The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 209 2,128 SH   SOLE   0 0 2,128
ABERDEEN STD SILVER ETF TR PHYSCL SILVR SHS 003264108 192 10,885 SH   SOLE   0 0 10,885
ADOBE INC COM 00724F101 241 554 SH   SOLE   0 0 554
AFLAC INC COM 001055102 241 6,688 SH   SOLE   0 0 6,688
ALTRIA GROUP INC COM 02209S103 271 6,914 SH   SOLE   0 0 6,914
AMAZON COM INC COM 023135106 720 261 SH   SOLE   0 0 261
APPLE INC COM 037833100 1,991 5,458 SH   SOLE   0 0 5,458
ARK ETF TR INNOVATION ETF 00214Q104 249 3,495 SH   SOLE   0 0 3,495
AT&T INC COM 00206R102 856 28,320 SH   SOLE   0 0 28,320
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 831 4,658 SH   SOLE   0 0 4,658
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 343 25,287 SH   SOLE   0 0 25,287
BLACKSTONE GROUP INC COM CL A 09260D107 710 12,539 SH   SOLE   0 0 12,539
BLUEROCK RESIDENTIAL GWT REI COM CL A 09627J102 91 11,324 SH   SOLE   0 0 11,324
BOEING CO COM 097023105 294 1,605 SH   SOLE   0 0 1,605
BORGWARNER INC COM 099724106 360 10,212 SH   SOLE   0 0 10,212
BRISTOL-MYERS SQUIBB CO COM 110122108 406 6,897 SH   SOLE   0 0 6,897
CATERPILLAR INC DEL COM 149123101 302 2,388 SH   SOLE   0 0 2,388
CENTERPOINT ENERGY INC COM 15189T107 210 11,249 SH   SOLE   0 0 11,249
CHURCH & DWIGHT INC COM 171340102 248 3,209 SH   SOLE   0 0 3,209
CISCO SYS INC COM 17275R102 265 5,687 SH   SOLE   0 0 5,687
CMS ENERGY CORP COM 125896100 491 8,411 SH   SOLE   0 0 8,411
COCA COLA CO COM 191216100 221 4,949 SH   SOLE   0 0 4,949
CSX CORP COM 126408103 704 10,098 SH   SOLE   0 0 10,098
DBX ETF TR XTRACK MSCI EAFE 233051200 247 8,187 SH   SOLE   0 0 8,187
DISNEY WALT CO COM DISNEY 254687106 662 5,936 SH   SOLE   0 0 5,936
DTE ENERGY CO COM 233331107 306 2,849 SH   SOLE   0 0 2,849
DUNKIN BRANDS GROUP INC COM 265504100 2,609 40,001 SH   SOLE   0 0 40,001
EATON VANCE TX ADV GLBL DIV COM 27828S101 221 15,506 SH   SOLE   0 0 15,506
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 275 6,194 SH   SOLE   0 0 6,194
FACEBOOK INC CL A 30303M102 371 1,633 SH   SOLE   0 0 1,633
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182 328 15,646 SH   SOLE   0 0 15,646
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 774 13,894 SH   SOLE   0 0 13,894
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 704 9,450 SH   SOLE   0 0 9,450
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 413 12,850 SH   SOLE   0 0 12,850
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 289 4,825 SH   SOLE   0 0 4,825
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 282 5,464 SH   SOLE   0 0 5,464
FIRST TR EXCHANGE-TRADED FD SSI STRG ETF 33739Q507 275 7,749 SH   SOLE   0 0 7,749
FIRST TR VALUE LINE DIVID IN SHS 33734H106 928 30,605 SH   SOLE   0 0 30,605
FORD MTR CO DEL COM 345370860 250 41,187 SH   SOLE   0 0 41,187
GENERAL ELECTRIC CO COM 369604103 132 19,299 SH   SOLE   0 0 19,299
HOME DEPOT INC COM 437076102 816 3,256 SH   SOLE   0 0 3,256
INTEL CORP COM 458140100 579 9,674 SH   SOLE   0 0 9,674
INTERNATIONAL BUSINESS MACHS COM 459200101 238 1,969 SH   SOLE   0 0 1,969
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,490 50,131 SH   SOLE   0 0 50,131
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 1,751 42,318 SH   SOLE   0 0 42,318
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 364 13,587 SH   SOLE   0 0 13,587
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 209 10,767 SH   SOLE   0 0 10,767
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,849 8,322 SH   SOLE   0 0 8,322
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,084 10,650 SH   SOLE   0 0 10,650
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 535 2,689 SH   SOLE   0 0 2,689
INVESCO QQQ TR UNIT SER 1 46090E103 323 1,305 SH   SOLE   0 0 1,305
ISHARES INC MIN VOL GBL ETF 464286525 211 2,412 SH   SOLE   0 0 2,412
ISHARES TR MSCI MIN VOL ETF 46429B697 11,986 197,698 SH   SOLE   0 0 197,698
ISHARES TR MIN VOL EAFE ETF 46429B689 2,677 40,522 SH   SOLE   0 0 40,522
ISHARES TR USA QUALITY FCTR 46432F339 1,050 10,949 SH   SOLE   0 0 10,949
ISHARES TR SELECT DIVID ETF 464287168 758 9,386 SH   SOLE   0 0 9,386
ISHARES TR FLTG RATE NT ETF 46429B655 539 10,661 SH   SOLE   0 0 10,661
ISHARES TR TIPS BD ETF 464287176 353 2,869 SH   SOLE   0 0 2,869
ISHARES TR RUS 1000 ETF 464287622 350 2,038 SH   SOLE   0 0 2,038
ISHARES TR U.S. MED DVC ETF 464288810 342 1,292 SH   SOLE   0 0 1,292
ISHARES TR USA MOMENTUM FCT 46432F396 321 2,451 SH   SOLE   0 0 2,451
