The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 245 2,291 SH   SOLE   0 0 2,291
ABERDEEN STD SILVER ETF TR PHYSCL SILVR SHS 003264108 421 16,493 SH   SOLE   0 0 16,493
ADOBE SYSTEMS INCORPORATED COM 00724F101 258 515 SH   SOLE   0 0 515
AFLAC INC COM 001055102 297 6,688 SH   SOLE   0 0 6,688
ALTRIA GROUP INC COM 02209S103 285 6,943 SH   SOLE   0 0 6,943
AMAZON COM INC COM 023135106 752 231 SH   SOLE   0 0 231
APPLE INC COM 037833100 2,341 17,644 SH   SOLE   0 0 17,644
ARK ETF TR INNOVATION ETF 00214Q104 457 3,670 SH   SOLE   0 0 3,670
AT&T INC COM 00206R102 970 33,714 SH   SOLE   0 0 33,714
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 784 3,382 SH   SOLE   0 0 3,382
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 365 25,056 SH   SOLE   0 0 25,056
BLACKSTONE GROUP INC COM CL A 09260D107 863 13,313 SH   SOLE   0 0 13,313
BLUEROCK RESIDENTIAL GWT REI COM CL A 09627J102 143 11,324 SH   SOLE   0 0 11,324
BOEING CO COM 097023105 316 1,477 SH   SOLE   0 0 1,477
BORGWARNER INC COM 099724106 395 10,212 SH   SOLE   0 0 10,212
BRISTOL-MYERS SQUIBB CO COM 110122108 425 6,844 SH   SOLE   0 0 6,844
CATERPILLAR INC COM 149123101 429 2,360 SH   SOLE   0 0 2,360
CENTERPOINT ENERGY INC COM 15189T107 226 10,457 SH   SOLE   0 0 10,457
CHURCH & DWIGHT INC COM 171340102 281 3,224 SH   SOLE   0 0 3,224
CISCO SYS INC COM 17275R102 258 5,755 SH   SOLE   0 0 5,755
CMS ENERGY CORP COM 125896100 535 8,764 SH   SOLE   0 0 8,764
COCA COLA CO COM 191216100 242 4,419 SH   SOLE   0 0 4,419
COMCAST CORP NEW CL A 20030N101 249 4,748 SH   SOLE   0 0 4,748
CSX CORP COM 126408103 895 9,868 SH   SOLE   0 0 9,868
DISNEY WALT CO COM 254687106 979 5,406 SH   SOLE   0 0 5,406
DOMINION ENERGY INC COM 25746U109 592 7,875 SH   SOLE   0 0 7,875
DTE ENERGY CO COM 233331107 355 2,922 SH   SOLE   0 0 2,922
EATON VANCE TX ADV GLBL DIV COM 27828S101 283 15,520 SH   SOLE   0 0 15,520
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 299 5,198 SH   SOLE   0 0 5,198
FACEBOOK INC CL A 30303M102 408 1,493 SH   SOLE   0 0 1,493
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 960 13,312 SH   SOLE   0 0 13,312
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 878 9,241 SH   SOLE   0 0 9,241
FIRST TR EXCHANGE TRADED FD US EQTY OPPT ETF 336920103 224 1,895 SH   SOLE   0 0 1,895
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 467 11,536 SH   SOLE   0 0 11,536
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 275 4,582 SH   SOLE   0 0 4,582
FIRST TR EXCHANGE-TRADED FD SSI STRG ETF 33739Q507 260 5,309 SH   SOLE   0 0 5,309
FIRST TR VALUE LINE DIVID IN SHS 33734H106 851 24,261 SH   SOLE   0 0 24,261
FORD MTR CO DEL COM 345370860 378 42,964 SH   SOLE   0 0 42,964
GENERAL ELECTRIC CO COM 369604103 218 20,174 SH   SOLE   0 0 20,174
GLOBAL X FDS US PFD ETF 37954Y657 562 21,801 SH   SOLE   0 0 21,801
HOME DEPOT INC COM 437076102 878 3,305 SH   SOLE   0 0 3,305
INTEL CORP COM 458140100 476 9,563 SH   SOLE   0 0 9,563
INTERNATIONAL BUSINESS MACHS COM 459200101 330 2,619 SH   SOLE   0 0 2,619
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,548 45,310 SH   SOLE   0 0 45,310
INVESCO EXCH TRADED FD TR II S&P SMLCP HELT 46138E149 638 3,754 SH   SOLE   0 0 3,754
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 416 14,430 SH   SOLE   0 0 14,430
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 322 6,683 SH   SOLE   0 0 6,683
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 2,036 7,784 SH   SOLE   0 0 7,784
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,371 10,749 SH   SOLE   0 0 10,749
