The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 208 1,758 SH   SOLE   0 0 1,784
ABBVIE INC COM 00287Y109 238 2,203 SH   SOLE   0 0 2,327
ABERDEEN STD SILVER ETF TR PHYSCL SILVR SHS 003264108 365 17,067 SH   SOLE   0 0 16,775
ADOBE SYSTEMS INCORPORATED COM 00724F101 282 490 SH   SOLE   0 0 486
AFLAC INC COM 001055102 349 6,688 SH   SOLE   0 0 6,688
ALPHABET INC CAP STK CL A 02079K305 356 133 SH   SOLE   0 0 122
ALPHABET INC CAP STK CL C 02079K107 243 91 SH   SOLE   0 0 91
ALPS ETF TR ALERIAN MLP 00162Q452 232 6,955 SH   SOLE   0 0 3,961
ALTRIA GROUP INC COM 02209S103 306 6,721 SH   SOLE   0 0 6,676
AMAZON COM INC COM 023135106 903 275 SH   SOLE   0 0 271
AMERICAN EXPRESS CO COM 025816109 264 1,574 SH   SOLE   0 0 1,573
APPLE INC COM 037833100 2,384 16,846 SH   SOLE   0 0 17,647
AT&T INC COM 00206R102 856 31,693 SH   SOLE   0 0 32,489
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 902 3,305 SH   SOLE   0 0 3,337
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 376 24,320 SH   SOLE   0 0 24,836
BLACKSTONE INC COM 09260D107 1,357 11,664 SH   SOLE   0 0 12,447
BLUEROCK RESIDENTIAL GWT REI COM CL A 09627J102 131 10,255 SH   SOLE   0 0 11,268
BOEING CO COM 097023105 285 1,297 SH   SOLE   0 0 1,477
BRISTOL-MYERS SQUIBB CO COM 110122108 417 7,056 SH   SOLE   0 0 6,949
CATERPILLAR INC COM 149123101 443 2,309 SH   SOLE   0 0 2,362
CENTERPOINT ENERGY INC COM 15189T107 228 9,280 SH   SOLE   0 0 9,835
CHURCH & DWIGHT INC COM 171340102 269 3,253 SH   SOLE   0 0 3,244
CISCO SYS INC COM 17275R102 419 7,693 SH   SOLE   0 0 6,453
CMS ENERGY CORP COM 125896100 522 8,746 SH   SOLE   0 0 8,693
COCA COLA CO COM 191216100 233 4,440 SH   SOLE   0 0 4,412
CSX CORP COM 126408103 891 29,974 SH   SOLE   0 0 3,653
DBX ETF TR XTRACK MSCI ALL 233051598 218 8,982 SH   SOLE   0 0 29,482
DBX ETF TR XTRACK MSCI EAFE 233051200 201 5,333 SH   SOLE   0 0 5,678
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 459 15,227 SH   SOLE   0 0 10,265
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 415 14,347 SH   SOLE   0 0 10,056
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 277 5,881 SH   SOLE   0 0 5,865
DISNEY WALT CO COM 254687106 894 5,283 SH   SOLE   0 0 5,233
DOW INC COM 260557103 312 5,425 SH   SOLE   0 0 5,057
DTE ENERGY CO COM 233331107 332 2,973 SH   SOLE   0 0 2,949
EATON VANCE TX ADV GLBL DIV COM 27828S101 275 12,942 SH   SOLE   0 0 7,551
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 256 4,203 SH   SOLE   0 0 14,401
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 216 3,199 SH   SOLE   0 0 4,845
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 455 12,523 SH   SOLE   0 0 3,051
EXXON MOBIL CORP COM 30231G102 201 3,412 SH   SOLE   0 0 10,982
FACEBOOK INC CL A 30303M102 499 1,469 SH   SOLE   0 0 1,493
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182 204 7,582 SH   SOLE   0 0 15,508
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 1,373 16,124 SH   SOLE   0 0 8,885
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 951 9,023 SH   SOLE   0 0 1,921
FIRST TR EXCHANGE TRADED FD US EQTY OPPT ETF 336920103 236 1,915 SH   SOLE   0 0 11,109
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 207 4,248 SH   SOLE   0 0 5,323