ISHARES TR A RATE CP BD ETF 46429B291 299 5,163 SH   SOLE   0 0 5,163
ISHARES TR CORE S&P500 ETF 464287200 281 908 SH   SOLE   0 0 908
ISHARES TR MSCI EAFE ETF 464287465 263 4,325 SH   SOLE   0 0 4,325
ISHARES TR CORE US AGGBD ET 464287226 221 1,874 SH   SOLE   0 0 1,874
ISHARES TR CORE S&P SCP ETF 464287804 205 2,997 SH   SOLE   0 0 2,997
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 279 5,578 SH   SOLE   0 0 5,578
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 6,796 133,957 SH   SOLE   0 0 133,957
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 290 5,965 SH   SOLE   0 0 5,965
JOHNSON & JOHNSON COM 478160104 304 2,160 SH   SOLE   0 0 2,160
JPMORGAN CHASE & CO COM 46625H100 1,109 11,794 SH   SOLE   0 0 11,794
LOCKHEED MARTIN CORP COM 539830109 313 859 SH   SOLE   0 0 859
LOWES COS INC COM 548661107 740 5,474 SH   SOLE   0 0 5,474
MERCK & CO. INC COM 58933Y105 397 5,137 SH   SOLE   0 0 5,137
MICROSOFT CORP COM 594918104 3,048 14,978 SH   SOLE   0 0 14,978
OSI ETF TR OSHS GBL INTER 67110P704 342 9,028 SH   SOLE   0 0 9,028
PEMBINA PIPELINE CORP COM 706327103 367 14,670 SH   SOLE   0 0 14,670
PFIZER INC COM 717081103 315 9,647 SH   SOLE   0 0 9,647
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,881 18,496 SH   SOLE   0 0 18,496
PREFERRED APT CMNTYS INC COM 74039L103 139 18,338 SH   SOLE   0 0 18,338
PROCTER AND GAMBLE CO COM 742718109 484 4,048 SH   SOLE   0 0 4,048
PROSHARES TR S&P MDCP 400 DIV 74347B680 2,411 45,810 SH   SOLE   0 0 45,810
PROSHARES TR S&P 500 DV ARIST 74348A467 757 11,243 SH   SOLE   0 0 11,243
PROSHARES TR RUSS 2000 DIVD 74347B698 703 14,492 SH   SOLE   0 0 14,492
QUALCOMM INC COM 747525103 215 2,361 SH   SOLE   0 0 2,361
RAYTHEON TECHNOLOGIES CORP COM 75513E101 395 6,408 SH   SOLE   0 0 6,408
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,024 155,059 SH   SOLE   0 0 155,059
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,928 55,639 SH   SOLE   0 0 55,639
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 763 10,384 SH   SOLE   0 0 10,384
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 662 22,257 SH   SOLE   0 0 22,257
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 494 7,568 SH   SOLE   0 0 7,568
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 294 2,899 SH   SOLE   0 0 2,899
SCHWAB STRATEGIC TR US REIT ETF 808524847 233 6,602 SH   SOLE   0 0 6,602
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 201 3,566 SH   SOLE   0 0 3,566
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,804 17,261 SH   SOLE   0 0 17,261
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 210 9,085 SH   SOLE   0 0 9,085
SPDR GOLD TR GOLD SHS 78463V107 396 2,368 SH   SOLE   0 0 2,368
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,193 3,868 SH   SOLE   0 0 3,868
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 543 1,673 SH   SOLE   0 0 1,673
SPDR SER TR S&P DIVID ETF 78464A763 958 10,506 SH   SOLE   0 0 10,506
SPDR SER TR BLMBRG BRC CNVRT 78464A359 301 4,979 SH   SOLE   0 0 4,979
SPDR SER TR HLTH CR EQUIP 78464A581 292 3,265 SH   SOLE   0 0 3,265
SPDR SER TR PRTFLO S&P500 HI 78468R788 216 7,765 SH   SOLE   0 0 7,765
UNION PAC CORP COM 907818108 275 1,624 SH   SOLE   0 0 1,624
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 1,161 22,235 SH   SOLE   0 0 22,235
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,763 87,881 SH   SOLE   0 0 87,881
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 220 2,649 SH   SOLE   0 0 2,649
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,716 11,774 SH   SOLE   0 0 11,774
VANGUARD INDEX FDS TOTAL STK MKT 922908769 803 5,129 SH   SOLE   0 0 5,129
VANGUARD INDEX FDS MID CAP ETF 922908629 252 1,540 SH   SOLE   0 0 1,540
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 201 5,085 SH   SOLE   0 0 5,085
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 742 8,971 SH   SOLE   0 0 8,971
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,450 12,373 SH   SOLE   0 0 12,373
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 353 5,269 SH   SOLE   0 0 5,269
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 568 2,948 SH   SOLE   0 0 2,948
VANGUARD WORLD FDS UTILITIES ETF 92204A876 234 1,891 SH   SOLE   0 0 1,891
VERIZON COMMUNICATIONS INC COM 92343V104 602 10,919 SH   SOLE   0 0 10,919
WELLS FARGO CO NEW COM 949746101 214 8,376 SH   SOLE   0 0 8,376
WORLD GOLD TR SPDR GLD MINIS 98149E204 495 27,853 SH   SOLE   0 0 27,853