The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206R102 972 24,778 SH   SOLE   0 0 24,778
AFLAC INC COM 001055102 351 6,712 SH   SOLE   0 0 6,712
ALPS SECTOR DIVIDEND DOGS ETF SECTR DIV DOGS 00162Q858 202 4,352 SH   SOLE   0 0 4,352
ALTRIA GROUP INC COM 02209S103 280 5,636 SH   SOLE   0 0 5,636
AMAZON.COM INC COM 023135106 253 133 SH   SOLE   0 0 133
APPLE INC COM 037833100 1,413 4,707 SH   SOLE   0 0 4,707
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702 2,032 8,986 SH   SOLE   0 0 8,986
BLACKROCK MUNIY MICHIGAN COM 09254V105 189 13,261 SH   SOLE   0 0 13,261
BLACKSTONE GROUP INC COM 09253U108 552 9,843 SH   SOLE   0 0 9,843
BLUEROCK RESIDENTIAL REIT COM CL A 09627J102 122 10,343 SH   SOLE   0 0 10,343
BOEING CO COM 097023105 549 1,622 SH   SOLE   0 0 1,622
BORG WARNER INC COM 099724106 235 5,586 SH   SOLE   0 0 5,586
BP PLC FSPONSORED ADR 1 ADR REPS 6 ORD SHS SPONSORED ADR 055622104 209 5,321 SH   SOLE   0 0 5,321
BRISTOL-MYERS SQUIBB COM 110122108 409 6,387 SH   SOLE   0 0 6,387
C M S ENERGY CORP COM 125896100 518 8,311 SH   SOLE   0 0 8,311
CATERPILLAR INC COM 149123101 301 2,061 SH   SOLE   0 0 2,061
CHARLES SCHWAB US MC ETF US MID-CAP ETF 808524508 4,020 66,860 SH   SOLE   0 0 66,860
CHARLES SCHWAB US REIT ETF US REIT ETF 808524847 372 8,224 SH   SOLE   0 0 8,224
CHURCH & DWIGHT CO COM 171340102 223 3,194 SH   SOLE   0 0 3,194
CISCO SYSTEMS INC COM 17275R102 221 4,674 SH   SOLE   0 0 4,674
CSX CORP COM 126408103 740 10,126 SH   SOLE   0 0 10,126
DTE ENERGY CO COM 233331107 476 3,717 SH   SOLE   0 0 3,717
DUNKIN BRANDS GROUP COM 265504100 3,596 47,542 SH   SOLE   0 0 47,542
EATON VANCE TAX ADV GLBL COM 27828S101 283 15,765 SH   SOLE   0 0 15,765
EATON VANCE TAX ADVANTAG COM 27828G107 210 8,289 SH   SOLE   0 0 8,289
ENTERPRISE PRODS PART LP COM 293792107 660 23,056 SH   SOLE   0 0 23,056
ETFMG PRIME CYBER SECURITY ETF PRIME CYBR SCRTY 26924G201 285 6,626 SH   SOLE   0 0 6,626
EXXON MOBIL CORP COM 30231G102 319 4,585 SH   SOLE   0 0 4,585
FACEBOOK INC CLASS A COM 30303M102 370 1,728 SH   SOLE   0 0 1,728
FIRST TRST ENHNCD SHRT MRTY ETF IV FIRST TR ENH NEW 33739Q408 384 6,393 SH   SOLE   0 0 6,393
FIRST TRUST CLOUD COMPUTING ETF CLOUD COMPUTING 33734X192 368 5,940 SH   SOLE   0 0 5,940
FIRST TRUST DORSEY WRIGHT FOCUS 5 ET DORSEY WRT 5 ETF 33738R605 457 14,355 SH   SOLE   0 0 14,355
FIRST TRUST ISE WATER INDEX ETF WTR ETF 33733B100 988 16,619 SH   SOLE   0 0 16,619
FIRST TRUST SENIOR LOAN ETF SENIOR LN FD 33738D309 227 4,718 SH   SOLE   0 0 4,718
FIRST TRUST US EQUITY OPRTNT ETF NY ARCA BIOTECH 336920103 268 3,292 SH   SOLE   0 0 3,292
FIRST TRUST VALUE DIVIDEND INDEX ETF SHS 33734H106 1,859 52,018 SH   SOLE   0 0 52,018
FORD MOTOR CO COM 345370860 421 46,026 SH   SOLE   0 0 46,026
FST TRT DSY WRGHT INTRNLFOCS 5 ETF DORSEY WRIGHT 33738R886 247 11,603 SH   SOLE   0 0 11,603
FT EMERGING MARKETS ALPHADEX ETF EMERG MKT ALPH 33737J182 479 18,092 SH   SOLE   0 0 18,092
FT SSI STRATEGIC CONVERTIBLE SEC ETF SSI STRG ETF 33739Q507 357 10,601 SH   SOLE   0 0 10,601
GENERAL ELECTRIC CO COM 369604103 169 14,106 SH   SOLE   0 0 14,106
HOME DEPOT INC COM 437076102 714 3,277 SH   SOLE   0 0 3,277
IBM CORP COM 459200101 232 1,733 SH   SOLE   0 0 1,733
INTEL CORP COM 458140100 545 9,201 SH   SOLE   0 0 9,201
INVESCO EMERGING MARKETSSOVEREIGN DEBT ETF SOVEREIGN DEBT 73936T573 404 13,666 SH   SOLE   0 0 13,666