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 480 10,489 SH   SOLE   0 0 23,442
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 287 5,673 SH   SOLE   0 0 37,644
FIRST TR EXCHANGE-TRADED FD SSI STRG ETF 33739Q507 270 5,326 SH   SOLE   0 0 16,040
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 375 7,011 SH   SOLE   0 0 48,999
FIRST TR VALUE LINE DIVID IN SHS 33734H106 895 22,832 SH   SOLE   0 0 25,274
FORD MTR CO DEL COM 345370860 551 38,946 SH   SOLE   0 0 3,398
FS KKR CAP CORP COM 302635206 250 11,341 SH   SOLE   0 0 9,553
GENERAL ELECTRIC CO COM NEW 369604301 232 2,251 SH   SOLE   0 0 3,389
GLOBAL NET LEASE INC COM NEW 379378201 302 18,873 SH   SOLE   0 0 43,242
GLOBAL X FDS US INFR DEV ETF 37954Y673 1,481 58,288 SH   SOLE   0 0 5,679
GLOBAL X FDS US PFD ETF 37954Y657 659 25,592 SH   SOLE   0 0 14,430
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 285 3,479 SH   SOLE   0 0 3,437
HOME DEPOT INC COM 437076102 1,116 3,398 SH   SOLE   0 0 15,613
INTEL CORP COM 458140100 524 9,842 SH   SOLE   0 0 5,695
INTERNATIONAL BUSINESS MACHS COM 459200101 593 4,267 SH   SOLE   0 0 1,834
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,633 43,283 SH   SOLE   0 0 2,410
INVESCO EXCH TRADED FD TR II S&P SMLCP HELT 46138E149 1,200 6,575 SH   SOLE   0 0 2,337
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 385 14,430 SH   SOLE   0 0 121,171
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 265 3,623 SH   SOLE   0 0 17,231
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,392 15,969 SH   SOLE   0 0 19,281
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,614 5,412 SH   SOLE   0 0 11,138
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 526 1,823 SH   SOLE   0 0 5,728
INVESCO QQQ TR UNIT SER 1 46090E103 868 2,425 SH   SOLE   0 0 16,908
ISHARES INC MSCI GBL MIN VOL 464286525 240 2,337 SH   SOLE   0 0 4,306
ISHARES TR MSCI USA MIN VOL 46429B697 8,099 110,193 SH   SOLE   0 0 2,038
ISHARES TR MSCI USA QLT FCT 46432F339 2,175 16,512 SH   SOLE   0 0 5,791
ISHARES TR MSCI EAFE MIN VL 46429B689 1,339 17,768 SH   SOLE   0 0 1,130
ISHARES TR MSCI USA MMENTM 46432F396 1,312 7,471 SH   SOLE   0 0 8,833
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,280 12,118 SH   SOLE   0 0 3,386
ISHARES TR MSCI ACWI EX US 464288240 988 17,831 SH   SOLE   0 0 7,371
ISHARES TR TIPS BD ETF 464287176 509 3,987 SH   SOLE   0 0 1,503
ISHARES TR RUS 1000 ETF 464287622 493 2,038 SH   SOLE   0 0 5,637
ISHARES TR MSCI EAFE ETF 464287465 446 5,718 SH   SOLE   0 0 3,984
ISHARES TR MODERT ALLOC ETF 464289875 406 9,074 SH   SOLE   0 0 2,264
ISHARES TR U.S. MED DVC ETF 464288810 384 6,121 SH   SOLE   0 0 1,906
ISHARES TR CORE S&P SCP ETF 464287804 359 3,286 SH   SOLE   0 0 6,137
ISHARES TR FLTG RATE NT ETF 46429B655 341 6,699 SH   SOLE   0 0 8,747
ISHARES TR RUSSELL 2000 ETF 464287655 331 1,514 SH   SOLE   0 0 1,555
ISHARES TR A RATE CP BD ETF 46429B291 318 5,637 SH   SOLE   0 0 823
ISHARES TR CONSER ALLOC ETF 464289883 302 7,645 SH   SOLE   0 0 3,975
ISHARES TR CORE MSCI EAFE 46432F842 299 4,026 SH   SOLE   0 0 83,202
ISHARES TR US TREAS BD ETF 46429B267 263 9,929 SH   SOLE   0 0 7,477