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 587 2,317 SH   SOLE   0 0 2,317
INVESCO QQQ TR UNIT SER 1 46090E103 702 2,237 SH   SOLE   0 0 2,237
ISHARES INC MSCI GBL MIN VOL 464286525 224 2,316 SH   SOLE   0 0 2,316
ISHARES TR MSCI USA MIN VOL 46429B697 11,375 167,570 SH   SOLE   0 0 167,570
ISHARES TR MSCI USA QLT FCT 46432F339 2,053 17,669 SH   SOLE   0 0 17,669
ISHARES TR MSCI EAFE MIN VL 46429B689 1,891 25,760 SH   SOLE   0 0 25,760
ISHARES TR MSCI USA MMENTM 46432F396 965 5,984 SH   SOLE   0 0 5,984
ISHARES TR SELECT DIVID ETF 464287168 882 9,171 SH   SOLE   0 0 9,171
ISHARES TR MSCI ACWI EX US 464288240 450 8,484 SH   SOLE   0 0 8,484
ISHARES TR RUS 1000 ETF 464287622 432 2,038 SH   SOLE   0 0 2,038
ISHARES TR TIPS BD ETF 464287176 410 3,209 SH   SOLE   0 0 3,209
ISHARES TR FLTG RATE NT ETF 46429B655 393 7,744 SH   SOLE   0 0 7,744
ISHARES TR U.S. MED DVC ETF 464288810 374 1,144 SH   SOLE   0 0 1,144
ISHARES TR MSCI EAFE ETF 464287465 366 5,023 SH   SOLE   0 0 5,023
ISHARES TR CORE S&P500 ETF 464287200 345 919 SH   SOLE   0 0 919
ISHARES TR CORE US AGGBD ET 464287226 342 2,890 SH   SOLE   0 0 2,890
ISHARES TR A RATE CP BD ETF 46429B291 332 5,666 SH   SOLE   0 0 5,666
ISHARES TR CORE S&P SCP ETF 464287804 309 3,361 SH   SOLE   0 0 3,361
ISHARES TR IBOXX INV CP ETF 464287242 277 2,008 SH   SOLE   0 0 2,008
ISHARES TR CORE MSCI EAFE 46432F842 273 3,951 SH   SOLE   0 0 3,951
ISHARES TR MODERT ALLOC ETF 464289875 259 5,991 SH   SOLE   0 0 5,991
ISHARES TR RUSSELL 2000 ETF 464287655 243 1,238 SH   SOLE   0 0 1,238
ISHARES TR 0-5 YR TIPS ETF 46429B747 216 2,071 SH   SOLE   0 0 2,071
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 5,041 99,256 SH   SOLE   0 0 99,256
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 328 6,313 SH   SOLE   0 0 6,313
JOHNSON & JOHNSON COM 478160104 358 2,272 SH   SOLE   0 0 2,272
JPMORGAN CHASE & CO COM 46625H100 1,435 11,295 SH   SOLE   0 0 11,295
KINDER MORGAN INC DEL COM 49456B101 313 22,866 SH   SOLE   0 0 22,866
LOCKHEED MARTIN CORP COM 539830109 320 901 SH   SOLE   0 0 901
LOWES COS INC COM 548661107 881 5,490 SH   SOLE   0 0 5,490
MERCK & CO. INC COM 58933Y105 430 5,252 SH   SOLE   0 0 5,252
MESABI TR CTF BEN INT 590672101 238 8,500 SH   SOLE   0 0 8,500
METHANEX CORP COM 59151K108 438 9,500 SH   SOLE   0 0 9,500
MICROSOFT CORP COM 594918104 3,294 14,809 SH   SOLE   0 0 14,809
MONDELEZ INTL INC CL A 609207105 224 3,835 SH   SOLE   0 0 3,835
OSI ETF TR OSHS GBL INTER 67110P704 696 12,817 SH   SOLE   0 0 12,817
PEMBINA PIPELINE CORP COM 706327103 402 16,982 SH   SOLE   0 0 16,982
PFIZER INC COM 717081103 349 9,468 SH   SOLE   0 0 9,468
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,924 18,851 SH   SOLE   0 0 18,851
PREFERRED APT CMNTYS INC COM 74039L103 138 18,651 SH   SOLE   0 0 18,651
PROCTER AND GAMBLE CO COM 742718109 579 4,159 SH   SOLE   0 0 4,159
PROSHARES TR S&P MDCP 400 DIV 74347B680 812 12,907 SH   SOLE   0 0 12,907
PROSHARES TR RUSS 2000 DIVD 74347B698 644 11,219 SH   SOLE   0 0 11,219
PROSHARES TR S&P 500 DV ARIST 74348A467 491 6,144 SH   SOLE   0 0 6,144
PROSHARES TR ONLINE RTL ETF 74347B169 285 3,755 SH   SOLE   0 0 3,755
QUALCOMM INC COM 747525103 294 1,931 SH   SOLE   0 0 1,931
RAYTHEON TECHNOLOGIES CORP COM 75513E101 402 5,624 SH   SOLE   0 0 5,624
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,795 152,708 SH   SOLE   0 0 152,708
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,417 50,113 SH   SOLE   0 0 50,113
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 986 10,831 SH   SOLE   0 0 10,831
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 845 23,468 SH   SOLE   0 0 23,468