INVESCO LADDERRITE 0-5 YEAR CORPORATE BOND ETF LAD 0-5Y CR BD 73937B589 223 8,803 SH   SOLE   0 0 8,803
INVESCO QQQ TRUST UNIT SER 1 46090E103 230 1,067 SH   SOLE   0 0 1,067
INVESCO S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 2,005 17,368 SH   SOLE   0 0 17,368
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF GUG S&P500EQWTHC 78355W841 1,577 7,114 SH   SOLE   0 0 7,114
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF S&P500 EQL TEC 46137V282 597 2,981 SH   SOLE   0 0 2,981
INVESCO S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 73937B779 3,219 55,702 SH   SOLE   0 0 55,702
INVESCO S&P EMERGING MARKETS LOW VOLATILITY ETF EM MRK LOW VOL 73937B662 438 18,538 SH   SOLE   0 0 18,538
INVESCO S&P MIDCAP LOW VOLATILITY ETF S&P MIDCP LOW 46138E198 2,680 50,506 SH   SOLE   0 0 50,506
INVESCO S&P SMALLCAP LOWVOLATILITY ETF S&P SMLCP LOW 46138G102 373 7,413 SH   SOLE   0 0 7,413
ISHARE EDGE MSCI MIN VOLEAFE ETF MIN VOL EAFE ETF 46429B689 4,654 62,442 SH   SOLE   0 0 62,442
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867 486 10,147 SH   SOLE   0 0 10,147
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 329 1,013 SH   SOLE   0 0 1,013
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 205 2,459 SH   SOLE   0 0 2,459
ISHARES EDGE MSCI MIN VOL GLBL ETF MIN VOL GBL ETF 464286525 224 2,340 SH   SOLE   0 0 2,340
ISHARES EDGE MSCI MIN VOL USA ETF MIN VOL USA ETF 46429B697 14,292 218,077 SH   SOLE   0 0 218,077
ISHARES FLOATING RATE BOND ETF FLTG RATE BD ETF 46429B655 722 14,163 SH   SOLE   0 0 14,163
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 243 3,505 SH   SOLE   0 0 3,505
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622 365 2,038 SH   SOLE   0 0 2,038
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 405 3,129 SH   SOLE   0 0 3,129
ISHARES SELECT DIVIDEND ETF SELECT DIVID ETF 464287168 942 9,022 SH   SOLE   0 0 9,022
ISHARES SHORT MATURITY BOND ETF SHT MAT BD ETF 46431W507 278 5,528 SH   SOLE   0 0 5,528
ISHARES US HEALTHCARE ETF US HLTHCARE ETF 464287762 257 1,193 SH   SOLE   0 0 1,193
ISHARES US MEDICAL DEVICES ETF U.S. MED DVC ETF 464288810 325 1,219 SH   SOLE   0 0 1,219
ISHARES US TECHNOLOGY ETF U.S. TECH ETF 464287721 279 1,175 SH   SOLE   0 0 1,175
J P MORGAN CHASE & CO COM 46625H100 1,534 11,282 SH   SOLE   0 0 11,282
JOHNSON & JOHNSON COM 478160104 310 2,153 SH   SOLE   0 0 2,153
JPMORGAN HGH YLD RSERCH ENNCD ETF HIGH YLD RESRCH 46641Q878 330 6,363 SH   SOLE   0 0 6,363
JPMORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC 46641Q837 6,077 120,445 SH   SOLE   0 0 120,445
LOCKHEED MARTIN CORP COM 539830109 343 829 SH   SOLE   0 0 829
LOWES COMPANIES INC COM 548661107 655 5,474 SH   SOLE   0 0 5,474
MERCK & CO. INC. COM 58933Y105 447 4,983 SH   SOLE   0 0 4,983
MESABI TRUST CTF BEN ROYALTY TRUST CTF BEN INT 590672101 204 8,500 SH   SOLE   0 0 8,500
MICROSOFT CORP COM 594918104 2,037 12,838 SH   SOLE   0 0 12,838
MONDELEZ INTL CLASS A CL A 609207105 205 3,832 SH   SOLE   0 0 3,832
PEMBINA PIPELINE CO F COM 706327103 358 9,770 SH   SOLE   0 0 9,770
PFIZER INC COM 717081103 353 9,092 SH   SOLE   0 0 9,092
PIMCO ENHANCED SHRT MATURTY ACTV ETF ENHAN SHRT MA AC 72201R833 1,857 18,267 SH   SOLE   0 0 18,267
PREF APT COMMUNITIES REIT CL A 74039L103 237 18,518 SH   SOLE   0 0 18,518
PROCTER & GAMBLE COM 742718109 472 3,845 SH   SOLE   0 0 3,845