ISHARES TR IBOXX INV CP ETF 464287242 252 1,894 SH   SOLE   0 0 4,141
ISHARES TR US HLTHCARE ETF 464287762 227 823 SH   SOLE   0 0 2,336
ISHARES TR S&P 500 VAL ETF 464287408 226 1,555 SH   SOLE   0 0 11,531
ISHARES TR GRWT ALLOCAT ETF 464289867 221 3,985 SH   SOLE   0 0 25,299
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 4,126 81,346 SH   SOLE   0 0 23,059
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 442 8,487 SH   SOLE   0 0 4,888
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 232 4,534 SH   SOLE   0 0 946
JOHNSON & JOHNSON COM 478160104 349 2,161 SH   SOLE   0 0 5,555
JPMORGAN CHASE & CO COM 46625H100 1,927 11,772 SH   SOLE   0 0 5,295
KINDER MORGAN INC DEL COM 49456B101 416 24,849 SH   SOLE   0 0 8,500
KRANESHARES TR QUADRTC INT RT 500767736 1,915 68,725 SH   SOLE   0 0 9,500
LOCKHEED MARTIN CORP COM 539830109 328 949 SH   SOLE   0 0 14,957
LOWES COS INC COM 548661107 1,130 5,571 SH   SOLE   0 0 3,847
MERCK & CO INC COM 58933Y105 399 5,313 SH   SOLE   0 0 11,221
MESABI TR CTF BEN INT 590672101 253 8,500 SH   SOLE   0 0 12,851
METHANEX CORP COM 59151K108 437 9,500 SH   SOLE   0 0 7,728
MICROSOFT CORP COM 594918104 4,177 14,817 SH   SOLE   0 0 16,193
MONDELEZ INTL INC CL A 609207105 222 3,812 SH   SOLE   0 0 9,601
NUVEEN AMT FREE QLTY MUN INC COM 670657105 171 11,243 SH   SOLE   0 0 17,568
OSI ETF TR OSHS GBL INTER 67110P704 645 12,180 SH   SOLE   0 0 19,455
OSI ETF TR OSHARES US SMLCP 67110P100 292 8,428 SH   SOLE   0 0 4,116
PEMBINA PIPELINE CORP COM 706327103 467 14,729 SH   SOLE   0 0 13,578
PFIZER INC COM 717081103 409 9,504 SH   SOLE   0 0 10,990
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,659 16,275 SH   SOLE   0 0 6,449
PREFERRED APT CMNTYS INC COM 74039L103 237 19,370 SH   SOLE   0 0 3,942
PROCTER AND GAMBLE CO COM 742718109 578 4,132 SH   SOLE   0 0 1,834
PROSHARES TR S&P MDCP 400 DIV 74347B680 924 13,636 SH   SOLE   0 0 5,398
PROSHARES TR RUSS 2000 DIVD 74347B698 644 10,445 SH   SOLE   0 0 159,332
PROSHARES TR S&P 500 DV ARIST 74348A467 568 6,412 SH   SOLE   0 0 55,193
PROSHARES TR ONLINE RTL ETF 74347B169 230 3,500 SH   SOLE   0 0 12,493
QUALCOMM INC COM 747525103 228 1,771 SH   SOLE   0 0 30,085
RAYTHEON TECHNOLOGIES CORP COM 75513E101 466 5,423 SH   SOLE   0 0 7,160
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,512 155,058 SH   SOLE   0 0 9,016
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,217 55,009 SH   SOLE   0 0 3,087
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,328 12,788 SH   SOLE   0 0 3,489
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,157 29,899 SH   SOLE   0 0 4,358
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 698 6,972 SH   SOLE   0 0 16,302
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 474 3,200 SH   SOLE   0 0 10,141
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 314 5,781 SH   SOLE   0 0 10,290
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 258 3,822 SH   SOLE   0 0 9,582
SCHWAB STRATEGIC TR US REIT ETF 808524847 201 4,394 SH   SOLE   0 0 3,131
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,539 17,005 SH   SOLE   0 0 3,291
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 397 10,571 SH   SOLE   0 0 1,553
