 SH   SOLE NONE 0 0 112,943
SPDR PORTFOLIO DEVELOPEDWORLD EX-US PORTFOLIO DEVLPD 78463X889 2,684 83,596 SH   SOLE NONE 0 0 83,596
SPDR SP500 ETF TRUST TR UNIT ETF TR UNIT 78462F103 398 962 SH   SOLE NONE 0 0 962
SPDR SERIES TRUST PORTFLI TIPS ETF PORTFLI TIPS ETF 78464A656 5,006 174,318 SH   SOLE NONE 0 0 174,318
SPDR SERIES TRUST PORTFOLI SP 1500 COMP STK ETF PORTFOLI S&P1500 78464A805 20,235 395,522 SH   SOLE NONE 0 0 395,522
SPDR SERIES TRUST PORTFOLIO AGRGTE ETF PORTFOLIO AGRGTE 78464A649 10,254 387,302 SH   SOLE NONE 0 0 387,302
SPDR SERIES TRUST PORTFOLIO INTRMD ETF PORTFOLIO INTRMD 78464A375 1,445 43,912 SH   SOLE NONE 0 0 43,912
SPDR SHORT TERM CORPORATE BND ETF PORTFOLIO SHORT 78464A474 245 8,237 SH   SOLE NONE 0 0 8,237
STRYKER CORP COM COM 863667101 635 2,682 SH   SOLE NONE 0 0 2,682
TARGET CORP COM COM 87612E106 1,519 6,613 SH   SOLE NONE 0 0 6,613
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 247 1,604 SH   SOLE NONE 0 0 1,604
VANGUARD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 1,277 28,622 SH   SOLE NONE 0 0 28,622
VANGUARD FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 345 7,973 SH   SOLE NONE 0 0 7,973
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 2,672 26,306 SH   SOLE NONE 0 0 26,306
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 2,470 11,852 SH   SOLE NONE 0 0 11,852
WORTHINGTON INDUSTRIES INC COM COM 981811102 217 4,587 SH   SOLE NONE 0 0 4,587