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 650 7,307 SH   SOLE   0 0 7,307
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 461 8,223 SH   SOLE   0 0 8,223
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 378 2,944 SH   SOLE   0 0 2,944
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 214 4,167 SH   SOLE   0 0 4,167
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 207 3,474 SH   SOLE   0 0 3,474
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,523 19,408 SH   SOLE   0 0 19,408
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 268 9,098 SH   SOLE   0 0 9,098
SPDR GOLD TR GOLD SHS 78463V107 489 2,742 SH   SOLE   0 0 2,742
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,270 3,396 SH   SOLE   0 0 3,396
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 641 1,526 SH   SOLE   0 0 1,526
SPDR SER TR S&P DIVID ETF 78464A763 1,113 10,512 SH   SOLE   0 0 10,512
SPDR SER TR BLMBRG BRC CNVRT 78464A359 605 7,311 SH   SOLE   0 0 7,311
SPDR SER TR FACTST INV ETF 78464A110 396 1,843 SH   SOLE   0 0 1,843
SPDR SER TR PORTFLI TIPS ETF 78464A656 337 10,796 SH   SOLE   0 0 10,796
SPDR SER TR HLTH CR EQUIP 78464A581 313 2,750 SH   SOLE   0 0 2,750
SPDR SER TR PORTFOLIO INTRMD 78464A375 309 8,315 SH   SOLE   0 0 8,315
SPDR SER TR PRTFLO S&P500 HI 78468R788 225 6,834 SH   SOLE   0 0 6,834
SPDR SER TR S&P 400 MDCP VAL 78464A839 213 3,840 SH   SOLE   0 0 3,840
STRYKER CORPORATION COM 863667101 202 824 SH   SOLE   0 0 824
TARGET CORP COM 87612E106 236 1,339 SH   SOLE   0 0 1,339
TESLA INC COM 88160R101 362 513 SH   SOLE   0 0 513
TREVENA INC COM 89532E109 21 10,019 SH   SOLE   0 0 10,019
UNION PAC CORP COM 907818108 333 1,600 SH   SOLE   0 0 1,600
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 2,150 34,674 SH   SOLE   0 0 34,674
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,807 99,867 SH   SOLE   0 0 99,867
VANGUARD BD INDEX FDS INTERMED TERM 921937819 513 5,530 SH   SOLE   0 0 5,530
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 217 2,618 SH   SOLE   0 0 2,618
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,311 11,873 SH   SOLE   0 0 11,873
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,918 9,856 SH   SOLE   0 0 9,856
VANGUARD INDEX FDS MID CAP ETF 922908629 443 2,144 SH   SOLE   0 0 2,144
VANGUARD INDEX FDS GROWTH ETF 922908736 258 1,017 SH   SOLE   0 0 1,017
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 204 1,713 SH   SOLE   0 0 1,713
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 419 8,354 SH   SOLE   0 0 8,354
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 329 3,551 SH   SOLE   0 0 3,551
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 824 9,895 SH   SOLE   0 0 9,895
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 363 4,418 SH   SOLE   0 0 4,418
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,663 18,863 SH   SOLE   0 0 18,863
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 993 12,197 SH   SOLE   0 0 12,197
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 620 7,531 SH   SOLE   0 0 7,531
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,232 5,506 SH   SOLE   0 0 5,506
VANGUARD WORLD FDS UTILITIES ETF 92204A876 264 1,923 SH   SOLE   0 0 1,923
VERIZON COMMUNICATIONS INC COM 92343V104 669 11,394 SH   SOLE   0 0 11,394
WALMART INC COM 931142103 207 1,435 SH   SOLE   0 0 1,435
WELLS FARGO CO NEW COM 949746101 272 9,021 SH   SOLE   0 0 9,021
WISDOMTREE TR US HGH YLD CORP 97717X172 209 3,979 SH   SOLE   0 0 3,979
WORLD GOLD TR SPDR GLD MINIS 98149E204 877 46,312 SH   SOLE   0 0 46,312