SORRENTO THERAPEUTICS INC COM NEW 83587F202 109 14,238 SH   SOLE   0 0 3,279
SOUTHERN CO COM 842587107 599 9,666 SH   SOLE   0 0 7,537
SPDR GOLD TR GOLD SHS 78463V107 538 3,275 SH   SOLE   0 0 15,258
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,433 3,340 SH   SOLE   0 0 10,766
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 737 1,533 SH   SOLE   0 0 2,422
SPDR SER TR BLMBRG BRC CNVRT 78464A359 648 7,596 SH   SOLE   0 0 3,822
SPDR SER TR FACTST INV ETF 78464A110 643 2,979 SH   SOLE   0 0 6,347
SPDR SER TR PORTFLI TIPS ETF 78464A656 481 15,481 SH   SOLE   0 0 826
SPDR SER TR PORTFOLIO INTRMD 78464A375 398 10,911 SH   SOLE   0 0 1,338
SPDR SER TR HLTH CR EQUIP 78464A581 278 2,224 SH   SOLE   0 0 517
SPDR SER TR S&P 400 MDCP VAL 78464A839 253 3,819 SH   SOLE   0 0 171
SPDR SER TR PRTFLO S&P500 HI 78468R788 245 6,267 SH   SOLE   0 0 1,598
SPDR SER TR S&P OILGAS EXP 78468R556 207 2,139 SH   SOLE   0 0 46,090
STRYKER CORPORATION COM 863667101 218 827 SH   SOLE   0 0 3,446
TARGET CORP COM 87612E106 306 1,338 SH   SOLE   0 0 801
TESLA INC COM 88160R101 398 513 SH   SOLE   0 0 65,639
UNION PAC CORP COM 907818108 314 1,602 SH   SOLE   0 0 7,399
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 3,433 46,861 SH   SOLE   0 0 4,219
VANECK ETF TRUST RARE EARTH/STRTG 92189H805 516 4,999 SH   SOLE   0 0 11,854
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 361 1,408 SH   SOLE   0 0 10,841
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,833 21,446 SH   SOLE   0 0 2,353
VANGUARD BD INDEX FDS INTERMED TERM 921937819 661 7,387 SH   SOLE   0 0 1,019
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 345 4,216 SH   SOLE   0 0 14,481
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,591 11,851 SH   SOLE   0 0 3,803
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,463 11,093 SH   SOLE   0 0 10,445
VANGUARD INDEX FDS MID CAP ETF 922908629 558 2,358 SH   SOLE   0 0 5,614
VANGUARD INDEX FDS GROWTH ETF 922908736 296 1,020 SH   SOLE   0 0 6,698
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 741 14,823 SH   SOLE   0 0 24,132
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 405 3,976 SH   SOLE   0 0 30,202
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 689 8,355 SH   SOLE   0 0 8,744
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 455 5,693 SH   SOLE   0 0 7,355
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 367 6,892 SH   SOLE   0 0 1,880
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,830 24,934 SH   SOLE   0 0 9,873
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,119 35,757 SH   SOLE   0 0 8,264
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 706 9,016 SH   SOLE   0 0 4,733
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,918 7,761 SH   SOLE   0 0 58,782
VANGUARD WORLD FDS UTILITIES ETF 92204A876 288 2,071 SH   SOLE   0 0 2,071
VERIZON COMMUNICATIONS INC COM 92343V104 529 9,796 SH   SOLE   0 0 9,796
WELLS FARGO CO NEW COM 949746101 337 7,265 SH   SOLE   0 0 7,265
WISDOMTREE TR US HGH YLD CORP 97717X172 247 4,700 SH   SOLE   0 0 4,700
WORLD GOLD TR SPDR GLD MINIS 98149E204 1,087 62,233 SH   SOLE   0 0 62,233