PROSHARES RUSSELL 2000 DVD GRWRS ETF RUSS 2000 DIVD 74347B698 1,346 22,079 SH   SOLE   0 0 22,079
PROSHARES S&P 500 DIV ARISTOCRAT ETF S&P 500 DV ARIST 74348A467 1,612 21,508 SH   SOLE   0 0 21,508
PRSHRS S&P MDCP 400 DVD ARSTCRTS ETF MDCP 400 DIVID 74347B680 3,012 50,597 SH   SOLE   0 0 50,597
RAYTHEON CO COM 755111507 349 1,541 SH   SOLE   0 0 1,541
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 833 24,806 SH   SOLE   0 0 24,806
SCHWAB US AGGREGATE BONDETF US AGGREGATE B 808524839 222 4,141 SH   SOLE   0 0 4,141
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102 943 12,216 SH   SOLE   0 0 12,216
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 8,151 141,595 SH   SOLE   0 0 141,595
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 444 4,705 SH   SOLE   0 0 4,705
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF 808524409 295 4,930 SH   SOLE   0 0 4,930
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 754 10,010 SH   SOLE   0 0 10,010
SELECT STR FINANCIAL SELECT SPDR ETF SBI INT-FINL 81369Y605 340 11,130 SH   SOLE   0 0 11,130
SOUTHERN CO COM 842587107 567 9,056 SH   SOLE   0 0 9,056
SPDR BLMBERG BRCLY CONV SECRT ETF BLMBRG BRC CNVRT 78464A359 306 5,416 SH   SOLE   0 0 5,416
SPDR GOLD SHARES ETF GOLD SHS 78463V107 335 2,265 SH   SOLE   0 0 2,265
SPDR S&P 400 MID CAP VALUE ETF S&P 400 MDCP VAL 78464A839 216 3,998 SH   SOLE   0 0 3,998
SPDR S&P 500 ETF TR UNIT 78462F103 1,111 3,439 SH   SOLE   0 0 3,439
SPDR S&P 500 HIGH DIVIDEND ETF PRTFLO S&P500 HI 78468R788 264 6,768 SH   SOLE   0 0 6,768
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300 303 4,657 SH   SOLE   0 0 4,657
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 1,028 9,676 SH   SOLE   0 0 9,676
SPDR S&P EMERGING MARKETS DIVID ETF S&P EM MKT DIV 78463X533 466 14,610 SH   SOLE   0 0 14,610
SPDR S&P HEALTH CARE EQUIP ETF HLTH CR EQUIP 78464A581 365 4,242 SH   SOLE   0 0 4,242
SPDR S&P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 301 7,525 SH   SOLE   0 0 7,525
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 910 2,437 SH   SOLE   0 0 2,437
THE COCA-COLA CO COM 191216100 234 4,304 SH   SOLE   0 0 4,304
UNION PACIFIC CORP COM 907818108 289 1,624 SH   SOLE   0 0 1,624
UNITED TECHNOLOGIES COM 913017109 389 2,544 SH   SOLE   0 0 2,544
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF MORNINGSTAR WIDE 92189F643 720 13,054 SH   SOLE   0 0 13,054
VANGUARD DIVIDEND APPRECIATION ETF CONSUM STP ETF 921908844 652 5,229 SH   SOLE   0 0 5,229
VANGUARD INTL DIVIDEND APRECTN ETF INTL DVD ETF 921946810 328 4,554 SH   SOLE   0 0 4,554
VANGUARD MID CAP VALUE ETF MCAP VL IDXVIP 922908512 205 1,738 SH   SOLE   0 0 1,738
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND 921937827 265 3,287 SH   SOLE   0 0 3,287
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 1,946 11,767 SH   SOLE   0 0 11,767
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 6,458 76,783 SH   SOLE   0 0 76,783
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 792 4,824 SH   SOLE   0 0 4,824
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 262 1,858 SH   SOLE   0 0 1,858
VERIZON COMMUNICATN COM 92343V104 593 9,907 SH   SOLE   0 0 9,907
VGRD STC ETF DV SHRT TRM CORP BD 92206C409 824 10,160 SH   SOLE   0 0 10,160
WALT DISNEY CO COM 254687106 660 4,495 SH   SOLE   0 0 4,495
XTRACKERS MSCI EAFE HEDGED EQUITY ET XTRACK MSCI EAFE 233051200 456 13,444 SH   SOLE   0 0 13,444